Liabilities / Assets
10th percentile
Higher debt load relative to assets than 10% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
10th percentile
Higher debt load relative to assets than 10% of similar nonprofits.
Liabilities / Revenue
10th percentile
Higher debt load relative to revenue than 10% of similar nonprofits.
Net Margin
24th percentile
Higher net margin than 24% of similar nonprofits.
Top Officer Pay
20th percentile
Higher top officer pay than 20% of similar nonprofits.
Top officer pay equals 8.3% of source-year revenue.
Asset Growth
11th percentile
Faster asset growth than 11% of similar nonprofits.
Revenue Growth
2nd percentile
Faster revenue growth than 2% of similar nonprofits.
Assets
Down$19,035,869
Down $557,808 (-2.8%) from 2014
Net Assets
Down$18,786,209
Down $583,677 (-3.0%) from 2014
Liabilities
Up$249,660
Up $25,869 (+12%) from 2014
Revenue
Down$587,112
Down $110,620 (-16%) from 2014
Expenses
Down$586,490
Down $77,157 (-12%) from 2014
Net Income
Down$622
Down $33,463 (-98%) from 2014
The credit union provides
The credit union provides financial services to qualified members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Rtn Earn Endowment Incm Other Fnds | $19,369,886 | $18,786,209 | ▼ $583,677 |
| Savings and Temporary Cash Investments | $12,767,000 | $11,328,000 | ▼ $1,439,000 |
| Other Notes and Loans Receivable, Net | $3,969,663 | $3,990,853 | ▲ $21,190 |
| Cash and Non-Interest-Bearing Accounts | $2,282,117 | $3,114,477 | ▲ $832,360 |
| Receivables From Officers Etc | $126,086 | $145,480 | ▲ $19,394 |
| Land, Buildings, and Equipment, Net | $51,569 | $45,528 | ▼ $6,041 |
| Prepaid Expenses and Deferred Charges | $8,374 | $27,670 | ▲ $19,296 |
| Total Assets | $19,593,677 | $19,035,869 | ▼ $557,808 |
| Other Assets Total | $388,868 | $383,861 | ▼ $5,007 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $223,791 | $249,660 | ▲ $25,869 |
| Total Liabilities | $223,791 | $249,660 | ▲ $25,869 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $19,369,886 | $18,786,209 | ▼ $583,677 |
| Total Liabilities and Net Assets / Fund Balance | $19,593,677 | $19,035,869 | ▼ $557,808 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | - | $120,560 | $120,560 |
| Equipment | $4,437 | $58,522 | $62,959 |
| Leasehold Improvements | $24,651 | $3,949 | $28,600 |
| Land | $16,440 | - | $16,440 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Keith Osterberg | Chief Financial Officer | FT | $48,505 | $48,505 |
| Carolyn Chelleen | Manager | FT | $23,899 | $23,899 |
| Name | Title |
|---|---|
| Ken Mckenney | Audit Committee Chair |
| Roger Simonson | Chairperson of the Board |
| Stanley Myers | Vice Chairperson |
| Mark Essing | Audit Committee Member |
| William Adson | Audit Committee Member |
| Dale Struecker | Credit Committee Member |
| Roger Simonson | Credit Committee Member |
| Norma Russell-adson | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $346,847 |
| Salaries, Compensation, and Employee Benefits | $239,643 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $147,704 | - | - | $147,704 |
| All Other Expenses | $103,949 | $0 | $0 | $103,949 |
| Office Expenses | $95,482 | - | - | $95,482 |
| Fees for Services Accounting | $73,562 | - | - | $73,562 |
| Current Officers, Directors, Trustees, and Key Employees | $72,404 | - | - | $72,404 |
| Other Employee Benefits | $19,535 | - | - | $19,535 |
| Occupancy | $18,205 | - | - | $18,205 |
| Advertising | $13,938 | - | - | $13,938 |
| Insurance | $13,595 | - | - | $13,595 |
| Depreciation Depletion | $10,521 | - | - | $10,521 |
| Fees for Services Management | $1,802 | - | - | $1,802 |
| Conferences and Meetings | $1,447 | - | - | $1,447 |
| Fees for Services Legal | $1,360 | - | - | $1,360 |
| Other Expenses | $1,089 | - | - | $1,089 |
| Total Functional Expenses | $586,490 | $0 | $0 | $586,490 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $126,086 | $145,480 | ▲ $19,394 |
“Membership consists of those persons in the common bond who have subscribed to one ownership share and have complied wiht the other requirements as specified by the articles of incorporation and bylaws.”
“At each annual meeting, one member shall be elected to fill each board of director position vacated by reason of an expiring term or other cause.”
“The majority of members present at any meeting may vote to modify, amend or reverse an act of the board of directors or instruct the board to take action not inconsistent with the articles, bylaws, or the Iowa Code. In order to be binding upon the board of directors, any aaction requires affirmative vote of a majority of eligible members.”
“The form 990 is reviewed by each member of the governing board following filing.”
“The organization requires officers and directors to disclose annually interests that could give rise to conflicts. To identify any potential conflicts of interest, every insider provides an annual statement outlining specific relations and situations. The conflict of interest policy is annually reviewed by the board and is enforced by the board.”
“A compensation Committee has overall responsibility for approving and evaluating the President/CEO compensation, benefit and prerequisite plans, policies and programs of the credit union. The Compensation Committee is also responsible for producing an annual report on executive compensation for review by the entire board. An independent third party reviews compensation based on data compiled from numerous sources. Software is used that compares relative compensation data.”
“The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request.”
“This is the change in fund balances for customer account balances from the prior year.”
“Provision for loan loss 49338. 49338. 0. 0.”
“Exam Fee expense 5814. 5814. 0. 0.”
“Misc. operating expense 11675. 11675. 0. 0.”
“Dividends 31331. 31331. 0. 0.”
“Credit Reports 5791. 5791. 0. 0.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 223791 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 249660 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | The credit union provides financial services to qualified members. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 13938 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 13938 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 103949 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 103949 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KEITH OSTERBERG |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5155738991 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 13 South 3rd Street |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Fort Dodge |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 50501 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2282117 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3114477 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 72404 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 72404 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 1447 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1447 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 142060 |
| IRS990/CYOtherExpensesAmt | 0 | 346847 |
| IRS990/CYOtherRevenueAmt | 0 | 68847 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 376205 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 622 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 239643 |
| IRS990/CYTotalExpensesAmt | 0 | 586490 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 587112 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 10521 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 10521 |
| IRS990/Desc | 0 | DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 2,781 DEPOSIT ACCOUNTS. INDIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS. DATA PROCESSING COST INCURRED RECORDING MEMBER ACCOUNT ACTIVITY. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 10 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 73562 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 73562 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 1360 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1360 |
| IRS990/FeesForServicesManagementGrp/ProgramServicesAmt | 0 | 1802 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 1802 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CAROLYN CHELLEEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROGER SIMONSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | STANLEY MYERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KEITH OSTERBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | NORMA RUSSELL-ADSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KEN MCKENNEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | WILLIAM ADSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MARK ESSING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | DALE STRUECKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | ROGER SIMONSON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 23899 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 48505 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Chairperson of the Board |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chief Financial Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Audit Committee Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Audit Committee Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Audit Committee Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Credit Committee Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Credit Committee Member |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1962 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 587112 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 13595 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 13595 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 142060 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 183031 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 51569 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 45528 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 228559 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | The credit union provides |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 19369886 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 18786209 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 18205 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 18205 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 95482 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 95482 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 388868 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 383861 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -584299 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 19535 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 19535 |
| IRS990/OtherExpensesGrp/Desc | 0 | Share draft expense |
| IRS990/OtherExpensesGrp/Desc | 1 | Debit Card expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Educational scholarship |
| IRS990/OtherExpensesGrp/Desc | 3 | Collection expense |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 4987 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 6410 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 500 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 1089 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 4987 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 6410 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 500 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1089 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 900099 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Misc. Operating inc. |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | Reimb Disb. Ins |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 61884 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 6963 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 61884 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 6963 |
| IRS990/OtherRevenueTotalAmt | 0 | 68847 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 147704 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 147704 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 3969663 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 3990853 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 8374 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 27670 |
| IRS990/PrincipalOfficerNm | 0 | CAROLYN CHELLEEN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Loan interest |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fee income |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 292880 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 83325 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 177935 |
| IRS990/PYOtherExpensesAmt | 0 | 397047 |
| IRS990/PYOtherRevenueAmt | 0 | 75567 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 444230 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 34085 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 266600 |
| IRS990/PYTotalExpensesAmt | 0 | 663647 |
| IRS990/PYTotalRevenueAmt | 0 | 697732 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 126086 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 145480 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 622 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 19369886 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 18786209 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12767000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 11328000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 120560 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 120560 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 4437 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 58522 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 62959 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 16440 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 16440 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 24651 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 3949 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 28600 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 45528 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 9361 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 5076 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 4904 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 11842 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 4455 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 5 | 8704 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 6 | 8005 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 7 | 5652 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 8 | 8288 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 9 | 2210 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 10 | 27765 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 11 | 1973 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 12 | 10750 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 13 | 4898 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 14 | 18744 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 15 | 12853 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 6 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 7 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 8 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 9 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 10 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 11 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 12 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 13 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 14 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 15 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 5 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 6 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 7 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 8 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 9 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 10 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 11 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 12 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 13 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 14 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 15 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 5 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 6 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 7 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 8 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 9 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 10 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 11 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 12 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 13 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 14 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 15 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | Vehicle loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | Revolving credit |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | Vehicle loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | Vehicle loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | Revolving credit |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 5 | Vehicle loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 6 | PERSONAL |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 7 | Vehicle loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 8 | Vehicle loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 9 | Vehicle loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 10 | Vehicle loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 11 | Signature loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 12 | Vehicle loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 13 | Signature loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 14 | Vehicle loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 15 | Vehicle loan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 16000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 7814 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 5400 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 23845 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 5000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 5 | 10200 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 6 | 8005 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 7 | 7965 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 8 | 10085 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 9 | 4010 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 10 | 29888 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 11 | 3637 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 12 | 15594 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 13 | 5000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 14 | 20077 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 15 | 13200 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | ROGER SIMONSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | ROGER SIMONSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | STANLEY MYERS |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | STANLEY MYERS |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | STANLEY MYERS |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 5 | KAY SCHNURR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 6 | KAY SCHNURR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 7 | KEITH OSTERBERG |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 8 | KATHY NELSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 9 | KATHY NELSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 10 | KATHY NELSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 11 | KATHY NELSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 12 | TIFFANY BRADFIELD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 13 | TIFFANY BRADFIELD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 14 | WILLIAM ADSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 15 | BREANNA MARTIN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | Trustee |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | Trustee |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | Trustee |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 3 | Trustee |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.