Civic Intelligence

Polk County Credit Union

EIN 42-6064396 • 501(c)14 • Des Moines, IA

Profile

Non-profit member owned cooperative financial institution.

111 Court Ave Room 110Des Moines, IA 50309

www.polkcountycreditunion.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

44th percentile

0.83x

Higher debt load relative to assets than 44% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

35th percentile

12.33x

Higher debt load relative to revenue than 35% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Net Margin

68th percentile

8.1%

Higher net margin than 68% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

75th percentile

$82,348

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 22.3% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2025

Asset Growth

67th percentile

1.2%

Faster asset growth than 67% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

54th percentile

7.4%

Faster revenue growth than 54% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets44th percentile

Assets

Up

$5,442,100

Up $348,705 (+6.8%) from 2023

Liabilities

Up

$4,509,202

Up $298,705 (+7.1%) from 2023

Net Assets

Up

$932,898

Up $50,000 (+5.7%) from 2023

Operations
Liabilities / Revenue35th percentileNet Margin68th percentile

Revenue

Up

$343,352

Up $16,385 (+5.0%) from 2023

Expenses

Up

$293,352

Up $6,385 (+2.2%) from 2023

Net Income

Up

$50,000

Up $10,000 (+25%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth67th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $3,705,988Liabilities 2010: $2,836,646Net Assets 2010: $869,3422010Assets 2015: $4,879,709Liabilities 2015: $4,334,366Net Assets 2015: $545,3432015Assets 2016: $5,291,732Liabilities 2016: $4,687,547Net Assets 2016: $604,1852016Assets 2017: $5,311,830Liabilities 2017: $4,646,734Net Assets 2017: $665,0962017Assets 2018: $5,430,954Liabilities 2018: $4,730,227Net Assets 2018: $700,7272018Assets 2019: $5,695,977Liabilities 2019: $4,949,421Net Assets 2019: $746,5562019Assets 2020: $6,920,204Liabilities 2020: $6,131,182Net Assets 2020: $789,0222020Assets 2021: $7,267,562Liabilities 2021: $6,454,664Net Assets 2021: $812,8982021Assets 2022: $6,482,443Liabilities 2022: $5,639,545Net Assets 2022: $842,8982022Assets 2023: $5,093,395Liabilities 2023: $4,210,497Net Assets 2023: $882,8982023Assets 2024: $5,442,100Liabilities 2024: $4,509,202Net Assets 2024: $932,8982024

Highlighted filing

2024

Assets$5,442,100
Liabilities$4,509,202
Net Assets$932,898
Open 2024 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0Expenses 2010: $183,7442010Revenue 2015: $220,953Expenses 2015: $202,551Net Income 2015: $18,4022015Revenue 2016: $241,582Expenses 2016: $182,741Net Income 2016: $58,8412016Revenue 2017: $259,825Expenses 2017: $198,914Net Income 2017: $60,9112017Revenue 2018: $272,937Expenses 2018: $237,305Net Income 2018: $35,6322018Revenue 2019: $300,005Expenses 2019: $254,176Net Income 2019: $45,8292019Revenue 2020: $291,682Expenses 2020: $249,216Net Income 2020: $42,4662020Revenue 2021: $270,119Expenses 2021: $246,243Net Income 2021: $23,8762021Revenue 2022: $282,344Expenses 2022: $252,344Net Income 2022: $30,0002022Revenue 2023: $326,967Expenses 2023: $286,967Net Income 2023: $40,0002023Revenue 2024: $343,352Expenses 2024: $293,352Net Income 2024: $50,0002024

Highlighted filing

2024

Revenue$343,352
Expenses$293,352
Net Income$50,000
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,442,100
Liabilities
$4,509,202
Net assets
$932,898
Revenue
$343,352
Expenses
$293,352
Net income
$50,000
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$5.44$4.51$0.93$0.34$0.29$0.05
2023Detailed filing. Detailed filing data is available for this year.$5.09$4.21$0.88$0.33$0.29$0.04
2022Detailed filing. Detailed filing data is available for this year.$6.48$5.64$0.84$0.28$0.25$0.03
2021Detailed filing. Detailed filing data is available for this year.$7.27$6.45$0.81$0.27$0.25$0.02
2020Detailed filing. Detailed filing data is available for this year.$6.92$6.13$0.79$0.29$0.25$0.04
2019Detailed filing. Detailed filing data is available for this year.$5.70$4.95$0.75$0.30$0.25$0.05
2018Detailed filing. Detailed filing data is available for this year.$5.43$4.73$0.70$0.27$0.24$0.04
2017Detailed filing. Detailed filing data is available for this year.$5.31$4.65$0.67$0.26$0.20$0.06
2016Detailed filing. Detailed filing data is available for this year.$5.29$4.69$0.60$0.24$0.18$0.06
2015Detailed filing. Detailed filing data is available for this year.$4.88$4.33$0.55$0.22$0.20$0.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.71$2.84$0.87$0.18
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 28, 2025
Return Version
2024v5.1
Gross Receipts
$343,352
Mission and Program Overview

Mission

Non-profit member owned cooperative financial institution.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$4,205,557$3,754,781▼ $450,776
Rtn Earn Endowment Incm Other Fnds$882,898$932,898▲ $50,000
Cash and Non-Interest-Bearing Accounts$85,440$284,506▲ $199,066
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$5,093,395$5,442,100▲ $348,705
Other Assets Total$802,398$1,402,813▲ $600,415
Liabilities
Other Liabilities$4,210,484$4,509,230▲ $298,746
Accounts Payable and Accrued Expenses$13$-28▼ $41
Total Liabilities$4,210,497$4,509,202▲ $298,705
Net Assets / Fund Balance
Total Net Assets Fund Balance$882,898$932,898▲ $50,000
Total Liabilities and Net Assets / Fund Balance$5,093,395$5,442,100▲ $348,705

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$1,363,379--
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Krissy KatzmannCEOFT$64,650$18,784$83,434
Mary VoneshAssistant ManagerFT$51,300$18,775$70,075

Board Members and Trustees

NameTitle
Stacy BiondiAudit Chair
Todd CopleyChairman
David EvelethCredit Chair
Chris CutlerVice Chairperson
Bradford MoistAudit Committee
Jenny CohanAudit Committee
Nancy Albright-andrewCredit Committee
Paul FilippelliCredit Committee
Michelle VaughanSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$324,159
Investment Income
$0
Other Revenue
$19,193
Change in Net Assets
$50,000
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$170,868
Other Expenses$122,484
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$153,509--$153,509
Interest$39,236--$39,236
Payroll Taxes$14,505--$14,505
Fees for Services Accounting$13,413--$13,413
Occupancy$9,164--$9,164
Insurance$5,424--$5,424
Office Expenses$4,933--$4,933
All Other Expenses$4,160--$4,160
Other Expenses$4,053--$4,053
Other Salaries and Wages$2,652--$2,652
Conferences and Meetings$1,383--$1,383
Travel$360--$360
Other Employee Benefits$202--$202
Fees for Services Legal$-208--$-208
Total Functional Expenses$293,352$0$0$293,352
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$3,759,373
Certificate of Deposits$482,759
Regular and Legal Reserve$249,483
Reserve for Contingency$17,615
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Polk county credit union is supported by its members.”

Form 990, Part VI, Section A, Line 7A

“Members have the right to vote for members of the board at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“The decision to merge with another credit union or changes made to the by-laws are subject to the approval of the membership.”

Form 990, Part VI, Section B, Line 11B

“A copy of from 990 was not provided to the organization's governing body before it was filed. The ceo reviews the return prior to its filing.”

Form 990, Part VI, Section B, Line 12C

“Polk county credit union is a very small organization. Each board member is relied upon to present any conflicts to the rest of the board.”

Form 990, Part VI, Section C, Line 19

“Polk county credit union makes its governing documents, conflict of interest policy and financial statements available to their members upon request. Also, financial statements are posted in the loby on the credit union's bulletin board.”

Filing and Contact Details

Filer

Filer Name
Polk County Credit Union
EIN
42-6064396
Phone
5152448647
Address
111 COURT AVE ROOM 110, DES MOINES, IA 50309

Signing Officer

Name
Krissy Katzmann
Title
Executive Director
Phone
5152448647
Signed
2025-04-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Krissy Katzmann
Formed
1955
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
2
Volunteers
0

Preparer

Firm
Gardiner Company Pc
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
Robert Bell CPA
Phone
5152701446
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02652
IRS990/OtherSalariesAndWagesGrp/TotalAmt02652
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04205557
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt03754781
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt014505
IRS990/PayrollTaxesGrp/TotalAmt014505
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0KRISSY KATZMANN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1INTEREST ON DEPOSITS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0260423
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt163736
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0260423
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt163736
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt0122300
IRS990/PYOtherRevenueAmt019415
IRS990/PYProgramServiceRevenueAmt0307552
IRS990/PYRevenuesLessExpensesAmt040000
IRS990/PYSalariesCompEmpBnftPaidAmt0164667
IRS990/PYTotalExpensesAmt0286967
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0326967
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt050000
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0343352
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0882898
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0932898
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt039434
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt11363379
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NTL SHARE INSURANCE FUND
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1NCB ACCOUNT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03759373
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1249483
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt217615
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3482759
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1REGULAR AND LEGAL RESERVE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2RESERVE FOR CONTINGENCY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CERTIFICATE OF DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt01402813
IRS990ScheduleD/TotalLiabilityAmt04509230
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0POLK COUNTY CREDIT UNION IS SUPPORTED BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS HAVE THE RIGHT TO VOTE FOR MEMBERS OF THE BOARD AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE DECISION TO MERGE WITH ANOTHER CREDIT UNION OR CHANGES MADE TO THE BY-LAWS ARE SUBJECT TO THE APPROVAL OF THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF FROM 990 WAS NOT PROVIDED TO THE ORGANIZATION'S GOVERNING BODY BEFORE IT WAS FILED. THE CEO REVIEWS THE RETURN PRIOR TO ITS FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4POLK COUNTY CREDIT UNION IS A VERY SMALL ORGANIZATION. EACH BOARD MEMBER IS RELIED UPON TO PRESENT ANY CONFLICTS TO THE REST OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5POLK COUNTY CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THEIR MEMBERS UPON REQUEST. ALSO, FINANCIAL STATEMENTS ARE POSTED IN THE LOBY ON THE CREDIT UNION'S BULLETIN BOARD.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt05093395
IRS990/TotalAssetsEOYAmt05442100
IRS990/TotalAssetsGrp/BOYAmt05093395
IRS990/TotalAssetsGrp/EOYAmt05442100
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0293352
IRS990/TotalFunctionalExpensesGrp/TotalAmt0293352
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt04210497
IRS990/TotalLiabilitiesEOYAmt04509202
IRS990/TotalLiabilitiesGrp/BOYAmt04210497
IRS990/TotalLiabilitiesGrp/EOYAmt04509202
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0882898
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0932898
IRS990/TotalOtherCompensationAmt037559
IRS990/TotalProgramServiceExpensesAmt0293352
IRS990/TotalProgramServiceRevenueAmt0324159
IRS990/TotalReportableCompFromOrgAmt0115950
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0343352
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0343352
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt05093395
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt05442100
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt0360
IRS990/TravelGrp/TotalAmt0360
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0111 COURT AVE ROOM 110
IRS990/USAddress/CityNm0DES MOINES
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd050309
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.POLKCOUNTYCREDITUNION.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0KRISSY KATZMANN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05152448647
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0POLK COUNTY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0POLK
ReturnHeader/Filer/EIN0426064396
ReturnHeader/Filer/PhoneNum05152448647
ReturnHeader/Filer/USAddress/AddressLine1Txt0111 COURT AVE ROOM 110
ReturnHeader/Filer/USAddress/CityNm0DES MOINES
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd050309
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0421186197
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GARDINER COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010555 NEW YORK AVENUE SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DES MOINES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd050322
ReturnHeader/PreparerPersonGrp/PhoneNum05152701446
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT BELL CPA
ReturnHeader/ReturnTs02025-05-05T09:57:12-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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