Civic Intelligence

Ernest C Oberholtzer Foundation

EIN 41-6042619 • Duluth, MN

1215 West Victoria StreetDuluth, MN 55811
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

30th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

30th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$1M-$5M nonprofits • Source year 2024

Net Margin

92nd percentile

68%

Higher net margin than 92% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Top Officer Pay

67th percentile

$0

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

$1M-$5M nonprofits • Source year 2024

Asset Growth

86th percentile

26%

Faster asset growth than 86% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

63rd percentile

16%

Faster revenue growth than 63% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$1,799,775

Up $375,381 (+26%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$1,799,775

Up $375,381 (+26%) from 2023

Revenue

Up

$553,705

Up $76,834 (+16%) from 2023

Expenses

Down

$178,394

Down $8,331 (-4.5%) from 2023

Net Income

Up

$375,311

Up $85,165 (+29%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $302,335Liabilities 2010: $0Net Assets 2010: $302,3352010Assets 2011: $319,904Liabilities 2011: $0Net Assets 2011: $319,9042011Assets 2012: $419,622Liabilities 2012: $0Net Assets 2012: $419,6222012Assets 2013: $483,511Liabilities 2013: $0Net Assets 2013: $483,5112013Assets 2014: $502,345Liabilities 2014: $0Net Assets 2014: $502,3452014Assets 2015: $571,081Liabilities 2015: $0Net Assets 2015: $571,0812015Assets 2016: $679,582Liabilities 2016: $0Net Assets 2016: $679,5822016Assets 2017: $794,398Liabilities 2017: $0Net Assets 2017: $794,3982017Assets 2018: $858,287Liabilities 2018: $0Net Assets 2018: $858,2872018Assets 2019: $874,444Liabilities 2019: $0Net Assets 2019: $874,4442019Assets 2020: $918,301Liabilities 2020: $0Net Assets 2020: $918,3012020Assets 2021: $994,969Liabilities 2021: $0Net Assets 2021: $994,9692021Assets 2022: $1,134,264Liabilities 2022: $0Net Assets 2022: $1,134,2642022Assets 2023: $1,424,394Liabilities 2023: $0Net Assets 2023: $1,424,3942023Assets 2024: $1,799,775Liabilities 2024: $0Net Assets 2024: $1,799,7752024

Highlighted filing

2024

Assets$1,799,775
Liabilities$0
Net Assets$1,799,775

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Expenses 2010: $87,0152010Expenses 2011: $83,6972011Expenses 2012: $113,4112012Revenue 2013: $167,106Expenses 2013: $103,217Net Income 2013: $63,8892013Revenue 2014: $129,112Expenses 2014: $110,277Net Income 2014: $18,8352014Revenue 2015: $174,656Expenses 2015: $105,921Net Income 2015: $68,7352015Revenue 2016: $208,525Expenses 2016: $100,023Net Income 2016: $108,5022016Revenue 2017: $227,363Expenses 2017: $112,551Net Income 2017: $114,8122017Revenue 2018: $188,203Expenses 2018: $124,314Net Income 2018: $63,8892018Revenue 2019: $137,646Expenses 2019: $121,489Net Income 2019: $16,1572019Revenue 2020: $157,005Expenses 2020: $113,143Net Income 2020: $43,8622020Revenue 2021: $198,860Expenses 2021: $122,192Net Income 2021: $76,6682021Revenue 2022: $284,038Expenses 2022: $142,240Net Income 2022: $141,7982022Revenue 2023: $476,871Expenses 2023: $186,725Net Income 2023: $290,1462023Revenue 2024: $553,705Expenses 2024: $178,394Net Income 2024: $375,3112024

Highlighted filing

2024

Revenue$553,705
Expenses$178,394
Net Income$375,311

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.80$0.00$1.80$0.55$0.18$0.38
2023Detailed filing. Detailed filing data is available for this year.$1.42$0.00$1.42$0.48$0.19$0.29
2022Detailed filing. Detailed filing data is available for this year.$1.13$0.00$1.13$0.28$0.14$0.14
2021Detailed filing. Detailed filing data is available for this year.$0.99$0.00$0.99$0.20$0.12$0.08
2020Detailed filing. Detailed filing data is available for this year.$0.92$0.00$0.92$0.16$0.11$0.04
2019Detailed filing. Detailed filing data is available for this year.$0.87$0.00$0.87$0.14$0.12$0.02
2018Detailed filing. Detailed filing data is available for this year.$0.86$0.00$0.86$0.19$0.12$0.06
2017Detailed filing. Detailed filing data is available for this year.$0.79$0.00$0.79$0.23$0.11$0.11
2016Detailed filing. Detailed filing data is available for this year.$0.68$0.00$0.68$0.21$0.10$0.11
2015Detailed filing. Detailed filing data is available for this year.$0.57$0.00$0.57$0.17$0.11$0.07
2014Detailed filing. Detailed filing data is available for this year.$0.50$0.00$0.50$0.13$0.11$0.02
2013Detailed filing. Detailed filing data is available for this year.$0.48$0.00$0.48$0.17$0.10$0.06
2012Detailed filing. Detailed filing data is available for this year.$0.42$0.00$0.42$0.11
2011Detailed filing. Detailed filing data is available for this year.$0.32$0.00$0.32$0.08
2010Detailed filing. Detailed filing data is available for this year.$0.30$0.00$0.30$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 26, 2025
Return Version
2024v5.2
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
GEORGE GLAZIERPresident-$0--
DAVID ROLLOFFVice President-$0--
KEIR JOHNSONTreasurer-$0--
NANCE KUNKELSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Ernest C Oberholtzer Foundation
EIN
41-6042619
Phone
6518674649
Address
1215 WEST VICTORIA STREET, DULUTH, MN 55811

Signing Officer

Name
Keir Johnson
Title
Treasurer
Phone
6518674649
Signed
2025-08-26
Discuss with paid preparer
Yes

Preparer

Firm
Chapman and Cutler Llp
Address
320 S CANAL STREET FLOOR 27, CHICAGO, IL 60606
Preparer
John Luchristt
Phone
3128453000
Raw XML AppendixShowing 400 of 944 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt727609
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt851754
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt994881
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt1025817
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt11103151
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt1266575
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt1377431
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt1479398
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt1573324
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt1682946
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt1781835
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt1880096
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt0ISHARES EAFE GRWTH ETF
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt1ISHARES INCORP CORE MSCI EMKT
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt2ISHARES TR CORE S&P 500
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt3ISHARES TR EAFE VALUE ETF
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt4ISHARES TR ESG AWR MSCI USA
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt5ISHARES TR US TREAS BD ETF
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt6SPDR PORTFOLIC S&P 500 VALUE ETF
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt7T ROWE PRICE TOTAL EQTY MARKET INDEX FD
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt8VANGUARD HIGH DIVIDEND YIELD ETF
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt9WISDOMTREE US MIDCAP DIVIDEND FD
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt10WISDOMTREE US QUALITY DIVIDEND GROWTH FUND
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt11WISDOMTREE US SMALLCAP QUALITY
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt12WISDOMTREE US TOTAL DIVIDEND FD
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt13CAPITAL GROUP FXD INC
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt14JPMORGAN CORE PLUS BOND ETF
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt15RBB FUND US TREAS 2 YEAR
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt16VANGUARD INTERMEDIATE-TERM
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt17VANGUARD UTLITIES ETF
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt18FIDELTY TOTAL BOND ETF
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt037764
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt177808
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt2105962
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt338565
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt468919
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt586175
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt664436
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt771308
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt861243
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt9113153
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt1032372
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt11122184
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt1281552
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt1376920
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt1478319
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt1572095
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt1680270
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt1777625
InvestmentsOtherSchedule2/InvestmentsOtherGrp/EOYFMVAmt1876279
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd0AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd1AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd2AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd3AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd4AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd5AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd6AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd7AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd8AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd9AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd10AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd11AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd12AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd13AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd14AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd15AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd16AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd17AT COST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/ListedAtCostOrFMVCd18AT COST
IRS990PF/AnalysisIncomeProducingActyGrp/DividendsAndInterestFromSecDtl/ExclusionAmt038615
IRS990PF/AnalysisIncomeProducingActyGrp/DividendsAndInterestFromSecDtl/ExclusionCd014
IRS990PF/AnalysisIncomeProducingActyGrp/GainSalesAstOthThanInvntryGrp/ExclusionAmt0170659
IRS990PF/AnalysisIncomeProducingActyGrp/GainSalesAstOthThanInvntryGrp/ExclusionCd018
IRS990PF/AnalysisIncomeProducingActyGrp/GrossProfitLossSlsOfInvntryGrp/ExclusionCd012
IRS990PF/AnalysisIncomeProducingActyGrp/GrossProfitLossSlsOfInvntryGrp/RelatedOrExemptFunctionIncmAmt049821
IRS990PF/AnalysisIncomeProducingActyGrp/IntOnSavAndTempCashInvstGrp/ExclusionAmt053
IRS990PF/AnalysisIncomeProducingActyGrp/IntOnSavAndTempCashInvstGrp/ExclusionCd014
IRS990PF/AnalysisIncomeProducingActyGrp/OtherInvestmentIncomeGrp/ExclusionAmt07067
IRS990PF/AnalysisIncomeProducingActyGrp/OtherInvestmentIncomeGrp/ExclusionCd015
IRS990PF/AnalysisIncomeProducingActyGrp/SubtotalsIncmProducingActyGrp/ExclusionAmt0216394
IRS990PF/AnalysisIncomeProducingActyGrp/SubtotalsIncmProducingActyGrp/RelatedOrExemptFunctionIncmAmt049821
IRS990PF/AnalysisIncomeProducingActyGrp/SubtotalsIncmProducingActyGrp/UnrelatedBusinessTaxblIncmAmt00
IRS990PF/AnalysisIncomeProducingActyGrp/TotalIncomeProducingActyAmt0266215
IRS990PF/AnalysisOfRevenueAndExpenses/AdjustedNetIncomeAmt097087
IRS990PF/AnalysisOfRevenueAndExpenses/CapGainNetIncmNetInvstIncmAmt0170659
IRS990PF/AnalysisOfRevenueAndExpenses/CompOfcrDirTrstAdjNetIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/CompOfcrDirTrstDsbrsChrtblAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/CompOfcrDirTrstNetInvstIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/CompOfcrDirTrstRevAndExpnssAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/ContriPaidDsbrsChrtblAmt0250
IRS990PF/AnalysisOfRevenueAndExpenses/ContriPaidRevAndExpnssAmt0250
IRS990PF/AnalysisOfRevenueAndExpenses/ContriRcvdRevAndExpnssAmt0287490
IRS990PF/AnalysisOfRevenueAndExpenses/DeprecAndDpltnAdjNetIncmAmt013375
IRS990PF/AnalysisOfRevenueAndExpenses/DeprecAndDpltnNetInvstIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/DeprecAndDpltnRevAndExpnssAmt013375
IRS990PF/AnalysisOfRevenueAndExpenses/DividendsAdjNetIncmAmt038615
IRS990PF/AnalysisOfRevenueAndExpenses/DividendsNetInvstIncmAmt038615
IRS990PF/AnalysisOfRevenueAndExpenses/DividendsRevAndExpnssAmt038615
IRS990PF/AnalysisOfRevenueAndExpenses/ExcessRevenueOverExpensesAmt0375311
IRS990PF/AnalysisOfRevenueAndExpenses/GrossProfitAdjNetIncmAmt049821
IRS990PF/AnalysisOfRevenueAndExpenses/GrossProfitRevAndExpnssAmt049821
IRS990PF/AnalysisOfRevenueAndExpenses/GrossSalesLessRetAndAllwncAmt049821
IRS990PF/AnalysisOfRevenueAndExpenses/GrossSalesPriceAmt0687496
IRS990PF/AnalysisOfRevenueAndExpenses/InterestOnSavingsAdjNetIncmAmt053
IRS990PF/AnalysisOfRevenueAndExpenses/InterestOnSavNetInvstIncmAmt053
IRS990PF/AnalysisOfRevenueAndExpenses/InterestOnSavRevAndExpnssAmt053
IRS990PF/AnalysisOfRevenueAndExpenses/NetGainSaleAstRevAndExpnssAmt0170659
IRS990PF/AnalysisOfRevenueAndExpenses/NetInvestmentIncomeAmt0216008
IRS990PF/AnalysisOfRevenueAndExpenses/NetSTCapitalGainAdjNetIncmAmt014906
IRS990PF/AnalysisOfRevenueAndExpenses/OccupancyAdjNetIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/OccupancyDsbrsChrtblAmt03159
IRS990PF/AnalysisOfRevenueAndExpenses/OccupancyNetInvstIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/OccupancyRevAndExpnssAmt03159
IRS990PF/AnalysisOfRevenueAndExpenses/OthEmplSlrsWgsAdjNetIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/OthEmplSlrsWgsDsbrsChrtblAmt094637
IRS990PF/AnalysisOfRevenueAndExpenses/OthEmplSlrsWgsNetInvstIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/OthEmplSlrsWgsRevAndExpnssAmt094637
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesAdjNetIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesDsbrsChrtblAmt032023
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesNetInvstIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesRevAndExpnssAmt032023
IRS990PF/AnalysisOfRevenueAndExpenses/OtherIncomeAdjNetIncmAmt07067
IRS990PF/AnalysisOfRevenueAndExpenses/OtherIncomeNetInvstIncmAmt07067
IRS990PF/AnalysisOfRevenueAndExpenses/OtherIncomeRevAndExpnssAmt07067
IRS990PF/AnalysisOfRevenueAndExpenses/OtherProfFeesAdjNetIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/OtherProfFeesDsbrsChrtblAmt09180
IRS990PF/AnalysisOfRevenueAndExpenses/OtherProfFeesNetInvstIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/OtherProfFeesRevAndExpnssAmt09500
IRS990PF/AnalysisOfRevenueAndExpenses/PensionEmplBnftAdjNetIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/PensionEmplBnftDsbrsChrtblAmt01223
IRS990PF/AnalysisOfRevenueAndExpenses/PensionEmplBnftNetInvstIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/PensionEmplBnftRevAndExpnssAmt01223
IRS990PF/AnalysisOfRevenueAndExpenses/PrintingAndPubAdjNetIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/PrintingAndPubDsbrsChrtblAmt06138
IRS990PF/AnalysisOfRevenueAndExpenses/PrintingAndPubNetInvstIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/PrintingAndPubRevAndExpnssAmt06138
IRS990PF/AnalysisOfRevenueAndExpenses/TaxesAdjNetIncmAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/TaxesDsbrsChrtblAmt00
IRS990PF/AnalysisOfRevenueAndExpenses/TaxesNetInvstIncmAmt0386
IRS990PF/AnalysisOfRevenueAndExpenses/TaxesRevAndExpnssAmt08301
IRS990PF/AnalysisOfRevenueAndExpenses/TotalAdjNetIncmAmt0110462
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesAdjNetIncmAmt013375
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesDsbrsChrtblAmt0156398
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesNetInvstIncmAmt0386
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesRevAndExpnssAmt0178394
IRS990PF/AnalysisOfRevenueAndExpenses/TotalNetInvstIncmAmt0216394

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