Liabilities / Assets
79th percentile
Higher debt load relative to assets than 79% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
79th percentile
Higher debt load relative to assets than 79% of similar nonprofits.
Liabilities / Revenue
46th percentile
Higher debt load relative to revenue than 46% of similar nonprofits.
Net Margin
42nd percentile
Higher net margin than 42% of similar nonprofits.
Top Officer Pay
64th percentile
Higher top officer pay than 64% of similar nonprofits.
Top officer pay equals 2.5% of source-year revenue.
Asset Growth
83rd percentile
Faster asset growth than 83% of similar nonprofits.
Revenue Growth
63rd percentile
Faster revenue growth than 63% of similar nonprofits.
Assets
Up$338,912,946
Up $29,315,848 (+9.5%) from 2013
Net Assets
Up$30,255,799
Up $3,335,382 (+12%) from 2013
Liabilities
Up$308,657,147
Up $25,980,466 (+9.2%) from 2013
Revenue
Up$17,436,170
Up $641,249 (+3.8%) from 2013
Expenses
Up$15,103,127
Up $731,997 (+5.1%) from 2013
Net Income
Down$2,333,043
Down $90,748 (-3.7%) from 2013
State chartered credit union
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $209,846,402 | $251,308,276 | ▲ $41,461,874 |
| Investments in Publicly Traded Securities | $55,252,136 | $44,559,607 | ▼ $10,692,529 |
| Rtn Earn Endowment Incm Other Fnds | $19,042,366 | $21,881,803 | ▲ $2,839,437 |
| Land, Buildings, and Equipment, Net | $12,921,893 | $15,490,043 | ▲ $2,568,150 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $7,878,051 | $8,373,996 | ▲ $495,945 |
| Savings and Temporary Cash Investments | $16,243,553 | $7,906,589 | ▼ $8,336,964 |
| Cash and Non-Interest-Bearing Accounts | $1,431,598 | $4,777,199 | ▲ $3,345,601 |
| Prepaid Expenses and Deferred Charges | $668,720 | $836,047 | ▲ $167,327 |
| Accounts Receivable | $34,498 | $57,892 | ▲ $23,394 |
| Total Assets | $309,597,098 | $338,912,946 | ▲ $29,315,848 |
| Other Assets Total | $13,198,298 | $13,977,293 | ▲ $778,995 |
| Liabilities | |||
| Other Liabilities | $273,029,894 | $262,822,131 | ▼ $10,207,763 |
| Mortgage Notes Payable Secured by Investment Property | $7,000,000 | $42,861,118 | ▲ $35,861,118 |
| Accounts Payable and Accrued Expenses | $2,646,787 | $2,973,898 | ▲ $327,111 |
| Total Liabilities | $282,676,681 | $308,657,147 | ▲ $25,980,466 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $26,920,417 | $30,255,799 | ▲ $3,335,382 |
| Total Liabilities and Net Assets / Fund Balance | $309,597,098 | $338,912,946 | ▲ $29,315,848 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $10,355,318 | $2,615,841 | $12,971,159 |
| Equipment | $1,595,281 | $4,270,904 | $5,866,185 |
| Land | $3,539,444 | - | $3,539,444 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| James Hagerman | President | FT | $256,844 | $178,082 | $434,926 |
| Jennifer Lorenz | Executive VP | FT | $168,557 | $130,996 | $299,553 |
| Tracy Taylor | VP of Lendin | FT | $136,591 | $54,535 | $191,126 |
| Tracy Taylor | VP of Lending | - | $122,423 | $92,876 | $191,126 |
| Joannie Bruns | Sr VP Member | FT | $131,506 | $57,025 | $188,531 |
| Joannie Bruns | Sr VP Member Service | - | $95,597 | $68,761 | $188,531 |
| Larry Potter | Director of Mortg | FT | $120,613 | $29,122 | $149,735 |
| Richard Head | Director of | FT | $105,534 | $13,998 | $119,532 |
| Name | Title |
|---|---|
| Darla Petersen | Board Member |
| Howard Rattner | Board Member |
| Joan Auterman | Board Member |
| Joyce Fowler | Board Member |
| Kent Baker | Board Member |
| Loren Hartelt | Board Member |
| Margaret Eichorn | Board Member |
| Mike Gillen | Board Member |
| Veryl Sievers | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $8,438,090 |
| Salaries, Compensation, and Employee Benefits | $6,665,037 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $4,257,911 |
| Other Employee Benefits | - | - | - | $926,485 |
| Office Expenses | - | - | - | $915,612 |
| Depreciation Depletion | - | - | - | $807,933 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $734,480 |
| Other Expenses | - | - | - | $682,908 |
| All Other Expenses | - | - | - | $537,636 |
| Occupancy | - | - | - | $482,556 |
| Advertising | - | - | - | $457,551 |
| Pension Plan Contributions | - | - | - | $386,384 |
| Payroll Taxes | - | - | - | $359,777 |
| Interest | - | - | - | $304,246 |
| Conferences and Meetings | - | - | - | $244,738 |
| Insurance | - | - | - | $94,449 |
| Fees for Services Accounting | - | - | - | $29,784 |
| Fees for Services Legal | - | - | - | $9,631 |
| Total Functional Expenses | $0 | $0 | $0 | $15,103,127 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $15,103,127 |
| Total Expenses per Audited Statements | $15,103,127 |
| Total Expenses per Form 990 | $15,103,127 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $262,822,131 |
“All depositors are considered members.”
“The credit union members elect on an annual basis the members of the board of directors.”
“Any proposed mergers must be approved by a majority of the membership.”
“No review was or will be conducted.”
“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”
“The process for determining compensation for the ceo includes a comparison of compensation for similarly qualified persons in comparable positions, review and approval by the board of directors and is documented in the board minutes. The last review was conducted in december 2014.”
“The process for determining compensation for the key employees includes a comparison of compensation for similarly qualified persons in comparable positions, review and approval by the board of directors and is documented in the board minutes. The last review was conducted in december 2014.”
“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”
“N/A”
“The credit union provides financial services to its members. All income and expenses are deemed related to the overall objective of member services.”
“Net change in investment valuation reserve 1,031,621 net change in prefunded emp benefit valuation res. 29,282”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2646787 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2973898 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 34498 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 57892 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 457551 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 537636 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JAMES HAGERMAN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3193780101 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3015 BLAIRSFERRY RD NE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CEDAR RAPIDS |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 52402 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1431598 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 4777199 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 734480 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 244738 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1489522 |
| IRS990/CYOtherExpensesAmt | 0 | 8438090 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 15946648 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2333043 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 6665037 |
| IRS990/CYTotalExpensesAmt | 0 | 15103127 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 17436170 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 807933 |
| IRS990/Desc | 0 | N/A |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 117 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 29784 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 9631 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 82588 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 78136 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 54535 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 57025 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 29122 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 13998 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOAN AUTERMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KENT BAKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MARGARET EICHORN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MIKE GILLEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DARLA PETERSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | HOWARD RATTNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | VERYL SIEVERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JOYCE FOWLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | LOREN HARTELT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JAMES HAGERMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JENNIFER LORENZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | TRACY TAYLOR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | JOANNIE BRUNS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | LARRY POTTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | RICHARD HEAD |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 352338 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 221417 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 136591 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 131506 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 120613 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 105534 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | EXECUTIVE VP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | VP OF LENDIN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | SR VP MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | DIR OF MORTG |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | DIRECTOR OF |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 17436170 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 94449 |
| IRS990/InterestGrp/TotalAmt | 0 | 304246 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1489522 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1489522 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 55252136 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 44559607 |
| IRS990/IRPDocumentCnt | 0 | 9820 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 6886745 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 12921893 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 15490043 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 22376788 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 7000000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 42861118 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 26920417 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 30255799 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 482556 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 915612 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 13198298 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 13977293 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1002339 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 926485 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1993468 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1041030 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 836548 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 682908 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 273029894 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 262822131 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 4257911 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 209846402 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 251308276 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 359777 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 7878051 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 8373996 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 386384 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 668720 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 836047 |
| IRS990/PrincipalOfficerNm | 0 | JAMES HAGERMAN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MISCELLANEOUS INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 11105277 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 2558558 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 2282813 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 11105277 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2558558 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 2282813 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | N/A |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 1360121 |
| IRS990/PYOtherExpensesAmt | 0 | 7703462 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 15434800 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2423791 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 6667668 |
| IRS990/PYTotalExpensesAmt | 0 | 14371130 |
| IRS990/PYTotalRevenueAmt | 0 | 16794921 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2333043 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 19042366 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 21881803 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 16243553 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 7906589 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 10355318 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2615841 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 12971159 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 1595281 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 4270904 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 5866185 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 15103127 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 3539444 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 3539444 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 262822131 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 17436170 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 15490043 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 15103127 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 262822131 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 17436170 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 17436170 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 15103127 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990ScheduleJ/IndependentConsultantInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 256844 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 168557 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 122423 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 3 | 95597 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 24582 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 19610 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 14168 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 3 | 11736 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 62947 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 33250 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 2 | 24034 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 81856 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 58484 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 2 | 40420 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 3 | 35511 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 732 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 19652 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 2 | 14115 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 3 | 21514 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 70912 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 33250 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 2 | 24173 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JAMES HAGERMAN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | JENNIFER LORENZ |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 2 | TRACY TAYLOR |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 3 | JOANNIE BRUNS |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | EXECUTIVE VP |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 2 | VP OF LENDING |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 3 | SR VP MEMBER SERVICE |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 434926 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 299553 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 2 | 191126 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 3 | 188531 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SubstantiationRequiredInd | 0 | true |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | JAMES HAGERMAN 0 70,912 0 JENNIFER LORENZ 0 33,250 0 JOANNIE BRUNS 0 24,173 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE J, PAGE 1, PART I, LINE 4 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | true |
| IRS990ScheduleJ/TravelForCompanionsInd | 0 | X |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd | 0 | true |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO ITS MEMBERS. ALL INCOME AND EXPENSES ARE DEEMED RELATED TO THE OVERALL OBJECTIVE OF MEMBER SERVICES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ALL DEPOSITORS ARE CONSIDERED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE PROCESS FOR DETERMINING COMPENSATION FOR THE CEO INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2014. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE PROCESS FOR DETERMINING COMPENSATION FOR THE KEY EMPLOYEES INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2014. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | NET CHANGE IN INVESTMENT VALUATION RESERVE 1,031,621 NET CHANGE IN PREFUNDED EMP BENEFIT VALUATION RES. 29,282 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | IA |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 309597098 |
| IRS990/TotalAssetsEOYAmt | 0 | 338912946 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 309597098 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 338912946 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 117 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 15103127 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 282676681 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 308657147 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 282676681 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 308657147 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.