Liabilities / Assets
49th percentile
Higher debt load relative to assets than 49% of similar nonprofits.
EIN 42-0816863 • 501(c)14 • Cedar Rapids, IA
Profile
To be a safe and sound credit union. Lending and savings.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
49th percentile
Higher debt load relative to assets than 49% of similar nonprofits.
Liabilities / Revenue
62nd percentile
Higher debt load relative to revenue than 62% of similar nonprofits.
Net Margin
44th percentile
Higher net margin than 44% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
10th percentile
Faster asset growth than 10% of similar nonprofits.
Revenue Growth
38th percentile
Faster revenue growth than 38% of similar nonprofits.
Assets
Up$12,240,235
Up $84,864 (+0.7%) from 2023
Liabilities
Down$10,272,054
Down $90,708 (-0.9%) from 2023
Net Assets
Up$1,968,181
Up $175,572 (+9.8%) from 2023
Revenue
Down$768,193
Down $10,538 (-1.4%) from 2023
Expenses
Down$592,621
Down $12,338 (-2.0%) from 2023
Net Income
Up$175,572
Up $1,800 (+1.0%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
To be a safe and sound credit union. Lending and savings.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $6,023,335 | $5,737,932 | ▼ $285,403 |
| Investments Program Related | $2,748,420 | $3,249,000 | ▲ $500,580 |
| Cash and Non-Interest-Bearing Accounts | $2,589,147 | $2,673,593 | ▲ $84,446 |
| Rtn Earn Endowment Incm Other Fnds | $1,350,608 | $1,526,180 | ▲ $175,572 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $442,001 | $442,001 | → $0 |
| Savings and Temporary Cash Investments | $352,368 | $357,649 | ▲ $5,281 |
| Land, Buildings, and Equipment, Net | $150,652 | $144,057 | ▼ $6,595 |
| Prepaid Expenses and Deferred Charges | $73,162 | $54,361 | ▼ $18,801 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $12,155,371 | $12,240,235 | ▲ $84,864 |
| Other Assets Total | $218,287 | $23,643 | ▼ $194,644 |
| Liabilities | |||
| Other Liabilities | $10,247,993 | $10,176,336 | ▼ $71,657 |
| Accounts Payable and Accrued Expenses | $114,769 | $95,718 | ▼ $19,051 |
| Total Liabilities | $10,362,762 | $10,272,054 | ▼ $90,708 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,792,609 | $1,968,181 | ▲ $175,572 |
| Total Liabilities and Net Assets / Fund Balance | $12,155,371 | $12,240,235 | ▲ $84,864 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $88,057 | $392,670 | $480,727 |
| Buildings | $0 | $192,138 | $192,138 |
| Land | $56,000 | - | $56,000 |
| Investment Program Related Org | $3,249,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Heather Lemke | CEO | FT | $70,263 | $6,835 | $77,098 |
| Name | Title |
|---|---|
| Justin Jones | Audit Committee Chairman |
| Ken Owens | Chairman |
| Mike Henry | Credit Committee Chair |
| Joann Elliott | President |
| Joe Conner | Vice Chairman |
| Ellen Sennett | Audit Committee |
| Ron Dearborn | Audit Committee |
| Bridget Anderson | Credit Committee |
| Brad Dvorak | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $391,061 |
| Salaries, Compensation, and Employee Benefits | $201,560 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $103,850 | - | - | $103,850 |
| Office Expenses | $81,781 | - | - | $81,781 |
| Current Officers, Directors, Trustees, and Key Employees | $77,098 | - | - | $77,098 |
| Interest | $44,449 | - | - | $44,449 |
| Depreciation Depletion | $30,259 | - | - | $30,259 |
| Advertising | $27,550 | - | - | $27,550 |
| Information Technology | $25,786 | - | - | $25,786 |
| Occupancy | $24,228 | - | - | $24,228 |
| Payroll Taxes | $14,567 | - | - | $14,567 |
| Fees for Services Accounting | $14,250 | - | - | $14,250 |
| All Other Expenses | $11,751 | - | - | $11,751 |
| Other Expenses | $7,860 | - | - | $7,860 |
| Other Employee Benefits | $6,045 | - | - | $6,045 |
| Conferences and Meetings | $3,200 | - | - | $3,200 |
| Travel | $2,469 | - | - | $2,469 |
| Payments to Affiliates | $2,127 | - | - | $2,127 |
| Fees for Services Legal | $695 | - | - | $695 |
| Insurance | $683 | - | - | $683 |
| Total Functional Expenses | $592,621 | $0 | $0 | $592,621 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Members Shares | $10,176,336 |
“The organization is a credit union with members.”
“Board members can be elected at annual meeting.”
“Mergers are subject to member approval.”
“The ceo will review and sign the form 990.”
“The organization reviews the conflict of interest policy on an annual basis.”
“The form 990 is kept at the credit union office and is available for review.”
“Documents are kept at the credit union office and financials are posted in the lobby. All documents are available upon written request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 114769 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 95718 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO BE A SAFE AND SOUND CREDIT UNION. LENDING AND SAVINGS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 27550 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 27550 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 11751 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 11751 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | HEATHER LEMKE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3193957060 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3535 CENTER POINT ROAD NE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CEDAR RAPIDS |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 52402 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2589147 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2673593 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 77098 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 77098 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 3200 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3200 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 304389 |
| IRS990/CYOtherExpensesAmt | 0 | 391061 |
| IRS990/CYOtherRevenueAmt | 0 | 76511 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 387293 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 175572 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 201560 |
| IRS990/CYTotalExpensesAmt | 0 | 592621 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 768193 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 30259 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 30259 |
| IRS990/Desc | 0 | THE ORGANIZATION SERVES APPROXIMATELY 1,344 MEMBERS FOR LOANS AND SAVINGS IN 2024. THE ORGANIZATIONS LARGEST EXPENSE IS DIVIDEND EXPENSE PAID ON SHARE ACCOUNTS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 592621 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 14250 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 14250 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 695 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 695 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 55.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 6835 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOANN ELLIOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KEN OWENS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOE CONNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BRAD DVORAK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JUSTIN JONES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | RON DEARBORN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ELLEN SENNETT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MIKE HENRY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | BRIDGET ANDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | HEATHER LEMKE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 70263 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | AUDIT COMMITTEE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | AUDIT COMMITTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | AUDIT COMMITTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CREDIT COMMITTEE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CREDIT COMMITTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1952 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 768193 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 25786 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 25786 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 683 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 683 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 44449 |
| IRS990/InterestGrp/TotalAmt | 0 | 44449 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 304389 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 304389 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 2748420 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 3249000 |
| IRS990/IRPDocumentCnt | 0 | 251 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 584808 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 150652 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 144057 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 728865 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 14825 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 14825 |
| IRS990/MissionDesc | 0 | TO BE A SAFE AND SOUND CREDIT UNION. LENDING AND SAVINGS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1792609 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1968181 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 24228 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 24228 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 81781 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 81781 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 218287 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 23643 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 6045 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 6045 |
| IRS990/OtherExpensesGrp/Desc | 0 | OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICE EXPENSE |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 65973 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 48000 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 7860 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 65973 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 48000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 7860 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 10247993 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 10176336 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | SERVICE FEES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | INSURANCE INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | ATM SURCHARGE FEES |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 46134 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 14421 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 46134 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 14421 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 1131 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 1131 |
| IRS990/OtherRevenueTotalAmt | 0 | 76511 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 103850 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 103850 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 6023335 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 5737932 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt | 0 | 2127 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 2127 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 14567 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 14567 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 442001 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 442001 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 73162 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 54361 |
| IRS990/PrincipalOfficerNm | 0 | HEATHER LEMKE |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 387293 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 387293 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 78362 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 241991 |
| IRS990/PYOtherExpensesAmt | 0 | 361072 |
| IRS990/PYOtherRevenueAmt | 0 | 92507 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 365871 |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION IS A CREDIT UNION WITH MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BOARD MEMBERS CAN BE ELECTED AT ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MERGERS ARE SUBJECT TO MEMBER APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CEO WILL REVIEW AND SIGN THE FORM 990. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE ORGANIZATION REVIEWS THE CONFLICT OF INTEREST POLICY ON AN ANNUAL BASIS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE FORM 990 IS KEPT AT THE CREDIT UNION OFFICE AND IS AVAILABLE FOR REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | DOCUMENTS ARE KEPT AT THE CREDIT UNION OFFICE AND FINANCIALS ARE POSTED IN THE LOBBY. ALL DOCUMENTS ARE AVAILABLE UPON WRITTEN REQUEST. |
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| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 18 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
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