Alliance Credit Union

“Credit union that is member driven coop. Organized for the financial and lending needs of its members.”

“An annual membership meeting is held in march, where elegible members have the right to nominate and vote on election of board members. Generally, two board members positions are voted on to serve a term of three years. There are presently 7 board members on the governing board.”

“Any field of membership changes or additions and/or bylaw changes.”

“All branches are subject to the same policies and procedures as mentioned in this document.”

“The avp of accounting reviews form 990 with the cfo, before it is submitted to the irs. The cfo reviews a filed copy of form 990 with the chairman of the board after it is submitted. The cfo advises all of the board of directors that a hard copy of form 990 is available for their review - this is usually done at the first board meeting after it is filed. Our 2023 form 990 report is being made available electronically to all board of directors via a board intranet site.”

“We have a written conflict of interest incorporated in our code of ethics & conduct which has to be signed by all employees at the time of employment. A separate agreement for board officials has to be signed at the time of board participation.”

“Ceo base compensation is established by the executive committee of the board of directors and included in the ceo's written employment contract, utilizing most recent salary survey data from organizations of similar size and nature. Ceo incentives are also set by the board of directors and are based on ceo performance to predetermined organizational financial goals.”

“Officer base compensation is established by the ceo and human resource vice president, utilizing most recent salary survey data from organizations of similar size and nature (exception - human resource vice president does not participate in setting his own salary). Officer incentives are also based on performance to predetermined organizational financial goals, subject to approval by the ceo and board of directors.”

“The missouri secretary of state's website makes our articles of incorporation and our bylaws available "to the public". Board members responsibilities and how they are elected are described on our public website. Copies of our financial statements are available upon request. At our annual membership meeting year end reports are made by our chairman & ceo, treasurer and supervisory committee chairman, copies are available "to the public" at our branch offices after the annual meeting.”

“Incr in equity merger ffighters 2,400,067 decr due cecl ln allow adjustment -2,220,174 total 179,893”