Civic Intelligence

Rubyes Kids Incorporated

990EZ • Fiscal year 2012 • EIN 41-2157663

Jan 01, 2012 to Dec 31, 2012 • Filed on Jul 03, 2013

Organization ProfileWWW.RUBYESKIDS.ORG
453 Johnson Street19046
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

53rd percentile

3.9%

Higher net margin than 53% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

55th percentile

3.9%

Faster asset growth than 55% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

53rd percentile

2.8%

Faster revenue growth than 53% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$77,765

Up $2,906 (+3.9%) from 2011

Net Assets

Up

$77,765

Up $2,906 (+3.9%) from 2011

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin53rd percentile

Revenue

Up

$74,401

Up $2,011 (+2.8%) from 2011

Expenses

Up

$71,495

Up $30,455 (+74%) from 2011

Net Income

Down

$2,906

Down $28,444 (-91%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth55th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2010: $47,494Net Assets 2010: $47,4942010Assets 2011: $74,859Net Assets 2011: $74,8592011Assets 2012: $77,765Net Assets 2012: $77,7652012Assets 2013: $168,326Net Assets 2013: $168,3262013Assets 2014: $193,102Net Assets 2014: $193,1022014Assets 2015: $196,883Net Assets 2015: $196,8832015Assets 2016: $226,524Net Assets 2016: $226,5242016Assets 2017: $257,788Net Assets 2017: $257,7882017Assets 2018: $201,755Net Assets 2018: $201,7552018Assets 2019: $253,810Net Assets 2019: $253,8102019Assets 2020: $257,556Net Assets 2020: $257,5562020Assets 2021: $257,194Net Assets 2021: $257,1942021Assets 2022: $288,137Net Assets 2022: $288,1372022Assets 2023: $303,872Liabilities 2023: $02023Assets 2024: $378,251Liabilities 2024: $30,493Net Assets 2024: $347,7582024

Highlighted filing

2012

Assets$77,765
Liabilities-
Net Assets$77,765
Open 2012 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2010: $39,543Expenses 2010: $46,290Net Income 2010: -$6,7472010Revenue 2011: $72,390Expenses 2011: $41,040Net Income 2011: $31,3502011Revenue 2012: $74,401Expenses 2012: $71,495Net Income 2012: $2,9062012Revenue 2013: $160,434Expenses 2013: $69,873Net Income 2013: $90,5612013Revenue 2014: $145,046Expenses 2014: $120,270Net Income 2014: $24,7762014Revenue 2015: $151,204Expenses 2015: $147,423Net Income 2015: $3,7812015Revenue 2016: $150,775Expenses 2016: $121,134Net Income 2016: $29,6412016Revenue 2017: $145,037Expenses 2017: $113,773Net Income 2017: $31,2642017Revenue 2018: $98,877Expenses 2018: $154,910Net Income 2018: -$56,0332018Revenue 2019: $145,470Expenses 2019: $93,415Net Income 2019: $52,0552019Revenue 2020: $96,247Expenses 2020: $92,501Net Income 2020: $3,7462020Revenue 2021: $123,211Expenses 2021: $123,573Net Income 2021: -$3622021Revenue 2022: $128,929Expenses 2022: $97,986Net Income 2022: $30,9432022Revenue 2023: $143,859Expenses 2023: $128,124Net Income 2023: $15,7352023Revenue 2024: $159,044Expenses 2024: $115,150Net Income 2024: $43,8942024

Highlighted filing

2012

Revenue$74,401
Expenses$71,495
Net Income$2,906
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Jul 3, 2013
Return Version
2012v2.0
Mission and Program Overview

Mission

Support social, emotional and educational needs of underprivileged children.

Filing and Contact Details

Filer

EIN
41-2157663
Raw XML Appendix199 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/BOY074859
IRS990EZ/CashSavingsAndInvestments/EOY077765
IRS990EZ/ContributionsGiftsGrantsEtc072012
IRS990EZ/CostOfGoodsSold00
IRS990EZ/CostOtherBasisAndSalesExpenses01323
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagedInExcessBenefitTrans0false
IRS990EZ/EngageInLobbyingActivities0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear02906
IRS990EZ/FeesAndOthPymtToIndContractors0450
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/FundraisingGrossIncome03221
IRS990EZ/GainOrLossFromSaleOfAssets0-136
IRS990EZ/GamingGrossIncome00
IRS990EZ/GroProfitLossSalesOfInventory00
IRS990EZ/GrossAmountFromSaleOfAssets01187
IRS990EZ/GrossReceipts076587
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InvestmentIncome0167
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MembershipDues00
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY074859
IRS990EZ/NetAssetsOrFundBalancesBOY074859
IRS990EZ/NetAssetsOrFundBalances/EOY077765
IRS990EZ/NetAssetsOrFundBalancesEOY077765
IRS990EZ/OccupancyRentUtilitiesAndMaint011203
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition020.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition110.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition23.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition32.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition43.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition53.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition62.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition72.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition82.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition93.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition102.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition112.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation50
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation60
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation70
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation80
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation90
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation100
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation110
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0ROZ WEISS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1MAUREEN BALSHEM
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2JOANNE DYER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3LAURA JOHNSON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4CHERYL GOLDBERG
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName5JENNIFER RECKOW
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName6SHERYL SHEPPARD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName7LYN TUCKMAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName8DIANE MCLAURIN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName9DON WEISS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName10ANITA DUKE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName11LYNEE RUDOLPH
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1VICE PREDIDENT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2TREASURER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4CORRESP SECRETARY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title5RECORDING SECRETARY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title11DIRECTOR
IRS990EZ/OperatingSchool0false
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherExpensesTotal055598
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0SUPPORT SOCIAL, EMOTIONAL AND EDUCATIONAL NEEDS OF UNDERPRIVILEGED CHILDREN.
IRS990EZ/PrintingPublicationsPostage04244
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0PROVIDE UNDERPRIVILEGED CHILDREN WITH AN ANNUAL HOLIDAY PARTY INCLUDING GIFTS OF WINTER CLOTHING AND SCHOOL SUPPLIES. SERVING OVER 500 CHILDREN
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom1PROVIDE EDUCATIONAL SUPPORT AND LIBARY LEARNING CENTERS FOR CHILDREN IN HOMELESS SHELTERS
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom2PROVIDING CHILDREN LIVING IN HOMELESS SHELTERS WITH BACKPACKS CONTAINING SCHOOL AND PERSONAL CARE SUPPLIES. 400 BACKPACKS PROVIDED
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom3PARTIES FOR CHILDREN IN SHELTERS
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses057184
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses13451
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses24945
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses3956
IRS990EZ/ProgramServiceRevenue00
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/SpecialEventsDirectExpenses0863
IRS990EZ/SpecialEventsNetIncomeLoss02358
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10453 JOHNSON STREET
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0JENKINTOWN
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0PA
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode019046
IRS990EZ/TheBooksAreInCareOf/NamePerson0TREASURER
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber02157821565
IRS990EZ/TotalAssets/BOY074859
IRS990EZ/TotalAssets/EOY077765
IRS990EZ/TotalExpenses071495
IRS990EZ/TotalProgramServiceExpenses066536
IRS990EZ/TotalRevenue074401
IRS990EZ/TransactionWithControlEntity0false
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg0false
IRS990EZ/WebSite0WWW.RUBYESKIDS.ORG
IRS990ScheduleA/AmtsRecdFromDisqualPersons/CurrentTaxYear037000
IRS990ScheduleA/AmtsRecdFromDisqualPersons/CurrentTaxYearMinus1Year040000
IRS990ScheduleA/AmtsRecdFromDisqualPersons/Total077000
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYear072012
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus1Year072155
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus2Years039424
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus3Years036424
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus4Years040824
IRS990ScheduleA/GiftsGrantsContribReceived509/Total0260839
IRS990ScheduleA/GrossInvestmentIncome170/Total00
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYear0167
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus1Year0235
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus2Years0119
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus3Years0104
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus4Years0254
IRS990ScheduleA/GrossInvestmentIncome509/Total0879
IRS990ScheduleA/GrossReceiptsFromNonUBI/CurrentTaxYear03221
IRS990ScheduleA/GrossReceiptsFromNonUBI/Total03221
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYear0167
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus1Year0235
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus2Years0119
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus3Years0104
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus4Years0254
IRS990ScheduleA/InvestmentIncomeAndUBTI/Total0879
IRS990ScheduleA/InvestmentIncomePercentage00.00330
IRS990ScheduleA/PriorYearSupportPercentage00.99610
IRS990ScheduleA/PriorYrInvestIncomePercentage00.00390
IRS990ScheduleA/PubliclySupportedOrg509a20X
IRS990ScheduleA/PublicSupportPercentage50900.70600
IRS990ScheduleA/PublicSupportPertcentage17000
IRS990ScheduleA/PublicSupportTotal17000
IRS990ScheduleA/PublicSupportTotal5090187060
IRS990ScheduleA/SupportFromDQPsEtc/CurrentTaxYear037000
IRS990ScheduleA/SupportFromDQPsEtc/CurrentTaxYearMinus1Year040000
IRS990ScheduleA/SupportFromDQPsEtc/Total077000
IRS990ScheduleA/ThirtyThreePercntTestsCY5090X
IRS990ScheduleA/Total509/CurrentTaxYear075233
IRS990ScheduleA/Total509/CurrentTaxYearMinus1Year072155
IRS990ScheduleA/Total509/CurrentTaxYearMinus2Years039424
IRS990ScheduleA/Total509/CurrentTaxYearMinus3Years036424
IRS990ScheduleA/Total509/CurrentTaxYearMinus4Years040824
IRS990ScheduleA/Total509/Total0264060
IRS990ScheduleA/TotalSupportTotal/Total0264939
IRS990ScheduleB/ContributorInfo/AggregateContributions0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/City0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/State0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorAddressUS/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorNameBusiness/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInfo/ContributorNumber0RESTRICTED
IRS990ScheduleO/GeneralExplanation/Explanation0BANK CHARGES 84. COATS - FOR CHILDREN 12145. CONFERENCE/MEETINGS 158. EDUCATIONAL SUPPORT FOR CHILDREN 3451. FLOWERS AND GIFTS 498. HOLIDAY PARTY EXPENSES FOR CHILDREN 31455. INSURANCE 1319. LEARNING CENTER SUPPLIES 4945. OTHER CELEBRATIONS - PARTIES FOR CHILDREN 954. STATE REGISTERATION 100. WEBSITE EXPENSE 489.
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0412157663
ReturnHeader/Filer/Name/BusinessNameLine10RUBYE'S KIDS INC
ReturnHeader/Filer/NameControl0RUBY
ReturnHeader/Filer/Phone02157821565
ReturnHeader/Filer/USAddress/AddressLine10453 JOHNSON STREET
ReturnHeader/Filer/USAddress/City0JENKINTOWN
ReturnHeader/Filer/USAddress/State0PA
ReturnHeader/Filer/USAddress/ZIPCode019046
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-07-03
ReturnHeader/Officer/Name0ROZ WEISS
ReturnHeader/Officer/Phone02157821565
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/Preparer/DatePrepared02013-07-03
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10FITZPATRICK & CZERWONKA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine101564 EDGE HILL ROAD PO BOX 272
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0ABINGTON
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0PA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode019001
ReturnHeader/Preparer/Name0WILLIAM S FITZPATRICK CPA
ReturnHeader/Preparer/Phone02157841650
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-07-03T05:34:57-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$77,765
Liabilities
-
Net assets
$77,765
Revenue
$74,401
Expenses
$71,495
Net income
$2,906
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.78$0.30$3.48$1.59$1.15$0.44
2023Summary only. Only limited summary data is available for this year.$3.04$0.00$1.44$1.28$0.16
2022Detailed filing. Detailed filing data is available for this year.$2.88$2.88$1.29$0.98$0.31
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.57$2.57$1.23$1.24$0.00
2020Detailed filing. Detailed filing data is available for this year.$2.58$2.58$0.96$0.93$0.04
2019Detailed filing. Detailed filing data is available for this year.$2.54$2.54$1.45$0.93$0.52
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.02$2.02$0.99$1.55$0.56
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.58$2.58$1.45$1.14$0.31
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.27$2.27$1.51$1.21$0.30
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.97$1.97$1.51$1.47$0.04
2014Detailed filing. Detailed filing data is available for this year.$1.93$1.93$1.45$1.20$0.25
2013Detailed filing. Detailed filing data is available for this year.$1.68$1.68$1.60$0.70$0.91
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.78$0.78$0.74$0.71$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.75$0.75$0.72$0.41$0.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.47$0.47$0.40$0.46$0.07