Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
990 • Fiscal year 2013 • EIN 42-0817536
Refreshing map…
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
Liabilities / Revenue
52nd percentile
Higher debt load relative to revenue than 52% of similar nonprofits.
Net Margin
97th percentile
Higher net margin than 97% of similar nonprofits.
Top Officer Pay
21st percentile
Higher top officer pay than 21% of similar nonprofits.
Top officer pay equals 2.4% of source-year revenue.
Asset Growth
40th percentile
Faster asset growth than 40% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$92,685,398
Up $5,199,310 (+5.9%) from 2011
Net Assets
Up$11,157,090
Up $2,179,543 (+24%) from 2011
Liabilities
Up$81,528,308
Up $3,019,767 (+3.8%) from 2011
Revenue
$4,355,930
No earlier filing loaded for comparison.
Expenses
Down$3,021,041
Down $349,471 (-10%) from 2011
Net Income
$1,334,889
No earlier filing loaded for comparison.
State chartered credit union
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $57,088,128 | $61,863,032 | ▲ $4,774,904 |
| Savings and Temporary Cash Investments | $30,073,107 | $24,851,845 | ▼ $5,221,262 |
| Rtn Earn Endowment Incm Other Fnds | $6,959,193 | $8,112,034 | ▲ $1,152,841 |
| Investments in Publicly Traded Securities | $2,217,421 | $3,266,438 | ▲ $1,049,017 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $2,857,885 | $3,045,056 | ▲ $187,171 |
| Cash and Non-Interest-Bearing Accounts | $978,738 | $852,271 | ▼ $126,467 |
| Land, Buildings, and Equipment, Net | $328,672 | $311,703 | ▼ $16,969 |
| Prepaid Expenses and Deferred Charges | $17,271 | $42,621 | ▲ $25,350 |
| Accounts Receivable | $4,463 | $6,302 | ▲ $1,839 |
| Total Assets | $91,656,751 | $92,685,398 | ▲ $1,028,647 |
| Other Assets Total | $948,951 | $1,491,186 | ▲ $542,235 |
| Liabilities | |||
| Other Liabilities | $80,831,212 | $80,730,523 | ▼ $100,689 |
| Accounts Payable and Accrued Expenses | $1,008,461 | $797,785 | ▼ $210,676 |
| Total Liabilities | $81,839,673 | $81,528,308 | ▼ $311,365 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $9,817,078 | $11,157,090 | ▲ $1,340,012 |
| Total Liabilities and Net Assets / Fund Balance | $91,656,751 | $92,685,398 | ▲ $1,028,647 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $186,976 | $651,184 | $838,160 |
| Equipment | $89,727 | $545,626 | $635,353 |
| Land | $35,000 | - | $35,000 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Helen Pearce | President/ce | FT | $102,414 | $102,414 |
| Name | Title |
|---|---|
| Bruce Sorensen | Board Member |
| Don Williams | Board Member |
| Fred Ritchie | Board Member |
| Irv Tiller | Board Member |
| Jim Nygren | Board Member |
| Jim Sealman | Board Member |
| Julie Otte | Board Member |
| Larry Bockes | Board Member |
| Linda Mills | Board Member |
| Ma Reifsteck | Board Member |
| Sheila Kittleson | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,074,292 |
| Salaries, Compensation, and Employee Benefits | $946,749 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $695,106 |
| All Other Expenses | - | - | - | $308,563 |
| Office Expenses | - | - | - | $123,457 |
| Other Expenses | - | - | - | $115,362 |
| Other Employee Benefits | - | - | - | $112,190 |
| Occupancy | - | - | - | $102,866 |
| Pension Plan Contributions | - | - | - | $86,960 |
| Insurance | - | - | - | $69,576 |
| Depreciation Depletion | - | - | - | $65,443 |
| Payroll Taxes | - | - | - | $52,493 |
| Advertising | - | - | - | $39,755 |
| Conferences and Meetings | - | - | - | $35,398 |
| Fees for Services Accounting | - | - | - | $24,000 |
| Interest | - | - | - | $206 |
| Total Functional Expenses | $0 | $0 | $0 | $3,021,041 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $3,021,041 |
| Total Expenses per Audited Statements | $3,021,041 |
| Total Expenses per Form 990 | $3,021,041 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $80,730,523 |
“All depositors are considered members.”
“The credit union members elect on an annual basis the members of the board of directors.”
“Any proposed mergers must be approved by a majority of the membership.”
“No review was or will be conducted.”
“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”
“The process for determining compensation for the ceo includes a comparison of compensation for similarly qualified persons in comparable positions, review and approval by the board of directors and is documented in the board minutes. The last review was conducted in december 2013.”
“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”
“N/A”
“The credit union provides financial services to its members. All income and expenses are deemed related to the overall objective of member services.”
“Loan servicing 107,512 0 0 ncua stabilization loss 64,174 0 0 professional services 49,488 0 0 share draft expense 37,693 0 0 dues 25,764 0 0 examination fees 18,600 0 0 miscellaneous 5,332 0 0”
“Net change in other comprehensive income 5,123”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1008461 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 797785 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 4463 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 6302 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 39755 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 308563 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | HELEN M PEARCE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3192667531 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 123 W 4TH STREET |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | CEDAR FALLS |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 50613 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 978738 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 852271 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 35398 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 323030 |
| IRS990/CYOtherExpensesAmt | 0 | 2074292 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 4032900 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1334889 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 946749 |
| IRS990/CYTotalExpensesAmt | 0 | 3021041 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 4355930 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 65443 |
| IRS990/Desc | 0 | N/A |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 30 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 24000 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 55.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | BRUCE SORENSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MA REIFSTECK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JULIE OTTE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DON WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | IRV TILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | FRED RITCHIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JIM SEALMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | LARRY BOCKES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SHEILA KITTLESON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | LINDA MILLS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JIM NYGREN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | HELEN PEARCE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 102414 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | PRESIDENT/CE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1958 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 12 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 4355930 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 12 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 69576 |
| IRS990/InterestGrp/TotalAmt | 0 | 206 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 323030 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 323030 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 2217421 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 3266438 |
| IRS990/IRPDocumentCnt | 0 | 2036 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1196810 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 328672 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 311703 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1508513 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9817078 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 11157090 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 102866 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 123457 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 948951 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1491186 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 5123 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 112190 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDNEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | CREDIT/DEBIT CARD EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 3 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 654056 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 344205 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 191405 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 115362 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 80831212 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 80730523 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 695106 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 57088128 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 61863032 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 52493 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 2857885 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 3045056 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 86960 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 17271 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 42621 |
| IRS990/PrincipalOfficerNm | 0 | HELEN M PEARCE |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MISCELLANEOUS INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 2909153 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 816626 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 307121 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2909153 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 816626 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 307121 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | N/A |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 280959 |
| IRS990/PYOtherExpensesAmt | 0 | 2310222 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3919133 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 981730 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 908140 |
| IRS990/PYTotalExpensesAmt | 0 | 3218362 |
| IRS990/PYTotalRevenueAmt | 0 | 4200092 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1334889 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6959193 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 8112034 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 30073107 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 24851845 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 186976 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 651184 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 838160 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 89727 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 545626 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 635353 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 3021041 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 35000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 35000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 80730523 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 4355930 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 311703 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 3021041 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 80730523 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 4355930 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 4355930 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 3021041 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO ITS MEMBERS. ALL INCOME AND EXPENSES ARE DEEMED RELATED TO THE OVERALL OBJECTIVE OF MEMBER SERVICES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ALL DEPOSITORS ARE CONSIDERED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE PROCESS FOR DETERMINING COMPENSATION FOR THE CEO INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2013. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | LOAN SERVICING 107,512 0 0 NCUA STABILIZATION LOSS 64,174 0 0 PROFESSIONAL SERVICES 49,488 0 0 SHARE DRAFT EXPENSE 37,693 0 0 DUES 25,764 0 0 EXAMINATION FEES 18,600 0 0 MISCELLANEOUS 5,332 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | NET CHANGE IN OTHER COMPREHENSIVE INCOME 5,123 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART IX, LINE 24E |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | IA |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 91656751 |
| IRS990/TotalAssetsEOYAmt | 0 | 92685398 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 91656751 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 92685398 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 30 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 3021041 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 81839673 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 81528308 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 81839673 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 81528308 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 9817078 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 11157090 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 4032900 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 102414 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 4355930 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 4355930 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 91656751 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 92685398 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 123 W 4TH STREET |
| IRS990/USAddress/City | 0 | CEDAR FALLS |
| IRS990/USAddress/State | 0 | IA |
| IRS990/USAddress/ZIPCode | 0 | 50613 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 12 |
| IRS990/VotingMembersIndependentCnt | 0 | 12 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CFCCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | HELEN M PEARCE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3192667531 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-04-29 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | CEDAR FALLS COMMUNITY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CEDA |
| ReturnHeader/Filer/EIN | 0 | 420817536 |
| ReturnHeader/Filer/PhoneNum | 0 | 3192667531 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 123 W 4TH STREET |
| ReturnHeader/Filer/USAddress/City | 0 | CEDAR FALLS |
| ReturnHeader/Filer/USAddress/State | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 50613 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | PETERSEN & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 1410 GOLD COAST RD 400 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | PAPILLION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | NE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 680465742 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4023332800 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-05-05 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | STEVEN O PETERSEN |
| ReturnHeader/ReturnTs | 0 | 2014-05-05T08:10:00-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.
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