Civic Intelligence

Western Fraternal Life Association

990 • Fiscal year 2024 • EIN 42-0594470

Jan 01, 2024 to Dec 31, 2024 • Filed on May 14, 2025

Organization Profilewww.betterlifeins.com

View Organization Page

6522 Grand Teton PlazaMadison, WI 53719

(608) 833-1936

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.90x

Higher debt load relative to assets than 86% of similar nonprofits.

2024 filings • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

89th percentile

8.29x

Higher debt load relative to revenue than 89% of similar nonprofits.

2024 filings • $250M-$1B nonprofits • Source year 2024

Net Margin

16th percentile

-9.0%

Higher net margin than 16% of similar nonprofits.

2024 filings • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

52nd percentile

$623,138

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

2024 filings • $250M-$1B nonprofits • Source year 2024

Asset Growth

13th percentile

-2.9%

Faster asset growth than 13% of similar nonprofits.

2024 filings • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

19th percentile

-1.1%

Faster revenue growth than 19% of similar nonprofits.

2024 filings • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets86th percentile

Assets

Down

$586,620,274

Down $17,227,646 (-2.9%) from 2023

Net Assets

Down

$60,218,680

Down $4,575,117 (-7.1%) from 2023

Liabilities

Down

$526,401,594

Down $12,652,529 (-2.3%) from 2023

Revenue And Expenses
Liabilities / Revenue89th percentileNet Margin16th percentile

Revenue

Down

$63,526,747

Down $737,056 (-1.1%) from 2023

Expenses

Down

$69,224,196

Down $510,749 (-0.7%) from 2023

Net Income

Down

-$5,697,449

Down $226,307 (-4.1%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth13th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $240,634,547Liabilities 2010: $218,958,080Net Assets 2010: $21,676,4672010Assets 2011: $250,944,786Liabilities 2011: $228,514,405Net Assets 2011: $22,430,3812011Assets 2012: $264,901,892Liabilities 2012: $242,511,775Net Assets 2012: $22,390,1172012Assets 2013: $273,894,053Liabilities 2013: $251,544,968Net Assets 2013: $22,349,0852013Assets 2014: $282,274,649Liabilities 2014: $259,003,612Net Assets 2014: $23,271,0372014Assets 2015: $287,885,239Liabilities 2015: $264,016,227Net Assets 2015: $23,869,0122015Assets 2016: $295,325,782Liabilities 2016: $271,333,090Net Assets 2016: $23,992,6922016Assets 2017: $298,022,314Liabilities 2017: $273,758,876Net Assets 2017: $24,263,4382017Assets 2018: $301,909,674Liabilities 2018: $278,249,179Net Assets 2018: $23,660,4952018Assets 2019: $304,066,274Liabilities 2019: $280,951,720Net Assets 2019: $23,114,5542019Assets 2020: $302,314,413Liabilities 2020: $281,652,451Net Assets 2020: $20,661,9622020Assets 2021: $648,970,346Liabilities 2021: $593,271,475Net Assets 2021: $55,698,8712021Assets 2022: $622,297,981Liabilities 2022: $552,282,652Net Assets 2022: $70,015,3292022Assets 2023: $603,847,920Liabilities 2023: $539,054,123Net Assets 2023: $64,793,7972023Assets 2024: $586,620,274Liabilities 2024: $526,401,594Net Assets 2024: $60,218,6802024

Highlighted filing

2024

Assets$586,620,274
Liabilities$526,401,594
Net Assets$60,218,680
Open 2024 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0-$50MExpenses 2010: $29,875,4192010Expenses 2011: $32,364,8292011Expenses 2012: $35,529,5232012Revenue 2013: $33,146,331Expenses 2013: $33,027,666Net Income 2013: $118,6652013Revenue 2014: $31,113,528Expenses 2014: $29,937,776Net Income 2014: $1,175,7522014Revenue 2015: $28,854,424Expenses 2015: $28,176,422Net Income 2015: $678,0022015Revenue 2016: $30,027,378Expenses 2016: $29,921,214Net Income 2016: $106,1642016Revenue 2017: $30,344,090Expenses 2017: $30,003,428Net Income 2017: $340,6622017Revenue 2018: $29,115,222Expenses 2018: $29,525,009Net Income 2018: -$409,7872018Revenue 2019: $29,785,960Expenses 2019: $30,188,336Net Income 2019: -$402,3762019Revenue 2020: $25,149,208Expenses 2020: $27,619,169Net Income 2020: -$2,469,9612020Revenue 2021: $59,441,063Expenses 2021: $61,498,031Net Income 2021: -$2,056,9682021Revenue 2022: $51,179,407Expenses 2022: $62,754,257Net Income 2022: -$11,574,8502022Revenue 2023: $64,263,803Expenses 2023: $69,734,945Net Income 2023: -$5,471,1422023Revenue 2024: $63,526,747Expenses 2024: $69,224,196Net Income 2024: -$5,697,4492024

Highlighted filing

2024

Revenue$63,526,747
Expenses$69,224,196
Net Income-$5,697,449
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.0
Gross Receipts
$63,526,747
Mission and Program Overview

Mission

Fraternal Benefit Society - As a fraternal benefit insurance society, our mission is to provide meaningful fraternal programs and benefits for our members as well as high quality insurance products and services. We strengthen our members fraternally through charitable, educational and volunteer programs that encourage family values, help improve communities, support patriotism for our country and help others in need.

Fraternal Benefit Society - As a fraternal benefit insurance society, our mission is to help our members protect their families' financial futures, build better lives, and better their communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$587,187,282$569,365,705▼ $17,821,577
Rtn Earn Endowment Incm Other Fnds$64,793,797$60,218,680▼ $4,575,117
Cash and Non-Interest-Bearing Accounts$-2,034,762$1,590,266▲ $3,625,028
Land, Buildings, and Equipment, Net$582,936$578,440▼ $4,496
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0--
Investments in Publicly Traded Securities$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0--
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$603,847,920$586,620,274▼ $17,227,646
Other Assets Total$18,112,464$15,085,863▼ $3,026,601
Liabilities
Other Liabilities$537,399,584$524,883,661▼ $12,515,923
Accounts Payable and Accrued Expenses$1,374,017$1,268,651▼ $105,366
Deferred Revenue$233,986$206,534▼ $27,452
Escrow Account Liability$46,536$42,748▼ $3,788
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$539,054,123$526,401,594▼ $12,652,529
Net Assets / Fund Balance
Total Net Assets Fund Balance$64,793,797$60,218,680▼ $4,575,117
Total Liabilities and Net Assets / Fund Balance$603,847,920$586,620,274▼ $17,227,646

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$578,440--
Buildings$102,440$1,919,290$0
Other Land Buildings$0$0$0
Land$476,000-$0
Equipment$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christopher CampbellBoard Chair/CEO/PresidentFT$489,316$136,578$625,894
Matthew P MikulcikChief Operating OfficerFT$245,376$130,735$376,111
Derek J MetcalfCFOFT$263,511$80,867$344,378
Angel L ThomasSVP-Member ExperienceFT$185,957$94,381$280,338
Craig A Van DykeFormer Officer and Director-$226,569$20,862$247,431
Jenna M DunkerSVP-Strategic Initiatives/Corporate SecretaryFT$166,721$53,500$220,221
Rebecca K LureenManager-Independent SalesFT$137,055$75,107$212,162
William J RuttenExternal Wholesaler/Senior Sales DirectorFT$63,431$143,185$206,616
Donald M NielandSVP-IT/SecretaryFT$150,253$43,049$193,302
David J SchlesserVP-National SalesFT$114,133$73,435$187,568
Mary F HaleDirector-Member SalesFT$110,756$49,128$159,884
Sean M DaileySenior Director-Actuarial Pricing and Product DesignFT$105,608$50,756$156,364
Michelle M MaffetVP-Member ServicesFT$116,546$39,444$155,990
Kaye R DeMartinoVP-Talent ManagementFT$129,865$23,176$153,041
Phyllis A HeleniakVP-Direct to ConsumerFT$118,908$2,846$121,754
George F YannaFormer Director-$62,532$62,622$62,622
John T McHugh JrIndependent DirectorPT$57,055-$57,055
Brenda L Stone SullivanIndependent Director-$43,470-$43,470
Daniel L ShinnickIndependent Director-$43,470-$43,470
Duane J JirikIndependent Director-$43,470-$43,470
Maria Ferrante-SchepisIndependent Director-$43,470-$43,470
Mary K BradleyIndependent Director-$43,470-$43,470
Michael S HosekIndependent Director-$43,470-$43,470
Nancy Nelson HeykesIndependent Director-$43,470-$43,470
Maureen O'Hern HahnFormer Director-$43,470$43,470$43,470
Thomas R JohnsonFormer Director-$40,000$40,000$40,000
Dudley J SimmonsChief Distribution OfficerFT$33,904$1,017$34,921
John E RashkeFormer Director-$34,625$34,625$34,625

Highest Paid Contractors

ContractorServicesLocationCompensation
Asset Allocation & Management IncInvestment Managers30 West Monroe Street, 3rd Floor, Chicago, IL 60603$546,063
Griffith Ballard & CompanyMarketing Consultants3510 South First Avenue Circle, Suite 46, Sioux Falls, SD 57105$492,777
Ipipeline IncTechnology Consultants830 West Main Street, Ste 117, Lake Zurich, IL 60047$461,949
-Actuarial Consultants100 1st Ave NE, Suite 300, Cedar Rapids, IA 52401$325,960
-Technology Vendor222 Valley Creek Boulevard, Exton, PA 19341$265,550
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$63,526,747
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-5,697,449

Audited Revenue Reconciliation

Revenue per Audited Statements
$62,302,051
Revenue Not Reported on Financial Statements
$1,224,696
Revenue Not Reported on Form 990
$1,122,332
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$63,424,383
Total Revenue per Form 990
$63,526,747
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$24,819,005
Salaries, Compensation, and Employee Benefits$8,515,897
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$35,889,294
Other Salaries and Wages---$4,160,459
Current Officers, Directors, Trustees, and Key Employees---$2,799,498
All Other Expenses---$1,523,431
Fees for Services Other---$1,423,198
Other Expenses---$1,129,316
Information Technology---$975,031
Other Employee Benefits---$666,793
Fees for Service Investment Mgmnt Fees---$660,974
Office Expenses---$647,825
Advertising---$625,080
Fees for Services Accounting---$551,354
Payroll Taxes---$459,919
Pension Plan Contributions---$429,228
Depreciation Depletion---$392,896
Occupancy---$350,004
Travel---$323,130
Fees for Services Legal---$257,434
Insurance---$160,073
Conferences and Meetings---$124,186
Total Functional Expenses$0$0$0$69,224,196

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$69,224,196
Expenses per Audited Statements$67,999,500
Total Expenses per Audited Statements$67,999,500
Expenses Not Reported on Financial Statements$1,224,696
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
International Activity

International Summary

Offices
0
Employees
0
Spending
$65,931,827

International Compliance

Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
Europe (including Iceland and Greenland)Investments-00$23,675,786
Central America and the CaribbeanInvestments-00$18,212,154
North America (including Canada and Mexico, but not the United States)Investments-00$13,578,910
East Asia and the PacificInvestments-00$8,062,573
Middle East and North AfricaInvestments-00$2,402,404
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Reserves - Life, Annuity, A&H$339,739,236
Funds Withheld Under Reinsurance Treaties$148,620,186
Liability for Deposit-Type Contracts$19,216,181
Asset Valuation Reserve$8,252,984
Deferred Compensation Reserve$2,830,463
Post-Retirement Benefit Reserve$1,904,117
Contract Claims Life & A&H$1,803,915
Refund Payable - Not yet apportioned$1,077,146
Escheat Items$811,102
Remittances & Items not allocated$388,446
Payables for Securities$164,614
Ceded Reinsurance Payable$73,657
Fieldworker Credit Balances$1,614
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“BetterLife is a fraternal benefit insurance society and is therefore owned by its policyholder members.”

Form 990, Part VI, Section A, Line 7A

“A special election was held in 2024 to elect directors to serve either a four-year or two-year term. Subsequent directors will serve four-year terms with a staggered election of four directors elected every two years. This results in a staggered board in which four directors are elected every two years to serve a four-year term”

Form 990, Part VI, Section A, Line 9

“Nancy Nelson Heykes PO Box 6, Hazelhurst, WI 54531; John T McHugh Jr. 5702 State Hwy 71, Sparta, WI 54656; Brenda L Stone Sullivan 866 Hyland St, Wonewoc, WI 53968; Duane J Jirik 1006 3rd St NE, New Prague, MN 56071; Michael S Hosek 5747 Harding Dr, Lincoln, NE 68521; Mary K Bradley PO Box 432, Frankfort, MI 49635; Maria Ferrante-Schepis 2008 Aiken Court, McKees Rocks, PA 15136; Daniel L Shinnick 8982 Domini Rd, Mt. Horeb, WI 53572; Donald M Nieland 4402 Banar Ave SW, Cedar Rapids, IA 52404; Phyllis A Heleniak 920 Tipperary St, Giberts, IL 60136; David J Schlesser 9718 Gilded Cider Blvd, Verona, WI 53593; Michelle M Maffet 204 Noel Way, Verona, WI 53593; Mary F Hale 85 Shepard Rd, West Hartford, CT 06110.”

Form 990, Part VI, Section B, Line 11B

“The accounting department completed the Form 990 and gave a copy to the CFO to review. Following the review by the CFO, the CEO was given a copy to review. The completed 990 was then emailed to the eight independent directors for their review.”

Form 990, Part VI, Section B, Line 12C

“Conflict of interest questionnaires are required from all officers, directors and key employees annually stating any conflict they may have. If there are any stated, the governing body determines any needed action.”

Form 990, Part VI, Section B, Line 15

“A board-appointed compensation committee annually reviews the compensation of the CEO along with the other officers of the organization. Outside salary surveys of similar fraternal benefit societies, data concerning similar positions in the area, the performance and financial status of the society, general cost of living/inflation increases, and general economic conditions are taken into consideration. The recommendations of the compensation committee are then considered by the full board of directors and are either approved or modified. Information regarding the positions to which this process applies and the latest review periods follow: CEO/Board Chair/President - 3/2024, CFO - 11/2023, SVP-Strategic Initiatives/Corporate Secretary - 3/2024, VP-Member Services - 3/2024, SVP-Member Experience - 3/2024, SVP-IT/Secretary - 3/2023, VP-National Sales - 3/2024, Chief Distribution Officer - 11/2024, Chief Operating Officer - 2/2024, VP-Talent Management - 2/2024.”

Form 990, Part VI, Section C, Line 19

“The governing documents are filed with our state of domicile (Wisconsin) when any changes are made, published periodically in our official publication, BetterLife magazine, and available upon request. The financial statements are published annually in BetterLife magazine and are filed quarterly with the NAIC and with the states that require them. The conflict of interest policy is available upon request.”

Filing and Contact Details

Filer

Filer Name
Betterlife
EIN
42-0594470
Phone
6088331936
Address
6522 Grand Teton Plaza, Madison, WI 53719

Signing Officer

Name
Derek Metcalf
Title
CFO
Phone
6088246045
Signed
2025-05-14

Organization Details

Principal Officer
Christopher Campbell
Formed
1897
Legal Domicile
Wi
Voting Board Members
9
Independent Board Members
8
Employees
88
Volunteers
28,677
Supplemental Narrative

Financial Statement Notes

Schedule D, Part IV, Line 2B

“Branch/lodge funds obtained by closing unused branch/lodge bank accounts are held by BetterLife to be used for other fraternal activities.”

Raw XML AppendixShowing 400 of 1,106 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01374017
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01268651
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Fraternal Benefit Society - As a fraternal benefit insurance society, our mission is to help our members protect their families' financial futures, build better lives, and better their communities.
IRS990/AdvertisingGrp/TotalAmt0625080
IRS990/AllOtherExpensesGrp/TotalAmt01523431
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt035889294
IRS990/BooksInCareOfDetail/PersonNm0Derek Metcalf
IRS990/BooksInCareOfDetail/PhoneNum06088246087
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt06522 Grand Teton Plaza
IRS990/BooksInCareOfDetail/USAddress/CityNm0Madison
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd053719
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0-2034762
IRS990/CashNonInterestBearingGrp/EOYAmt01590266
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt08
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt02799498
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt0124186
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0546063
IRS990/ContractorCompensationGrp/CompensationAmt1492777
IRS990/ContractorCompensationGrp/CompensationAmt2461949
IRS990/ContractorCompensationGrp/CompensationAmt3325960
IRS990/ContractorCompensationGrp/CompensationAmt4265550
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt030 West Monroe Street
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt13510 South First Avenue Circle
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2830 West Main Street
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3100 1st Ave NE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4222 Valley Creek Boulevard
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt03rd Floor
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt1Suite 46
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt2Ste 117
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine2Txt3Suite 300
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0Chicago
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1Sioux Falls
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2Lake Zurich
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3Cedar Rapids
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4Exton
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1SD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3IA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4PA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd060603
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd157105
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd260047
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd352401
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd419341
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0Asset Allocation & Management Inc
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1Griffith Ballard & Company
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2Ipipeline Inc
IRS990/ContractorCompensationGrp/ContractorName/PersonNm0Paulsen Agency
IRS990/ContractorCompensationGrp/ContractorName/PersonNm1MVP Advisory Group LLC
IRS990/ContractorCompensationGrp/ServicesDesc0Investment Managers
IRS990/ContractorCompensationGrp/ServicesDesc1Marketing Consultants
IRS990/ContractorCompensationGrp/ServicesDesc2Technology Consultants
IRS990/ContractorCompensationGrp/ServicesDesc3Actuarial Consultants
IRS990/ContractorCompensationGrp/ServicesDesc4Technology Vendor
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt035889294
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt024819005
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt063526747
IRS990/CYRevenuesLessExpensesAmt0-5697449
IRS990/CYSalariesCompEmpBnftPaidAmt08515897
IRS990/CYTotalExpensesAmt069224196
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt063526747
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0233986
IRS990/DeferredRevenueGrp/EOYAmt0206534
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0392896
IRS990/Desc0FRATERNAL ACTVITIES AND PROGRAMS - BetterLife provides activity funding to fraternal groups, varying in amount. Funds support various initiatives: A. Community Benefit: BetterLife members organize projects aiding scholarship programs, blood drives, and more. B. Fundraisers and Matching Funds: Grants are offered for fundraising events supporting members in need. C. Family Activities: Events like picnics and holiday parties foster family bonds. D. Educational Leadership: Seminars train volunteers for community outreach. E. Patriotic Programs: Support for Flag Day observances, veteran and school initiatives. F. Fraternal Support: Activities maintaining group cohesion and development. G. Fraternal Services: Resources for national mission implementation. 2024 Statistics for A-G: $378,831 Activity Payments; 28,677 Volunteer Hours; $41,727 Corporate Donations; $120,899 Fundraising Funds Raised; $22,015 Fundraising Funds Matched by BetterLife. FRATERNAL BENEFIT PROGRAM: BetterLife offers non-contractual fraternal benefits to members at no extra cost, alongside their life insurance coverage: A. Disaster Benefit: Grants of up to $1,500 for expenses incurred from natural disasters. B. Health Benefit: Grants of up to $1,500 for specific disease expenses. C. Family Fraternal Benefit: Includes newborn death benefit and guaranteed insurance. D. Family Benefit: Offers twenty $1,000 awards yearly for various family expenses. E. Member Magazine: Quarterly publication covering member activities and services. F. Orphan Income Benefit: Monthly allowance for orphan care until age 18. G. Orphan Scholarship Benefit: Up to $3,000 yearly for orphaned child education. H. National Scholarship Program: Awards scholarships to young members involved in community service. I. Members in Action: Grants up to $200 twice yearly for local service projects. 2024 Statistics for A-I: $0 (A), $24,500 (B); $5,000 (C); $14,000 (D); $155,556 (E); $9,600 (F); $2,000 (G); $73,500 (H); $8,172 (I). LODGE SYSTEM: BetterLife operates through local fraternal lodges known as Member Groups. Each member belongs to a specific group, which hosts planning meetings, biennial elections, and conducts activities within an assigned area. These groups adhere to Society bylaws and organize various benevolent, charitable, educational, and patriotic initiatives within their communities.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt088
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt046536
IRS990/EscrowAccountLiabilityGrp/EOYAmt042748
IRS990/ExpenseAmt02137989
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0551354
IRS990/FeesForServicesLegalGrp/TotalAmt0257434
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt01423198
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt0660974
IRS990/ForeignActivitiesInd01
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.5
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.5
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt150
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt160
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt170
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt180
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt190
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt200
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt210
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt220
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt230
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt240
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt250
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt260.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt270
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt150
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt166.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt174
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt184
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt194
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt204
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt214
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt224
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt234
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt250
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2640
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt270
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd1X
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd2X
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd3X
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd4X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd9X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt067598
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt172983
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt271426
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt367341
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt419254
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt524244
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt66568
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt725423
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt819557
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt930408
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1038310
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1112861
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1216457
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt134417
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt142846
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt210
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt220
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt230
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt240
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt250
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt261017
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt270
IRS990/Form990PartVIISectionAGrp/PersonNm0Christopher Campbell
IRS990/Form990PartVIISectionAGrp/PersonNm1Matthew P Mikulcik
IRS990/Form990PartVIISectionAGrp/PersonNm2Derek J Metcalf
IRS990/Form990PartVIISectionAGrp/PersonNm3Angel L Thomas
IRS990/Form990PartVIISectionAGrp/PersonNm4Craig A Van Dyke
IRS990/Form990PartVIISectionAGrp/PersonNm5Jenna M Dunker
IRS990/Form990PartVIISectionAGrp/PersonNm6Rebecca K Lureen
IRS990/Form990PartVIISectionAGrp/PersonNm7William J Rutten
IRS990/Form990PartVIISectionAGrp/PersonNm8Donald M Nieland
IRS990/Form990PartVIISectionAGrp/PersonNm9David J Schlesser
IRS990/Form990PartVIISectionAGrp/PersonNm10Mary F Hale
IRS990/Form990PartVIISectionAGrp/PersonNm11Sean M Dailey
IRS990/Form990PartVIISectionAGrp/PersonNm12Michelle M Maffet
IRS990/Form990PartVIISectionAGrp/PersonNm13Kaye R DeMartino
IRS990/Form990PartVIISectionAGrp/PersonNm14Phyllis A Heleniak
IRS990/Form990PartVIISectionAGrp/PersonNm15George F Yanna
IRS990/Form990PartVIISectionAGrp/PersonNm16John T McHugh Jr
IRS990/Form990PartVIISectionAGrp/PersonNm17Mary K Bradley
IRS990/Form990PartVIISectionAGrp/PersonNm18Maria Ferrante-Schepis
IRS990/Form990PartVIISectionAGrp/PersonNm19Michael S Hosek
IRS990/Form990PartVIISectionAGrp/PersonNm20Duane J Jirik
IRS990/Form990PartVIISectionAGrp/PersonNm21Nancy Nelson Heykes
IRS990/Form990PartVIISectionAGrp/PersonNm22Daniel L Shinnick
IRS990/Form990PartVIISectionAGrp/PersonNm23Brenda L Stone Sullivan
IRS990/Form990PartVIISectionAGrp/PersonNm24Maureen O'Hern Hahn
IRS990/Form990PartVIISectionAGrp/PersonNm25Thomas R Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm26Dudley J Simmons
IRS990/Form990PartVIISectionAGrp/PersonNm27John E Rashke
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0555540
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1301443
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2270707
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3211170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4228042
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5194244
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6204607
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7180185
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8173518
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9155964
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10120689
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11142538
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12138515
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13147246
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14118908
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1562532
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1657055
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1743470
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1843470
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1943470
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2043470
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2143470
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2243470
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2343470
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2443470
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2540000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2633904
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2734625
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Chair/CEO/President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chief Operating Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt2CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt3SVP-Member Experience
IRS990/Form990PartVIISectionAGrp/TitleTxt4Former Officer and Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5SVP-Strategic Initiatives/Corporate Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6Manager-Independent Sales
IRS990/Form990PartVIISectionAGrp/TitleTxt7External Wholesaler/Senior Sales Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8SVP-IT/Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP-National Sales
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director-Member Sales
IRS990/Form990PartVIISectionAGrp/TitleTxt11Senior Director-Actuarial Pricing and Product Design
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP-Member Services
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP-Talent Management
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP-Direct to Consumer
IRS990/Form990PartVIISectionAGrp/TitleTxt15Former Director
IRS990/Form990PartVIISectionAGrp/TitleTxt16Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt17Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt18Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt19Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt20Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt21Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt22Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt23Independent Director
IRS990/Form990PartVIISectionAGrp/TitleTxt24Former Director
IRS990/Form990PartVIISectionAGrp/TitleTxt25Former Director
IRS990/Form990PartVIISectionAGrp/TitleTxt26Chief Distribution Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt27Former Director
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01897
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt063526747
IRS990/GroupExemptionNum00125
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt021
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0975031
IRS990/InsuranceGrp/TotalAmt0160073
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0587187282
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0569365705
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01919290
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0582936
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0578440
IRS990/LandBldgEquipCostOrOtherBssAmt02497730
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$586,620,274
Liabilities
$526,401,594
Net assets
$60,218,680
Revenue
$63,526,747
Expenses
$69,224,196
Net income
-$5,697,449
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$587$526$60.2$63.5$69.2$5.70
2023Summary only. Only limited summary data is available for this year.$604$539$64.8$64.3$69.7$5.47
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$622$552$70.0$51.2$62.8$11.6
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$649$593$55.7$59.4$61.5$2.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$302$282$20.7$25.1$27.6$2.47
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$304$281$23.1$29.8$30.2$0.40
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$302$278$23.7$29.1$29.5$0.41
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$298$274$24.3$30.3$30.0$0.34
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$295$271$24.0$30.0$29.9$0.11
2015Detailed filing. Detailed filing data is available for this year.$288$264$23.9$28.9$28.2$0.68
2014Detailed filing. Detailed filing data is available for this year.$282$259$23.3$31.1$29.9$1.18
2013Detailed filing. Detailed filing data is available for this year.$274$252$22.3$33.1$33.0$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$265$243$22.4$35.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$251$229$22.4$32.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$241$219$21.7$29.9
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2024 filings • 501(c)8 • $250M-$1B nonprofits