Civic Intelligence

Cedar Falls Community Credit Union

990 • Fiscal year 2025 • EIN 42-0817536

Jan 01, 2025 to Dec 31, 2025

Organization Profilewww.cfccu.org

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123 W 4th StreetCedar Falls, IA 50613

(319) 266-7531

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.84x

Higher debt load relative to assets than 89% of similar nonprofits.

2025 filings • $100M-$250M nonprofits • Source year 2025

Liabilities / Revenue

95th percentile

13.48x

Higher debt load relative to revenue than 95% of similar nonprofits.

2025 filings • $100M-$250M nonprofits • Source year 2025

Net Margin

76th percentile

24%

Higher net margin than 76% of similar nonprofits.

2025 filings • $100M-$250M nonprofits • Source year 2025

Top Officer Pay

19th percentile

$199,310

Higher top officer pay than 19% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

2025 filings • $100M-$250M nonprofits • Source year 2025

Asset Growth

72nd percentile

10%

Faster asset growth than 72% of similar nonprofits.

2025 filings • $100M-$250M nonprofits • Annualized from 2024 to 2025

Revenue Growth

69th percentile

15%

Faster revenue growth than 69% of similar nonprofits.

2025 filings • $100M-$250M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets89th percentile

Assets

Up

$233,879,507

Up $61,875,637 (+36%) from 2021

Net Assets

Up

$38,276,207

Up $12,850,342 (+51%) from 2021

Liabilities

Up

$195,603,300

Up $49,025,295 (+33%) from 2021

Revenue And Expenses
Liabilities / Revenue95th percentileNet Margin76th percentile

Revenue

Up

$14,506,684

Up $7,659,464 (+112%) from 2021

Expenses

Up

$10,990,391

Up $5,967,834 (+119%) from 2021

Net Income

Up

$3,516,293

Up $1,691,630 (+93%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth72nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $83,466,935Liabilities 2010: $75,353,716Net Assets 2010: $8,113,2192010Assets 2011: $87,486,088Liabilities 2011: $78,508,541Net Assets 2011: $8,977,5472011Assets 2013: $92,685,398Liabilities 2013: $81,528,308Net Assets 2013: $11,157,0902013Assets 2015: $100,121,818Liabilities 2015: $85,906,977Net Assets 2015: $14,214,8412015Assets 2016: $107,763,072Liabilities 2016: $92,166,035Net Assets 2016: $15,597,0372016Assets 2017: $119,132,718Liabilities 2017: $101,792,992Net Assets 2017: $17,339,7262017Assets 2018: $119,493,860Liabilities 2018: $100,453,828Net Assets 2018: $19,040,0322018Assets 2019: $127,129,359Liabilities 2019: $106,630,234Net Assets 2019: $20,499,1252019Assets 2020: $148,176,863Liabilities 2020: $126,457,009Net Assets 2020: $21,719,8542020Assets 2021: $172,003,870Liabilities 2021: $146,578,005Net Assets 2021: $25,425,8652021Assets 2025: $233,879,507Liabilities 2025: $195,603,300Net Assets 2025: $38,276,2072025

Highlighted filing

2025

Assets$233,879,507
Liabilities$195,603,300
Net Assets$38,276,207
Open 2025 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $3,836,6012010Expenses 2011: $3,370,5122011Revenue 2013: $4,355,930Expenses 2013: $3,021,041Net Income 2013: $1,334,8892013Revenue 2015: $4,720,369Expenses 2015: $2,960,283Net Income 2015: $1,760,0862015Revenue 2016: $4,785,086Expenses 2016: $3,175,745Net Income 2016: $1,609,3412016Revenue 2017: $5,323,198Expenses 2017: $3,624,862Net Income 2017: $1,698,3362017Revenue 2018: $5,807,419Expenses 2018: $3,948,783Net Income 2018: $1,858,6362018Revenue 2019: $6,179,525Expenses 2019: $4,564,728Net Income 2019: $1,614,7972019Revenue 2020: $6,472,533Expenses 2020: $5,052,588Net Income 2020: $1,419,9452020Revenue 2021: $6,847,220Expenses 2021: $5,022,557Net Income 2021: $1,824,6632021Revenue 2025: $14,506,684Expenses 2025: $10,990,391Net Income 2025: $3,516,2932025

Highlighted filing

2025

Revenue$14,506,684
Expenses$10,990,391
Net Income$3,516,293
Open 2025 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Apr 23, 2026
Return Version
2025v4.1
Gross Receipts
$14,506,684
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$165,661,084$186,768,273▲ $21,107,189
Savings and Temporary Cash Investments$33,476,076$32,747,045▼ $729,031
Rtn Earn Endowment Incm Other Fnds$26,660,047$29,734,857▲ $3,074,810
Pd in Cap Srpls Land Bldg Eqp Fund$7,825,288$8,541,350▲ $716,062
Land, Buildings, and Equipment, Net$2,973,348$3,404,193▲ $430,845
Cash and Non-Interest-Bearing Accounts$1,143,540$1,757,877▲ $614,337
Prepaid Expenses and Deferred Charges$170,814$162,047▼ $8,767
Accounts Receivable$-1,377$3,660▲ $5,037
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$211,728,710$233,879,507▲ $22,150,797
Other Assets Total$8,305,225$9,036,412▲ $731,187
Liabilities
Other Liabilities$175,707,818$194,108,238▲ $18,400,420
Accounts Payable and Accrued Expenses$1,535,557$1,493,062▼ $42,495
Mortgage Notes Payable Secured by Investment Property-$2,000-
Total Liabilities$177,243,375$195,603,300▲ $18,359,925
Net Assets / Fund Balance
Total Net Assets Fund Balance$34,485,335$38,276,207▲ $3,790,872
Total Liabilities and Net Assets / Fund Balance$211,728,710$233,879,507▲ $22,150,797

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,686,015$839,807$3,525,822
Other Land Buildings$94,631$804,181$898,812
Land$623,547-$623,547
Compensation and Service Providers
Top Officer Pay19th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Chad KaeppelPresident/ CEOFT$199,310$199,310
Alyssa AikeyVP Business LendinFT$122,817$122,817
Emily CreightonSVP Finance & AcctFT$105,374$105,374

Board Members and Trustees

NameTitle
Becky RiehmDirector
Ben FisherDirector
Frank MillerDirector
Gordie SorensenDirector
Jon AverhoffDirector
Larry BockesDirector
Meghan SullivanDirector
Michael TaylotDirector
Sheila KittlesonDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$12,862,237
Investment Income
$1,644,447
Other Revenue
$0
Change in Net Assets
$3,516,293

Audited Revenue Reconciliation

Revenue per Audited Statements
$14,506,684
Total Revenue per Audited Statements
$14,506,684
Total Revenue per Form 990
$14,506,684
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,714,066
Salaries, Compensation, and Employee Benefits$2,276,325
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,762,308
Other Expenses---$511,518
Occupancy---$467,766
All Other Expenses---$463,518
Other Employee Benefits---$283,968
Office Expenses---$216,743
Depreciation Depletion---$205,311
Payroll Taxes---$131,498
Advertising---$116,641
Pension Plan Contributions---$98,551
Insurance---$55,402
Conferences and Meetings---$28,798
Fees for Services Accounting---$27,365
Total Functional Expenses$0$0$0$10,990,391

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$10,990,391
Total Expenses per Audited Statements$10,990,391
Total Expenses per Form 990$10,990,391
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$194,108,238
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Larry bockes (board member) & meghan sullivan (board member) father/daughter”

Form 990, Part VI, Section A, Line 6

“All depositors are considered members.”

Form 990, Part VI, Section A, Line 7A

“The credit unioin members elect on an annual basis the members of the board of directors.”

Form 990, Part VI, Section A, Line 7B

“Any proposed mergers must be approved by a majority of the membership.”

Form 990, Part VI, Section B, Line 11B

“No review was or will be conducted.”

Form 990, Part VI, Section B, Line 12C

“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”

Form 990, Part VI, Section B, Line 15A

“The process for determining compensation for the ceo includes a comparison of compensation for similarly qualified persons in comparable positions, review and approval by the board of directors and is documented in the board minutes. The last review was conducted in december 2025.”

Form 990, Part VI, Section C, Line 19

“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”

Filing and Contact Details

Filer

Filer Name
Cedar Falls Community Credit Union
EIN
42-0817536
Phone
3192667531
Address
123 W 4TH STREET, CEDAR FALLS, IA 50613

Signing Officer

Name
Chad Kaeppel
Title
President & CEO
Signed
2026-04-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Chad Kaeppel
Formed
1958
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
43
Volunteers
9

Preparer

Firm
Petersen & Associates CPA
Address
506 E Gold Coast Rd, Papillion, NE 68046
Preparer
Steven O Petersen
Phone
4025929510
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Net change in investment valuation reserve = $274579”

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IRS990/Form990PartVIISectionAGrp/TitleTxt2SVP FINANCE & ACCT
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IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0467766
IRS990/OfficeExpensesGrp/TotalAmt0216743
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt08305225
IRS990/OtherAssetsTotalGrp/EOYAmt09036412
IRS990/OtherChangesInNetAssetsAmt0274579
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0283968
IRS990/OtherExpensesGrp/Desc0DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3DATA PROCESSING
IRS990/OtherExpensesGrp/TotalAmt04785100
IRS990/OtherExpensesGrp/TotalAmt11295000
IRS990/OtherExpensesGrp/TotalAmt2540904
IRS990/OtherExpensesGrp/TotalAmt3511518
IRS990/OtherLiabilitiesGrp/BOYAmt0175707818
IRS990/OtherLiabilitiesGrp/EOYAmt0194108238
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt01762308
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0165661084
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0186768273
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0131498
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt07825288
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt08541350
IRS990/PensionPlanContributionsGrp/TotalAmt098551
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0170814
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0162047
IRS990/PrincipalOfficerNm0CHAD KAEPPEL
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc1INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt01186554
IRS990/ProgramServiceRevenueGrp/ExclusionAmt110512196
IRS990/ProgramServiceRevenueGrp/ExclusionAmt21163487
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01186554
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt110512196
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21163487
IRS990/ProgSrvcAccomActy2Grp/Desc0N/A
IRS990/ProgSrvcAccomActy3Grp/Desc0N/A
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt01842054
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt07128359
IRS990/PYProgramServiceRevenueAmt010766847
IRS990/PYRevenuesLessExpensesAmt03322265
IRS990/PYSalariesCompEmpBnftPaidAmt02158277
IRS990/PYTotalExpensesAmt09286636
IRS990/PYTotalRevenueAmt012608901
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt03516293
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt026660047
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt029734857
IRS990/SavingsAndTempCashInvstGrp/BOYAmt033476076
IRS990/SavingsAndTempCashInvstGrp/EOYAmt032747045
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02686015
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0839807
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03525822
IRS990ScheduleD/ExpensesSubtotalAmt010990391
IRS990ScheduleD/LandGrp/BookValueAmt0623547
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0623547
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt094631
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0804181
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0898812
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0194108238
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/RevenueSubtotalAmt014506684
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03404193
IRS990ScheduleD/TotalExpensesPerForm990Amt010990391
IRS990ScheduleD/TotalLiabilityAmt0194108238
IRS990ScheduleD/TotalRevenuePerForm990Amt014506684
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt014506684
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt010990391
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0199310
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CHAD KAEPPEL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/ CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0199310
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0LARRY BOCKES (BOARD MEMBER) & MEGHAN SULLIVAN (BOARD MEMBER) FATHER/DAUGHTER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL DEPOSITORS ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNIOIN MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PROCESS FOR DETERMINING COMPENSATION FOR THE CEO INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2025.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NET CHANGE IN INVESTMENT VALUATION RESERVE = $274579
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0211728710
IRS990/TotalAssetsEOYAmt0233879507
IRS990/TotalAssetsGrp/BOYAmt0211728710
IRS990/TotalAssetsGrp/EOYAmt0233879507
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt043
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt010990391
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0177243375
IRS990/TotalLiabilitiesEOYAmt0195603300
IRS990/TotalLiabilitiesGrp/BOYAmt0177243375
IRS990/TotalLiabilitiesGrp/EOYAmt0195603300
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt034485335
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt038276207
IRS990/TotalProgramServiceRevenueAmt012862237
IRS990/TotalReportableCompFromOrgAmt0427501
IRS990/TotalRevenueGrp/ExclusionAmt014506684
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt014506684
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0211728710
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0233879507
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.cfccu.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHAD KAEPPEL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President & CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-04-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CEDAR FALLS COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0CEDA

Document Assets

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Filings

Displayed year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$233,879,507
Liabilities
$195,603,300
Net assets
$38,276,207
Revenue
$14,506,684
Expenses
$10,990,391
Net income
$3,516,293
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$234$196$38.3$14.5$11.0$3.52
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$172$147$25.4$6.85$5.02$1.82
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$148$126$21.7$6.47$5.05$1.42
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$127$107$20.5$6.18$4.56$1.61
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$119$100$19.0$5.81$3.95$1.86
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$119$102$17.3$5.32$3.62$1.70
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$108$92.2$15.6$4.79$3.18$1.61
2015Facts available. Structured filing facts are available, but richer extracted sections are limited.$100$85.9$14.2$4.72$2.96$1.76
2013Detailed filing. Detailed filing data is available for this year.$92.7$81.5$11.2$4.36$3.02$1.33
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$87.5$78.5$8.98$3.37
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.5$75.4$8.11$3.84