Civic Intelligence

The Norwegian American Chamber Of

EIN 42-1757267 • 501(c)6 • Davie, FL

Profile

To develop, promote, foster, and sponsor personal and business relationships within and between the norwegian and the american shipping clusters in florida. In addition, the organization works to improve trade, business and cultural relations, financial activities and profession

2950 S Flamingo RoadDavie, FL 33330

www.naccflorida.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

57th percentile

4.3%

Higher net margin than 57% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

70th percentile

9.8%

Faster asset growth than 70% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

48th percentile

-1.3%

Faster revenue growth than 48% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$105,876

Up $9,491 (+9.8%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$105,876

Up $9,491 (+9.8%) from 2024

Operations
Liabilities / Revenue51st percentileNet Margin57th percentile

Revenue

Down

$221,506

Down $2,895 (-1.3%) from 2024

Expenses

Up

$212,015

Up $3,731 (+1.8%) from 2024

Net Income

Down

$9,491

Down $6,626 (-41%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth70th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2014: $22,967Liabilities 2014: $02014Assets 2015: $27,591Liabilities 2015: $0Net Assets 2015: $27,5912015Assets 2016: $33,966Liabilities 2016: $1,049Net Assets 2016: $32,9172016Assets 2017: $62,204Liabilities 2017: $3,450Net Assets 2017: $58,7542017Assets 2018: $60,784Liabilities 2018: $0Net Assets 2018: $60,7842018Assets 2019: $49,253Liabilities 2019: $0Net Assets 2019: $49,2532019Assets 2020: $46,559Liabilities 2020: $0Net Assets 2020: $46,5592020Assets 2021: $29,223Liabilities 2021: $0Net Assets 2021: $29,2232021Assets 2022: $60,168Liabilities 2022: $0Net Assets 2022: $60,1682022Assets 2023: $80,268Liabilities 2023: $0Net Assets 2023: $80,2682023Assets 2024: $96,385Liabilities 2024: $0Net Assets 2024: $96,3852024Assets 2025: $105,876Liabilities 2025: $0Net Assets 2025: $105,8762025

Highlighted filing

2025

Assets$105,876
Liabilities$0
Net Assets$105,876
Open 2025 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2014: $64,281Expenses 2014: $69,121Net Income 2014: -$4,8402014Revenue 2015: $56,829Expenses 2015: $52,205Net Income 2015: $4,6242015Revenue 2016: $62,031Expenses 2016: $56,705Net Income 2016: $5,3262016Revenue 2017: $102,341Expenses 2017: $76,504Net Income 2017: $25,8372017Revenue 2018: $112,200Expenses 2018: $110,170Net Income 2018: $2,0302018Revenue 2019: $126,111Expenses 2019: $137,642Net Income 2019: -$11,5312019Revenue 2020: $32,548Expenses 2020: $35,242Net Income 2020: -$2,6942020Revenue 2021: $98,905Expenses 2021: $116,241Net Income 2021: -$17,3362021Revenue 2022: $137,104Expenses 2022: $106,159Net Income 2022: $30,9452022Revenue 2023: $209,829Expenses 2023: $189,729Net Income 2023: $20,1002023Revenue 2024: $224,401Expenses 2024: $208,284Net Income 2024: $16,1172024Revenue 2025: $221,506Expenses 2025: $212,015Net Income 2025: $9,4912025

Highlighted filing

2025

Revenue$221,506
Expenses$212,015
Net Income$9,491
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$105,876
Liabilities
$0
Net assets
$105,876
Revenue
$221,506
Expenses
$212,015
Net income
$9,491
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.06$0.00$1.06$2.22$2.12$0.09
2024Detailed filing. Detailed filing data is available for this year.$0.96$0.00$0.96$2.24$2.08$0.16
2023Detailed filing. Detailed filing data is available for this year.$0.80$0.00$0.80$2.10$1.90$0.20
2022Detailed filing. Detailed filing data is available for this year.$0.60$0.00$0.60$1.37$1.06$0.31
2021Detailed filing. Detailed filing data is available for this year.$0.29$0.00$0.29$0.99$1.16$0.17
2020Detailed filing. Detailed filing data is available for this year.$0.47$0.00$0.47$0.33$0.35$0.03
2019Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$1.26$1.38$0.12
2018Detailed filing. Detailed filing data is available for this year.$0.61$0.00$0.61$1.12$1.10$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.62$0.03$0.59$1.02$0.77$0.26
2016Detailed filing. Detailed filing data is available for this year.$0.34$0.01$0.33$0.62$0.57$0.05
2015Detailed filing. Detailed filing data is available for this year.$0.28$0.00$0.28$0.57$0.52$0.05
2014Summary only. Only limited summary data is available for this year.$0.23$0.00$0.64$0.69$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 17, 2026
Return Version
2025v4.0
Gross Receipts
$221,506
Mission and Program Overview

Mission

To develop, promote, foster, and sponsor personal and business relationships within and between the norwegian and the american shipping clusters in florida. In addition, the organization works to improve trade, business and cultural relations, financial activities and profession

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$96,385$105,876▲ $9,491
Cash and Non-Interest-Bearing Accounts$67,445$59,076▼ $8,369
Accounts Receivable$28,940$46,800▲ $17,860
Total Assets$96,385$105,876▲ $9,491
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$96,385$105,876▲ $9,491
Total Liabilities and Net Assets / Fund Balance$96,385$105,876▲ $9,491
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Anders AasenPresident
Jan SolumVice President
Beate JakobsenDirector
Simona NowakDirector
Cathrine PrestroenningGm
Priscila FernandesSecretary
Bettina NowakTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$221,506
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$9,491
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$212,015
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Advertising$4,576--$4,576
Information Technology$338$3,074-$3,412
Office Expenses$1,240$948-$2,188
Conferences and Meetings-$1,705-$1,705
Insurance$1,558--$1,558
Fees for Services Accounting$900--$900
Other Expenses$474$36,000-$474
Travel-$60-$60
Total Functional Expenses$170,228$41,787$0$212,015
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Networking----
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

“No review will be conducted.”

Governing documents etc available to public Part VI line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
The Norwegian American Chamber of
EIN
42-1757267
In Care Of
% BETTINA NOWAK
Phone
3055861575
Address
2950 S FLAMINGO ROAD, DAVIE, FL 33330
Doing Business As
Commerce South East Chapter in

Signing Officer

Name
Bettina Nowak
Title
Treasurer
Phone
3055861575
Signed
2026-02-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Bettina Nowak
Formed
1982
Legal Domicile
Fl
Voting Board Members
320
Independent Board Members
320
Employees
0

Preparer

Firm
Serchay & Serchay CPA LLC
Address
5300 NW 33 AVE STE 117, Fort Lauderdale, FL 33309
Preparer
Evan Serchay
Phone
9544843900
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02950 S FLAMINGO ROAD
IRS990/USAddress/CityNm0DAVIE
IRS990/USAddress/StateAbbreviationCd0FL
IRS990/USAddress/ZIPCd033328
IRS990/VotingMembersGoverningBodyCnt0320
IRS990/VotingMembersIndependentCnt0320
IRS990/WebsiteAddressTxt0WWW.NACCFLORIDA.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BETTINA NOWAK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum03055861575
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE NORWEGIAN AMERICAN CHAMBER OF
ReturnHeader/Filer/BusinessNameControlTxt0NORW
ReturnHeader/Filer/EIN0421757267
ReturnHeader/Filer/InCareOfNm0% BETTINA NOWAK
ReturnHeader/Filer/PhoneNum03055861575
ReturnHeader/Filer/USAddress/AddressLine1Txt02950 S FLAMINGO ROAD
ReturnHeader/Filer/USAddress/CityNm0DAVIE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd033330
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0472687466
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SERCHAY & SERCHAY CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05300 NW 33 AVE STE 117
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Fort Lauderdale
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd033309
ReturnHeader/PreparerPersonGrp/PhoneNum09544843900
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-20
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0EVAN SERCHAY
ReturnHeader/ReturnTs02026-02-20T12:49:17-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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