Civic Intelligence

Minnesota Cement Masons Health & Welfare C/O Zenith American Solutions

EIN 41-6023462 • 501(c)9 • Mendota Heights, MN

Profile

To provide health benefits

Refreshing map…

2520 Pilot Knob Road 325Mendota Heights, MN 55120

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

39th percentile

0.00x

Higher debt load relative to assets than 39% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

39th percentile

0.01x

Higher debt load relative to revenue than 39% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Net Margin

23rd percentile

-4.3%

Higher net margin than 23% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

83rd percentile

$217,229

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Asset Growth

34th percentile

1.1%

Faster asset growth than 34% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

42nd percentile

3.8%

Faster revenue growth than 42% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Up

$23,703,984

Up $264,331 (+1.1%) from 2023

Liabilities

Down

$86,373

Down $6,687 (-7.2%) from 2023

Net Assets

Up

$23,617,611

Up $271,018 (+1.2%) from 2023

Revenue

Up

$15,626,163

Up $568,301 (+3.8%) from 2023

Expenses

Up

$16,300,489

Up $873,206 (+5.7%) from 2023

Net Income

Down

-$674,326

Down $304,905 (-83%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $11,059,116Liabilities 2010: $53,698Net Assets 2010: $11,005,4182010Assets 2011: $11,800,517Liabilities 2011: $55,044Net Assets 2011: $11,745,4732011Assets 2012: $13,282,667Liabilities 2012: $69,806Net Assets 2012: $13,212,8612012Assets 2013: $14,640,726Liabilities 2013: $44,673Net Assets 2013: $14,596,0532013Assets 2014: $16,698,419Liabilities 2014: $176,761Net Assets 2014: $16,521,6582014Assets 2015: $18,686,304Liabilities 2015: $106,874Net Assets 2015: $18,579,4302015Assets 2016: $19,442,214Liabilities 2016: $113,782Net Assets 2016: $19,328,4322016Assets 2017: $20,987,179Liabilities 2017: $75,079Net Assets 2017: $20,912,1002017Assets 2018: $22,001,251Liabilities 2018: $51,549Net Assets 2018: $21,949,7022018Assets 2019: $23,894,278Liabilities 2019: $180,688Net Assets 2019: $23,713,5902019Assets 2020: $24,283,579Liabilities 2020: $74,366Net Assets 2020: $24,209,2132020Assets 2021: $24,267,811Liabilities 2021: $69,507Net Assets 2021: $24,198,3042021Assets 2022: $22,754,532Liabilities 2022: $94,402Net Assets 2022: $22,660,1302022Assets 2023: $23,439,653Liabilities 2023: $93,060Net Assets 2023: $23,346,5932023Assets 2024: $23,703,984Liabilities 2024: $86,373Net Assets 2024: $23,617,6112024

Highlighted filing

2024

Assets$23,703,984
Liabilities$86,373
Net Assets$23,617,611

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $6,638,8672010Expenses 2011: $6,570,8652011Revenue 2012: $8,404,219Expenses 2012: $7,496,515Net Income 2012: $907,7042012Revenue 2013: $8,589,932Expenses 2013: $7,780,676Net Income 2013: $809,2562013Revenue 2014: $10,255,109Expenses 2014: $8,510,109Net Income 2014: $1,745,0002014Revenue 2015: $12,006,091Expenses 2015: $9,529,451Net Income 2015: $2,476,6402015Revenue 2016: $12,370,882Expenses 2016: $12,046,315Net Income 2016: $324,5672016Revenue 2017: $12,529,380Expenses 2017: $11,455,894Net Income 2017: $1,073,4862017Revenue 2018: $12,505,279Expenses 2018: $11,058,730Net Income 2018: $1,446,5492018Revenue 2019: $13,979,139Expenses 2019: $13,341,521Net Income 2019: $637,6182019Revenue 2020: $12,705,728Expenses 2020: $13,104,374Net Income 2020: -$398,6462020Revenue 2021: $13,206,130Expenses 2021: $13,925,345Net Income 2021: -$719,2152021Revenue 2022: $13,648,589Expenses 2022: $13,435,152Net Income 2022: $213,4372022Revenue 2023: $15,057,862Expenses 2023: $15,427,283Net Income 2023: -$369,4212023Revenue 2024: $15,626,163Expenses 2024: $16,300,489Net Income 2024: -$674,3262024

Highlighted filing

2024

Revenue$15,626,163
Expenses$16,300,489
Net Income-$674,326

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$23.7$0.09$23.6$15.6$16.3$0.67
2023Detailed filing. Detailed filing data is available for this year.$23.4$0.09$23.3$15.1$15.4$0.37
2022Detailed filing. Detailed filing data is available for this year.$22.8$0.09$22.7$13.6$13.4$0.21
2021Detailed filing. Detailed filing data is available for this year.$24.3$0.07$24.2$13.2$13.9$0.72
2020Detailed filing. Detailed filing data is available for this year.$24.3$0.07$24.2$12.7$13.1$0.40
2019Detailed filing. Detailed filing data is available for this year.$23.9$0.18$23.7$14.0$13.3$0.64
2018Detailed filing. Detailed filing data is available for this year.$22.0$0.05$21.9$12.5$11.1$1.45
2017Detailed filing. Detailed filing data is available for this year.$21.0$0.08$20.9$12.5$11.5$1.07
2016Detailed filing. Detailed filing data is available for this year.$19.4$0.11$19.3$12.4$12.0$0.32
2015Detailed filing. Detailed filing data is available for this year.$18.7$0.11$18.6$12.0$9.53$2.48
2014Detailed filing. Detailed filing data is available for this year.$16.7$0.18$16.5$10.3$8.51$1.75
2013Detailed filing. Detailed filing data is available for this year.$14.6$0.04$14.6$8.59$7.78$0.81
2012Summary only. Only limited summary data is available for this year.$13.3$0.07$13.2$8.40$7.50$0.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.8$0.06$11.7$6.57
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.1$0.05$11.0$6.64
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 15, 2025
Return Version
2024v5.2
Gross Receipts
$19,216,998
Mission and Program Overview

Mission

To provide health benefits

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$23,346,593$23,617,611▲ $271,018
Investments in Publicly Traded Securities$15,198,363$15,642,680▲ $444,317
Savings and Temporary Cash Investments$4,660,527$5,414,683▲ $754,156
Cash and Non-Interest-Bearing Accounts$2,363,111$1,485,544▼ $877,567
Accounts Receivable$1,090,907$1,142,300▲ $51,393
Prepaid Expenses and Deferred Charges$126,745$18,777▼ $107,968
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$23,439,653$23,703,984▲ $264,331
Liabilities
Accounts Payable and Accrued Expenses$93,060$86,373▼ $6,687
Total Liabilities$93,060$86,373▼ $6,687
Net Assets / Fund Balance
Total Net Assets Fund Balance$23,346,593$23,617,611▲ $271,018
Total Liabilities and Net Assets / Fund Balance$23,439,653$23,703,984▲ $264,331
Compensation and Service Providers

Employees

NameTitleOtherTotal
Jarrod AslesonTrustee$13,110$13,110
Moke EaglefeathersTrustee$1,125$1,125

Board Members and Trustees

NameTitle
Tim WorkeChairman
Matt GauthierAlternate Trustee
Sam LibkeAlternate Trustee
Eric KelenyTrustee
Jack CernohousTrustee
Martha HenricksonTrustee
Tim SturdivantTrustee
Brian FarmerTrustee - Past
Brian GullicksonTrustee - Past
Steve BulachTrustee - Past
Chad MorrisSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
HealthpartnersClaims Administration8170 - 33RD AVENUE SO, Bloomington, MN 55425$599,109
Zenith American SolutionsThird Party Administrator2520 PILOT KNOB ROAD SUITE 325, Mendota Hts, MN 55120$463,975
Reinhart Boerner Van DeurenLegal Fees800 NICOLLET MALL SUITE 2690, Minneapolis, MN 55402$128,278
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$14,880,293
Investment Income
$745,870
Other Revenue
$0
Change in Net Assets
$-674,326

Audited Revenue Reconciliation

Revenue per Audited Statements
$15,574,624
Revenue Not Reported on Financial Statements
$51,539
Revenue Not Reported on Form 990
$945,344
Total Revenue per Audited Statements
$16,519,968
Total Revenue per Form 990
$15,626,163
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$725,565
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$15,574,924
Fees for Services Management---$389,773
Fees for Services Legal---$128,278
Fees for Services Other---$62,657
Fees for Service Investment Mgmnt Fees---$51,539
Conferences and Meetings---$26,764
Office Expenses---$25,752
Fees for Services Accounting---$20,000
Insurance---$10,035
Other Expenses---$3,424
Total Functional Expenses$0$0$0$16,300,489

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$16,300,489
Expenses per Audited Statements$16,248,950
Total Expenses per Audited Statements$16,248,950
Expenses Not Reported on Financial Statements$51,539
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

Although the board of trustees retains ultimate responsibility, the trustees have delegated the day to day administrative duties to zenith american solutions as the third party administrator of the plan.

Form 990, Part VI, Section A, Line 7A

The plan is governed by eight trustees, four of whom are appointed by the related local union, two of whom are appointed by minnesota concrete and masonry contractors association and two of whom are appointed by associated general contractors of minnesota. The local union and the two organizations may each designate an alternate trustee.

Form 990, Part VI, Section A, Line 8B

There are no committees with authority to act on behalf of the governing body.

Form 990, Part VI, Section B, Line 11B

Form 990 is provided to and reviewed by the entire board of trustees before it is filed.

Form 990, Part VI, Section B, Line 12C

The trustees evaluate any possible conflicts of interest annually with the plan's attorney. In addition, to ensure the plan operates in a manner consistent with nonprofit purposes and does not engage in activities that could jeopardize its lawful status and fiduciary obligations, periodic reviews of compliance with the conflict of interest policy are conducted.

Form 990, Part VI, Section C, Line 19

The plan makes its governing documents, conflict of interest policy, and financial statements available to participants upon request at the office of the plan's third-party administrator in mendota heights, mn.

Filing and Contact Details

Filer

Filer Name
Minnesota Cement Masons Health and
EIN
41-6023462
Phone
6512561900
Address
2520 PILOT KNOB ROAD 325, MENDOTA HEIGHTS, MN 55120

Signing Officer

Name
Chad Morris
Title
Trustee
Phone
6512561900
Signed
2025-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Chad Morris
Formed
1960
Legal Domicile
Mn
Voting Board Members
8
Independent Board Members
4
Employees
57
Volunteers
0

Preparer

Firm
Legacy Professionals Llp
Address
6800 FRANCE AVENUE SO SUITE 550, EDINA, MN 55435
Preparer
Jacob D Eklund
Phone
9528413950
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

Accounting principles generally accepted in the united states of america require the plan to evaluate tax positions taken and recognize a tax liability if the plan has taken uncertain tax positions that more likely than not would not be sustained upon examination by tax authorities. The plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress.

Raw XML AppendixShowing 400 of 945 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt1TRUSTEE - PAST
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE - PAST
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6ALTERNATE TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt8TRUSTEE - PAST
IRS990/Form990PartVIISectionAGrp/TitleTxt9TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt10ALTERNATE TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt11TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt12TRUSTEE
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01960
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0142404
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt03733239
IRS990/GrossReceiptsAmt019216998
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt04
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt010035
IRS990/InvestmentIncomeGrp/ExclusionAmt0603466
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0603466
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt015198363
IRS990/InvestmentsPubTradedSecGrp/EOYAmt015642680
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MN
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt03590835
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE HEALTH BENEFITS
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt023346593
IRS990/NetAssetsOrFundBalancesEOYAmt023617611
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0142404
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0142404
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0945344
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt025752
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0FEES MANDATED BY ACA
IRS990/OtherExpensesGrp/Desc1DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/TotalAmt07343
IRS990/OtherExpensesGrp/TotalAmt13424
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0126745
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt018777
IRS990/PrincipalOfficerNm0CHAD MORRIS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0EMPLOYER CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/Desc1HRA EMPLOYER CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/Desc2PRESCRIPTION DRUG REBATES
IRS990/ProgramServiceRevenueGrp/Desc3STOP-LOSS SETTLEMENTS
IRS990/ProgramServiceRevenueGrp/Desc4PARTICIPANT CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt012182217
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11247445
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2586056
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3474855
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4287973
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt012182217
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11247445
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2586056
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3474855
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4287973
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt014774756
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0631482
IRS990/PYOtherExpensesAmt0652527
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt014426380
IRS990/PYRevenuesLessExpensesAmt0-369421
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt015427283
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt015057862
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-674326
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt023346593
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt023617611
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04660527
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05414683
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt051539
IRS990ScheduleD/ExpensesSubtotalAmt016248950
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt051539
IRS990ScheduleD/InvestmentExpensesNotIncldAmt051539
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0945344
IRS990ScheduleD/RevenueNotReportedAmt0945344
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt051539
IRS990ScheduleD/RevenueSubtotalAmt015574624
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE THE PLAN TO EVALUATE TAX POSITIONS TAKEN AND RECOGNIZE A TAX LIABILITY IF THE PLAN HAS TAKEN UNCERTAIN TAX POSITIONS THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY TAX AUTHORITIES. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt016300489
IRS990ScheduleD/TotalRevenuePerForm990Amt015626163
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt016519968
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt016248950
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0136670
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt1135972
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt2135972
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt3135972
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt056595
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt154134
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt254134
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt354134
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt023964
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt122922
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt222922
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt322922
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CHAD MORRIS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1BRIAN GULLICKSON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2TIM STURDIVANT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3MATT GAUTHIER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0SECRETARY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1TRUSTEE - PAST
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2TRUSTEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3ALTERNATE TRUSTEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0217229
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt1213028
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt2213028
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt3213028
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALTHOUGH THE BOARD OF TRUSTEES RETAINS ULTIMATE RESPONSIBILITY, THE TRUSTEES HAVE DELEGATED THE DAY TO DAY ADMINISTRATIVE DUTIES TO ZENITH AMERICAN SOLUTIONS AS THE THIRD PARTY ADMINISTRATOR OF THE PLAN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE PLAN IS GOVERNED BY EIGHT TRUSTEES, FOUR OF WHOM ARE APPOINTED BY THE RELATED LOCAL UNION, TWO OF WHOM ARE APPOINTED BY MINNESOTA CONCRETE AND MASONRY CONTRACTORS ASSOCIATION AND TWO OF WHOM ARE APPOINTED BY ASSOCIATED GENERAL CONTRACTORS OF MINNESOTA. THE LOCAL UNION AND THE TWO ORGANIZATIONS MAY EACH DESIGNATE AN ALTERNATE TRUSTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THERE ARE NO COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 IS PROVIDED TO AND REVIEWED BY THE ENTIRE BOARD OF TRUSTEES BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE TRUSTEES EVALUATE ANY POSSIBLE CONFLICTS OF INTEREST ANNUALLY WITH THE PLAN'S ATTORNEY. IN ADDITION, TO ENSURE THE PLAN OPERATES IN A MANNER CONSISTENT WITH NONPROFIT PURPOSES AND DOES NOT ENGAGE IN ACTIVITIES THAT COULD JEOPARDIZE ITS LAWFUL STATUS AND FIDUCIARY OBLIGATIONS, PERIODIC REVIEWS OF COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY ARE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE PLAN MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO PARTICIPANTS UPON REQUEST AT THE OFFICE OF THE PLAN'S THIRD-PARTY ADMINISTRATOR IN MENDOTA HEIGHTS, MN.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B

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