Civic Intelligence

Kah Credit Union

EIN 42-6077673 • 501(c)14 • Keokuk, IA

Profile

The mission of kah credit union is to provide a limited range of financial services to its members, most of whom are employees or former employees of keokuk area hospital

1600 Morgan StreetKeokuk, IA 52632

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2023

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2023

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2023

Top Officer Pay

29th percentile

$0

Higher top officer pay than 29% of similar nonprofits.

501(c)14 • <$500k nonprofits • Source year 2023

Asset Growth

95th percentile

-100%

Faster asset growth than 95% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

8th percentile

-100%

Faster revenue growth than 8% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $1,555,539 (-100%) from 2022

Liabilities

Down

$0

Down $1,063,097 (-100%) from 2022

Net Assets

Down

$0

Down $492,442 (-100%) from 2022

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Down

$0

Down $38,179 (-100%) from 2022

Expenses

Down

$0

Down $64,997 (-100%) from 2022

Net Income

Up

$0

Up $26,818 (+100%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $2,194,223Liabilities 2011: $1,636,258Net Assets 2011: $557,9652011Assets 2012: $2,145,823Liabilities 2012: $1,570,532Net Assets 2012: $575,2912012Assets 2013: $2,067,452Liabilities 2013: $1,503,799Net Assets 2013: $563,6532013Assets 2014: $1,880,924Liabilities 2014: $1,338,081Net Assets 2014: $542,8432014Assets 2015: $1,801,197Liabilities 2015: $1,290,226Net Assets 2015: $510,9712015Assets 2017: $1,767,669Liabilities 2017: $1,237,955Net Assets 2017: $529,7142017Assets 2018: $1,690,228Liabilities 2018: $1,160,551Net Assets 2018: $529,6772018Assets 2019: $1,649,841Liabilities 2019: $1,120,473Net Assets 2019: $529,3682019Assets 2020: $1,755,054Liabilities 2020: $1,232,901Net Assets 2020: $522,1532020Assets 2022: $1,555,539Liabilities 2022: $1,063,097Net Assets 2022: $492,4422022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023

Highlighted filing

2023

Assets$0
Liabilities$0
Net Assets$0
Open 2023 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KExpenses 2011: $76,8102011Expenses 2012: $69,6792012Revenue 2013: $73,597Expenses 2013: $85,235Net Income 2013: -$11,6382013Revenue 2014: $65,864Expenses 2014: $84,698Net Income 2014: -$18,8342014Revenue 2015: $75,359Expenses 2015: $107,262Net Income 2015: -$31,9032015Revenue 2017: $52,379Expenses 2017: $46,773Net Income 2017: $5,6062017Revenue 2018: $51,447Expenses 2018: $51,484Net Income 2018: -$372018Revenue 2019: $53,209Expenses 2019: $47,907Net Income 2019: $5,3022019Revenue 2020: $44,519Expenses 2020: $51,734Net Income 2020: -$7,2152020Revenue 2022: $38,179Expenses 2022: $64,997Net Income 2022: -$26,8182022Revenue 2023: $0Expenses 2023: $0Net Income 2023: $02023

Highlighted filing

2023

Revenue$0
Expenses$0
Net Income$0
Open 2023 Filing

Filings

Most recent year

2023 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$0
Expenses
$0
Net income
$0
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$0.00$0.00
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.56$1.06$0.49$0.04$0.06$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.76$1.23$0.52$0.04$0.05$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.65$1.12$0.53$0.05$0.05$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.69$1.16$0.53$0.05$0.05$0.00
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.77$1.24$0.53$0.05$0.05$0.01
2015Detailed filing. Detailed filing data is available for this year.$1.80$1.29$0.51$0.08$0.11$0.03
2014Detailed filing. Detailed filing data is available for this year.$1.88$1.34$0.54$0.07$0.08$0.02
2013Detailed filing. Detailed filing data is available for this year.$2.07$1.50$0.56$0.07$0.09$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.15$1.57$0.58$0.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.19$1.64$0.56$0.08
Latest Detailed Filing

The latest 2023 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2015 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Apr 21, 2016
Return Version
2015v2.1
Gross Receipts
$75,359
Mission and Program Overview

Mission

The mission of kah credit union is to provide a limited range of financial services to its members, most of whom are employees or former employees of keokuk area hospital

The mission of kah credit union is to provide a limited range of financial services to its members, most of whom are employees or former employees of keokuk area hospital.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$652,561$762,642▲ $110,081
Other Notes and Loans Receivable, Net$878,092$749,034▼ $129,058
Rtn Earn Endowment Incm Other Fnds$442,843$410,971▼ $31,872
Cash and Non-Interest-Bearing Accounts$334,370$223,220▼ $111,150
Cap Stk Tr Prin Current Funds$100,000$100,000→ $0
Investments Program Related$0$50,000▲ $50,000
Prepaid Expenses and Deferred Charges$0$2,633▲ $2,633
Land, Buildings, and Equipment, Net$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$1,880,924$1,801,197▼ $79,727
Other Assets Total$15,901$13,668▼ $2,233
Liabilities
Other Liabilities$1,337,911$1,270,942▼ $66,969
Accounts Payable and Accrued Expenses$170$19,284▲ $19,114
Total Liabilities$1,338,081$1,290,226▼ $47,855
Net Assets / Fund Balance
Total Net Assets Fund Balance$542,843$510,971▼ $31,872
Total Liabilities and Net Assets / Fund Balance$1,880,924$1,801,197▼ $79,727
Compensation and Service Providers
Top Officer Pay29th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Paula VickersCredit Union ManagerPT$9,071$9,071
Michelle MccannCredit Union Manager (former)PT$7,240$7,240
Kristina KarreCFO-$2,600$2,600

Board Members and Trustees

NameTitle
Wayne ShumanChairman of the Board
Cathy PlatzVice-chair
Debra FaulknerDirector
Edward WestDirector
Jean SaxtonDirector
Renee MccartyDirector
Sherry HeitmanDirector
Linda AtterbergSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$58,455
Investment Income
$3,613
Other Revenue
$13,291
Change in Net Assets
$-31,903

Audited Revenue Reconciliation

Revenue per Audited Statements
$75,359
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$75,359
Total Revenue per Form 990
$75,359
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$86,898
Salaries, Compensation, and Employee Benefits$20,364
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$18,911--$18,911
Fees for Services Accounting$10,361--$10,361
Occupancy$9,600--$9,600
All Other Expenses$8,691--$8,691
Insurance$6,183--$6,183
Office Expenses$4,380--$4,380
Information Technology$3,808--$3,808
Interest$2,969--$2,969
Other Salaries and Wages$1,453--$1,453
Payments to Affiliates$1,013--$1,013
Other Expenses$450--$450
Travel$335--$335
Conferences and Meetings$86--$86
Total Functional Expenses$107,262$0$0$107,262

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$107,262
Total Expenses per Audited Statements$107,262
Total Expenses per Form 990$107,262
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$1,270,942
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“MEMBERS”

Form 990, Part VI, Section A, Line 7A

“Elections are held annually and are open to all members.”

Form 990, Part VI, Section A, Line 7B

“Decisions are approved by the board members.”

Form 990, Part VI, Section B, Line 11

“The board chairman and board members are sent a draft of the 990 to review before filing.”

Form 990, Part VI, Section B, Line 12C

“Policies are reviewed and discussed at monthly meetings of the board of directors.”

Form 990, Part VI, Section B, Line 15

“The salary of the credit union manager is determined by keokuk area hospital, not by the board of directors. There are no highly compensated employees.”

Form 990, Part VI, Section C, Line 19

“All items are available at the office of the organization at 1600 morgan street, keokuk, ia. Information is made available upon request of a member of the public. Form 990 is posted on the organizations bulletin board.”

Filing and Contact Details

Filer

Filer Name
Kah Credit Union
EIN
42-6077673
Phone
3195247150
Address
1600 MORGAN STREET, KEOKUK, IA 52632

Signing Officer

Name
Kristina Karre
Title
Financial Officer
Phone
3195247150
Signed
2016-04-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kristina Karre
Formed
1963
Legal Domicile
Ia
Voting Board Members
8
Independent Board Members
8
Employees
3
Volunteers
0

Preparer

Firm
Gardiner Thomsen
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
C L Telk Jr CPA
Phone
5152701446
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“In accordance with the income taxes topic of the financial accounting standards board (fasb) accounting standards codification (asc), the credit union evaluates uncertain tax benefits arising from tax positions taken or expected to be taken based upon the likelihood of being sustained upon examination by applicable tax authorities. If the credit union determines that a tax position is more likely than not of being sustained, it recognizes the largest amount of the arising benefit that is greater than 50% likely of being realized upon settlement in the financial statements. Any tax positions taken or expected to be taken that do not pass the more likely than not test, the credit union establishes reserves offsetting the benefits related to such positions. Interest and penalties, if any, are included in the current period provision for income taxes in the credit union's statement of income and are included as a current liability in the balance sheet.”

Raw XML Appendix391 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0170
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt019284
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE MISSION OF KAH CREDIT UNION IS TO PROVIDE A LIMITED RANGE OF FINANCIAL SERVICES TO ITS MEMBERS, MOST OF WHOM ARE EMPLOYEES OR FORMER EMPLOYEES OF KEOKUK AREA HOSPITAL.
IRS990/AllOtherExpensesGrp/ProgramServicesAmt08691
IRS990/AllOtherExpensesGrp/TotalAmt08691
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd00
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0PAULA VICKERS
IRS990/BooksInCareOfDetail/PhoneNum03195247150
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01600 MORGAN STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0KEOKUK
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd052632
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt0100000
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt0100000
IRS990/CashNonInterestBearingGrp/BOYAmt0334370
IRS990/CashNonInterestBearingGrp/EOYAmt0223220
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt018911
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt018911
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt086
IRS990/ConferencesMeetingsGrp/TotalAmt086
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt03613
IRS990/CYOtherExpensesAmt086898
IRS990/CYOtherRevenueAmt013291
IRS990/CYProgramServiceRevenueAmt058455
IRS990/CYRevenuesLessExpensesAmt0-31903
IRS990/CYSalariesCompEmpBnftPaidAmt020364
IRS990/CYTotalExpensesAmt0107262
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt075359
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0KAH CREDIT UNION PROVIDES SHARE ACCOUNTS AND CONSUMER LOANS FOR ITS MEMBERS. IN 2015, THERE WERE 559 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt0107262
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt010361
IRS990/FeesForServicesAccountingGrp/TotalAmt010361
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt920.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1020.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0WAYNE SHUMAN
IRS990/Form990PartVIISectionAGrp/PersonNm1CATHY PLATZ
IRS990/Form990PartVIISectionAGrp/PersonNm2LINDA ATTERBERG
IRS990/Form990PartVIISectionAGrp/PersonNm3DEBRA FAULKNER
IRS990/Form990PartVIISectionAGrp/PersonNm4SHERRY HEITMAN
IRS990/Form990PartVIISectionAGrp/PersonNm5JEAN SAXTON
IRS990/Form990PartVIISectionAGrp/PersonNm6RENEE MCCARTY
IRS990/Form990PartVIISectionAGrp/PersonNm7EDWARD WEST
IRS990/Form990PartVIISectionAGrp/PersonNm8KRISTINA KARRE
IRS990/Form990PartVIISectionAGrp/PersonNm9PAULA VICKERS
IRS990/Form990PartVIISectionAGrp/PersonNm10MICHELLE MCCANN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt82600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt99071
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt107240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt9CREDIT UNION MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt10CREDIT UNION MANAGER (FORMER)
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01963
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt075359
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt03808
IRS990/InformationTechnologyGrp/TotalAmt03808
IRS990/InsuranceGrp/ProgramServicesAmt06183
IRS990/InsuranceGrp/TotalAmt06183
IRS990/InterestGrp/ProgramServicesAmt02969
IRS990/InterestGrp/TotalAmt02969
IRS990/InvestmentIncomeGrp/ExclusionAmt03613
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03613
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt050000
IRS990/IRPDocumentCnt076
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt00
IRS990/LegalDomicileStateCd0IA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0449
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0449
IRS990/MissionDesc0THE MISSION OF KAH CREDIT UNION IS TO PROVIDE A LIMITED RANGE OF FINANCIAL SERVICES TO ITS MEMBERS, MOST OF WHOM ARE EMPLOYEES OR FORMER EMPLOYEES OF KEOKUK AREA HOSPITAL.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0542843
IRS990/NetAssetsOrFundBalancesEOYAmt0510971
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt09600
IRS990/OccupancyGrp/TotalAmt09600
IRS990/OfficeExpensesGrp/ProgramServicesAmt04380
IRS990/OfficeExpensesGrp/TotalAmt04380
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt015901
IRS990/OtherAssetsTotalGrp/EOYAmt013668
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1CREDIT CHECK & COLLECTI
IRS990/OtherExpensesGrp/Desc2MONIES & CREDITS TAX
IRS990/OtherExpensesGrp/ProgramServicesAmt037842
IRS990/OtherExpensesGrp/ProgramServicesAmt11180
IRS990/OtherExpensesGrp/ProgramServicesAmt2450
IRS990/OtherExpensesGrp/TotalAmt037842
IRS990/OtherExpensesGrp/TotalAmt11180
IRS990/OtherExpensesGrp/TotalAmt2450
IRS990/OtherLiabilitiesGrp/BOYAmt01337911
IRS990/OtherLiabilitiesGrp/EOYAmt01270942
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0DEFERRED REVENUE
IRS990/OtherRevenueMiscGrp/Desc1PATRONAGE DIVIDEND
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt09600
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt13242
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt09600
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt13242
IRS990/OtherRevenueTotalAmt013291
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01453
IRS990/OtherSalariesAndWagesGrp/TotalAmt01453
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0878092
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0749034
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt01013
IRS990/PaymentsToAffiliatesGrp/TotalAmt01013
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02633
IRS990/PrincipalOfficerNm0KRISTINA KARRE
IRS990/PriorPeriodAdjustmentsAmt031
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt058455
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt058455
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt03393
IRS990/PYOtherExpensesAmt068360
IRS990/PYOtherRevenueAmt0566
IRS990/PYProgramServiceRevenueAmt061905
IRS990/PYRevenuesLessExpensesAmt0-18834
IRS990/PYSalariesCompEmpBnftPaidAmt016338
IRS990/PYTotalExpensesAmt084698
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt065864
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-31903
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt071746
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0442843
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0410971
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0652561
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0762642
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0107262
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01270942
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt075359
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0IN ACCORDANCE WITH THE INCOME TAXES TOPIC OF THE FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ACCOUNTING STANDARDS CODIFICATION (ASC), THE CREDIT UNION EVALUATES UNCERTAIN TAX BENEFITS ARISING FROM TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN BASED UPON THE LIKELIHOOD OF BEING SUSTAINED UPON EXAMINATION BY APPLICABLE TAX AUTHORITIES. IF THE CREDIT UNION DETERMINES THAT A TAX POSITION IS MORE LIKELY THAN NOT OF BEING SUSTAINED, IT RECOGNIZES THE LARGEST AMOUNT OF THE ARISING BENEFIT THAT IS GREATER THAN 50% LIKELY OF BEING REALIZED UPON SETTLEMENT IN THE FINANCIAL STATEMENTS. ANY TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT DO NOT PASS THE MORE LIKELY THAN NOT TEST, THE CREDIT UNION ESTABLISHES RESERVES OFFSETTING THE BENEFITS RELATED TO SUCH POSITIONS. INTEREST AND PENALTIES, IF ANY, ARE INCLUDED IN THE CURRENT PERIOD PROVISION FOR INCOME TAXES IN THE CREDIT UNION'S STATEMENT OF INCOME AND ARE INCLUDED AS A CURRENT LIABILITY IN THE BALANCE SHEET.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt0107262
IRS990ScheduleD/TotalLiabilityAmt01270942
IRS990ScheduleD/TotalRevenuePerForm990Amt075359
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt075359
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0107262
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ELECTIONS ARE HELD ANNUALLY AND ARE OPEN TO ALL MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DECISIONS ARE APPROVED BY THE BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD CHAIRMAN AND BOARD MEMBERS ARE SENT A DRAFT OF THE 990 TO REVIEW BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4POLICIES ARE REVIEWED AND DISCUSSED AT MONTHLY MEETINGS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE SALARY OF THE CREDIT UNION MANAGER IS DETERMINED BY KEOKUK AREA HOSPITAL, NOT BY THE BOARD OF DIRECTORS. THERE ARE NO HIGHLY COMPENSATED EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ALL ITEMS ARE AVAILABLE AT THE OFFICE OF THE ORGANIZATION AT 1600 MORGAN STREET, KEOKUK, IA. INFORMATION IS MADE AVAILABLE UPON REQUEST OF A MEMBER OF THE PUBLIC. FORM 990 IS POSTED ON THE ORGANIZATIONS BULLETIN BOARD.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01880924
IRS990/TotalAssetsEOYAmt01801197
IRS990/TotalAssetsGrp/BOYAmt01880924
IRS990/TotalAssetsGrp/EOYAmt01801197
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0107262
IRS990/TotalFunctionalExpensesGrp/TotalAmt0107262
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01338081
IRS990/TotalLiabilitiesEOYAmt01290226
IRS990/TotalLiabilitiesGrp/BOYAmt01338081
IRS990/TotalLiabilitiesGrp/EOYAmt01290226
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0542843
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0510971
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0107262
IRS990/TotalProgramServiceRevenueAmt058455
IRS990/TotalReportableCompFromOrgAmt018911
IRS990/TotalRevenueGrp/ExclusionAmt03613
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt071746
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt075359
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01880924
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01801197
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt0335
IRS990/TravelGrp/TotalAmt0335
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01600 MORGAN ST
IRS990/USAddress/CityNm0KEOKUK
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd052632
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0KRISTINA KARRE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0FINANCIAL OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum03195247150
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-04-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0KAH CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0KAHC
ReturnHeader/Filer/EIN0426077673
ReturnHeader/Filer/PhoneNum03195247150
ReturnHeader/Filer/USAddress/AddressLine1Txt01600 MORGAN STREET
ReturnHeader/Filer/USAddress/CityNm0KEOKUK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd052632
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0421186197
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GARDINER THOMSEN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010555 NEW YORK AVENUE SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DES MOINES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd050322
ReturnHeader/PreparerPersonGrp/PhoneNum05152701446
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0C L TELK JR CPA
ReturnHeader/ReturnTs02016-04-25T09:49:13-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

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