Civic Intelligence

Burlington Municipal Employees Credit

EIN 42-0750935 • 501(c)14 • Burlington, IA

Profile

Serves the financial needs for city employees and their family through savings and loans.

418 Valley StreetBurlington, IA 52601

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.86x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

76th percentile

17.20x

Higher debt load relative to revenue than 76% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Net Margin

83rd percentile

18%

Higher net margin than 83% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

46th percentile

$42,600

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 19.1% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Asset Growth

60th percentile

-6.5%

Faster asset growth than 60% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

86th percentile

13%

Faster revenue growth than 86% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Down

$4,474,232

Down $308,964 (-6.5%) from 2023

Liabilities

Down

$3,838,498

Down $359,347 (-8.6%) from 2023

Net Assets

Up

$635,734

Up $50,383 (+8.6%) from 2023

Operations
Liabilities / Revenue76th percentileNet Margin83rd percentile

Revenue

Up

$223,160

Up $25,804 (+13%) from 2023

Expenses

Up

$183,935

Up $20,351 (+12%) from 2023

Net Income

Up

$39,225

Up $5,453 (+16%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth60th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $3,059,558Liabilities 2010: $2,727,792Net Assets 2010: $331,7662010Assets 2013: $4,646,452Liabilities 2013: $4,218,480Net Assets 2013: $427,9722013Assets 2014: $4,539,819Liabilities 2014: $4,087,982Net Assets 2014: $451,8372014Assets 2015: $4,855,126Liabilities 2015: $4,369,575Net Assets 2015: $485,5512015Assets 2016: $5,443,540Liabilities 2016: $4,945,857Net Assets 2016: $497,6832016Assets 2017: $5,413,467Liabilities 2017: $4,917,144Net Assets 2017: $496,3232017Assets 2018: $4,744,496Liabilities 2018: $4,323,422Net Assets 2018: $421,0742018Assets 2019: $4,359,531Liabilities 2019: $3,895,071Net Assets 2019: $464,4602019Assets 2020: $5,231,327Liabilities 2020: $4,741,499Net Assets 2020: $489,8282020Assets 2021: $4,903,904Liabilities 2021: $4,394,202Net Assets 2021: $509,7022021Assets 2022: $4,980,189Liabilities 2022: $4,435,772Net Assets 2022: $544,4172022Assets 2023: $4,783,196Liabilities 2023: $4,197,845Net Assets 2023: $585,3512023Assets 2024: $4,474,232Liabilities 2024: $3,838,498Net Assets 2024: $635,7342024

Highlighted filing

2024

Assets$4,474,232
Liabilities$3,838,498
Net Assets$635,734
Open 2024 Filing

Operations Trend

Revenue Growth86th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $163,6082010Revenue 2013: $206,923Expenses 2013: $169,992Net Income 2013: $36,9312013Revenue 2014: $206,142Expenses 2014: $182,278Net Income 2014: $23,8642014Revenue 2015: $198,149Expenses 2015: $164,434Net Income 2015: $33,7152015Revenue 2016: $204,531Expenses 2016: $182,715Net Income 2016: $21,8162016Revenue 2017: $211,995Expenses 2017: $216,854Net Income 2017: -$4,8592017Revenue 2018: $216,622Expenses 2018: $291,868Net Income 2018: -$75,2462018Revenue 2019: $193,911Expenses 2019: $155,691Net Income 2019: $38,2202019Revenue 2020: $177,096Expenses 2020: $153,042Net Income 2020: $24,0542020Revenue 2021: $172,730Expenses 2021: $142,271Net Income 2021: $30,4592021Revenue 2022: $175,852Expenses 2022: $150,278Net Income 2022: $25,5742022Revenue 2023: $197,356Expenses 2023: $163,584Net Income 2023: $33,7722023Revenue 2024: $223,160Expenses 2024: $183,935Net Income 2024: $39,2252024

Highlighted filing

2024

Revenue$223,160
Expenses$183,935
Net Income$39,225
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,474,232
Liabilities
$3,838,498
Net assets
$635,734
Revenue
$223,160
Expenses
$183,935
Net income
$39,225
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.47$3.84$0.64$0.22$0.18$0.04
2023Detailed filing. Detailed filing data is available for this year.$4.78$4.20$0.59$0.20$0.16$0.03
2022Detailed filing. Detailed filing data is available for this year.$4.98$4.44$0.54$0.18$0.15$0.03
2021Detailed filing. Detailed filing data is available for this year.$4.90$4.39$0.51$0.17$0.14$0.03
2020Detailed filing. Detailed filing data is available for this year.$5.23$4.74$0.49$0.18$0.15$0.02
2019Detailed filing. Detailed filing data is available for this year.$4.36$3.90$0.46$0.19$0.16$0.04
2018Detailed filing. Detailed filing data is available for this year.$4.74$4.32$0.42$0.22$0.29$0.08
2017Detailed filing. Detailed filing data is available for this year.$5.41$4.92$0.50$0.21$0.22$0.00
2016Detailed filing. Detailed filing data is available for this year.$5.44$4.95$0.50$0.20$0.18$0.02
2015Detailed filing. Detailed filing data is available for this year.$4.86$4.37$0.49$0.20$0.16$0.03
2014Detailed filing. Detailed filing data is available for this year.$4.54$4.09$0.45$0.21$0.18$0.02
2013Detailed filing. Detailed filing data is available for this year.$4.65$4.22$0.43$0.21$0.17$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.06$2.73$0.33$0.16
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 9, 2025
Return Version
2024v5.2
Gross Receipts
$223,160
Mission and Program Overview

Mission

Serves the financial needs for city employees and their family through savings and loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$3,712,560$3,418,661▼ $293,899
Investments Program Related$458,792$522,933▲ $64,141
Cash and Non-Interest-Bearing Accounts$564,131$486,775▼ $77,356
Rtn Earn Endowment Incm Other Fnds$443,169$479,688▲ $36,519
Pd in Cap Srpls Land Bldg Eqp Fund$142,182$156,046▲ $13,864
Prepaid Expenses and Deferred Charges$2,078$2,234▲ $156
Land, Buildings, and Equipment, Net$5$1,052▲ $1,047
Savings and Temporary Cash Investments$1,588$1,011▼ $577
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$4,783,196$4,474,232▼ $308,964
Other Assets Total$44,042$41,566▼ $2,476
Liabilities
Other Liabilities$4,177,745$3,823,009▼ $354,736
Accounts Payable and Accrued Expenses$20,100$15,489▼ $4,611
Total Liabilities$4,197,845$3,838,498▼ $359,347
Net Assets / Fund Balance
Total Net Assets Fund Balance$585,351$635,734▲ $50,383
Total Liabilities and Net Assets / Fund Balance$4,783,196$4,474,232▼ $308,964

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,052$19,014$20,066
Investment Program Related Org$250,000--
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jonie StewartCEOPT$39,400$3,200$42,600

Board Members and Trustees

NameTitle
Stephen HartmanAudit Chair
Ken MorrisChairperson
Greg JohnsonCredit Chair
Bruce WorkmanPresident
Greg HigdonVice -president
Andrew SiefkenAudit Committee
Donald RyanAudit Committee
Ben CooperCredit Committee
Madeline HunterCredit Committee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$195,216
Investment Income
$24,590
Other Revenue
$3,354
Change in Net Assets
$39,225
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$103,743
Salaries, Compensation, and Employee Benefits$80,192
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$49,622--$49,622
Current Officers, Directors, Trustees, and Key Employees$42,600--$42,600
Other Salaries and Wages$29,373--$29,373
Office Expenses$12,394--$12,394
All Other Expenses$9,448--$9,448
Insurance$7,227--$7,227
Information Technology$5,594--$5,594
Payroll Taxes$4,919--$4,919
Other Expenses$4,700--$4,700
Other Employee Benefits$3,300--$3,300
Conferences and Meetings$1,584--$1,584
Depreciation Depletion$748--$748
Advertising$661--$661
Payments to Affiliates$607--$607
Total Functional Expenses$183,935$0$0$183,935
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$3,823,009
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization is a credit union with members.”

Form 990, Part VI, Section A, Line 7A

“Board of directors are elected at the annual meeting.”

Form 990, Part VI, Section B, Line 11B

“Return is reviewed by board at monthly board meeting.”

Form 990, Part VI, Section B, Line 15A

“During the last board meeting of the fiscal year the board of directors discusses and evaluates the ceo preformance and vote on a salary increase/bonus.”

Form 990, Part VI, Section C, Line 19

“Financial statement monthly posted in office. All other documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Burlington Municipal Employees Credit
EIN
42-0750935
Phone
3197528412
Address
418 VALLEY STREET, BURLINGTON, IA 52601

Signing Officer

Name
Jonie Stewart
Title
CEO
Phone
3197528412
Signed
2025-07-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jonie Stewart
Formed
1939
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
2
Volunteers
0

Preparer

Firm
Gardiner Company Pc
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
Robert Bell CPA
Phone
5152701446
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Increase in legal reserves 13,864. Py legal reserve transfer at year end -2,706.”

Raw XML Appendix372 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt020100
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt015489
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0SERVES THE FINANCIAL NEEDS FOR CITY EMPLOYEES AND THEIR FAMILY THROUGH SAVINGS AND LOANS.
IRS990/AdvertisingGrp/ProgramServicesAmt0661
IRS990/AdvertisingGrp/TotalAmt0661
IRS990/AllOtherExpensesGrp/ProgramServicesAmt09448
IRS990/AllOtherExpensesGrp/TotalAmt09448
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JONIE STEWART
IRS990/BooksInCareOfDetail/PhoneNum03197528412
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0418 VALLEY STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0BURLINGTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd052601
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0564131
IRS990/CashNonInterestBearingGrp/EOYAmt0486775
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt042600
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt042600
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt01584
IRS990/ConferencesMeetingsGrp/TotalAmt01584
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt024590
IRS990/CYOtherExpensesAmt0103743
IRS990/CYOtherRevenueAmt03354
IRS990/CYProgramServiceRevenueAmt0195216
IRS990/CYRevenuesLessExpensesAmt039225
IRS990/CYSalariesCompEmpBnftPaidAmt080192
IRS990/CYTotalExpensesAmt0183935
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0223160
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0748
IRS990/DepreciationDepletionGrp/TotalAmt0748
IRS990/Desc0THE ORGANIZATION IS A SMALL CREDIT UNION SERVING THE NEEEDS THROUGH LOANS, SAVINGS, AND IRAS TO ITS MEMBERS. MEMBERS SERVED FOR THE 2024 TAX YEAR - 653.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt0183935
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt932.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt93200
IRS990/Form990PartVIISectionAGrp/PersonNm0KEN MORRIS
IRS990/Form990PartVIISectionAGrp/PersonNm1BRUCE WORKMAN
IRS990/Form990PartVIISectionAGrp/PersonNm2GREG HIGDON
IRS990/Form990PartVIISectionAGrp/PersonNm3DONALD RYAN
IRS990/Form990PartVIISectionAGrp/PersonNm4GREG JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm5STEPHEN HARTMAN
IRS990/Form990PartVIISectionAGrp/PersonNm6ANDREW SIEFKEN
IRS990/Form990PartVIISectionAGrp/PersonNm7MADELINE HUNTER
IRS990/Form990PartVIISectionAGrp/PersonNm8BEN COOPER
IRS990/Form990PartVIISectionAGrp/PersonNm9JONIE STEWART
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt939400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE -PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3AUDIT COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4CREDIT CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5AUDIT CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt6AUDIT COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7CREDIT COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8CREDIT COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01939
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0223160
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt05594
IRS990/InformationTechnologyGrp/TotalAmt05594
IRS990/InsuranceGrp/ProgramServicesAmt07227
IRS990/InsuranceGrp/TotalAmt07227
IRS990/InterestGrp/ProgramServicesAmt049622
IRS990/InterestGrp/TotalAmt049622
IRS990/InvestmentIncomeGrp/ExclusionAmt024590
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt024590
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0458792
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0522933
IRS990/IRPDocumentCnt0146
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt019014
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01052
IRS990/LandBldgEquipCostOrOtherBssAmt020066
IRS990/LegalDomicileStateCd0IA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt03354
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt03354
IRS990/MissionDesc0SERVES THE FINANCIAL NEEDS FOR CITY EMPLOYEES AND THEIR FAMILY THROUGH SAVINGS AND LOANS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0585351
IRS990/NetAssetsOrFundBalancesEOYAmt0635734
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/ProgramServicesAmt012394
IRS990/OfficeExpensesGrp/TotalAmt012394
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt044042
IRS990/OtherAssetsTotalGrp/EOYAmt041566
IRS990/OtherChangesInNetAssetsAmt011158
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt03300
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03300
IRS990/OtherExpensesGrp/Desc0LEGAL RESERVE EXPENSE
IRS990/OtherExpensesGrp/Desc1PROFESSIONAL & OUTSIDE
IRS990/OtherExpensesGrp/ProgramServicesAmt011158
IRS990/OtherExpensesGrp/ProgramServicesAmt14700
IRS990/OtherExpensesGrp/TotalAmt011158
IRS990/OtherExpensesGrp/TotalAmt14700
IRS990/OtherLiabilitiesGrp/BOYAmt04177745
IRS990/OtherLiabilitiesGrp/EOYAmt03823009
IRS990/OtherRevenueTotalAmt03354
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt029373
IRS990/OtherSalariesAndWagesGrp/TotalAmt029373
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03712560
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt03418661
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt0607
IRS990/PaymentsToAffiliatesGrp/TotalAmt0607
IRS990/PayrollTaxesGrp/ProgramServicesAmt04919
IRS990/PayrollTaxesGrp/TotalAmt04919
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0142182
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0156046
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02078
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02234
IRS990/PrincipalOfficerNm0JONIE STEWART
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0195216
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0195216
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt014584
IRS990/PYOtherExpensesAmt095641
IRS990/PYOtherRevenueAmt02000
IRS990/PYProgramServiceRevenueAmt0180772
IRS990/PYRevenuesLessExpensesAmt033772
IRS990/PYSalariesCompEmpBnftPaidAmt067943
IRS990/PYTotalExpensesAmt0163584
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0197356
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt039225
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0198570
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0443169
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0479688
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01588
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01011
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt01052
IRS990ScheduleD/EquipmentGrp/DepreciationAmt019014
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt020066
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0272933
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1250000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCB
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1FOUR POINTS FINANCIAL
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03823009
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01052
IRS990ScheduleD/TotalBookValueProgramRltdAmt0522933
IRS990ScheduleD/TotalLiabilityAmt03823009
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS A CREDIT UNION WITH MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD OF DIRECTORS ARE ELECTED AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2RETURN IS REVIEWED BY BOARD AT MONTHLY BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DURING THE LAST BOARD MEETING OF THE FISCAL YEAR THE BOARD OF DIRECTORS DISCUSSES AND EVALUATES THE CEO PREFORMANCE AND VOTE ON A SALARY INCREASE/BONUS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4FINANCIAL STATEMENT MONTHLY POSTED IN OFFICE. ALL OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5INCREASE IN LEGAL RESERVES 13,864. PY LEGAL RESERVE TRANSFER AT YEAR END -2,706.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt04783196
IRS990/TotalAssetsEOYAmt04474232
IRS990/TotalAssetsGrp/BOYAmt04783196
IRS990/TotalAssetsGrp/EOYAmt04474232
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0183935
IRS990/TotalFunctionalExpensesGrp/TotalAmt0183935
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt04197845
IRS990/TotalLiabilitiesEOYAmt03838498
IRS990/TotalLiabilitiesGrp/BOYAmt04197845
IRS990/TotalLiabilitiesGrp/EOYAmt03838498
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0585351
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0635734
IRS990/TotalOtherCompensationAmt03200
IRS990/TotalProgramServiceExpensesAmt0183935
IRS990/TotalProgramServiceRevenueAmt0195216
IRS990/TotalReportableCompFromOrgAmt039400
IRS990/TotalRevenueGrp/ExclusionAmt024590
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0198570
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0223160
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04783196
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04474232
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0418 VALLEY STREET
IRS990/USAddress/CityNm0BURLINGTON
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd052601
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JONIE STEWART
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum03197528412
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BURLINGTON MUNICIPAL EMPLOYEES CREDIT
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0UNION
ReturnHeader/Filer/BusinessNameControlTxt0BURL
ReturnHeader/Filer/EIN0420750935
ReturnHeader/Filer/PhoneNum03197528412
ReturnHeader/Filer/USAddress/AddressLine1Txt0418 VALLEY STREET
ReturnHeader/Filer/USAddress/CityNm0BURLINGTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd052601
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0421186197
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GARDINER COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010555 NEW YORK AVENUE SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DES MOINES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd050322
ReturnHeader/PreparerPersonGrp/PhoneNum05152701446
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT BELL CPA
ReturnHeader/ReturnTs02025-07-22T08:42:00-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.