Civic Intelligence

The Municipal Credit Union

EIN 42-0428002 • 501(c)14 • Sioux City, IA

View Organization Page

Profile

State chartered credit union

103 South FairmountSioux City, IA 51106

www.municipalcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

76th percentile

0.90x

Higher debt load relative to assets than 76% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2021

Liabilities / Revenue

94th percentile

29.58x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2021

Net Margin

71st percentile

16%

Higher net margin than 71% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2021

Top Officer Pay

11th percentile

$0

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2021

Asset Growth

89th percentile

8.3%

Faster asset growth than 89% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2020 to 2021

Revenue Growth

8th percentile

-12%

Faster revenue growth than 8% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets76th percentile

Assets

Up

$22,423,037

Up $1,722,913 (+8.3%) from 2020

Liabilities

Up

$20,205,671

Up $1,612,720 (+8.7%) from 2020

Net Assets

Up

$2,217,366

Up $110,193 (+5.2%) from 2020

Operations
Liabilities / Revenue94th percentileNet Margin71st percentile

Revenue

Down

$683,074

Down $96,399 (-12%) from 2020

Expenses

Down

$572,881

Down $31,414 (-5.2%) from 2020

Net Income

Down

$110,193

Down $64,985 (-37%) from 2020

Trend Graphs

Balance Sheet Trend

Asset Growth89th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $11,401,318Liabilities 2010: $10,208,780Net Assets 2010: $1,192,5382010Assets 2011: $12,945,011Liabilities 2011: $11,727,679Net Assets 2011: $1,217,3322011Assets 2012: $13,504,985Liabilities 2012: $12,265,967Net Assets 2012: $1,239,0182012Assets 2013: $14,531,822Liabilities 2013: $13,244,425Net Assets 2013: $1,287,3972013Assets 2014: $14,972,195Liabilities 2014: $13,645,022Net Assets 2014: $1,327,1732014Assets 2015: $16,086,803Liabilities 2015: $14,664,956Net Assets 2015: $1,421,8472015Assets 2016: $15,944,554Liabilities 2016: $14,444,920Net Assets 2016: $1,499,6342016Assets 2017: $17,804,843Liabilities 2017: $16,212,590Net Assets 2017: $1,592,2532017Assets 2018: $17,412,420Liabilities 2018: $15,660,308Net Assets 2018: $1,752,1122018Assets 2019: $17,269,400Liabilities 2019: $15,337,405Net Assets 2019: $1,931,9952019Assets 2020: $20,700,124Liabilities 2020: $18,592,951Net Assets 2020: $2,107,1732020Assets 2021: $22,423,037Liabilities 2021: $20,205,671Net Assets 2021: $2,217,3662021

Highlighted filing

2021

Assets$22,423,037
Liabilities$20,205,671
Net Assets$2,217,366
Open 2021 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0Expenses 2010: $512,8382010Expenses 2011: $530,8482011Expenses 2012: $481,8352012Revenue 2013: $516,493Expenses 2013: $468,114Net Income 2013: $48,3792013Revenue 2014: $550,177Expenses 2014: $510,401Net Income 2014: $39,7762014Revenue 2015: $561,928Expenses 2015: $467,254Net Income 2015: $94,6742015Revenue 2016: $589,602Expenses 2016: $511,815Net Income 2016: $77,7872016Revenue 2017: $665,071Expenses 2017: $572,452Net Income 2017: $92,6192017Revenue 2018: $795,090Expenses 2018: $635,231Net Income 2018: $159,8592018Revenue 2019: $853,574Expenses 2019: $673,691Net Income 2019: $179,8832019Revenue 2020: $779,473Expenses 2020: $604,295Net Income 2020: $175,1782020Revenue 2021: $683,074Expenses 2021: $572,881Net Income 2021: $110,1932021

Highlighted filing

2021

Revenue$683,074
Expenses$572,881
Net Income$110,193
Open 2021 Filing

Filings

Most recent year

2021 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$22,423,037
Liabilities
$20,205,671
Net assets
$2,217,366
Revenue
$683,074
Expenses
$572,881
Net income
$110,193
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.4$20.2$2.22$0.68$0.57$0.11
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.7$18.6$2.11$0.78$0.60$0.18
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.3$15.3$1.93$0.85$0.67$0.18
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.4$15.7$1.75$0.80$0.64$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.8$16.2$1.59$0.67$0.57$0.09
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.9$14.4$1.50$0.59$0.51$0.08
2015Detailed filing. Detailed filing data is available for this year.$16.1$14.7$1.42$0.56$0.47$0.09
2014Detailed filing. Detailed filing data is available for this year.$15.0$13.6$1.33$0.55$0.51$0.04
2013Detailed filing. Detailed filing data is available for this year.$14.5$13.2$1.29$0.52$0.47$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.5$12.3$1.24$0.48
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.9$11.7$1.22$0.53
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.4$10.2$1.19$0.51
Latest Detailed Filing

The latest 2021 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2018 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Mar 15, 2019
Return Version
2018v3.1
Gross Receipts
$795,090
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$8,780,489$9,311,160▲ $530,671
Savings and Temporary Cash Investments$7,519,031$5,939,000▼ $1,580,031
Cash and Non-Interest-Bearing Accounts$1,077,903$1,756,847▲ $678,944
Rtn Earn Endowment Incm Other Fnds$1,592,253$1,752,112▲ $159,859
Land, Buildings, and Equipment, Net$122,174$111,726▼ $10,448
Prepaid Expenses and Deferred Charges$30,997$67,951▲ $36,954
Accounts Receivable$130,067$64,141▼ $65,926
Total Assets$17,804,843$17,412,420▼ $392,423
Other Assets Total$144,182$161,595▲ $17,413
Liabilities
Other Liabilities$16,159,493$15,617,592▼ $541,901
Accounts Payable and Accrued Expenses$53,097$42,716▼ $10,381
Total Liabilities$16,212,590$15,660,308▼ $552,282
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,592,253$1,752,112▲ $159,859
Total Liabilities and Net Assets / Fund Balance$17,804,843$17,412,420▼ $392,423

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$31,583$186,027$217,610
Buildings$23,862$156,144$180,006
Land$56,281-$56,281
Other Assets Org$161,595--
Compensation and Service Providers
Top Officer Pay11th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Roger HakeCEOFT$65,000$65,000

Board Members and Trustees

NameTitle
Arlo HerboldBoard Member
Dan WeaklyBoard Member
David McwilliamsBoard Member
Debra BoetgerBoard Member
Don TrometerBoard Member
Glenn ParrettBoard Member
James KavanaughBoard Member
Judy NichollsBoard Member
Ken SouthBoard Member
Mike HammBoard Member
Monette HarbeckBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$657,332
Investment Income
$137,758
Other Revenue
$0
Change in Net Assets
$159,859
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$418,047
Salaries, Compensation, and Employee Benefits$217,184
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$190,174--$190,174
Office Expenses$80,731--$80,731
Other Expenses$77,500--$77,500
All Other Expenses$59,103--$59,103
Occupancy$31,162--$31,162
Payroll Taxes$15,224--$15,224
Pension Plan Contributions$9,900--$9,900
Advertising$8,472--$8,472
Information Technology$4,141--$4,141
Fees for Services Accounting$3,685--$3,685
Fees for Services Legal$3,326--$3,326
Conferences and Meetings$2,996--$2,996
Other Employee Benefits$1,886--$1,886
Travel$1,248--$1,248
Total Functional Expenses$635,231$0$0$635,231
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$14,549,643
Member Share Certificates$1,067,949
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“Form 990, part vi, line 6 - classes of members or stockholdersall depositors are considered members.”

Member election for additional members Part VI line 7A

“The credit union members elect on an annual basis the members of the board of directors.”

Governing body decisions Part VI line 7B

“Any proposed mergers must be approved by the majority of the membership.”

Form 990 governing body review Part VI line 11

“No review was or will be conducted.”

Conflict of interest policy compliance Part VI line 12C

“The security matrix on the data processing system prohibits employees and dirctors from initiating transactions on all accounts listed on their confilict of interest disclosure statement, which is updated annually.”

CEO executive director top management comp Part VI line 15A

“The personnel committee makes a recommendation to the board of direcotrs at the end of the year for management and staff salaries. They do review salaries locally and from other data. The information presented is kept and is in the board minutes on motions of approval.”

Governing documents etc available to public Part VI line 19

“The monthly financial statements are posted in the credit union lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”

Filing and Contact Details

Filer

Filer Name
The Municipal Credit Union
EIN
42-0428002
Address
103 SOUTH FAIRMOUNT, SIOUX CITY, IA 51106

Signing Officer

Name
Roger Hakke
Title
CEO
Phone
7122553400
Signed
2019-03-15
Discuss with paid preparer
Yes

Organization Details

Formed
1938
Legal Domicile
Ia
Voting Board Members
11
Independent Board Members
11
Employees
7
Volunteers
16

Preparer

Firm
Henry Wood CPA
Address
BOX 421, MOVILLE, IA 51039
Preparer
Henry Wood
Phone
7123335075
Raw XML AppendixShowing 400 of 407 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDesc0STATE CHARTERED CREDIT UNION
IRS990/AdvertisingGrp/ProgramServicesAmt08472
IRS990/AdvertisingGrp/TotalAmt08472
IRS990/AllOtherExpensesGrp/ProgramServicesAmt059103
IRS990/AllOtherExpensesGrp/TotalAmt059103
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IRS990/BooksInCareOfDetail/PersonNm0ROGER HAKE
IRS990/BooksInCareOfDetail/PhoneNum07122553400
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0103 SOUTH FAIRMOUNT
IRS990/BooksInCareOfDetail/USAddress/CityNm0SIOUX CITY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd051106
IRS990/BusinessRlnWithFamMemInd0false
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IRS990/CashNonInterestBearingGrp/BOYAmt01077903
IRS990/CashNonInterestBearingGrp/EOYAmt01756847
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt02996
IRS990/ConferencesMeetingsGrp/TotalAmt02996
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IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
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IRS990/CYInvestmentIncomeAmt0137758
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IRS990/CYRevenuesLessExpensesAmt0159859
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0795090
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0TO PROVIDE FINANCIAL SERVICES TO MEMBERS - SHARE SAVINGS AND LOANS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
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IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
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IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
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IRS990/MissionDesc0STATE CHARTERED CREDIT UNION
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IRS990/OfficeExpensesGrp/TotalAmt080731
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IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0144182
IRS990/OtherAssetsTotalGrp/EOYAmt0161595
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt01886
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01886
IRS990/OtherExpensesGrp/Desc0DATA PROCESSING
IRS990/OtherExpensesGrp/Desc1HOME BANKING AND DEBIT CARDS
IRS990/OtherExpensesGrp/Desc2DIVIDEND EXPENSE
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
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IRS990/OtherExpensesGrp/ProgramServicesAmt128296
IRS990/OtherExpensesGrp/ProgramServicesAmt268008
IRS990/OtherExpensesGrp/ProgramServicesAmt377500
IRS990/OtherExpensesGrp/TotalAmt049379
IRS990/OtherExpensesGrp/TotalAmt128296
IRS990/OtherExpensesGrp/TotalAmt268008
IRS990/OtherExpensesGrp/TotalAmt377500
IRS990/OtherLiabilitiesGrp/BOYAmt016159493
IRS990/OtherLiabilitiesGrp/EOYAmt015617592
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0190174
IRS990/OtherSalariesAndWagesGrp/TotalAmt0190174
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt09311160
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IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt015224
IRS990/PayrollTaxesGrp/TotalAmt015224
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt09900
IRS990/PensionPlanContributionsGrp/TotalAmt09900
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt030997
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IRS990/ProfessionalFundraisingInd0false
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IRS990/ProgramServiceRevenueGrp/BusinessCd2522291
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1111408
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt215764
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0530160
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1111408
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt215764
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0121663
IRS990/PYOtherExpensesAmt0345720
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IRS990/PYRevenuesLessExpensesAmt092619
IRS990/PYSalariesCompEmpBnftPaidAmt0226732
IRS990/PYTotalExpensesAmt0572452
IRS990/PYTotalRevenueAmt0665071
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0159859
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0657332
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01592253
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01752112
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IRS990/SavingsAndTempCashInvstGrp/EOYAmt05939000
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt0156144
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0180006
IRS990ScheduleD/EquipmentGrp/BookValueAmt031583
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0186027
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0217610
IRS990ScheduleD/LandGrp/BookValueAmt056281
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt056281
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0161595
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NCUA INSURANCE DEPOSIT
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11067949
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBER SHARE CERTIFICATES
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IRS990ScheduleD/TotalBookValueOtherAssetsAmt0161595
IRS990ScheduleD/TotalLiabilityAmt015617592
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990, PART VI, LINE 6 - CLASSES OF MEMBERS OR STOCKHOLDERSALL DEPOSITORS ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANY PROPOSED MERGERS MUST BE APPROVED BY THE MAJORITY OF THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRCTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFILICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE PERSONNEL COMMITTEE MAKES A RECOMMENDATION TO THE BOARD OF DIRECOTRS AT THE END OF THE YEAR FOR MANAGEMENT AND STAFF SALARIES. THEY DO REVIEW SALARIES LOCALLY AND FROM OTHER DATA. THE INFORMATION PRESENTED IS KEPT AND IS IN THE BOARD MINUTES ON MOTIONS OF APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Governing documents etc available to public Part VI line 19
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IRS990/SubjectToProxyTaxInd0false
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IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsEOYAmt017412420
IRS990/TotalAssetsGrp/BOYAmt017804843
IRS990/TotalAssetsGrp/EOYAmt017412420
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IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0635231
IRS990/TotalFunctionalExpensesGrp/TotalAmt0635231
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt016212590
IRS990/TotalLiabilitiesEOYAmt015660308
IRS990/TotalLiabilitiesGrp/BOYAmt016212590
IRS990/TotalLiabilitiesGrp/EOYAmt015660308
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01592253
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01752112
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0635231
IRS990/TotalProgramServiceRevenueAmt0657332
IRS990/TotalReportableCompFromOrgAmt065000
IRS990/TotalRevenueGrp/ExclusionAmt0137758
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0657332
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0795090
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt016
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt017804843
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt017412420
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt01248
IRS990/TravelGrp/TotalAmt01248
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt011
IRS990/WebsiteAddressTxt0WWW.MUNICIPALCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ROGER HAKKE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07122553400
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-03-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE MUNICIPAL CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MUNI
ReturnHeader/Filer/EIN0420428002
ReturnHeader/Filer/USAddress/AddressLine1Txt0103 SOUTH FAIRMOUNT
ReturnHeader/Filer/USAddress/CityNm0SIOUX CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd051106
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0C96192D8DCD8941DC17496806CAA486EA8A882E3
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0C96192D8DCD8941DC17496806CAA486EA8A882E3
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId042047720190731d3fb3y
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02019-03-14
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt045.78.130.247
ReturnHeader/FilingSecurityInformation/IPDt02019-03-14
ReturnHeader/FilingSecurityInformation/IPTm011:16:17
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0464426770
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HENRY WOOD CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0BOX 421
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MOVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd051039

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