Liabilities / Assets
85th percentile
Higher debt load relative to assets than 85% of similar nonprofits.
EIN 43-0689754 • 501(c)14 • Park Hills, MO
Profile
A not-for-profit financial cooperative dedicated to serving our member owners through: personalized member service; innovative products & services; knowledgeable, skilled & empowered employees; and financial strength & stability.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
85th percentile
Higher debt load relative to assets than 85% of similar nonprofits.
Liabilities / Revenue
29th percentile
Higher debt load relative to revenue than 29% of similar nonprofits.
Net Margin
12th percentile
Higher net margin than 12% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
62nd percentile
Faster asset growth than 62% of similar nonprofits.
Revenue Growth
50th percentile
Faster revenue growth than 50% of similar nonprofits.
Assets
Up$7,329,346
Up $73,522 (+1.0%) from 2023
Liabilities
Up$6,718,694
Up $196,637 (+3.0%) from 2023
Net Assets
Down$610,652
Down $123,115 (-17%) from 2023
Revenue
Up$492,437
Up $51,292 (+12%) from 2023
Expenses
Up$615,552
Up $32,947 (+5.7%) from 2023
Net Income
Up-$123,115
Up $18,345 (+13%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
A not-for-profit financial cooperative dedicated to serving our member owners through: personalized member service; innovative products & services; knowledgeable, skilled & empowered employees; and financial strength & stability.
Southeast missouri community credit union is a not-for-profit financial cooperative dedicated to serving our member owners through: - personalized member service - innovative products & services - knowledgeable, skilled & empowered employees - financial strength & stability
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $4,342,220 | $3,970,585 | ▼ $371,635 |
| Savings and Temporary Cash Investments | $2,504,973 | $2,960,761 | ▲ $455,788 |
| Rtn Earn Endowment Incm Other Fnds | $733,767 | $610,652 | ▼ $123,115 |
| Cash and Non-Interest-Bearing Accounts | $252,942 | $232,471 | ▼ $20,471 |
| Prepaid Expenses and Deferred Charges | $19,703 | $30,333 | ▲ $10,630 |
| Land, Buildings, and Equipment, Net | $32,979 | $22,437 | ▼ $10,542 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $7,255,824 | $7,329,346 | ▲ $73,522 |
| Other Assets Total | $103,007 | $112,759 | ▲ $9,752 |
| Liabilities | |||
| Other Liabilities | $6,495,719 | $6,773,157 | ▲ $277,438 |
| Accounts Payable and Accrued Expenses | $26,338 | $-54,463 | ▼ $80,801 |
| Total Liabilities | $6,522,057 | $6,718,694 | ▲ $196,637 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $733,767 | $610,652 | ▼ $123,115 |
| Total Liabilities and Net Assets / Fund Balance | $7,255,824 | $7,329,346 | ▲ $73,522 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $18,140 | $224,050 | $242,190 |
| Equipment | $4,297 | $61,112 | $65,409 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Trisha Garrett | Manager | FT | $51,679 | $5,000 | $56,679 |
| Tonya Beard | Manager | FT | $23,944 | $5,000 | $28,944 |
| Name | Title |
|---|---|
| Mark Dotson | Chairman |
| Benji House | Director |
| Cynthia Braddy | Director |
| Donna Graham | Director |
| Eddie Gross | Director |
| Stella Keen | Director |
| Steve Forsythe | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $399,303 |
| Salaries, Compensation, and Employee Benefits | $216,249 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $149,516 |
| Other Salaries and Wages | - | - | - | $92,786 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $85,623 |
| Other Employee Benefits | - | - | - | $23,889 |
| Depreciation Depletion | - | - | - | $15,536 |
| Payroll Taxes | - | - | - | $13,951 |
| Fees for Services Accounting | - | - | - | $11,540 |
| Insurance | - | - | - | $10,241 |
| All Other Expenses | - | - | - | $9,344 |
| Information Technology | - | - | - | $9,238 |
| Conferences and Meetings | - | - | - | $4,980 |
| Other Expenses | - | - | - | $4,523 |
| Occupancy | - | - | - | $2,889 |
| Advertising | - | - | - | $2,270 |
| Fees for Services Other | - | - | - | $-1,930 |
| Total Functional Expenses | $0 | $0 | $0 | $615,552 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $6,773,157 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”
“The manager presents the form 990 at a meeting of the board of directors.”
“On an annual basis, all board members and employees are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and sign a statement to that effect. These statements are maintained on file at the credit union.”
“The board of directors reviews and approves all compensation, including the manager's. Credit union size and comparable job experience are taken into consideration. The board's deliberations and decisions are documented in the minutes.”
“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 26338 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | -54463 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | SOUTHEAST MISSOURI COMMUNITY CREDIT UNION IS A NOT-FOR-PROFIT FINANCIAL COOPERATIVE DEDICATED TO SERVING OUR MEMBER OWNERS THROUGH: - PERSONALIZED MEMBER SERVICE - INNOVATIVE PRODUCTS & SERVICES - KNOWLEDGEABLE, SKILLED & EMPOWERED EMPLOYEES - FINANCIAL STRENGTH & STABILITY |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2270 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 9344 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | TRISH GARRETT |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5734313573 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 312 WEST MAIN STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | PARK HILLS |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 636012544 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 252942 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 232471 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 85623 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 4980 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 100478 |
| IRS990/CYOtherExpensesAmt | 0 | 399303 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 391959 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -123115 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 216249 |
| IRS990/CYTotalExpensesAmt | 0 | 615552 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 492437 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 15536 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 1,219 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 11540 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | -1930 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 5000 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 5000 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | STELLA KEEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MARK DOTSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | STEVE FORSYTHE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DONNA GRAHAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BENJI HOUSE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CYNTHIA BRADDY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | EDDIE GROSS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | TONYA BEARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TRISHA GARRETT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 23944 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 51679 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | MANAGER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1951 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -9850 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 27150 |
| IRS990/GrossReceiptsAmt | 0 | 529437 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 9238 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 10241 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 110328 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 110328 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 295 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 285162 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 32979 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 22437 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 307599 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 37000 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | A NOT-FOR-PROFIT FINANCIAL COOPERATIVE DEDICATED TO SERVING OUR MEMBER OWNERS THROUGH: PERSONALIZED MEMBER SERVICE; INNOVATIVE PRODUCTS & SERVICES; KNOWLEDGEABLE, SKILLED & EMPOWERED EMPLOYEES; AND FINANCIAL STRENGTH & STABILITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 733767 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 610652 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -9850 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -9850 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 2889 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 149516 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 103007 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 112759 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 23889 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 122270 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 45387 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 13499 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 4523 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 6495719 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 6773157 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 92786 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 4342220 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 3970585 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 13951 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 19703 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 30333 |
| IRS990/PrincipalOfficerNm | 0 | TRISH GARRETT |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 317451 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 74067 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 317451 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 74508 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 441 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, THERE WERE 443 LOANS OUTSTANDING TOTALING $3,499,063. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS AND INTEREST ON MEMBER DEPOSITS TOTALING $122,270 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 50753 |
| IRS990/PYOtherExpensesAmt | 0 | 390705 |
| IRS990/PYOtherRevenueAmt | 0 | 749 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 389643 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -141460 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 191900 |
| IRS990/PYTotalExpensesAmt | 0 | 582605 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 441145 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -123115 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 733767 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 610652 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2504973 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2960761 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 18140 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 224050 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 242190 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 4297 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 61112 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 65409 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 6773157 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 22437 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 6773157 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE MANAGER PRESENTS THE FORM 990 AT A MEETING OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ON AN ANNUAL BASIS, ALL BOARD MEMBERS AND EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SIGN A STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS REVIEWS AND APPROVES ALL COMPENSATION, INCLUDING THE MANAGER'S. CREDIT UNION SIZE AND COMPARABLE JOB EXPERIENCE ARE TAKEN INTO CONSIDERATION. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 7329346 |
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| IRS990/TotalEmployeeCnt | 0 | 9 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 615552 |
| IRS990/TotalGrossUBIAmt | 0 | 441 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 6522057 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 6718694 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 6522057 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 6718694 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 733767 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 610652 |
| IRS990/TotalOtherCompensationAmt | 0 | 10000 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 391959 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 75623 |
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| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 441 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 7255824 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 7329346 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 312 WEST MAIN STREET |
| IRS990/USAddress/CityNm | 0 | PARK HILLS |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 636012544 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.SOUTHEASTCREDITUNION.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TRISH GARRETT |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5734313573 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-28 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SOUTHEAST MISSOURI COMMUNITY |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SOUT |
| ReturnHeader/Filer/EIN | 0 | 430689754 |
| ReturnHeader/Filer/PhoneNum | 0 | 5734313573 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 312 WEST MAIN STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | PARK HILLS |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 636010532 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810781371 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 660616454 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-28 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GERALD TENBRINK |
| ReturnHeader/ReturnTs | 0 | 2025-11-28T11:34:49-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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