Civic Intelligence

Journey Credit Union

990 • Fiscal year 2014 • EIN 42-0778025

Jan 01, 2014 to Dec 31, 2014 • Filed on Apr 29, 2015

Organization ProfileWWW.TRADESMENCCU.ORG

View Organization Page

PO Box 1496Des Moines, IA 50305

(515) 243-8735

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

39th percentile

0.86x

Higher debt load relative to assets than 39% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

26th percentile

16.30x

Higher debt load relative to revenue than 26% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

84th percentile

17%

Higher net margin than 84% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

92nd percentile

$157,973

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 6.4% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

87th percentile

7.0%

Faster asset growth than 87% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

35th percentile

-2.8%

Faster revenue growth than 35% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets39th percentile

Assets

Up

$46,221,237

Up $3,003,831 (+7.0%) from 2013

Net Assets

Up

$6,249,296

Up $417,215 (+7.2%) from 2013

Liabilities

Up

$39,971,941

Up $2,586,616 (+6.9%) from 2013

Revenue And Expenses
Liabilities / Revenue26th percentileNet Margin84th percentile

Revenue

Down

$2,452,844

Down $70,938 (-2.8%) from 2013

Expenses

Down

$2,035,970

Down $23,434 (-1.1%) from 2013

Net Income

Down

$416,874

Down $47,504 (-10%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth87th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $34,619,145Liabilities 2010: $30,018,919Net Assets 2010: $4,600,2262010Assets 2012: $41,709,649Liabilities 2012: $36,341,944Net Assets 2012: $5,367,7052012Assets 2013: $43,217,406Liabilities 2013: $37,385,325Net Assets 2013: $5,832,0812013Assets 2014: $46,221,237Liabilities 2014: $39,971,941Net Assets 2014: $6,249,2962014Assets 2015: $48,622,818Liabilities 2015: $41,863,263Net Assets 2015: $6,759,5552015Assets 2016: $52,395,356Liabilities 2016: $45,121,668Net Assets 2016: $7,273,6882016Assets 2017: $55,186,902Liabilities 2017: $47,355,072Net Assets 2017: $7,831,8302017Assets 2018: $58,940,068Liabilities 2018: $50,541,983Net Assets 2018: $8,398,0852018Assets 2020: $72,308,976Liabilities 2020: $62,965,752Net Assets 2020: $9,343,2242020Assets 2021: $79,349,457Liabilities 2021: $69,185,435Net Assets 2021: $10,164,0222021Assets 2022: $84,833,011Liabilities 2022: $73,448,156Net Assets 2022: $11,384,8552022Assets 2023: $84,063,902Liabilities 2023: $71,213,401Net Assets 2023: $12,850,5012023Assets 2024: $88,128,196Liabilities 2024: $73,775,845Net Assets 2024: $14,352,3512024

Highlighted filing

2014

Assets$46,221,237
Liabilities$39,971,941
Net Assets$6,249,296
Open 2014 Filing

Operations Trend

Revenue Growth35th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,300,9772010Expenses 2012: $2,221,5592012Revenue 2013: $2,523,782Expenses 2013: $2,059,404Net Income 2013: $464,3782013Revenue 2014: $2,452,844Expenses 2014: $2,035,970Net Income 2014: $416,8742014Revenue 2015: $2,568,031Expenses 2015: $2,057,378Net Income 2015: $510,6532015Revenue 2016: $2,703,134Expenses 2016: $2,259,055Net Income 2016: $444,0792016Revenue 2017: $2,868,047Expenses 2017: $2,319,498Net Income 2017: $548,5492017Revenue 2018: $3,222,855Expenses 2018: $2,650,374Net Income 2018: $572,4812018Revenue 2020: $3,306,932Expenses 2020: $2,846,973Net Income 2020: $459,9592020Revenue 2021: $3,298,646Expenses 2021: $2,490,125Net Income 2021: $808,5212021Revenue 2022: $4,038,666Expenses 2022: $2,802,755Net Income 2022: $1,235,9112022Revenue 2023: $5,298,371Expenses 2023: $3,854,483Net Income 2023: $1,443,8882023Revenue 2024: $5,905,414Expenses 2024: $4,425,831Net Income 2024: $1,479,5832024

Highlighted filing

2014

Revenue$2,452,844
Expenses$2,035,970
Net Income$416,874
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Apr 29, 2015
Return Version
2014v5.0
Gross Receipts
$2,452,844
Mission and Program Overview

Mission

The organization is a not-for-profit finacial institution and will strive to benefit all members by promoting thrift and savings and offering loans at reasonable interest rates.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$23,203,284$24,689,684▲ $1,486,400
Investments Program Related$14,172,529$16,255,249▲ $2,082,720
Rtn Earn Endowment Incm Other Fnds$4,576,378$4,993,593▲ $417,215
Cash and Non-Interest-Bearing Accounts$3,727,138$3,197,025▼ $530,113
Land, Buildings, and Equipment, Net$1,486,181$1,453,769▼ $32,412
Pd in Cap Srpls Land Bldg Eqp Fund$1,255,703$1,255,703→ $0
Prepaid Expenses and Deferred Charges$63,351$106,677▲ $43,326
Cap Stk Tr Prin Current Funds$0$0→ $0
Accounts Receivable$-1,701$-4,102▼ $2,401
Total Assets$43,217,406$46,221,237▲ $3,003,831
Other Assets Total$566,624$522,935▼ $43,689
Liabilities
Other Liabilities$37,170,660$39,636,164▲ $2,465,504
Accounts Payable and Accrued Expenses$214,665$335,777▲ $121,112
Total Liabilities$37,385,325$39,971,941▲ $2,586,616
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,832,081$6,249,296▲ $417,215
Total Liabilities and Net Assets / Fund Balance$43,217,406$46,221,237▲ $3,003,831

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,009,578$278,407$1,287,985
Land$386,823-$386,823
Equipment$57,368$328,871$386,239
Investment Program Related Org$23,622--
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rachel BallengerCEOFT$117,030$40,943$157,973

Board Members and Trustees

NameTitle
Ted CrowChairperson
Terry SmithVice Chairperson
Dominic FilippelliDirector
John StarrettDirector
Rick DavisDirector
Robert DevineyDirector
Steve BelieuDirector
Karen GilbertSecretary
Roderick OlsonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,565,134
Investment Income
$216,090
Other Revenue
$671,620
Change in Net Assets
$416,874
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,286,408
Salaries, Compensation, and Employee Benefits$749,562
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$461,890--$461,890
Office Expenses$387,020--$387,020
Interest$220,924--$220,924
Current Officers, Directors, Trustees, and Key Employees$157,973--$157,973
Occupancy$103,177--$103,177
Other Expenses$95,358--$95,358
All Other Expenses$88,871--$88,871
Other Employee Benefits$77,762--$77,762
Depreciation Depletion$66,749--$66,749
Information Technology$62,406--$62,406
Payroll Taxes$45,035--$45,035
Fees for Services Other$41,044--$41,044
Advertising$37,748--$37,748
Payments to Affiliates$13,155--$13,155
Conferences and Meetings$9,805--$9,805
Travel$8,706--$8,706
Pension Plan Contributions$6,902--$6,902
Fees for Services Accounting$6,000--$6,000
Fees for Services Legal$3,348--$3,348
Total Functional Expenses$2,035,970$0$0$2,035,970
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$39,636,164
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Tradesmen community credit union is supported by its members.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union elect the volunteer board of directors who govern the credit union.”

Form 990, Part VI, Section B, Line 11

“A copy of the form 990 was not provided to the organization's governing body before it was filed. The board does review it but generally not until after it is filed and the ceo has received a copy.”

Form 990, Part VI, Section B, Line 12C

“The monitoring of the conflict of interest policy is done annually at a board meeting. Each board member must review and disclose any possible conflicts at that time.”

Form 990, Part VI, Section B, Line 15B

“The credit union uses industry surveys and public information to determine the ceo's compensation. Salary surveys are also used for other employees.”

Form 990, Part VI, Section C, Line 19

“Governing documents are available online or upon request. The financial statmeents are posted in the credit union office.”

Filing and Contact Details

Filer

Filer Name
Tradesmen Community Credit Union
EIN
42-0778025
Phone
5152438735
Address
PO BOX 1496, DES MOINES, IA 50305

Signing Officer

Name
Rachel Ballenger
Title
CEO
Phone
5152438735
Signed
2015-04-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rachel Ballenger
Formed
1954
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
25
Volunteers
0

Preparer

Firm
Gardiner Thomsen
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
C L Telk Jr CPA
Phone
5152701446
Raw XML AppendixShowing 400 of 422 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0442947
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1190808
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt08394
IRS990/OtherRevenueTotalAmt0671620
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0461890
IRS990/OtherSalariesAndWagesGrp/TotalAmt0461890
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt023203284
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt024689684
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt013155
IRS990/PaymentsToAffiliatesGrp/TotalAmt013155
IRS990/PayrollTaxesGrp/ProgramServicesAmt045035
IRS990/PayrollTaxesGrp/TotalAmt045035
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt01255703
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt01255703
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt06902
IRS990/PensionPlanContributionsGrp/TotalAmt06902
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt063351
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0106677
IRS990/PrincipalOfficerNm0RACHEL BALLENGER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01565134
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01565134
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0197903
IRS990/PYOtherExpensesAmt01297722
IRS990/PYOtherRevenueAmt0663353
IRS990/PYProgramServiceRevenueAmt01662526
IRS990/PYRevenuesLessExpensesAmt0464378
IRS990/PYSalariesCompEmpBnftPaidAmt0761682
IRS990/PYTotalExpensesAmt02059404
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02523782
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0416874
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt02228360
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04576378
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04993593
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01009578
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0278407
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01287985
IRS990ScheduleD/EquipmentGrp/BookValueAmt057368
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0328871
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0386239
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt014431627
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt11000000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2800000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt323622
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CERTIFICATES OF DEPOSITS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1INVESTEMENTS - TMGFS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2NCB RESERVE ACCOUNT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3INVESTMENT IN COMMUNITY BUSINESS LE
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/LandGrp/BookValueAmt0386823
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0386823
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt039636164
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01453769
IRS990ScheduleD/TotalBookValueProgramRltdAmt016255249
IRS990ScheduleD/TotalLiabilityAmt039636164
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0117030
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt026698
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt014245
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0RACHEL BALLENGER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0157973
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TRADESMEN COMMUNITY CREDIT UNION IS SUPPORTED BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION ELECT THE VOLUNTEER BOARD OF DIRECTORS WHO GOVERN THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A COPY OF THE FORM 990 WAS NOT PROVIDED TO THE ORGANIZATION'S GOVERNING BODY BEFORE IT WAS FILED. THE BOARD DOES REVIEW IT BUT GENERALLY NOT UNTIL AFTER IT IS FILED AND THE CEO HAS RECEIVED A COPY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE MONITORING OF THE CONFLICT OF INTEREST POLICY IS DONE ANNUALLY AT A BOARD MEETING. EACH BOARD MEMBER MUST REVIEW AND DISCLOSE ANY POSSIBLE CONFLICTS AT THAT TIME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CREDIT UNION USES INDUSTRY SURVEYS AND PUBLIC INFORMATION TO DETERMINE THE CEO'S COMPENSATION. SALARY SURVEYS ARE ALSO USED FOR OTHER EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS ARE AVAILABLE ONLINE OR UPON REQUEST. THE FINANCIAL STATMEENTS ARE POSTED IN THE CREDIT UNION OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt043217406
IRS990/TotalAssetsEOYAmt046221237
IRS990/TotalAssetsGrp/BOYAmt043217406
IRS990/TotalAssetsGrp/EOYAmt046221237
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt025
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02035970
IRS990/TotalFunctionalExpensesGrp/TotalAmt02035970
IRS990/TotalGrossUBIAmt08394
IRS990/TotalLiabilitiesBOYAmt037385325
IRS990/TotalLiabilitiesEOYAmt039971941
IRS990/TotalLiabilitiesGrp/BOYAmt037385325
IRS990/TotalLiabilitiesGrp/EOYAmt039971941
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05832081
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06249296
IRS990/TotalOtherCompensationAmt040943
IRS990/TotalProgramServiceExpensesAmt02035970
IRS990/TotalProgramServiceRevenueAmt01565134
IRS990/TotalReportableCompFromOrgAmt0117030
IRS990/TotalRevenueGrp/ExclusionAmt0216090
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02228360
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02452844
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt08394
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt043217406
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt046221237
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt08706
IRS990/TravelGrp/TotalAmt08706
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 1496
IRS990/USAddress/CityNm0DES MOINES
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd050305
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.TRADESMENCCU.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0RACHEL BALLENGER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05152438735

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$46,221,237
Liabilities
$39,971,941
Net assets
$6,249,296
Revenue
$2,452,844
Expenses
$2,035,970
Net income
$416,874
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$88.1$73.8$14.4$5.91$4.43$1.48
2023Detailed filing. Detailed filing data is available for this year.$84.1$71.2$12.9$5.30$3.85$1.44
2022Detailed filing. Detailed filing data is available for this year.$84.8$73.4$11.4$4.04$2.80$1.24
2021Detailed filing. Detailed filing data is available for this year.$79.3$69.2$10.2$3.30$2.49$0.81
2020Detailed filing. Detailed filing data is available for this year.$72.3$63.0$9.34$3.31$2.85$0.46
2018Detailed filing. Detailed filing data is available for this year.$58.9$50.5$8.40$3.22$2.65$0.57
2017Detailed filing. Detailed filing data is available for this year.$55.2$47.4$7.83$2.87$2.32$0.55
2016Detailed filing. Detailed filing data is available for this year.$52.4$45.1$7.27$2.70$2.26$0.44
2015Detailed filing. Detailed filing data is available for this year.$48.6$41.9$6.76$2.57$2.06$0.51
2014Detailed filing. Detailed filing data is available for this year.$46.2$40.0$6.25$2.45$2.04$0.42
2013Detailed filing. Detailed filing data is available for this year.$43.2$37.4$5.83$2.52$2.06$0.46
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.7$36.3$5.37$2.22
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.6$30.0$4.60$2.30