Civic Intelligence

Advantage Credit Union

EIN 42-0670996 • 501(c)14 • Newton, IA

View Organization Page

Profile

Advantage credit union will continue to meet the needs of those within their field of membership and strive toward creating new relationships by promoting thrift, providing credit at reasonalble rates and providing other financial services.

121 West 3rd Street NorthNewton, IA 50208

www.acuiowa.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

17th percentile

0.85x

Higher debt load relative to assets than 17% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Liabilities / Revenue

13th percentile

11.10x

Higher debt load relative to revenue than 13% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Net Margin

90th percentile

25%

Higher net margin than 90% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Top Officer Pay

20th percentile

$175,733

Higher top officer pay than 20% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Asset Growth

32nd percentile

0.9%

Faster asset growth than 32% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2024 to 2025

Revenue Growth

3rd percentile

-9.5%

Faster revenue growth than 3% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets17th percentile

Assets

Down

$102,785,168

Down $26,245,556 (-20%) from 2023

Liabilities

Down

$89,124,423

Down $24,309,059 (-21%) from 2023

Net Assets

Down

$13,660,745

Down $1,936,497 (-12%) from 2023

Operations
Liabilities / Revenue13th percentileNet Margin90th percentile

Revenue

Up

$8,755,539

Up $344,607 (+4.1%) from 2023

Expenses

Up

$10,692,035

Up $3,101,904 (+41%) from 2023

Net Income

Down

-$1,936,496

Down $2,757,297 (-336%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth32nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $42,532,390Liabilities 2010: $35,824,431Net Assets 2010: $6,707,9592010Assets 2011: $49,212,059Liabilities 2011: $42,051,380Net Assets 2011: $7,160,6792011Assets 2013: $56,851,809Liabilities 2013: $48,619,553Net Assets 2013: $8,232,2562013Assets 2014: $59,086,964Liabilities 2014: $50,144,898Net Assets 2014: $8,942,0662014Assets 2015: $63,854,636Liabilities 2015: $54,074,617Net Assets 2015: $9,780,0192015Assets 2016: $67,123,293Liabilities 2016: $56,749,255Net Assets 2016: $10,374,0382016Assets 2017: $68,617,462Liabilities 2017: $57,633,505Net Assets 2017: $10,983,9572017Assets 2018: $70,089,890Liabilities 2018: $58,247,679Net Assets 2018: $11,842,2112018Assets 2019: $72,124,922Liabilities 2019: $59,386,097Net Assets 2019: $12,738,8252019Assets 2020: $86,828,134Liabilities 2020: $74,467,315Net Assets 2020: $12,360,8192020Assets 2021: $99,467,891Liabilities 2021: $85,539,421Net Assets 2021: $13,928,4702021Assets 2022: $105,606,884Liabilities 2022: $90,830,443Net Assets 2022: $14,776,4412022Assets 2023: $129,030,724Liabilities 2023: $113,433,482Net Assets 2023: $15,597,2422023Assets 2024: $102,785,168Liabilities 2024: $89,124,423Net Assets 2024: $13,660,7452024

Highlighted filing

2024

Assets$102,785,168
Liabilities$89,124,423
Net Assets$13,660,745
Open 2024 Filing

Operations Trend

Revenue Growth3rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $2,225,5732010Revenue 2011: $2,715,411Expenses 2011: $2,262,692Net Income 2011: $452,7192011Revenue 2013: $2,687,250Expenses 2013: $2,118,806Net Income 2013: $568,4442013Revenue 2014: $2,784,580Expenses 2014: $2,099,770Net Income 2014: $684,8102014Revenue 2015: $2,939,660Expenses 2015: $2,282,307Net Income 2015: $657,3532015Revenue 2016: $2,963,572Expenses 2016: $2,465,053Net Income 2016: $498,5192016Revenue 2017: $3,083,925Expenses 2017: $2,534,005Net Income 2017: $549,9202017Revenue 2018: $3,337,169Expenses 2018: $2,478,914Net Income 2018: $858,2552018Revenue 2019: $3,554,906Expenses 2019: $2,658,291Net Income 2019: $896,6152019Revenue 2020: $3,756,826Expenses 2020: $4,134,832Net Income 2020: -$378,0062020Revenue 2021: $4,085,480Expenses 2021: $2,714,461Net Income 2021: $1,371,0192021Revenue 2022: $5,005,661Expenses 2022: $4,642,527Net Income 2022: $363,1342022Revenue 2023: $8,410,932Expenses 2023: $7,590,131Net Income 2023: $820,8012023Revenue 2024: $8,755,539Expenses 2024: $10,692,035Net Income 2024: -$1,936,4962024

Highlighted filing

2024

Revenue$8,755,539
Expenses$10,692,035
Net Income-$1,936,496
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$102,785,168
Liabilities
$89,124,423
Net assets
$13,660,745
Revenue
$8,755,539
Expenses
$10,692,035
Net income
-$1,936,496
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$103$89.1$13.7$8.76$10.7$1.94
2023Detailed filing. Detailed filing data is available for this year.$129$113$15.6$8.41$7.59$0.82
2022Detailed filing. Detailed filing data is available for this year.$106$90.8$14.8$5.01$4.64$0.36
2021Detailed filing. Detailed filing data is available for this year.$99.5$85.5$13.9$4.09$2.71$1.37
2020Detailed filing. Detailed filing data is available for this year.$86.8$74.5$12.4$3.76$4.13$0.38
2019Detailed filing. Detailed filing data is available for this year.$72.1$59.4$12.7$3.55$2.66$0.90
2018Detailed filing. Detailed filing data is available for this year.$70.1$58.2$11.8$3.34$2.48$0.86
2017Detailed filing. Detailed filing data is available for this year.$68.6$57.6$11.0$3.08$2.53$0.55
2016Detailed filing. Detailed filing data is available for this year.$67.1$56.7$10.4$2.96$2.47$0.50
2015Detailed filing. Detailed filing data is available for this year.$63.9$54.1$9.78$2.94$2.28$0.66
2014Detailed filing. Detailed filing data is available for this year.$59.1$50.1$8.94$2.78$2.10$0.68
2013Summary only. Only limited summary data is available for this year.$56.9$48.6$8.23$2.69$2.12$0.57
2011Summary only. Only limited summary data is available for this year.$49.2$42.1$7.16$2.72$2.26$0.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$42.5$35.8$6.71$2.23
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 19, 2025
Return Version
2024v5.1
Gross Receipts
$8,755,539
Mission and Program Overview

Mission

Advantage credit union will continue to meet the needs of those within their field of membership and strive toward creating new relationships by promoting thrift, providing credit at reasonalble rates and providing other financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$78,422,554$73,721,684▼ $4,700,870
Savings and Temporary Cash Investments$44,914,318$23,351,037▼ $21,563,281
Rtn Earn Endowment Incm Other Fnds$12,465,777$10,529,280▼ $1,936,497
Pd in Cap Srpls Land Bldg Eqp Fund$3,131,465$3,131,465→ $0
Land, Buildings, and Equipment, Net$2,312,955$2,372,179▲ $59,224
Investments Program Related$1,013,427$1,027,529▲ $14,102
Cash and Non-Interest-Bearing Accounts$680,258$606,861▼ $73,397
Prepaid Expenses and Deferred Charges$78,057$229,597▲ $151,540
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$129,030,724$102,785,168▼ $26,245,556
Other Assets Total$1,609,155$1,476,281▼ $132,874
Liabilities
Other Liabilities$112,534,415$88,690,395▼ $23,844,020
Accounts Payable and Accrued Expenses$899,067$434,028▼ $465,039
Total Liabilities$113,433,482$89,124,423▼ $24,309,059
Net Assets / Fund Balance
Total Net Assets Fund Balance$15,597,242$13,660,745▼ $1,936,497
Total Liabilities and Net Assets / Fund Balance$129,030,724$102,785,168▼ $26,245,556

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$1,694,596$376,946$2,071,542
Equipment$308,020$740,909$1,048,929
Buildings$157,674$511,335$669,009
Land$184,257-$184,257
Other Land Buildings$27,632$789$28,421
Compensation and Service Providers
Top Officer Pay20th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Leslie BrickmanCEOFT$144,250$60,611$204,861
Michelle OurenFormer COOFT$77,138$23,364$100,502
Jennifer TimminsCOOFT$71,847$21,239$93,086

Board Members and Trustees

NameTitle
Kim ClarkChairperson
Joel BucklinVice Chairperson
Clint GottaBoard CFO
Jane OdlandDirector
Jenni PattyDirector
Michelle ModlinDirector
Monica RaeDirector
Tim SaundersDirector
Hollie VanwykSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,293,401
Investment Income
$1,155,339
Other Revenue
$1,306,799
Change in Net Assets
$-1,936,496
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,741,327
Salaries, Compensation, and Employee Benefits$1,950,708
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$1,601,066--$1,601,066
Other Salaries and Wages$1,259,902--$1,259,902
Office Expenses$384,249--$384,249
Information Technology$299,449--$299,449
Current Officers, Directors, Trustees, and Key Employees$297,947--$297,947
Other Employee Benefits$266,557--$266,557
Depreciation Depletion$219,145--$219,145
Other Expenses$167,850--$167,850
Occupancy$131,232--$131,232
Payroll Taxes$126,302--$126,302
All Other Expenses$105,907--$105,907
Advertising$100,000--$100,000
Insurance$46,504--$46,504
Travel$26,000--$26,000
Fees for Services Legal$19,396--$19,396
Fees for Services Accounting$18,000--$18,000
Payments to Affiliates$17,053--$17,053
Total Functional Expenses$10,692,035$0$0$10,692,035
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$88,690,395
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Advantage credit unions is supported by members.”

Form 990, Part VI, Section A, Line 7A

“Members are allowed to vote for members to sit on the board of directors at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“The members will vote in special elections upon changes made to the by-laws.”

Form 990, Part VI, Section B, Line 11B

“A copy of the form 990 was not provided to the organization's governing body before it was filed. The ceo reviews the form 990.”

Form 990, Part VI, Section B, Line 15A

“Compensation for the ceo is determined and approved by the board. The process of determining the compensation includes salary surveys by cuna and the deliberation and decision are contemporaneously substantiated.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the lobby at the credit union. All other governing documents are upon request.”

Filing and Contact Details

Filer

Filer Name
Advantage Credit Union
EIN
42-0670996
Phone
6417925660
Address
121 WEST 3RD STREET NORTH, NEWTON, IA 50208

Signing Officer

Name
Leslie Brickman
Title
CEO
Phone
6417925660
Signed
2025-05-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Leslie Brickman
Formed
1937
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
35
Volunteers
0

Preparer

Firm
Gardiner Company Pc
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
Robert Bell CPA
Phone
5152701446
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“ROUNDING -1.”

Raw XML AppendixShowing 400 of 455 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0434028
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0ADVANTAGE CREDIT UNION WILL CONTINUE TO MEET THE NEEDS OF THOSE WITHIN THEIR FIELD OF MEMBERSHIP AND STRIVE TOWARD CREATING NEW RELATIONSHIPS BY PROMOTING THRIFT, PROVIDING CREDIT AT REASONALBLE RATES AND PROVIDING OTHER FINANCIAL SERVICES.
IRS990/AdvertisingGrp/ProgramServicesAmt0100000
IRS990/AdvertisingGrp/TotalAmt0100000
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IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0LESLIE BRICKMAN
IRS990/BooksInCareOfDetail/PhoneNum06417925660
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0121 WEST 3RD STREET NORTH
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IRS990/Form990PartVIISectionAGrp/PersonNm2CLINT GOTTA
IRS990/Form990PartVIISectionAGrp/PersonNm3HOLLIE VANWYK
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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10COO
IRS990/Form990PartVIISectionAGrp/TitleTxt11FORMER COO
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IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt0299449
IRS990/InformationTechnologyGrp/TotalAmt0299449
IRS990/InsuranceGrp/ProgramServicesAmt046504
IRS990/InsuranceGrp/TotalAmt046504
IRS990/InterestGrp/ProgramServicesAmt01601066
IRS990/InterestGrp/TotalAmt01601066
IRS990/InvestmentIncomeGrp/ExclusionAmt01155339
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01155339
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt01013427
IRS990/InvestmentsProgramRelatedGrp/EOYAmt01027529
IRS990/IRPDocumentCnt02650
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01629979
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02312955
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02372179
IRS990/LandBldgEquipCostOrOtherBssAmt04002158
IRS990/LegalDomicileStateCd0IA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0183242
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0190007
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt06765
IRS990/MissionDesc0ADVANTAGE CREDIT UNION WILL CONTINUE TO MEET THE NEEDS OF THOSE WITHIN THEIR FIELD OF MEMBERSHIP AND STRIVE TOWARD CREATING NEW RELATIONSHIPS BY PROMOTING THRIFT, PROVIDING CREDIT AT REASONALBLE RATES AND PROVIDING OTHER FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt015597242
IRS990/NetAssetsOrFundBalancesEOYAmt013660745
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt0131232
IRS990/OccupancyGrp/TotalAmt0131232
IRS990/OfficeExpensesGrp/ProgramServicesAmt0384249
IRS990/OfficeExpensesGrp/TotalAmt0384249
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01609155
IRS990/OtherAssetsTotalGrp/EOYAmt01476281
IRS990/OtherChangesInNetAssetsAmt0-1
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0266557
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0266557
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DEBIT/CREDIT CARD EXPEN
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/ProgramServicesAmt04958570
IRS990/OtherExpensesGrp/ProgramServicesAmt1646906
IRS990/OtherExpensesGrp/ProgramServicesAmt2167850
IRS990/OtherExpensesGrp/TotalAmt04958570
IRS990/OtherExpensesGrp/TotalAmt1646906
IRS990/OtherExpensesGrp/TotalAmt2167850
IRS990/OtherLiabilitiesGrp/BOYAmt0112534415
IRS990/OtherLiabilitiesGrp/EOYAmt088690395
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0DEBIT/CREDIT CARD INCOME
IRS990/OtherRevenueMiscGrp/Desc1SERVICE FEES
IRS990/OtherRevenueMiscGrp/Desc2INSURANCE INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0551625
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1400194
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2164973
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0551625
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1400194
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2164973
IRS990/OtherRevenueTotalAmt01306799
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01259902
IRS990/OtherSalariesAndWagesGrp/TotalAmt01259902
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt078422554
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt073721684
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt017053
IRS990/PaymentsToAffiliatesGrp/TotalAmt017053
IRS990/PayrollTaxesGrp/ProgramServicesAmt0126302
IRS990/PayrollTaxesGrp/TotalAmt0126302
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt03131465
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt03131465
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt078057
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0229597
IRS990/PrincipalOfficerNm0LESLIE BRICKMAN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06293401
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06293401
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01739123
IRS990/PYOtherExpensesAmt06002370
IRS990/PYOtherRevenueAmt01159666
IRS990/PYProgramServiceRevenueAmt05512143
IRS990/PYRevenuesLessExpensesAmt0820801
IRS990/PYSalariesCompEmpBnftPaidAmt01587761
IRS990/PYTotalExpensesAmt07590131
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt08410932
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-1936496
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt07593435
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012465777
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt010529280
IRS990/SavingsAndTempCashInvstGrp/BOYAmt044914318
IRS990/SavingsAndTempCashInvstGrp/EOYAmt023351037
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0157674
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0511335
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0669009
IRS990ScheduleD/EquipmentGrp/BookValueAmt0308020
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0740909
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01048929
IRS990ScheduleD/LandGrp/BookValueAmt0184257
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0184257
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01694596
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0376946
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt02071542
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt027632
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0789
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt028421
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt088690395
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02372179
IRS990ScheduleD/TotalLiabilityAmt088690395
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0144250
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt177138
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount024624
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount114774
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt012372
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt16990
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt023615
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt11600
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0LESLIE BRICKMAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1MICHELLE OUREN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1FORMER COO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0204861
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1100502
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0SALARY AND BONUSES ARE APPROVDE BY THE BOARD.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ADVANTAGE CREDIT UNIONS IS SUPPORTED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS ARE ALLOWED TO VOTE FOR MEMBERS TO SIT ON THE BOARD OF DIRECTORS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS WILL VOTE IN SPECIAL ELECTIONS UPON CHANGES MADE TO THE BY-LAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF THE FORM 990 WAS NOT PROVIDED TO THE ORGANIZATION'S GOVERNING BODY BEFORE IT WAS FILED. THE CEO REVIEWS THE FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION FOR THE CEO IS DETERMINED AND APPROVED BY THE BOARD. THE PROCESS OF DETERMINING THE COMPENSATION INCLUDES SALARY SURVEYS BY CUNA AND THE DELIBERATION AND DECISION ARE CONTEMPORANEOUSLY SUBSTANTIATED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AT THE CREDIT UNION. ALL OTHER GOVERNING DOCUMENTS ARE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ROUNDING -1.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0129030724
IRS990/TotalAssetsEOYAmt0102785168
IRS990/TotalAssetsGrp/BOYAmt0129030724
IRS990/TotalAssetsGrp/EOYAmt0102785168
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt035
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt010692035
IRS990/TotalFunctionalExpensesGrp/TotalAmt010692035
IRS990/TotalGrossUBIAmt06765
IRS990/TotalLiabilitiesBOYAmt0113433482
IRS990/TotalLiabilitiesEOYAmt089124423
IRS990/TotalLiabilitiesGrp/BOYAmt0113433482
IRS990/TotalLiabilitiesGrp/EOYAmt089124423

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