Civic Intelligence

Child Assistance Resource and Education Team Inc.

990EZ • Fiscal year 2019 • EIN 42-1329834

Jan 01, 2019 to Dec 31, 2019 • Filed on Apr 29, 2020

Organization ProfileN/A
PO Box 353Algona, IA 50511

(515) 341-0125

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2019

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2019

Net Margin

65th percentile

11%

Higher net margin than 65% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

89th percentile

$38,750

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 35.9% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

59th percentile

8.1%

Faster asset growth than 59% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

74th percentile

22%

Faster revenue growth than 74% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$159,314

Up $11,956 (+8.1%) from 2018

Net Assets

Up

$159,314

Up $11,956 (+8.1%) from 2018

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin65th percentile

Revenue

Up

$107,867

Up $19,558 (+22%) from 2018

Expenses

Down

$95,911

Down $1,367 (-1.4%) from 2018

Net Income

Up

$11,956

Up $20,925 (+233%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth59th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2010: $78,972Net Assets 2010: $78,9722010Assets 2011: $85,377Liabilities 2011: $02011Assets 2012: $90,573Net Assets 2012: $90,5732012Assets 2013: $113,980Net Assets 2013: $113,9802013Assets 2014: $128,604Net Assets 2014: $128,6042014Assets 2015: $155,569Net Assets 2015: $155,5692015Assets 2016: $151,523Net Assets 2016: $151,5232016Assets 2017: $156,327Net Assets 2017: $156,3272017Assets 2018: $147,358Net Assets 2018: $147,3582018Assets 2019: $159,314Net Assets 2019: $159,3142019Assets 2020: $220,147Net Assets 2020: $220,1472020Assets 2021: $268,912Net Assets 2021: $268,9122021Assets 2022: $254,857Net Assets 2022: $254,8572022Assets 2023: $253,156Liabilities 2023: $02023Assets 2024: $253,753Net Assets 2024: $253,7532024

Highlighted filing

2019

Assets$159,314
Liabilities-
Net Assets$159,314
Open 2019 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2010: $98,897Expenses 2010: $88,661Net Income 2010: $10,2362010Revenue 2011: $93,780Expenses 2011: $87,375Net Income 2011: $6,4052011Revenue 2012: $100,608Expenses 2012: $95,412Net Income 2012: $5,1962012Revenue 2013: $118,299Expenses 2013: $94,892Net Income 2013: $23,4072013Revenue 2014: $92,891Expenses 2014: $78,267Net Income 2014: $14,6242014Revenue 2015: $126,276Expenses 2015: $99,311Net Income 2015: $26,9652015Revenue 2016: $100,642Expenses 2016: $104,688Net Income 2016: -$4,0462016Revenue 2017: $91,436Expenses 2017: $86,632Net Income 2017: $4,8042017Revenue 2018: $88,309Expenses 2018: $97,278Net Income 2018: -$8,9692018Revenue 2019: $107,867Expenses 2019: $95,911Net Income 2019: $11,9562019Revenue 2020: $151,712Expenses 2020: $90,879Net Income 2020: $60,8332020Revenue 2021: $155,885Expenses 2021: $107,120Net Income 2021: $48,7652021Revenue 2022: $99,080Expenses 2022: $113,135Net Income 2022: -$14,0552022Revenue 2023: $121,313Expenses 2023: $123,013Net Income 2023: -$1,7002023Revenue 2024: $126,100Expenses 2024: $125,503Net Income 2024: $5972024

Highlighted filing

2019

Revenue$107,867
Expenses$95,911
Net Income$11,956
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Apr 29, 2020
Return Version
2019v5.0
Gross Receipts
$107,952
Mission and Program Overview

Mission

To assist children and families with necessary resources and education

Program Services

DescriptionGrantsExpenses
SPECIFIC ASSISTANCE WAS PROVIDED TO KOSSUTH COUNTY AREA INDIVIDUALS IN NEED--
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LINDA VAUDTDirector-$38,750-$38,750
JEAN KENTVice Preside-$0--
SHEILA BAERPresident-$0--
SALENA SIEFKENSecretary-$0--
JACQUELYN MEDINTreasurer-$0--
LAURA VILETATreasurer-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Fundraising Let$15,501$15,501-$15,501
Tacos for Tots$5,125$5,125-$5,125
Total Events$20,626$20,626-$20,626
Filing and Contact Details

Filer

Filer Name
Child Assist Resource & Educ Team
EIN
42-1329834
Phone
5153410125
Address
PO BOX 353, ALGONA, IA 50511

Signing Officer

Name
Linda Vaudt
Title
Director
Phone
5153952273
Signed
2020-04-29
Discuss with paid preparer
Yes

Preparer

Firm
Erpelding Voigt & Co Llp
Address
307 E CALL STREET, ALGONA, IA 50511
Preparer
Aaron R Greteman
Phone
5152957275
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Tacos for tots cost of goods sold 875 expenses advertising 703 office exp. 162 conferences and conv. 383 insurance 3,481 supplies 7,590 youth recreation 4,918 specific assistance 9,248 bank charge 16 licenses and permits 22 casual labor 289 total 27,687”

Raw XML Appendix171 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0LINDA VAUDT
IRS990EZ/BooksInCareOfDetail/PhoneNum05153410125
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 353
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ALGONA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd050511
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0147358
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0159314
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt075343
IRS990EZ/CostOrOtherBasisExpenseSaleAmt085
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt011956
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01095
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0147358
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0159314
IRS990EZ/FundraisingGrossIncomeAmt023863
IRS990EZ/GainOrLossFromSaleOfAssetsAmt0741
IRS990EZ/GrossReceiptsAmt0107952
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt01279
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0147358
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0159314
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0147358
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0159314
IRS990EZ/OccupancyRentUtltsAndMaintAmt011478
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt5000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt438750
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JEAN KENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SHEILA BAER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SALENA SIEFKEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JACQUELYN MEDIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4LINDA VAUDT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5LAURA VILETA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt027687
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO ASSIST CHILDREN AND FAMILIES WITH NECESSARY RESOURCES AND EDUCATION
IRS990EZ/ProgramServiceRevenueAmt06641
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SPECIFIC ASSISTANCE WAS PROVIDED TO KOSSUTH COUNTY AREA INDIVIDUALS IN NEED
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt055651
IRS990EZ/SaleOfAssetsGrossAmt0826
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsNetIncomeLossAmt023863
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt095911
IRS990EZ/TotalRevenueAmt0107867
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0PROGRAM SERVICE REVENUE 38,787 FUNDRAISERS 66,574
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt075343
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt072738
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt064584
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt074100
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt092172
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0378937
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt02020
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt01189
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0921
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0918
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0910
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt05958
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt03389
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt030504
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt013756
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt030464
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt030637
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0105361
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.77290
IRS990ScheduleA/PublicSupportPY170Pct00.82550
IRS990ScheduleA/PublicSupportTotal170Amt0378937
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt075343
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt072738
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt064584
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt074100
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt092172
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0378937
IRS990ScheduleA/TotalSupportAmt0490256
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0FUNDRAISING LET
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0TACOS FOR TOTS
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt015501
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt05125
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt020626
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt015501
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt05125
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt020626
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt020626
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TACOS FOR TOTS COST OF GOODS SOLD 875 EXPENSES ADVERTISING 703 OFFICE EXP. 162 CONFERENCES AND CONV. 383 INSURANCE 3,481 SUPPLIES 7,590 YOUTH RECREATION 4,918 SPECIFIC ASSISTANCE 9,248 BANK CHARGE 16 LICENSES AND PERMITS 22 CASUAL LABOR 289 TOTAL 27,687
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
ReturnHeader/BuildTS02021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LINDA VAUDT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05153952273
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-04-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHILD ASSIST RESOURCE & EDUC TEAM
ReturnHeader/Filer/BusinessNameControlTxt0CHIL
ReturnHeader/Filer/EIN0421329834
ReturnHeader/Filer/PhoneNum05153410125
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 353
ReturnHeader/Filer/USAddress/CityNm0ALGONA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd050511
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0981D78944BF30AB47AB258D8112A475F6719A0B0
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0513E4065C41E47F54F1A3AE718A054183E9084B6
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt069.57.16.31
ReturnHeader/FilingSecurityInformation/IPDt02020-05-07
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm011:43:27
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0421125381
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ERPELDING VOIGT & CO LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0307 E CALL STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ALGONA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd050511
ReturnHeader/PreparerPersonGrp/PhoneNum05152957275
ReturnHeader/PreparerPersonGrp/PreparationDt02020-04-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0AARON R GRETEMAN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02020-05-07T11:43:27-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$159,314
Liabilities
-
Net assets
$159,314
Revenue
$107,867
Expenses
$95,911
Net income
$11,956
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.54$2.54$1.26$1.26$0.01
2023Summary only. Only limited summary data is available for this year.$2.53$0.00$1.21$1.23$0.02
2022Detailed filing. Detailed filing data is available for this year.$2.55$2.55$0.99$1.13$0.14
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.69$2.69$1.56$1.07$0.49
2020Detailed filing. Detailed filing data is available for this year.$2.20$2.20$1.52$0.91$0.61
2019Detailed filing. Detailed filing data is available for this year.$1.59$1.59$1.08$0.96$0.12
2018Detailed filing. Detailed filing data is available for this year.$1.47$1.47$0.88$0.97$0.09
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.56$1.56$0.91$0.87$0.05
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.52$1.52$1.01$1.05$0.04
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.56$1.56$1.26$0.99$0.27
2014Detailed filing. Detailed filing data is available for this year.$1.29$1.29$0.93$0.78$0.15
2013Detailed filing. Detailed filing data is available for this year.$1.14$1.14$1.18$0.95$0.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.91$0.91$1.01$0.95$0.05
2011Summary only. Only limited summary data is available for this year.$0.85$0.00$0.94$0.87$0.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.79$0.79$0.99$0.89$0.10