Civic Intelligence

Unite Credit Union

EIN 42-6055094 • 501(c)14 • Cedar Falls, IA

Profile

To provide lending, savings and other financial services to its qualifying members at terms generally better than available in the market place and with a ":service-based emphasis" that recognizes the members' status as "owner".

403 Washington StCedar Falls, IA 50613

www.unicreditunion.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.88x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2022

Liabilities / Revenue

95th percentile

34.40x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2022

Net Margin

4th percentile

-48%

Higher net margin than 4% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

19th percentile

-5.5%

Faster asset growth than 19% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Revenue Growth

29th percentile

1.0%

Faster revenue growth than 29% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$21,604,580

Down $1,202,629 (-5.3%) from 2023

Liabilities

Down

$18,886,856

Down $1,196,495 (-6.0%) from 2023

Net Assets

Down

$2,717,724

Down $6,134 (-0.2%) from 2023

Operations
Liabilities / Revenue95th percentileNet Margin4th percentile

Revenue

Up

$1,107,346

Up $207,790 (+23%) from 2023

Expenses

Up

$1,112,033

Up $108,968 (+11%) from 2023

Net Income

Up

-$4,687

Up $98,822 (+95%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth19th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $16,826,459Liabilities 2010: $14,574,952Net Assets 2010: $2,251,5072010Assets 2013: $20,083,237Liabilities 2013: $17,329,411Net Assets 2013: $2,753,8262013Assets 2014: $18,793,711Liabilities 2014: $15,985,978Net Assets 2014: $2,807,7332014Assets 2015: $20,414,844Liabilities 2015: $17,532,470Net Assets 2015: $2,882,3742015Assets 2016: $21,220,888Liabilities 2016: $18,252,550Net Assets 2016: $2,968,3382016Assets 2017: $22,051,885Liabilities 2017: $19,023,306Net Assets 2017: $3,028,5792017Assets 2019: $21,677,861Liabilities 2019: $18,413,282Net Assets 2019: $3,264,5792019Assets 2020: $24,486,123Liabilities 2020: $21,159,963Net Assets 2020: $3,326,1602020Assets 2021: $25,024,410Liabilities 2021: $21,953,920Net Assets 2021: $3,070,4902021Assets 2022: $23,639,778Liabilities 2022: $20,790,747Net Assets 2022: $2,849,0312022Assets 2023: $22,807,209Liabilities 2023: $20,083,351Net Assets 2023: $2,723,8582023Assets 2024: $21,604,580Liabilities 2024: $18,886,856Net Assets 2024: $2,717,7242024

Highlighted filing

2024

Assets$21,604,580
Liabilities$18,886,856
Net Assets$2,717,724
Open 2024 Filing

Operations Trend

Revenue Growth29th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $799,3992010Revenue 2013: $800,948Expenses 2013: $852,327Net Income 2013: -$51,3792013Revenue 2014: $761,924Expenses 2014: $708,017Net Income 2014: $53,9072014Revenue 2015: $782,037Expenses 2015: $707,396Net Income 2015: $74,6412015Revenue 2016: $718,318Expenses 2016: $632,354Net Income 2016: $85,9642016Revenue 2017: $744,058Expenses 2017: $683,817Net Income 2017: $60,2412017Revenue 2019: $862,064Expenses 2019: $791,087Net Income 2019: $70,9772019Revenue 2020: $767,570Expenses 2020: $710,900Net Income 2020: $56,6702020Revenue 2021: $598,032Expenses 2021: $853,702Net Income 2021: -$255,6702021Revenue 2022: $604,303Expenses 2022: $891,951Net Income 2022: -$287,6482022Revenue 2023: $899,556Expenses 2023: $1,003,065Net Income 2023: -$103,5092023Revenue 2024: $1,107,346Expenses 2024: $1,112,033Net Income 2024: -$4,6872024

Highlighted filing

2024

Revenue$1,107,346
Expenses$1,112,033
Net Income-$4,687
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$21,604,580
Liabilities
$18,886,856
Net assets
$2,717,724
Revenue
$1,107,346
Expenses
$1,112,033
Net income
-$4,687
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$21.6$18.9$2.72$1.11$1.11$0.00
2023Detailed filing. Detailed filing data is available for this year.$22.8$20.1$2.72$0.90$1.00$0.10
2022Detailed filing. Detailed filing data is available for this year.$23.6$20.8$2.85$0.60$0.89$0.29
2021Detailed filing. Detailed filing data is available for this year.$25.0$22.0$3.07$0.60$0.85$0.26
2020Detailed filing. Detailed filing data is available for this year.$24.5$21.2$3.33$0.77$0.71$0.06
2019Detailed filing. Detailed filing data is available for this year.$21.7$18.4$3.26$0.86$0.79$0.07
2017Detailed filing. Detailed filing data is available for this year.$22.1$19.0$3.03$0.74$0.68$0.06
2016Detailed filing. Detailed filing data is available for this year.$21.2$18.3$2.97$0.72$0.63$0.09
2015Detailed filing. Detailed filing data is available for this year.$20.4$17.5$2.88$0.78$0.71$0.07
2014Detailed filing. Detailed filing data is available for this year.$18.8$16.0$2.81$0.76$0.71$0.05
2013Detailed filing. Detailed filing data is available for this year.$20.1$17.3$2.75$0.80$0.85$0.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.8$14.6$2.25$0.80
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 25, 2025
Return Version
2024v5.1
Gross Receipts
$1,107,346
Mission and Program Overview

Mission

To provide lending, savings and other financial services to its qualifying members at terms generally better than available in the market place and with a ":service-based emphasis" that recognizes the members' status as "owner".

To provide lending, savings and other financial services to its qualifying members at terms generally better than available in the market place and with a "service based emphasis" that recognizes the members' status as "owner."

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$14,330,672$12,798,064▼ $1,532,608
Other Notes and Loans Receivable, Net$7,839,691$7,496,425▼ $343,266
Rtn Earn Endowment Incm Other Fnds$2,723,858$2,717,724▼ $6,134
Land, Buildings, and Equipment, Net$91,067$740,164▲ $649,097
Cash and Non-Interest-Bearing Accounts$187,109$227,140▲ $40,031
Prepaid Expenses and Deferred Charges$47,081$37,323▼ $9,758
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$22,807,209$21,604,580▼ $1,202,629
Other Assets Total$311,589$305,464▼ $6,125
Liabilities
Other Liabilities$19,987,554$18,837,954▼ $1,149,600
Accounts Payable and Accrued Expenses$95,797$48,902▼ $46,895
Total Liabilities$20,083,351$18,886,856▼ $1,196,495
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,723,858$2,717,724▼ $6,134
Total Liabilities and Net Assets / Fund Balance$22,807,209$21,604,580▼ $1,202,629

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$683,651$240,152-
Land$22,620--
Leasehold Improvements$33,893$67,119-
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Miguel ReyesCEO/managerFT$30,891$2,418$33,309

Board Members and Trustees

NameTitle
Wilfred JohnsonAudit Chairperson
Paul KinghornBoard Chairman
Gayle PohlVice Chairman
Andrew SheltonBoard Member
Jeffrey BrandBoard Member
Valorie PrahlBoard Member
Walter BurtisBoard Member
Douglas JohnsonBoard Member, CFO
Melissa BeallSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$564,789
Investment Income
$416,552
Other Revenue
$126,005
Change in Net Assets
$-4,687
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$780,822
Salaries, Compensation, and Employee Benefits$331,211
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$268,488--$268,488
Fees for Services Accounting$248,537--$248,537
Office Expenses$179,926--$179,926
Interest$120,905--$120,905
Advertising$51,433--$51,433
Occupancy$45,747--$45,747
Other Expenses$43,236--$43,236
Current Officers, Directors, Trustees, and Key Employees$33,309--$33,309
Other Employee Benefits$29,114--$29,114
All Other Expenses$23,194--$23,194
Conferences and Meetings$8,165--$8,165
Depreciation Depletion$6,616--$6,616
Payments to Affiliates$3,090--$3,090
Fees for Services Legal$821--$821
Payroll Taxes$300--$300
Total Functional Expenses$1,112,033$0$0$1,112,033
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$18,837,954
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit union membership consists of natural persons and entities as approved from time to time by(and recorded at the office) the superintendent of the credit union. Memberships consist of those persons, in the common bond, who have subscribed to one ownership share and have complied with the requirements as specified by the article of incorporation and bylaws.”

Form 990, Part VI, Section A, Line 7A

“At each annual meeting, members have one vote. At each annual meeting, one member shall be elected to fill each board of director position vacated by reason of an expiring term or other cause.”

Form 990, Part VI, Section A, Line 7B

“The majority of members present at any annual meeting may vote to modify, amend or revise any of the board of directors or instruct the board of directors to take action not inconsistent with the articles, bylaws, or the iowa code. In order to be binding upon the board of directors, any action requires an affirmation vote of a majority of eligible members.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by the chairman of the board prior to its filing. The form 990 is reviewed by the audit committee and the manager following the filing.”

Form 990, Part VI, Section B, Line 15

“The personnel committee has the responsibility for reviewing the annual report on executive and staff compensation for review by the entire board. Third party compensation is compiled from numerous sources and used to evaluate current staff earnings and recommend adjustments.”

Form 990, Part VI, Section C, Line 19

“The credit union makes its governing documents and financial statements available to the public upon request. Financial statements are also posted in the main office.”

Filing and Contact Details

Filer

Filer Name
Unite Credit Union
EIN
42-6055094
Phone
3192732479
Address
403 WASHINGTON ST, CEDAR FALLS, IA 50613

Signing Officer

Name
Miguel Reyes
Title
CEO
Phone
3192732479
Signed
2025-04-25
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Miguel Reyes
Formed
1955
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
8
Volunteers
0

Preparer

Firm
Gardiner Company Pc
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
Robert Bell CPA
Phone
5152701446
Raw XML Appendix380 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0CREDIT UNIONS CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST, ENCOURAGE HABITS OF THRIFT AMOUNG THEIR MEMBERS, AND PROVIDE AN OPPORTUNITY FOR THEIR MEMBERS TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ENONOMIC AND SOCIAL CONDITION. IN 2024 UNITE CREDIT UNION SERVED 1592 MEMBERS.
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IRS990/OtherAssetsTotalGrp/BOYAmt0311589
IRS990/OtherAssetsTotalGrp/EOYAmt0305464
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt029114
IRS990/OtherEmployeeBenefitsGrp/TotalAmt029114
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/ProgramServicesAmt049152
IRS990/OtherExpensesGrp/ProgramServicesAmt143236
IRS990/OtherExpensesGrp/TotalAmt049152
IRS990/OtherExpensesGrp/TotalAmt143236
IRS990/OtherLiabilitiesGrp/BOYAmt019987554
IRS990/OtherLiabilitiesGrp/EOYAmt018837954
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0MISC OPERATING INCOME
IRS990/OtherRevenueMiscGrp/Desc1SERVICE FEES
IRS990/OtherRevenueMiscGrp/Desc2INSURANCE INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt061579
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt147222
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt217204
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt061579
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt147222
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt217204
IRS990/OtherRevenueTotalAmt0126005
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0268488
IRS990/OtherSalariesAndWagesGrp/TotalAmt0268488
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt07839691
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt07496425
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt03090
IRS990/PaymentsToAffiliatesGrp/TotalAmt03090
IRS990/PayrollTaxesGrp/ProgramServicesAmt0300
IRS990/PayrollTaxesGrp/TotalAmt0300
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt047081
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt037323
IRS990/PrincipalOfficerNm0MIGUEL REYES
IRS990/PriorPeriodAdjustmentsAmt0-1447
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0564789
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0564789
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0219035
IRS990/PYOtherExpensesAmt0644449
IRS990/PYOtherRevenueAmt0176656
IRS990/PYProgramServiceRevenueAmt0503865
IRS990/PYRevenuesLessExpensesAmt0-103509
IRS990/PYSalariesCompEmpBnftPaidAmt0358616
IRS990/PYTotalExpensesAmt01003065
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0899556
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-4687
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0690794
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02723858
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02717724
IRS990/SavingsAndTempCashInvstGrp/BOYAmt014330672
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012798064
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0683651
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0240152
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0923803
IRS990ScheduleD/LandGrp/BookValueAmt022620
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt022620
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt033893
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt067119
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0101012
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt018837954
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0740164
IRS990ScheduleD/TotalLiabilityAmt018837954
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CREDIT UNION MEMBERSHIP CONSISTS OF NATURAL PERSONS AND ENTITIES AS APPROVED FROM TIME TO TIME BY(AND RECORDED AT THE OFFICE) THE SUPERINTENDENT OF THE CREDIT UNION. MEMBERSHIPS CONSIST OF THOSE PERSONS, IN THE COMMON BOND, WHO HAVE SUBSCRIBED TO ONE OWNERSHIP SHARE AND HAVE COMPLIED WITH THE REQUIREMENTS AS SPECIFIED BY THE ARTICLE OF INCORPORATION AND BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AT EACH ANNUAL MEETING, MEMBERS HAVE ONE VOTE. AT EACH ANNUAL MEETING, ONE MEMBER SHALL BE ELECTED TO FILL EACH BOARD OF DIRECTOR POSITION VACATED BY REASON OF AN EXPIRING TERM OR OTHER CAUSE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MAJORITY OF MEMBERS PRESENT AT ANY ANNUAL MEETING MAY VOTE TO MODIFY, AMEND OR REVISE ANY OF THE BOARD OF DIRECTORS OR INSTRUCT THE BOARD OF DIRECTORS TO TAKE ACTION NOT INCONSISTENT WITH THE ARTICLES, BYLAWS, OR THE IOWA CODE. IN ORDER TO BE BINDING UPON THE BOARD OF DIRECTORS, ANY ACTION REQUIRES AN AFFIRMATION VOTE OF A MAJORITY OF ELIGIBLE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED BY THE CHAIRMAN OF THE BOARD PRIOR TO ITS FILING. THE FORM 990 IS REVIEWED BY THE AUDIT COMMITTEE AND THE MANAGER FOLLOWING THE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE PERSONNEL COMMITTEE HAS THE RESPONSIBILITY FOR REVIEWING THE ANNUAL REPORT ON EXECUTIVE AND STAFF COMPENSATION FOR REVIEW BY THE ENTIRE BOARD. THIRD PARTY COMPENSATION IS COMPILED FROM NUMEROUS SOURCES AND USED TO EVALUATE CURRENT STAFF EARNINGS AND RECOMMEND ADJUSTMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FINANCIAL STATEMENTS ARE ALSO POSTED IN THE MAIN OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt022807209
IRS990/TotalAssetsEOYAmt021604580
IRS990/TotalAssetsGrp/BOYAmt022807209
IRS990/TotalAssetsGrp/EOYAmt021604580
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01112033
IRS990/TotalFunctionalExpensesGrp/TotalAmt01112033
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt020083351
IRS990/TotalLiabilitiesEOYAmt018886856
IRS990/TotalLiabilitiesGrp/BOYAmt020083351
IRS990/TotalLiabilitiesGrp/EOYAmt018886856
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02723858
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02717724
IRS990/TotalOtherCompensationAmt02418
IRS990/TotalProgramServiceExpensesAmt01112033
IRS990/TotalProgramServiceRevenueAmt0564789
IRS990/TotalReportableCompFromOrgAmt030891
IRS990/TotalRevenueGrp/ExclusionAmt0416552
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0690794
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01107346
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt022807209
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt021604580
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0403 WASHINGTON ST
IRS990/USAddress/CityNm0CEDAR FALLS
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd050613
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.UNITE-CU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MIGUEL REYES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum03192732479
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UNITE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0UNIT
ReturnHeader/Filer/EIN0426055094
ReturnHeader/Filer/PhoneNum03192732479
ReturnHeader/Filer/USAddress/AddressLine1Txt0403 WASHINGTON ST
ReturnHeader/Filer/USAddress/CityNm0CEDAR FALLS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd050613
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0421186197
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GARDINER COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010555 NEW YORK AVENUE SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DES MOINES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd050322
ReturnHeader/PreparerPersonGrp/PhoneNum05152701446
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT BELL CPA
ReturnHeader/ReturnTs02025-05-05T09:54:37-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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