Civic Intelligence

Iowa Corporate Credit Union

EIN 42-0669422

1601 University Avenue50701
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

50th percentile

0.02x

Higher debt load relative to assets than 50% of similar nonprofits.

$1M-$5M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets50th percentile

Assets

$2,183,125

No earlier filing loaded for comparison.

Liabilities

$41,786

No earlier filing loaded for comparison.

Net Assets

$2,141,339

No earlier filing loaded for comparison.

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$170,771

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $2,183,125Liabilities 2011: $41,786Net Assets 2011: $2,141,3392011

Highlighted filing

2011

Assets$2,183,125
Liabilities$41,786
Net Assets$2,141,339
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0Expenses 2011: $170,7712011

Highlighted filing

2011

Revenue-
Expenses$170,771
Net Income-
Open 2011 Filing

Filings

Most recent year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$2,183,125
Liabilities
$41,786
Net assets
$2,141,339
Revenue
-
Expenses
$170,771
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.18$0.04$2.14$0.17
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Aug 2, 2012
Return Version
2011v1.2
Gross Receipts
$157,480
Mission and Program Overview

Major Activities

Activity 2
Direct labor and employee cost incurred prividing savings deposits services, orginating new loans, servicing the loan portfolio.
Filing and Contact Details

Filer

EIN
42-0669422
Raw XML AppendixShowing 400 of 502 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDescription0The Credit Union provides financial services to its members.
IRS990/ActivityOther/Description0Misc Expense for the operation of the credit union
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IRS990/AddressPrincipalOfficerUS/AddressLine101601 University Avenue
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IRS990/Form990PartVIISectionA/NamePerson2Tim Henry
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IRS990/Form990PartVIISectionA/NamePerson4Geoffrey Conrad
IRS990/Form990PartVIISectionA/NamePerson5Gerald Pint
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IRS990/Form990PartVIISectionA/NamePerson7Robert Hill
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IRS990/Form990PartVIISectionA/Title2Director, Chairman Audit Committee
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IRS990/Form990PartVIISectionA/Title7CEO
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IRS990/MissionDescription0To provide lending, saving and other financial services to our qualifying members at terms generally better than available in the market place and with a service based emphasis that recognizes the status of our members as owners.
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IRS990/NameOfPrincipalOfficerPerson0Robert Allen Hill
IRS990/NbrIndependentVotingMembers09
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IRS990ScheduleO/GeneralExplanation/Explanation0Joy Pint, Secretary of the Board, and Gerald Pint, Vice-Chairman, have a family relationship. Robert Hill, CEO, and Carol Houk, Board Member, have a family relationship.
IRS990ScheduleO/GeneralExplanation/Explanation1The Credit Union is comprised of a single class of approximately 600 members, each of who have equal rights in ownership, governance and voting rights at annual meetings, with the exception of the member-owners who are elected to the board of directors.
IRS990ScheduleO/GeneralExplanation/Explanation2The member-owners of the credit union have the authority to elect members of the board of directors for three-year terms on a rotating basis. Candidates are elected by a simple plurality vote. The board of directors appoint volunteers to serve on the audit committee, which is vested with monitoring the safety and soundness of the credit union. If deemed appropriate, the supervisory committee can suspend board members and can call a special meeting of the membership to evaluate the issue and vote to either dismiss or -reinstate the board members.
IRS990ScheduleO/GeneralExplanation/Explanation3Changes the governing body makes to the governing documents (bylaws) can be changed by the board of irectors and also must be approved by the State Regulatory authority. Decisions to merge, cease business, must be decided by the mebership at large.
IRS990ScheduleO/GeneralExplanation/Explanation4Prior to being filed with he IRS, a copy of the 990 and related schedules are reviewed by the CEO, CFO, Chairman, includinga confirmation of acciracy of every answer. Upon completion of the forms copies are provided to the governing body.
IRS990ScheduleO/GeneralExplanation/Explanation5Board members and officers annually complete a survery related to loans and business relationships. These are reviewed for conflicts and then filed. If there are conflicts the director is excluded from the discussions.
IRS990ScheduleO/GeneralExplanation/Explanation6The process used to establlish the annual compensation for the CEO is a comparison of like-sized credit unions for review and a review of performance. The Board of Directors sets the CEO compensation.
IRS990ScheduleO/GeneralExplanation/Explanation7Documents can be reviewed by appointment. Appointments can be scheduled by calling 319-226-5604.
IRS990ScheduleO/GeneralExplanation/Explanation8Change in fund balances, loans and deposits.
IRS990ScheduleO/GeneralExplanation/Identifier0F990_P06_S0A_L02
IRS990ScheduleO/GeneralExplanation/Identifier1F990_P06_S0A_L06
IRS990ScheduleO/GeneralExplanation/Identifier2F990_P06_S0A_L07a
IRS990ScheduleO/GeneralExplanation/Identifier3F990_P06_S0A_L07b
IRS990ScheduleO/GeneralExplanation/Identifier4F990_P06_S0B_L11b
IRS990ScheduleO/GeneralExplanation/Identifier5F990_P06_S0B_L12c
IRS990ScheduleO/GeneralExplanation/Identifier6F990_P06_S0B_L15

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