Civic Intelligence

Peoples Credit Union

EIN 42-6064858 • 501(c)14 • Webster City, IA

View Organization Page

Profile

Peoples credit union strives to provide the most cost efficient products and sevices to their members.

310 First Street PO Box 545Webster City, IA 50595

www.peoples-credit-union.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.89x

Higher debt load relative to assets than 63% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

16th percentile

12.67x

Higher debt load relative to revenue than 16% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

5th percentile

-8.9%

Higher net margin than 5% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

45th percentile

-0.2%

Faster asset growth than 45% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Revenue Growth

76th percentile

21%

Faster revenue growth than 76% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Up

$89,140,364

Up $1,609,162 (+1.8%) from 2023

Liabilities

Up

$79,662,490

Up $2,119,009 (+2.7%) from 2023

Net Assets

Down

$9,477,874

Down $509,847 (-5.1%) from 2023

Operations
Liabilities / Revenue16th percentileNet Margin5th percentile

Revenue

Up

$6,288,328

Up $1,117,941 (+22%) from 2023

Expenses

Up

$6,850,261

Up $1,574,853 (+30%) from 2023

Net Income

Down

-$561,933

Down $456,912 (-435%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth45th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2010: $20,458,463Liabilities 2010: $17,184,227Net Assets 2010: $3,274,2362010Assets 2011: $20,924,337Liabilities 2011: $17,621,296Net Assets 2011: $3,303,0412011Assets 2015: $30,979,833Liabilities 2015: $26,774,647Net Assets 2015: $4,205,1862015Assets 2016: $50,046,985Liabilities 2016: $42,982,906Net Assets 2016: $7,064,0792016Assets 2017: $51,597,086Liabilities 2017: $44,150,953Net Assets 2017: $7,446,1332017Assets 2018: $52,342,750Liabilities 2018: $44,412,709Net Assets 2018: $7,930,0412018Assets 2019: $64,256,535Liabilities 2019: $55,995,515Net Assets 2019: $8,261,0202019Assets 2020: $72,317,565Liabilities 2020: $63,689,736Net Assets 2020: $8,627,8292020Assets 2021: $78,961,177Liabilities 2021: $69,777,719Net Assets 2021: $9,183,4582021Assets 2022: $89,550,982Liabilities 2022: $79,506,799Net Assets 2022: $10,044,1832022Assets 2023: $87,531,202Liabilities 2023: $77,543,481Net Assets 2023: $9,987,7212023Assets 2024: $89,140,364Liabilities 2024: $79,662,490Net Assets 2024: $9,477,8742024

Highlighted filing

2024

Assets$89,140,364
Liabilities$79,662,490
Net Assets$9,477,874
Open 2024 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,091,8332010Revenue 2011: $1,068,574Expenses 2011: $1,075,914Net Income 2011: -$7,3402011Revenue 2015: $1,441,706Expenses 2015: $1,226,564Net Income 2015: $215,1422015Revenue 2016: $2,317,192Expenses 2016: $1,965,958Net Income 2016: $351,2342016Revenue 2017: $2,826,083Expenses 2017: $2,606,589Net Income 2017: $219,4942017Revenue 2018: $3,081,616Expenses 2018: $2,786,817Net Income 2018: $294,7992018Revenue 2019: $3,667,293Expenses 2019: $3,523,117Net Income 2019: $144,1762019Revenue 2020: $3,770,636Expenses 2020: $3,568,798Net Income 2020: $201,8382020Revenue 2021: $3,848,954Expenses 2021: $3,556,998Net Income 2021: $291,9562021Revenue 2022: $4,323,841Expenses 2022: $3,691,556Net Income 2022: $632,2852022Revenue 2023: $5,170,387Expenses 2023: $5,275,408Net Income 2023: -$105,0212023Revenue 2024: $6,288,328Expenses 2024: $6,850,261Net Income 2024: -$561,9332024

Highlighted filing

2024

Revenue$6,288,328
Expenses$6,850,261
Net Income-$561,933
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$89,140,364
Liabilities
$79,662,490
Net assets
$9,477,874
Revenue
$6,288,328
Expenses
$6,850,261
Net income
-$561,933
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$89.1$79.7$9.48$6.29$6.85$0.56
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$87.5$77.5$9.99$5.17$5.28$0.11
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$89.6$79.5$10.0$4.32$3.69$0.63
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$79.0$69.8$9.18$3.85$3.56$0.29
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$72.3$63.7$8.63$3.77$3.57$0.20
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.3$56.0$8.26$3.67$3.52$0.14
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$52.3$44.4$7.93$3.08$2.79$0.29
2017Summary only. Only limited summary data is available for this year.$51.6$44.2$7.45$2.83$2.61$0.22
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.0$43.0$7.06$2.32$1.97$0.35
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.0$26.8$4.21$1.44$1.23$0.22
2011Summary only. Only limited summary data is available for this year.$20.9$17.6$3.30$1.07$1.08$0.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.5$17.2$3.27$1.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 22, 2025
Return Version
2024v5.1
Gross Receipts
$6,288,328
Mission and Program Overview

Mission

Peoples credit union strives to provide the most cost efficient products and sevices to their members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$62,958,016$62,436,852▼ $521,164
Investments Program Related$12,866,076$15,198,325▲ $2,332,249
Land, Buildings, and Equipment, Net$7,328,707$7,117,289▼ $211,418
Pd in Cap Srpls Land Bldg Eqp Fund$7,057,703$7,004,769▼ $52,934
Rtn Earn Endowment Incm Other Fnds$2,930,018$2,473,105▼ $456,913
Cash and Non-Interest-Bearing Accounts$2,061,291$1,802,087▼ $259,204
Prepaid Expenses and Deferred Charges$133,198$354,799▲ $221,601
Savings and Temporary Cash Investments$147,125$153,882▲ $6,757
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$87,531,202$89,140,364▲ $1,609,162
Other Assets Total$2,036,789$2,077,130▲ $40,341
Liabilities
Other Liabilities$76,915,627$78,105,589▲ $1,189,962
Accounts Payable and Accrued Expenses$627,854$1,556,901▲ $929,047
Total Liabilities$77,543,481$79,662,490▲ $2,119,009
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,987,721$9,477,874▼ $509,847
Total Liabilities and Net Assets / Fund Balance$87,531,202$89,140,364▲ $1,609,162

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,289,533$667,955$6,957,488
Equipment$416,486$408,649$825,135
Land$411,270-$411,270
Investment Program Related Org$442,258--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jordan HensleyCEOFT$177,434$49,239$226,673
Stephen KestenVpoFT$118,305$35,503$153,808

Board Members and Trustees

NameTitle
Kevin BahrenfussBoard Chair
Jim HayVice Chair
Dale StruekerBoard Member
John BerglundBoard Member
Luanne PaperBoard Member
Peggy ArendsBoard Member
Zaomi Calles-sosaBoard Member
Ken MckenneySecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,578,528
Investment Income
$629,005
Other Revenue
$1,080,795
Change in Net Assets
$-561,933
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,126,682
Salaries, Compensation, and Employee Benefits$1,723,579
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$1,887,346--$1,887,346
Other Salaries and Wages$1,001,605--$1,001,605
Information Technology$989,793--$989,793
Current Officers, Directors, Trustees, and Key Employees$380,481--$380,481
Depreciation Depletion$355,911--$355,911
Office Expenses$272,177--$272,177
Other Employee Benefits$178,272--$178,272
Occupancy$141,644--$141,644
Payroll Taxes$140,788--$140,788
All Other Expenses$112,692--$112,692
Advertising$49,979--$49,979
Fees for Services Accounting$36,034--$36,034
Travel$26,674--$26,674
Pension Plan Contributions$22,433--$22,433
Conferences and Meetings$13,863--$13,863
Payments to Affiliates$7,916--$7,916
Other Expenses$-121,254--$-121,254
Total Functional Expenses$6,850,261$0$0$6,850,261
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$78,105,589
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Peoples credit union is supported by its members”

Form 990, Part VI, Section A, Line 7A

“Members have the right to vote for their borad of directors at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Members may vote on changes made to the bylaws and mergers.”

Form 990, Part VI, Section B, Line 11B

“The organization does not provide a copy of the form 990 to its governing body before it is filed. The review process of the return is completed by the management team.”

Form 990, Part VI, Section C, Line 19

“The governing doucments, conflict of interest policy, and financial statments are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Peoples Credit Union
EIN
42-6064858
Phone
5158326346
Address
310 FIRST STREET PO BOX 545, WEBSTER CITY, IA 50595

Signing Officer

Name
Jordan Hensley
Title
CEO
Phone
5158326346
Signed
2025-05-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jordan Hensley
Formed
1962
Legal Domicile
Ia
Voting Board Members
8
Independent Board Members
8
Employees
26
Volunteers
0

Preparer

Firm
Gardiner Company Pc
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
Robert Bell CPA
Phone
5152701446
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Legal reserve adjustment 52,086.”

Raw XML AppendixShowing 400 of 449 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01556901
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IRS990/AdvertisingGrp/ProgramServicesAmt049979
IRS990/AdvertisingGrp/TotalAmt049979
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0112692
IRS990/AllOtherExpensesGrp/TotalAmt0112692
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IRS990/BooksInCareOfDetail/PhoneNum05158326346
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0310 FIRST STREET PO BOX 545
IRS990/BooksInCareOfDetail/USAddress/CityNm0WEBSTER CITY
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IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0355911
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IRS990/Desc0THE ORGANIZATION MAINTAINS AROUND 3,000 CHECKING ACCOUNTS, HAS ISSUED AROUND 2,800 DEBIT CARD ACCOUNTS AND SERVICES ABOUT 400 CREDIT CARD ACCOUNTS ON BEHALF OF CARDHOLDERS. APPROXIMATELY 6,968 MEMBERS WERE SERVED DURING 2024.
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IRS990/Form990PartVIISectionAGrp/PersonNm3JOHN BERGLUND
IRS990/Form990PartVIISectionAGrp/PersonNm4LUANNE PAPER
IRS990/Form990PartVIISectionAGrp/PersonNm5DALE STRUEKER
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IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
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IRS990/MoreThan5000KToIndividualsInd00
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IRS990/OfficeExpensesGrp/TotalAmt0272177
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02036789
IRS990/OtherAssetsTotalGrp/EOYAmt02077130
IRS990/OtherChangesInNetAssetsAmt052086
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0178272
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0178272
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING FEES
IRS990/OtherExpensesGrp/Desc2RECORD RETENTION
IRS990/OtherExpensesGrp/Desc3ATM/DEBIT CARD EXPENSE
IRS990/OtherExpensesGrp/ProgramServicesAmt01192086
IRS990/OtherExpensesGrp/ProgramServicesAmt1157120
IRS990/OtherExpensesGrp/ProgramServicesAmt24701
IRS990/OtherExpensesGrp/ProgramServicesAmt3-121254
IRS990/OtherExpensesGrp/TotalAmt01192086
IRS990/OtherExpensesGrp/TotalAmt1157120
IRS990/OtherExpensesGrp/TotalAmt24701
IRS990/OtherExpensesGrp/TotalAmt3-121254
IRS990/OtherLiabilitiesGrp/BOYAmt076915627
IRS990/OtherLiabilitiesGrp/EOYAmt078105589
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0SERVICE FEES
IRS990/OtherRevenueMiscGrp/Desc1CUNA INSURANCE INCOME
IRS990/OtherRevenueMiscGrp/Desc2CREDIT/DEBIT CARD INCO
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0844968
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1176865
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt237521
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0844968
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1176865
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt237521
IRS990/OtherRevenueTotalAmt01080795
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01001605
IRS990/OtherSalariesAndWagesGrp/TotalAmt01001605
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt062958016
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt062436852
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt07916
IRS990/PaymentsToAffiliatesGrp/TotalAmt07916
IRS990/PayrollTaxesGrp/ProgramServicesAmt0140788
IRS990/PayrollTaxesGrp/TotalAmt0140788
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt07057703
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt07004769
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt022433
IRS990/PensionPlanContributionsGrp/TotalAmt022433
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0133198
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0354799
IRS990/PrincipalOfficerNm0JORDAN HENSLEY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04578528
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04578528
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0702515
IRS990/PYOtherExpensesAmt03784313
IRS990/PYOtherRevenueAmt0930024
IRS990/PYProgramServiceRevenueAmt03537848
IRS990/PYRevenuesLessExpensesAmt0-105021
IRS990/PYSalariesCompEmpBnftPaidAmt01491095
IRS990/PYTotalExpensesAmt05275408
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05170387
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-561933
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt05643351
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02930018
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02473105
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0147125
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0153882
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt06289533
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0667955
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06957488
IRS990ScheduleD/EquipmentGrp/BookValueAmt0416486
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0408649
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0825135
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt08307389
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt15498678
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2950000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3442258
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INVESTMENT CERTIFICATES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1NCB SETTLEMENT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2NCB RESERVE
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3CHARITABLE DONATION ACCOUNT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/LandGrp/BookValueAmt0411270
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0411270
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt078105589
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt07117289
IRS990ScheduleD/TotalBookValueProgramRltdAmt015198325
IRS990ScheduleD/TotalLiabilityAmt078105589
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0177434
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1118305
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt043546
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt17098
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt05693
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt128405
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JORDAN HENSLEY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1STEPHEN KESTEN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VPO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0226673
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1153808
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION UTLIZES COMPENSATION SURVEYS ALONG WITH PERFORMANCE METRICS AND BOARD APPROVAL WHEN DETERMINING EXECUTIVE COMPENSATION.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PEOPLES CREDIT UNION IS SUPPORTED BY ITS MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS HAVE THE RIGHT TO VOTE FOR THEIR BORAD OF DIRECTORS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS MAY VOTE ON CHANGES MADE TO THE BYLAWS AND MERGERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION DOES NOT PROVIDE A COPY OF THE FORM 990 TO ITS GOVERNING BODY BEFORE IT IS FILED. THE REVIEW PROCESS OF THE RETURN IS COMPLETED BY THE MANAGEMENT TEAM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE GOVERNING DOUCMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5LEGAL RESERVE ADJUSTMENT 52,086.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt087531202
IRS990/TotalAssetsEOYAmt089140364
IRS990/TotalAssetsGrp/BOYAmt087531202
IRS990/TotalAssetsGrp/EOYAmt089140364
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt026
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt06850261
IRS990/TotalFunctionalExpensesGrp/TotalAmt06850261
IRS990/TotalGrossUBIAmt015972
IRS990/TotalLiabilitiesBOYAmt077543481
IRS990/TotalLiabilitiesEOYAmt079662490
IRS990/TotalLiabilitiesGrp/BOYAmt077543481
IRS990/TotalLiabilitiesGrp/EOYAmt079662490
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09987721
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt09477874
IRS990/TotalOtherCompensationAmt084742
IRS990/TotalProgramServiceExpensesAmt06850261
IRS990/TotalProgramServiceRevenueAmt04578528
IRS990/TotalReportableCompFromOrgAmt0295739

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