Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
EIN 41-6028591 • 501(c)14 • Hopkins, MN
Profile
To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the market place and with a "service-based emphasis" that recognizes the members' status as "owners".
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
Liabilities / Revenue
28th percentile
Higher debt load relative to revenue than 28% of similar nonprofits.
Net Margin
48th percentile
Higher net margin than 48% of similar nonprofits.
Top Officer Pay
95th percentile
Higher top officer pay than 95% of similar nonprofits.
Top officer pay equals 12.1% of source-year revenue.
Asset Growth
89th percentile
Faster asset growth than 89% of similar nonprofits.
Revenue Growth
66th percentile
Faster revenue growth than 66% of similar nonprofits.
Assets
Up$21,147,130
Up $1,628,025 (+8.3%) from 2015
Liabilities
Up$16,649,599
Up $1,539,617 (+10%) from 2015
Net Assets
Up$4,497,531
Up $88,408 (+2.0%) from 2015
Revenue
Up$1,298,726
Up $124,327 (+11%) from 2015
Expenses
Up$1,210,318
Up $94,611 (+8.5%) from 2015
Net Income
Up$88,408
Up $29,716 (+51%) from 2015
Most recent year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.
To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the market place and with a "service-based emphasis" that recognizes the members' status as "owners".
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $14,532,516 | $16,666,934 | ▲ $2,134,418 |
| Rtn Earn Endowment Incm Other Fnds | $4,409,123 | $4,497,531 | ▲ $88,408 |
| Investments Program Related | $2,913,203 | $2,023,500 | ▼ $889,703 |
| Cash and Non-Interest-Bearing Accounts | $688,447 | $1,004,393 | ▲ $315,946 |
| Prepaid Expenses and Deferred Charges | $395,330 | $559,408 | ▲ $164,078 |
| Savings and Temporary Cash Investments | $600,000 | $500,000 | ▼ $100,000 |
| Land, Buildings, and Equipment, Net | $29,439 | $19,393 | ▼ $10,046 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $19,519,105 | $21,147,130 | ▲ $1,628,025 |
| Other Assets Total | $360,170 | $373,502 | ▲ $13,332 |
| Liabilities | |||
| Other Liabilities | $15,203,130 | $16,877,191 | ▲ $1,674,061 |
| Accounts Payable and Accrued Expenses | $-93,148 | $-227,592 | ▼ $134,444 |
| Total Liabilities | $15,109,982 | $16,649,599 | ▲ $1,539,617 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,409,123 | $4,497,531 | ▲ $88,408 |
| Total Liabilities and Net Assets / Fund Balance | $19,519,105 | $21,147,130 | ▲ $1,628,025 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $19,393 | $152,415 | $171,808 |
| Investment Program Related Org | $2,023,500 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Rosemarie Kuretich | President | FT | $118,976 | $38,125 | $157,101 |
| Name | Title |
|---|---|
| Darin Busch | Director |
| Jim Schagh | Director |
| Julie Gabriel | Director |
| Kevin Lentsch | Director |
| Michael Grossman | Director |
| Mike Swenson | Director |
| Torrano Enrique | Director |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $617,864 |
| Other Expenses | $565,878 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $355,546 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $157,101 |
| Office Expenses | - | - | - | $130,410 |
| Occupancy | - | - | - | $100,636 |
| Other Employee Benefits | - | - | - | $59,121 |
| Payroll Taxes | - | - | - | $38,334 |
| Benefits to Members | - | - | - | $26,576 |
| Depreciation Depletion | - | - | - | $20,059 |
| Fees for Services Legal | - | - | - | $14,465 |
| Pension Plan Contributions | - | - | - | $7,762 |
| Conferences and Meetings | - | - | - | $6,141 |
| Advertising | - | - | - | $5,311 |
| Other Expenses | - | - | - | $1,253 |
| Total Functional Expenses | $0 | $0 | $0 | $1,210,318 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Interested Party | Relationship | Description | Shared Revenue | Amount |
|---|---|---|---|---|
| Rosemarie Kuretich | President | ROSEMARIE'S SPOUSE IS AN EMPLOYEE OF THE CREDIT UNION. | No | $64,824 |
| Liability | Amount |
|---|---|
| Member Shares | $16,877,191 |
“Membership to peoples community credit union is open to anyone who lives, works, worships, volunteers or attends school in hopkins, st. Louis park and minnetonka. Membership is also open to all family members and anyone who lives in the same household of our current members and employees and family members of the following organizations: supervalu inc including all affiliated divisions, thermotech company, pgi companies, inc., third district nurses of mna, glen lake and crossroads mobil, augstana chapel view, main street school of performing arts, anderberg lund printing company, and commerce fusion. Once you join the credit union, your spouse, parents, siblings, children, grandparents, in-laws and any person living in your household are eligible for membership.”
“Members elect the board of directors”
“Election of the board of directors requires approval by the members.”
“The form was prepared by an accounting firm - based on the credit union's responses. After preparation, the credit union reviewed the form, signed the form and returned the form for filing to the accounting firm.”
“The credit union management (key staff) routinely review the employees. The board of directors has a written policy that is reviewed annually. Directors are required to set aside any potential conflict between their personal or individual business interests to support the well being of the credit union. Every board member must disclose all material facts and relationships and refrain from voting on any matter when there is a conflict of interest.”
“Compensation is established with a written employment contract and approval by the board of directors. The board of directors reviews the goals and projects completed for the year. The board of directors and the president work together. Annual goals are assigned and the projects to be completed are agreed upon. Ncua and mn department of commerce reviewed the salary structure jan. 2017.”
“Financial statements are posted in our office.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | -93148 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | -227592 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE LENDING, SAVINGS, AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKET PLACE AND WITH A "SERVICE-BASED EMPHASIS" THAT RECOGNIZES THE MEMBERS' STATUS AS "OWNERS". |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 5311 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 26576 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ROSEMARIE KURETICH |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9529324499 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1541 HIGHWAY 7 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | HOPKINS |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 55305 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 1 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 688447 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1004393 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 157101 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 6141 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 26576 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 51613 |
| IRS990/CYOtherExpensesAmt | 0 | 565878 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1247113 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 88408 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 617864 |
| IRS990/CYTotalExpensesAmt | 0 | 1210318 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1298726 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 20059 |
| IRS990/Desc | 0 | WE OFFERED A WIDE RANGE OF CONSUMER PRODUCTS TO OUR MEMBERS AT LOWER THAN MARKET RATES IN THE "SPIRIT OF PEOPLE HELPING PEOPLE". LOWER RATES ARE A DIRECT RESULT OF OUR COOPERATIVE STRUCTURE IN THAT THE MORE OUR MEMBERS BORROW AND SAVE WITH US THE GREATER THE DIVIDEND AND LOWER THE LOAN RATE. OUR PRODUCTS ARE PRICED BASED ON A MEMBER'S ABILITY TO AFFORD THE LOAN AND MEET THEIR INDIVIDUAL NEEDS WITH THE PROCEEDS. LAST YEAR WE EXTENDED 720 NEW LOANS VALUED AT $8,122,021. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 13 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 14465 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 21248 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JULIE GABRIEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MICHAEL GROSSMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | KEVIN LENTSCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DARIN BUSCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MIKE SWENSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JIM SCHAGH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | TORRANO ENRIQUE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ROSEMARIE KURETICH |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 135853 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1939 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1298726 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 51613 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 51613 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 2913203 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 2023500 |
| IRS990/IRPDocumentCnt | 0 | 1402 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 152415 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 29439 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 19393 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 171808 |
| IRS990/LegalDomicileStateCd | 0 | MN |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE LENDING, SAVINGS, AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKET PLACE AND WITH A "SERVICE-BASED EMPHASIS" THAT RECOGNIZES THE MEMBERS' STATUS AS "OWNERS". |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4409123 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4497531 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -23846 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 100636 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 130410 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 360170 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 373502 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 59121 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | STATE EXAMINATION |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 207707 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 78403 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1493 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1253 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 15203130 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 16877191 |
| IRS990/OtherOrganizationDsc | 0 | CU |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 355546 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 14532516 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 16666934 |
| IRS990/OwnWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 38334 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 7762 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 395330 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 559408 |
| IRS990/PrincipalOfficerNm | 0 | ROSEMARIE KURETICH |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1083360 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 94264 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 61020 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1083360 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 94264 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 69489 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 8469 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION OFFERS SEVERAL SOLUTIONS TO HELP OUR MEMBERS SAVE FOR THE FUTURE, MEET EVERYDAY DEMANDS, MAXIMIZE THEIR RETURNS ON SAVINGS AND PLAN FOR THEIR DEPENDENTS. OUR MEMBERS ARE EDUCATED ABOUT OUR SAFETY AND SOUNDNESS WHEN THEY INVEST AND OPEN ACCOUNTS AND INVEST IN THE CREDIT UNION. OUR CREDIT UNION HAS A CAPITAL RATIO IN EXCESS OF 21% WHICH IS EXTREMELY HIGH IN OUR INDUSTRY. WE HAVE $16,786,360 OF OUR MEMBERS SAVINGS INVESTED IN OUR VARIOUS SAVINGS PRODUCTS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | EXTREME CARE IS TAKEN WITH EVERY LOAN TO ENSURE THAT A LOAN DOES NOT BECOME A DISSERVICE TO OUR BORROWER. WE TAKE THE TIME TO COUNSEL OUR MEMBERS ABOUT CREDIT RESTORATIONS AND WE WORK WITH THE MEMBER SO THAT WE CAN LEND TO THEM IN THE FUTURE. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 12875 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 60430 |
| IRS990/PYOtherExpensesAmt | 0 | 559212 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1113969 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 58692 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 543620 |
| IRS990/PYTotalExpensesAmt | 0 | 1115707 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1174399 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 88408 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4409123 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4497531 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 600000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 500000 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 19393 |
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| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | OTHER INVESTMENTS |
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| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 0 | ROSEMARIE'S SPOUSE IS AN EMPLOYEE OF THE CREDIT UNION. |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERSHIP TO PEOPLES COMMUNITY CREDIT UNION IS OPEN TO ANYONE WHO LIVES, WORKS, WORSHIPS, VOLUNTEERS OR ATTENDS SCHOOL IN HOPKINS, ST. LOUIS PARK AND MINNETONKA. MEMBERSHIP IS ALSO OPEN TO ALL FAMILY MEMBERS AND ANYONE WHO LIVES IN THE SAME HOUSEHOLD OF OUR CURRENT MEMBERS AND EMPLOYEES AND FAMILY MEMBERS OF THE FOLLOWING ORGANIZATIONS: SUPERVALU INC INCLUDING ALL AFFILIATED DIVISIONS, THERMOTECH COMPANY, PGI COMPANIES, INC., THIRD DISTRICT NURSES OF MNA, GLEN LAKE AND CROSSROADS MOBIL, AUGSTANA CHAPEL VIEW, MAIN STREET SCHOOL OF PERFORMING ARTS, ANDERBERG LUND PRINTING COMPANY, AND COMMERCE FUSION. ONCE YOU JOIN THE CREDIT UNION, YOUR SPOUSE, PARENTS, SIBLINGS, CHILDREN, GRANDPARENTS, IN-LAWS AND ANY PERSON LIVING IN YOUR HOUSEHOLD ARE ELIGIBLE FOR MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS ELECT THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ELECTION OF THE BOARD OF DIRECTORS REQUIRES APPROVAL BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE FORM WAS PREPARED BY AN ACCOUNTING FIRM - BASED ON THE CREDIT UNION'S RESPONSES. AFTER PREPARATION, THE CREDIT UNION REVIEWED THE FORM, SIGNED THE FORM AND RETURNED THE FORM FOR FILING TO THE ACCOUNTING FIRM. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CREDIT UNION MANAGEMENT (KEY STAFF) ROUTINELY REVIEW THE EMPLOYEES. THE BOARD OF DIRECTORS HAS A WRITTEN POLICY THAT IS REVIEWED ANNUALLY. DIRECTORS ARE REQUIRED TO SET ASIDE ANY POTENTIAL CONFLICT BETWEEN THEIR PERSONAL OR INDIVIDUAL BUSINESS INTERESTS TO SUPPORT THE WELL BEING OF THE CREDIT UNION. EVERY BOARD MEMBER MUST DISCLOSE ALL MATERIAL FACTS AND RELATIONSHIPS AND REFRAIN FROM VOTING ON ANY MATTER WHEN THERE IS A CONFLICT OF INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMPENSATION IS ESTABLISHED WITH A WRITTEN EMPLOYMENT CONTRACT AND APPROVAL BY THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS REVIEWS THE GOALS AND PROJECTS COMPLETED FOR THE YEAR. THE BOARD OF DIRECTORS AND THE PRESIDENT WORK TOGETHER. ANNUAL GOALS ARE ASSIGNED AND THE PROJECTS TO BE COMPLETED ARE AGREED UPON. NCUA AND MN DEPARTMENT OF COMMERCE REVIEWED THE SALARY STRUCTURE JAN. 2017. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED IN OUR OFFICE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990/UponRequestInd | 0 | X |
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| IRS990/USAddress/CityNm | 0 | HOPKINS |
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| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
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| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
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| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-05-01 |
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| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PEOP |
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| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2017-05-01 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 16:10:03 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 410746749 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CLIFTONLARSONALLEN LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 217 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | AUSTIN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MN |
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| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5074347000 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | TANYA MEDGAARDEN |
| ReturnHeader/ReturnTs | 0 | 2017-05-15T00:00:00-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
| ReturnHeader/TaxYr | 0 | 2016 |
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