Chicago Central Commerce Credit Union

“Organized with members of stockholders”

“At each annual meeting, members have one vote. At each annual meeting, one member shall be elected to fill each board of director position vacated by reason of an expiring term or other cause.”

“The majority of members present at any meeting may vote to modify, amend or reverse any act of the board of directors or instruct the boaard to take action not inconsistent with the articles, bylaws, or the iowa code. In order to be binding upon the board of directors, any action requires an affirmative vote of a majority of eligible members.”

“NO”

“The form 990 is reviewed by board members following completion.”

“The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request. Financial statements are also posted in the main office of the credit union.”

“Board approves compensation”

“Board approves compensation”

“At the board meeting following the completed return date.”

“Credit unions create a source of credit at a fair and reasonable rate of interest, encourage habits of thrift among their members, and provide an opportunity for their members to use and control their own money on a democratic basis in order to improve their economic and social condition.”

“Credit unions create a source of credit at a fair and reasonable rate of interest, encourage habits of thrift among their members, and provide an opportunity for their members to use and control their own money on a democratic basis in order to improve their economic and social condition.”

“Loan service fees 3,367 0 0 share draft expenses 723 0 0 atira card fees 5,595 0 0 association dues 1,664 0 0 annual meeting 1,680 0 0 use taxes 310 0 0 misc 57 0 0 bad debt expense 32,514 0 0 total 45,910 0 0”