Civic Intelligence

National Exchange Club 1527 Waterloo Ia Aka Waterloo Exchange Club

EIN 42-6121481 • 501(c)4 • Waterloo, IA

Profile

To work towards the prevention of child abuse and promote youth activities

PO Box 1404Waterloo, IA 50704

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2025

Net Margin

29th percentile

-11%

Higher net margin than 29% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2025

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2025

Asset Growth

45th percentile

-3.9%

Faster asset growth than 45% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

29th percentile

-20%

Faster revenue growth than 29% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets59th percentile

Assets

Down

$142,710

Down $5,829 (-3.9%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$142,710

Down $5,829 (-3.9%) from 2024

Operations
Liabilities / Revenue61st percentileNet Margin29th percentile

Revenue

Down

$52,164

Down $13,395 (-20%) from 2024

Expenses

Up

$57,993

Up $2,881 (+5.2%) from 2024

Net Income

Down

-$5,829

Down $16,276 (-156%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth45th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2011: $33,822Liabilities 2011: $02011Assets 2012: $40,947Liabilities 2012: $02012Assets 2013: $45,563Net Assets 2013: $45,5632013Assets 2014: $29,576Liabilities 2014: $02014Assets 2015: $33,031Net Assets 2015: $33,0312015Assets 2016: $49,466Net Assets 2016: $49,4662016Assets 2017: $52,717Liabilities 2017: $02017Assets 2018: $47,765Liabilities 2018: $02018Assets 2019: $30,638Liabilities 2019: $02019Assets 2020: $36,224Liabilities 2020: $02020Assets 2022: $145,989Liabilities 2022: $0Net Assets 2022: $145,9892022Assets 2023: $138,092Liabilities 2023: $0Net Assets 2023: $138,0922023Assets 2024: $148,539Liabilities 2024: $0Net Assets 2024: $148,5392024Assets 2025: $142,710Liabilities 2025: $0Net Assets 2025: $142,7102025

Highlighted filing

2025

Assets$142,710
Liabilities$0
Net Assets$142,710
Open 2025 Filing

Operations Trend

Revenue Growth29th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2011: $66,696Expenses 2011: $67,659Net Income 2011: -$9632011Revenue 2012: $68,655Expenses 2012: $61,530Net Income 2012: $7,1252012Revenue 2013: $69,285Expenses 2013: $64,669Net Income 2013: $4,6162013Revenue 2014: $63,089Expenses 2014: $79,076Net Income 2014: -$15,9872014Revenue 2015: $67,386Expenses 2015: $63,931Net Income 2015: $3,4552015Revenue 2016: $73,826Expenses 2016: $57,391Net Income 2016: $16,4352016Revenue 2017: $63,622Expenses 2017: $60,371Net Income 2017: $3,2512017Revenue 2018: $60,554Expenses 2018: $65,506Net Income 2018: -$4,9522018Revenue 2019: $72,530Expenses 2019: $89,657Net Income 2019: -$17,1272019Revenue 2020: $44,745Expenses 2020: $41,824Net Income 2020: $2,9212020Revenue 2022: $164,984Expenses 2022: $44,791Net Income 2022: $120,1932022Revenue 2023: $48,811Expenses 2023: $56,708Net Income 2023: -$7,8972023Revenue 2024: $65,559Expenses 2024: $55,112Net Income 2024: $10,4472024Revenue 2025: $52,164Expenses 2025: $57,993Net Income 2025: -$5,8292025

Highlighted filing

2025

Revenue$52,164
Expenses$57,993
Net Income-$5,829
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$142,710
Liabilities
$0
Net assets
$142,710
Revenue
$52,164
Expenses
$57,993
Net income
-$5,829
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.43$0.00$1.43$0.52$0.58$0.06
2024Detailed filing. Detailed filing data is available for this year.$1.49$0.00$1.49$0.66$0.55$0.10
2023Detailed filing. Detailed filing data is available for this year.$1.38$0.00$1.38$0.49$0.57$0.08
2022Detailed filing. Detailed filing data is available for this year.$1.46$0.00$1.46$1.65$0.45$1.20
2020Summary only. Only limited summary data is available for this year.$0.36$0.00$0.45$0.42$0.03
2019Summary only. Only limited summary data is available for this year.$0.31$0.00$0.73$0.90$0.17
2018Summary only. Only limited summary data is available for this year.$0.48$0.00$0.61$0.66$0.05
2017Summary only. Only limited summary data is available for this year.$0.53$0.00$0.64$0.60$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.49$0.49$0.74$0.57$0.16
2015Detailed filing. Detailed filing data is available for this year.$0.33$0.33$0.67$0.64$0.03
2014Summary only. Only limited summary data is available for this year.$0.30$0.00$0.63$0.79$0.16
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.46$0.46$0.69$0.65$0.05
2012Summary only. Only limited summary data is available for this year.$0.41$0.00$0.69$0.62$0.07
2011Summary only. Only limited summary data is available for this year.$0.34$0.00$0.67$0.68$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 15, 2025
Return Version
2024v5.0
Gross Receipts
$57,497
Mission and Program Overview

Mission

To work towards the prevention of child abuse and promote youth activities

To work towards the prevention of child abuse promote youth activities and support area veterans

Program Services

DescriptionGrantsExpenses
To promote citizenship and community betterment activities$0$9,302
To promote membership education and officer training to facilitate and enhance the programing of the organization and enhance the positive impact to the community.$0$5,718
To Work towards prevention of child abuse (Exchange's National Program of Service) and promote youth activities$5,000$5,332
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jillian RutledgePast President-$0--
Sharon DrosteSecretary-$0--
Diana SashTreasurer-$0--
Brian LynchPresident-$0--
Bailey MooreVice President-$0--
Mark LittleDirector-$0--
Josh StevensDirector-$0--
Jackie WagnerDirector-$0--
Filing and Contact Details

Filer

Filer Name
National Exchange Club
EIN
42-6121481
Phone
3192408977
Address
PO BOX 1404, WATERLOO, IA 50704

Signing Officer

Name
Diana Sash
Title
Treasurer
Phone
3192408103
Signed
2025-11-15
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8

“Description;Amount^Dinners honoring students veterans safety;6614^Total;6614^”

Form 990-EZ, Part I, Line 16

“Description;Amount^Meals;19222|Dues;5032|Americanism project expense;2448|Training;5719|Youth;8006|Community Outreach;9178|Club Activities;1555|Prevention of Child Abuse;5000^Total;56160^”

Raw XML Appendix156 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Diana Sash
IRS990EZ/BooksInCareOfDetail/PhoneNum03192408977
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1404
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WATERLOO
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd050704
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0148539
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0142710
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt09775
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-5829
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01071
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0148539
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0142710
IRS990EZ/FundraisingGrossIncomeAmt010312
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt057497
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/GroupExemptionNum01527
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt05921
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt024875
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0148539
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0142710
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0148539
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0142710
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt44
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Jillian Rutledge
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Sharon Droste
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Diana Sash
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Brian Lynch
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Bailey Moore
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Mark Little
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Josh Stevens
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Jackie Wagner
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt056160
IRS990EZ/OtherRevenueTotalAmt06614
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0To work towards the prevention of child abuse promote youth activities and support area veterans
IRS990EZ/PrintingPublicationsPostageAmt0762
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To Work towards prevention of child abuse (Exchange's National Program of Service) and promote youth activities
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1To promote citizenship and community betterment activities
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2To promote membership education and officer training to facilitate and enhance the programing of the organization and enhance the positive impact to the community.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt05000
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt20
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt05332
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt19302
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt25718
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt05333
IRS990EZ/SpecialEventsNetIncomeLossAmt04979
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0IA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt057993
IRS990EZ/TotalProgramServiceExpensesAmt020352
IRS990EZ/TotalRevenueAmt052164
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Dinners honoring students veterans safety;6614^Total;6614^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;Amount^Meals;19222|Dues;5032|Americanism project expense;2448|Training;5719|Youth;8006|Community Outreach;9178|Club Activities;1555|Prevention of Child Abuse;5000^Total;56160^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Diana Sash
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum03192408103
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NATIONAL EXCHANGE CLUB
ReturnHeader/Filer/BusinessNameControlTxt0NATI
ReturnHeader/Filer/EIN0426121481
ReturnHeader/Filer/PhoneNum03192408977
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1404
ReturnHeader/Filer/USAddress/CityNm0WATERLOO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd050704
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-11-15T01:28:15-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)4 • <$500k nonprofits