Liabilities / Assets
85th percentile
Higher debt load relative to assets than 85% of similar nonprofits.
EIN 42-1222683 • 501(c)4 • Des Moines, IA
Profile
The corporation serves to assist the growth and development of small business by helping to find resources for their needs by processing sba loans.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
85th percentile
Higher debt load relative to assets than 85% of similar nonprofits.
Liabilities / Revenue
81st percentile
Higher debt load relative to revenue than 81% of similar nonprofits.
Net Margin
20th percentile
Higher net margin than 20% of similar nonprofits.
Top Officer Pay
91st percentile
Higher top officer pay than 91% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
22nd percentile
Faster asset growth than 22% of similar nonprofits.
Revenue Growth
23rd percentile
Faster revenue growth than 23% of similar nonprofits.
Assets
Down$93,517
Down $31,335 (-25%) from 2023
Liabilities
Up$23,131
Up $8,976 (+63%) from 2023
Net Assets
Down$70,386
Down $40,311 (-36%) from 2023
Revenue
Down$175,106
Down $60,389 (-26%) from 2023
Expenses
Up$215,418
Up $513 (+0.2%) from 2023
Net Income
Down-$40,312
Down $60,902 (-296%) from 2023
Most recent year
2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.
The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2021 below.
The corporation serves to assist the growth and development of small business by helping to find resources for their needs by processing sba loans.
| Description | Grants | Expenses |
|---|---|---|
| THE CORPORATION SERVES TO ASSIST THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS BY HELPING TO FIND RESOURCES FOR THEIR NEEDS BY PROCESSING SBA LOANS. | $163,921 | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| KATHI KOENIG | Director | - | $0 | - | - |
| JAN OWENS BRUENE | President | - | $0 | - | - |
| ALDRICH B CABILDO | Director | - | $0 | - | - |
| JENNIFER SAYERS | Director | - | $0 | - | - |
| CLARKE H STEWART | Director | - | $0 | - | - |
| TED LODDEN | Director | - | $0 | - | - |
| JAN OLSON | Director | - | $0 | - | - |
| DAVID OGBURN | Director | - | $0 | - | - |
| MARK COOPER | Director | - | $0 | - | - |
| DAVE LENTELL | Director | - | $0 | - | - |
| MEGAN MILLIGAN | Director | - | $0 | - | - |
| ALEX LYNCH | Vice President | - | $0 | - | - |
| RON DEGEN | Treasurer | - | $0 | - | - |
| CHRISTINA MOFFATT | Director | - | $0 | - | - |
| TERRANCE VORBRICH | Director | - | $0 | - | - |
| CARRIE KRUSE | Director | - | $0 | - | - |
| SADIE TRYTTEN | Secretary | - | $0 | - | - |
“Advertising and Promotion $9868”
“Office Expenses $1341”
“Travel $4260”
“Insurance $3239”
“Professional service contracts $134550”
“Software annual fees $2650”
“Memberships and sponsorships $2437”
“Loan processing costs $1146”
“MEETING EXPENSES $439”
“Accounts Payable and Accrued Expenses - Beginning $14584 Accounts Payable and Accrued Expenses - Ending $13978”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | SADIE TRYTTEN |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5155121613 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2331 UNIVERSITY AVE SUITE 203 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | DES MOINES |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 50311 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 274060 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 159387 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -114067 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 20866 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 274060 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 159387 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 66729 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIVInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 2112 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingOtherDesc | 0 | Modified cash |
| IRS990EZ/NameChangeInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 259476 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 145409 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 259476 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 145409 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 11 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 12 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 13 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 14 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 15 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 16 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 12 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 13 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 14 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 15 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 16 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | KATHI KOENIG |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JAN OWENS BRUENE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | ALDRICH B CABILDO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | JENNIFER SAYERS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | CLARKE H STEWART |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | TED LODDEN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | JAN OLSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | DAVID OGBURN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | MARK COOPER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | DAVE LENTELL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | MEGAN MILLIGAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 11 | ALEX LYNCH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 12 | RON DEGEN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 13 | CHRISTINA MOFFATT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 14 | TERRANCE VORBRICH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 15 | CARRIE KRUSE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 16 | SADIE TRYTTEN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 11 | Vice President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 12 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 13 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 14 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 15 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 16 | Secretary |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 159930 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THE CORPORATION SERVES TO ASSIST THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS BY HELPING TO FIND RESOURCES FOR THEIR NEEDS BY PROCESSING SBA LOANS. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 64617 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE CORPORATION SERVES TO ASSIST THE GROWTH AND DEVELOPMENT OF SMALL BUSINESS BY HELPING TO FIND RESOURCES FOR THEIR NEEDS BY PROCESSING SBA LOANS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 163921 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 14584 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 13978 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 180796 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 163921 |
| IRS990EZ/TotalRevenueAmt | 0 | 66729 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/WebsiteAddressTxt | 0 | HTTP://WWW.CEDDM.COM |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Advertising and Promotion $9868 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Office Expenses $1341 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Travel $4260 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Insurance $3239 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | PROFESSIONAL SERVICE CONTRACTS $134550 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | SOFTWARE ANNUAL FEES $2650 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | MEMBERSHIPS AND SPONSORSHIPS $2437 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | LOAN PROCESSING COSTS $1146 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | MEETING EXPENSES $439 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Accounts Payable and Accrued Expenses - Beginning $14584 Accounts Payable and Accrued Expenses - Ending $13978 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Expenses.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.1002 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.1005 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Expenses.1012 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other Expenses.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Other Expenses.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other Expenses.3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Expenses.4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Other Expenses.5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Total Liabilities.1001 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd | 0 | FAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SADIE TRYTTEN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Secretary |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-11-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | PIVOTAL BUSINESS PARTNERS |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PIVO |
| ReturnHeader/Filer/EIN | 0 | 421222683 |
| ReturnHeader/Filer/PhoneNum | 0 | 5155121613 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2331 UNIVERSITY AVE 203 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | DES MOINES |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 50311 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 420721983 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Timmins Jacobsen & Strawhacker LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 10550 New York Ave Suite 200 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Des Moines |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 50322 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5152708080 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KIM L JACOBSEN CPA |
| ReturnHeader/ReturnTs | 0 | 2021-11-15T09:24:25-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | SADIE |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | TRYTTEN |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2021-06-30 |
| ReturnHeader/TaxYr | 0 | 2020 |
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