Civic Intelligence

Margaret Rivers Fund

EIN 41-6017102 • Stillwater, MN

PO Box 197Stillwater, MN 55082-0197
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

19th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

20th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$10M-$25M nonprofits • Source year 2024

Net Margin

3rd percentile

-132%

Higher net margin than 3% of similar nonprofits.

$10M-$25M nonprofits • Source year 2024

Top Officer Pay

26th percentile

$7,800

Higher top officer pay than 26% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

$10M-$25M nonprofits • Source year 2024

Asset Growth

17th percentile

-4.8%

Faster asset growth than 17% of similar nonprofits.

$10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

2nd percentile

-80%

Faster revenue growth than 2% of similar nonprofits.

$10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Down

$20,340,297

Down $1,016,787 (-4.8%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$20,340,297

Down $1,016,787 (-4.8%) from 2023

Revenue

Down

$771,525

Down $3,119,856 (-80%) from 2023

Expenses

Up

$1,788,312

Up $9,899 (+0.6%) from 2023

Net Income

Down

-$1,016,787

Down $3,129,755 (-148%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2011: $22,573,212Liabilities 2011: $02011Assets 2012: $22,886,060Liabilities 2012: $02012Assets 2013: $22,769,898Liabilities 2013: $02013Assets 2014: $23,269,275Liabilities 2014: $02014Assets 2015: $22,014,618Liabilities 2015: $02015Assets 2019: $21,982,687Liabilities 2019: $02019Assets 2020: $20,698,748Liabilities 2020: $0Net Assets 2020: $20,698,7482020Assets 2021: $20,264,655Liabilities 2021: $0Net Assets 2021: $20,264,6552021Assets 2022: $19,244,116Liabilities 2022: $0Net Assets 2022: $19,244,1162022Assets 2023: $21,357,084Liabilities 2023: $0Net Assets 2023: $21,357,0842023Assets 2024: $20,340,297Liabilities 2024: $0Net Assets 2024: $20,340,2972024

Highlighted filing

2024

Assets$20,340,297
Liabilities$0
Net Assets$20,340,297

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MRevenue 2011: $2,123,777Expenses 2011: $1,900,230Net Income 2011: $223,5472011Revenue 2012: $2,154,794Expenses 2012: $1,841,946Net Income 2012: $312,8482012Revenue 2013: $1,799,411Expenses 2013: $1,915,573Net Income 2013: -$116,1622013Revenue 2014: $2,683,854Expenses 2014: $2,184,477Net Income 2014: $499,3772014Revenue 2015: $891,460Expenses 2015: $2,146,117Net Income 2015: -$1,254,6572015Revenue 2019: $3,588,006Expenses 2019: $1,914,028Net Income 2019: $1,673,9782019Revenue 2020: $614,480Expenses 2020: $1,898,419Net Income 2020: -$1,283,9392020Revenue 2021: $1,500,196Expenses 2021: $1,934,289Net Income 2021: -$434,0932021Revenue 2022: $723,360Expenses 2022: $1,743,899Net Income 2022: -$1,020,5392022Revenue 2023: $3,891,381Expenses 2023: $1,778,413Net Income 2023: $2,112,9682023Revenue 2024: $771,525Expenses 2024: $1,788,312Net Income 2024: -$1,016,7872024

Highlighted filing

2024

Revenue$771,525
Expenses$1,788,312
Net Income-$1,016,787

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 28, 2025
Return Version
2024v5.0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JEAN BARRYVP/Treasurer-$7,800-$7,800
LAWRENCE SEVERSONPres/Secr-$7,800-$7,800
ROBERT MC GARRYDirector-$6,600-$6,600
Grants and Assistance

Foundation Grants and Related Investments

TypeRecipientPurposeStatusLocationAmount
Paid Grant-VARIOUSPUBLICSTILLWATER, MN, US$1,627,400
Filing and Contact Details

Filer

Filer Name
Margaret Rivers Fund
EIN
41-6017102
Phone
6514303935
Address
PO BOX 197, STILLWATER, MN 55082-0197

Signing Officer

Name
Lawrence Severson
Title
Pres/secr
Phone
6514303935
Signed
2025-04-28

Preparer

Firm
James M Honsvall Ltd
Address
1815 NORTHWESTERN AVE S, STILLWATER, MN 55082-7534
Preparer
James M Honsvall
Phone
6514394424
Raw XML AppendixShowing 400 of 417 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd255082
IRS990PF/Organization501c3ExemptPFInd0X
IRS990PF/PFQualifyingDistributionsGrp/ExpensesAndContributionsAmt01696757
IRS990PF/PFQualifyingDistributionsGrp/QualifyingDistributionsAmt01696757
IRS990PF/StatementsRegardingActy4720Grp/BrrwOrLendDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/BusinessHoldingsInd0false
IRS990PF/StatementsRegardingActy4720Grp/FurnGoodsDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/GrantsToIndividualsInd0false
IRS990PF/StatementsRegardingActy4720Grp/GrantsToOrganizationsInd0false
IRS990PF/StatementsRegardingActy4720Grp/InfluenceElectionInd0false
IRS990PF/StatementsRegardingActy4720Grp/InfluenceLegislationInd0false
IRS990PF/StatementsRegardingActy4720Grp/JeopardyInvestmentsInd0false
IRS990PF/StatementsRegardingActy4720Grp/NoncharitablePurposeInd0false
IRS990PF/StatementsRegardingActy4720Grp/PayCompDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/PaymentToGovernmentOfficialInd0false
IRS990PF/StatementsRegardingActy4720Grp/PayPremiumsPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/ProhibitedTaxShelterTransInd0false
IRS990PF/StatementsRegardingActy4720Grp/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/SaleOrExchDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990PF/StatementsRegardingActy4720Grp/TransferAstDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/UncorrectedPYJeopardyInvstInd0false
IRS990PF/StatementsRegardingActy4720Grp/UndistributedIncomePYInd0false
IRS990PF/StatementsRegardingActyGrp/ActivitiesNotPreviouslyRptInd0false
IRS990PF/StatementsRegardingActyGrp/AtLeast5000InAssetsInd0true
IRS990PF/StatementsRegardingActyGrp/ChangesToArticlesOrBylawsInd0false
IRS990PF/StatementsRegardingActyGrp/ComplyWithPublicInspRqrInd0true
IRS990PF/StatementsRegardingActyGrp/DonorAdvisedFundInd0false
IRS990PF/StatementsRegardingActyGrp/ForeignAccountsQuestionInd0false
IRS990PF/StatementsRegardingActyGrp/Form1120POLFiledInd0false
IRS990PF/StatementsRegardingActyGrp/Form990PFFiledWithAttyGenInd0true
IRS990PF/StatementsRegardingActyGrp/IndividualWithBooksNm0LAWRENCE SEVERSON
IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd0false
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/AddressLine1Txt0PO BOX 197
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/CityNm0STILLWATER
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/StateAbbreviationCd0MN
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd055082
IRS990PF/StatementsRegardingActyGrp/MoreThan100SpentInd0false
IRS990PF/StatementsRegardingActyGrp/NewSubstantialContributorsInd0false
IRS990PF/StatementsRegardingActyGrp/OrganizationDissolvedEtcInd0false
IRS990PF/StatementsRegardingActyGrp/OrgReportOrRegisterStateCd0MN
IRS990PF/StatementsRegardingActyGrp/OwnControlledEntityInd0false
IRS990PF/StatementsRegardingActyGrp/PhoneNum06514303935
IRS990PF/StatementsRegardingActyGrp/PrivateOperatingFoundationInd0false
IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd0true
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd0false
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0N/A
IRS990PF/SummaryOfDirectChrtblActyGrp/Description1Txt0TO SUPPORT QUALIFIED CHARITABLE ORGANIZATIONS WHOSE GOALS ARE TO IMPROVE HUMAN SERVICES. DONATIONS TO 28 ORGANIZATIONS.
IRS990PF/SummaryOfDirectChrtblActyGrp/Description2Txt0TO SUPPORT QUALIFIED CHARITABLE ORGANIZATIONS WHOSE GOAL IS TO IMPROVE PUBLIC AND SOCIAL SERVICES. DONATIONS TO 22 ORGANIZATIONS.
IRS990PF/SummaryOfDirectChrtblActyGrp/Description3Txt0TO SUPPORT QUALIFIED CHARITABLE ORGANIZATIONS WHOSE GOALS ARE TO IMPROVE EDUCATION. DONATIONS TO 19 ORGANIZATIONS.
IRS990PF/SummaryOfDirectChrtblActyGrp/Description4Txt0TO SUPPORT QUALIFIED CHARITABLE ORGANIZATIONS WHOSE GOALS ARE TO IMPROVE HEALTH. DONATIONS TO 14 ORGANIZATIONS.
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses1Amt0813300
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses2Amt0328500
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses3Amt0159100
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses4Amt0153000
IRS990PF/SumOfProgramRelatedInvstGrp/Description1Txt0N/A
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/FormAndInfoAndMaterialsTxt0APPLICATIONS SHOULD BE SUBMITTED IN LETTER FORM. THEY SHOULD INCLUDE THE CHARITY'S NAME, ADDRESS AND FEDERAL I.D. NUMBER AND A WRITTEN DESCRIPTION OF THE CHARITY AND ITS INTENDED USE OF THE GRANT.
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPersonNm0LAWRENCE SEVERSON
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPhoneNum06514303935
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/AddressLine1Txt0PO BOX 197
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/CityNm0STILLWATER
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/StateAbbreviationCd0MN
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/ZIPCd055082
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt01627400
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt0VARIOUS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt0PUBLIC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm0SEE ATTACHED STATEMENT
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt0NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt0SEE SCHEDULE OF GRANTS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm0STILLWATER
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd0MN
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd055028
IRS990PF/SupplementaryInformationGrp/OnlyContriToPreselectedInd0X
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriPdDurYrAmt01627400
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd0false
IRS990PF/UndistributedIncomeGrp/AppliedToCurrentYearAmt01568280
IRS990PF/UndistributedIncomeGrp/DistributableAsAdjustedAmt01568280
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr1Amt0289701
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr2Amt0154929
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr3Amt0234828
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr4Amt0334492
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr5Amt0500114
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovFromYr5Amt0500114
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovToNextYrAmt01142427
IRS990PF/UndistributedIncomeGrp/ExcessFromCurrentYearAmt0128477
IRS990PF/UndistributedIncomeGrp/ExcessFromYear1Amt0289701
IRS990PF/UndistributedIncomeGrp/ExcessFromYear2Amt0154929
IRS990PF/UndistributedIncomeGrp/ExcessFromYear3Amt0234828
IRS990PF/UndistributedIncomeGrp/ExcessFromYear4Amt0334492
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt01696757
IRS990PF/UndistributedIncomeGrp/RemainingDistriFromCorpusAmt0128477
IRS990PF/UndistributedIncomeGrp/TotalCorpusAmt01642541
IRS990PF/UndistributedIncomeGrp/TotalExcessDistributionCyovAmt01514064
IRS990PF/UndistributedIncomeGrp/UndistributedIncomeCYAmt00
LandEtcSchedule2/LandEtcGrp/AccumulatedDepreciationAmt07233
LandEtcSchedule2/LandEtcGrp/CostOrOtherBasisAmt07233
LandEtcSchedule2/LandEtcGrp/EOYFMVAmt07233
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc0HEDGE FUNDS
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc1REAL ESTATE INVESTMENT TRUSTS (REIT)
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc2TANGIBLE ASSETS
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt0252
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt1631
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt2256
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt33803
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt4123
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0EXPENSES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc1BANK CHARGES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc2OFFICE EXPENSE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc3TELEPHONE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc4INSURANCE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc5INVESTMENT EXPENSE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc6MISCELLANEOUS
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt0252
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt1631
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt2256
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt33803
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt4123
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt0252
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt1631
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt2256
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt33803
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt4123
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt0503
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt11261
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt2512
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt37606
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt4246
OtherIncomeSchedule2/OtherIncomeDetail/AdjustedNetIncomeAmt01
OtherIncomeSchedule2/OtherIncomeDetail/AdjustedNetIncomeAmt160
OtherIncomeSchedule2/OtherIncomeDetail/Desc0CLASS ACTION SETTLEMENTS
OtherIncomeSchedule2/OtherIncomeDetail/Desc1BANK CHARGE REFUNDS
OtherIncomeSchedule2/OtherIncomeDetail/NetInvestmentIncomeAmt01
OtherIncomeSchedule2/OtherIncomeDetail/NetInvestmentIncomeAmt160
OtherIncomeSchedule2/OtherIncomeDetail/RevenueAndExpensesPerBooksAmt01
OtherIncomeSchedule2/OtherIncomeDetail/RevenueAndExpensesPerBooksAmt160
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/AdjustedNetIncomeAmt046065
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt092129
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt0MANAGEMENT
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt046065
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt046065
TaxesSchedule/TaxesDetail/AdjustedNetIncomeAmt04780
TaxesSchedule/TaxesDetail/AdjustedNetIncomeAmt11274
TaxesSchedule/TaxesDetail/AdjustedNetIncomeAmt24512
TaxesSchedule/TaxesDetail/Amt09560
TaxesSchedule/TaxesDetail/Amt12548
TaxesSchedule/TaxesDetail/Amt29025
TaxesSchedule/TaxesDetail/CategoryTxt0FEDERAL 2024 EST INCOME TAX
TaxesSchedule/TaxesDetail/CategoryTxt1FEDERAL 2023 INCOME TAX
TaxesSchedule/TaxesDetail/CategoryTxt2FOREIGN INCOME TAX
TaxesSchedule/TaxesDetail/DisbursementsCharitablePrpsAmt04780
TaxesSchedule/TaxesDetail/DisbursementsCharitablePrpsAmt11274
TaxesSchedule/TaxesDetail/DisbursementsCharitablePrpsAmt24512
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt04780
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt11274
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt24512
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0LAWRENCE SEVERSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRES/SECR
ReturnHeader/BusinessOfficerGrp/PhoneNum06514303935
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MARGARET RIVERS FUND
ReturnHeader/Filer/BusinessNameControlTxt0MARG
ReturnHeader/Filer/EIN0416017102
ReturnHeader/Filer/PhoneNum06514303935
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 197
ReturnHeader/Filer/USAddress/CityNm0STILLWATER

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