Civic Intelligence

Heat & Frost Insulators & Allied

EIN 42-0949270 • 501(c)5 • Rock Island, IL

Profile

Provide training for new members in the trade.

4606 46th AvenueRock Island, IL 61201

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Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.07x

Higher debt load relative to assets than 87% of similar nonprofits.

501(c)5 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

89th percentile

0.09x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)5 • <$500k nonprofits • Source year 2025

Net Margin

43rd percentile

1.0%

Higher net margin than 43% of similar nonprofits.

501(c)5 • <$500k nonprofits • Source year 2025

Top Officer Pay

98th percentile

$123,577

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 61.8% of source-year revenue.

501(c)5 • <$500k nonprofits • Source year 2025

Asset Growth

59th percentile

5.0%

Faster asset growth than 59% of similar nonprofits.

501(c)5 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

26th percentile

-9.3%

Faster revenue growth than 26% of similar nonprofits.

501(c)5 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$188,678

Up $10,101 (+5.7%) from 2022

Liabilities

Up

$10,746

Up $1,473 (+16%) from 2022

Net Assets

-

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue89th percentileNet Margin43rd percentile

Revenue

Down

$175,169

Down $13,926 (-7.4%) from 2022

Expenses

Up

$166,541

Up $41,184 (+33%) from 2022

Net Income

Down

$8,628

Down $55,110 (-86%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth59th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2011: $156,758Liabilities 2011: $4,843Net Assets 2011: $151,9152011Assets 2012: $113,083Liabilities 2012: $6,050Net Assets 2012: $107,0332012Assets 2013: $173,026Liabilities 2013: $5,332Net Assets 2013: $167,6942013Assets 2014: $154,333Liabilities 2014: $5,831Net Assets 2014: $148,5022014Assets 2015: $138,772Liabilities 2015: $5,386Net Assets 2015: $133,3862015Assets 2016: $123,559Liabilities 2016: $7,078Net Assets 2016: $116,4812016Assets 2017: $108,926Liabilities 2017: $7,637Net Assets 2017: $101,2892017Assets 2018: $98,671Liabilities 2018: $11,625Net Assets 2018: $87,0462018Assets 2019: $77,934Liabilities 2019: $7,6642019Assets 2020: $57,401Liabilities 2020: $2,293Net Assets 2020: $55,1082020Assets 2021: $135,068Liabilities 2021: $29,502Net Assets 2021: $105,5662021Assets 2022: $178,577Liabilities 2022: $9,273Net Assets 2022: $169,3042022Assets 2023: $188,678Liabilities 2023: $10,7462023

Highlighted filing

2023

Assets$188,678
Liabilities$10,746
Net Assets-
Open 2023 Filing

Operations Trend

Revenue Growth26th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2011: $127,295Expenses 2011: $159,676Net Income 2011: -$32,3812011Revenue 2012: $116,696Expenses 2012: $161,578Net Income 2012: -$44,8822012Revenue 2013: $130,707Expenses 2013: $70,046Net Income 2013: $60,6612013Revenue 2014: $135,060Expenses 2014: $154,252Net Income 2014: -$19,1922014Revenue 2015: $130,333Expenses 2015: $145,449Net Income 2015: -$15,1162015Revenue 2016: $130,554Expenses 2016: $147,459Net Income 2016: -$16,9052016Revenue 2017: $128,174Expenses 2017: $143,367Net Income 2017: -$15,1932017Revenue 2018: $133,785Expenses 2018: $148,028Net Income 2018: -$14,2432018Revenue 2019: $126,242Expenses 2019: $143,018Net Income 2019: -$16,7762019Revenue 2020: $123,853Expenses 2020: $139,015Net Income 2020: -$15,1622020Revenue 2021: $169,687Expenses 2021: $119,229Net Income 2021: $50,4582021Revenue 2022: $189,095Expenses 2022: $125,357Net Income 2022: $63,7382022Revenue 2023: $175,169Expenses 2023: $166,541Net Income 2023: $8,6282023

Highlighted filing

2023

Revenue$175,169
Expenses$166,541
Net Income$8,628
Open 2023 Filing

Filings

Most recent year

2023 • Form 990EZSummary only. Only limited summary data is available for this year.

Open filing
Assets
$188,678
Liabilities
$10,746
Net assets
-
Revenue
$175,169
Expenses
$166,541
Net income
$8,628
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$1.89$0.11$1.75$1.67$0.09
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.79$0.09$1.69$1.89$1.25$0.64
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.35$0.30$1.06$1.70$1.19$0.50
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.57$0.02$0.55$1.24$1.39$0.15
2019Summary only. Only limited summary data is available for this year.$0.78$0.08$1.26$1.43$0.17
2018Detailed filing. Detailed filing data is available for this year.$0.99$0.12$0.87$1.34$1.48$0.14
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.09$0.08$1.01$1.28$1.43$0.15
2016Detailed filing. Detailed filing data is available for this year.$1.24$0.07$1.16$1.31$1.47$0.17
2015Detailed filing. Detailed filing data is available for this year.$1.39$0.05$1.33$1.30$1.45$0.15
2014Detailed filing. Detailed filing data is available for this year.$1.54$0.06$1.49$1.35$1.54$0.19
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.73$0.05$1.68$1.31$0.70$0.61
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.13$0.06$1.07$1.17$1.62$0.45
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.57$0.05$1.52$1.27$1.60$0.32
Latest Detailed Filing

The latest 2023 filing currently has summary financial data only. Showing the latest detailed filing from 2018 below.

Jump To
Filing Snapshot
Filing Period
May 1, 2017 to Apr 30, 2018
Signed
Jan 23, 2019
Return Version
2017v2.3
Gross Receipts
$133,785
Mission and Program Overview

Mission

Provide training for new members.

Program Services

DescriptionGrantsExpenses
PROVIDE TRAINING FOR NEW MEMBERS.$0$0
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
PAUL MILLERJact CoordinatorFT$67,413$39,706$107,119
SEAN NAGLETrustee-$426$268$694
BEN BRUMMITTrustee-$426$268$694
DOUG ANDERSENTrustee-$0--
TERRY DZIENGELTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Heat & Frost Insulators & Allied
EIN
42-0949270
Phone
3092837470
Address
4606 46TH AVENUE, ROCK ISLAND, IL 61201

Signing Officer

Name
Paul Miller
Title
Jac Coordinator
Phone
3092837470
Signed
2019-01-23
Discuss with paid preparer
Yes

Preparer

Firm
Romolo & Associates
Address
1700 W LUTHY DRIVE, PEORIA, IL 61615
Preparer
Kristin Romolo CPA
Phone
3096822001
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest. Amount: 1,044.”

Form 990-ez, Part I, Line 14

“Description: depreciation. Amount: 1,601. Description: other expenses. Amount: 9,407. Total to form 990-ez, line 14: 11,008.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: payments to affiliates. Amount: 216. Description: office supplies. Amount: 1,550. Description: supplies. Amount: 3,069. Description: travel expenses. Amount: 3,874. Description: payroll tax expense. Amount: 7,883. Description: penalties. Amount: 81. Description: insurance. Amount: 5,034. Description: qc occupational health. Amount: 400. Total to form 990-ez, line 16: 22,107.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: participating employers' contributions. Beg. Of year amount: 9,626. End of year amount: 11,498. Description: accrued interest. Beg. Of year amount: 72. End of year amount: 112. Description: prepaid insurance. Beg. Of year amount: 1,856. End of year amount: 2,106. Description: other depreciable assets. Beg. Of year amount: 5,012. End of year amount: 4,618.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: accounts payable and accrued payroll taxes. Beg. Of year amount: 7,637. End of year amount: 7,084. Description: due to. Beg. Of year amount: 0. End of year amount: 4,541.”

Raw XML Appendix134 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0PAUL MILLER
IRS990EZ/BooksInCareOfDetail/PhoneNum03092837470
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt04606 46TH AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ROCK ISLAND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd061201
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt092360
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt080337
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-14243
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt05418
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0108926
IRS990EZ/Form990TotalAssetsGrp/EOYAmt098671
IRS990EZ/GrossReceiptsAmt0133785
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt01044
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt01856
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0101289
IRS990EZ/NetAssetsOrFundBalancesEOYAmt087046
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0101289
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt087046
IRS990EZ/OccupancyRentUtltsAndMaintAmt011008
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt067413
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt1426
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt4426
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt039706
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt1268
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt4268
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PAUL MILLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SEAN NAGLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DOUG ANDERSEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3TERRY DZIENGEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4BEN BRUMMIT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0JACT COORDINATOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt016566
IRS990EZ/OtherAssetsTotalDetail/EOYAmt018334
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt022107
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE TRAINING FOR NEW MEMBERS.
IRS990EZ/ProgramServiceRevenueAmt0130885
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE TRAINING FOR NEW MEMBERS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt0109495
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt07637
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt011625
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0148028
IRS990EZ/TotalRevenueAmt0133785
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 1,044.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: DEPRECIATION. AMOUNT: 1,601. DESCRIPTION: OTHER EXPENSES. AMOUNT: 9,407. TOTAL TO FORM 990-EZ, LINE 14: 11,008.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: PAYMENTS TO AFFILIATES. AMOUNT: 216. DESCRIPTION: OFFICE SUPPLIES. AMOUNT: 1,550. DESCRIPTION: SUPPLIES. AMOUNT: 3,069. DESCRIPTION: TRAVEL EXPENSES. AMOUNT: 3,874. DESCRIPTION: PAYROLL TAX EXPENSE. AMOUNT: 7,883. DESCRIPTION: PENALTIES. AMOUNT: 81. DESCRIPTION: INSURANCE. AMOUNT: 5,034. DESCRIPTION: QC OCCUPATIONAL HEALTH. AMOUNT: 400. TOTAL TO FORM 990-EZ, LINE 16: 22,107.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: PARTICIPATING EMPLOYERS' CONTRIBUTIONS. BEG. OF YEAR AMOUNT: 9,626. END OF YEAR AMOUNT: 11,498. DESCRIPTION: ACCRUED INTEREST. BEG. OF YEAR AMOUNT: 72. END OF YEAR AMOUNT: 112. DESCRIPTION: PREPAID INSURANCE. BEG. OF YEAR AMOUNT: 1,856. END OF YEAR AMOUNT: 2,106. DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 5,012. END OF YEAR AMOUNT: 4,618.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DESCRIPTION: ACCOUNTS PAYABLE AND ACCRUED PAYROLL TAXES. BEG. OF YEAR AMOUNT: 7,637. END OF YEAR AMOUNT: 7,084. DESCRIPTION: DUE TO. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 4,541.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 14
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0PAUL MILLER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0JAC COORDINATOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03092837470
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-01-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HEAT & FROST INSULATORS & ALLIED
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0WORKERS #81 APPRENTICESHIP FUND
ReturnHeader/Filer/BusinessNameControlTxt0HEAT
ReturnHeader/Filer/EIN0420949270
ReturnHeader/Filer/PhoneNum03092837470
ReturnHeader/Filer/USAddress/AddressLine1Txt04606 46TH AVENUE
ReturnHeader/Filer/USAddress/CityNm0ROCK ISLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd061201
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0B7287E4D515F63E7AA807C01C7D3524A2B880BEE
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId05D98E226FF63731805C3C4DA68B79EE488A5EDF8
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0173.15.119.188
ReturnHeader/FilingSecurityInformation/IPDt02019-01-23
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm016:34:47
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0371077733
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ROMOLO & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01700 W LUTHY DRIVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PEORIA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd061615
ReturnHeader/PreparerPersonGrp/PhoneNum03096822001
ReturnHeader/PreparerPersonGrp/PreparationDt02019-01-22
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KRISTIN ROMOLO CPA
ReturnHeader/ReturnTs02019-01-30T11:35:41-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-05-01
ReturnHeader/TaxPeriodEndDt02018-04-30
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)5 • <$500k nonprofits