Civic Intelligence

Us Travel Insurance Assoc Inc

EIN 41-2141786 • 501(c)6 • Rockville, MD

Profile

Our mission is to foster ethical and professional standards of industry conduct, cultivate effective state and federal government relations, inform and assist members, and educate consumers.

1300 Piccard Drive Ll 14Rockville, MD 20850

www.ustia.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

88th percentile

0.47x

Higher debt load relative to assets than 88% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

84th percentile

0.35x

Higher debt load relative to revenue than 84% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

62nd percentile

8.5%

Higher net margin than 62% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

49th percentile

$0

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

62nd percentile

8.4%

Faster asset growth than 62% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

51st percentile

5.4%

Faster revenue growth than 51% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets88th percentile

Assets

Up

$692,613

Up $53,548 (+8.4%) from 2023

Liabilities

Down

$325,179

Down $25,332 (-7.2%) from 2023

Net Assets

Up

$367,434

Up $78,880 (+27%) from 2023

Operations
Liabilities / Revenue84th percentileNet Margin62nd percentile

Revenue

Up

$932,150

Up $47,824 (+5.4%) from 2023

Expenses

Up

$853,270

Up $103,537 (+14%) from 2023

Net Income

Down

$78,880

Down $55,713 (-41%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth62nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2008: $192,604Liabilities 2008: $02008Assets 2009: $144,240Liabilities 2009: $02009Assets 2010: $283,891Liabilities 2010: $0Net Assets 2010: $283,8912010Assets 2011: $428,913Liabilities 2011: $0Net Assets 2011: $428,9132011Assets 2013: $351,311Liabilities 2013: $0Net Assets 2013: $351,3112013Assets 2014: $404,532Liabilities 2014: $0Net Assets 2014: $404,5322014Assets 2015: $792,999Liabilities 2015: $0Net Assets 2015: $792,9992015Assets 2016: $734,502Liabilities 2016: $401,200Net Assets 2016: $333,3022016Assets 2017: $588,459Liabilities 2017: $405,869Net Assets 2017: $182,5902017Assets 2018: $712,585Liabilities 2018: $449,730Net Assets 2018: $262,8552018Assets 2019: $694,427Liabilities 2019: $342,799Net Assets 2019: $351,6282019Assets 2020: $551,038Liabilities 2020: $321,356Net Assets 2020: $229,6822020Assets 2021: $470,788Liabilities 2021: $296,356Net Assets 2021: $174,4322021Assets 2022: $598,531Liabilities 2022: $444,570Net Assets 2022: $153,9612022Assets 2023: $639,065Liabilities 2023: $350,511Net Assets 2023: $288,5542023Assets 2024: $692,613Liabilities 2024: $325,179Net Assets 2024: $367,4342024

Highlighted filing

2024

Assets$692,613
Liabilities$325,179
Net Assets$367,434
Open 2024 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2008: $265,091Expenses 2008: $269,874Net Income 2008: -$4,7832008Revenue 2009: $285,082Expenses 2009: $333,446Net Income 2009: -$48,3642009Revenue 2010: $444,354Expenses 2010: $304,703Net Income 2010: $139,6512010Revenue 2011: $538,278Expenses 2011: $420,061Net Income 2011: $118,2172011Revenue 2013: $543,427Expenses 2013: $523,936Net Income 2013: $19,4912013Revenue 2014: $525,086Expenses 2014: $471,865Net Income 2014: $53,2212014Revenue 2015: $949,020Expenses 2015: $560,553Net Income 2015: $388,4672015Revenue 2016: $669,755Expenses 2016: $733,008Net Income 2016: -$63,2532016Revenue 2017: $700,014Expenses 2017: $850,726Net Income 2017: -$150,7122017Revenue 2018: $777,738Expenses 2018: $697,473Net Income 2018: $80,2652018Revenue 2019: $829,016Expenses 2019: $740,243Net Income 2019: $88,7732019Revenue 2020: $508,576Expenses 2020: $630,522Net Income 2020: -$121,9462020Revenue 2021: $681,140Expenses 2021: $736,390Net Income 2021: -$55,2502021Revenue 2022: $623,623Expenses 2022: $644,094Net Income 2022: -$20,4712022Revenue 2023: $884,326Expenses 2023: $749,733Net Income 2023: $134,5932023Revenue 2024: $932,150Expenses 2024: $853,270Net Income 2024: $78,8802024

Highlighted filing

2024

Revenue$932,150
Expenses$853,270
Net Income$78,880
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$692,613
Liabilities
$325,179
Net assets
$367,434
Revenue
$932,150
Expenses
$853,270
Net income
$78,880
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.93$3.25$3.67$9.32$8.53$0.79
2023Summary only. Only limited summary data is available for this year.$6.39$3.51$2.89$8.84$7.50$1.35
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.99$4.45$1.54$6.24$6.44$0.20
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.71$2.96$1.74$6.81$7.36$0.55
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.51$3.21$2.30$5.09$6.31$1.22
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.94$3.43$3.52$8.29$7.40$0.89
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.13$4.50$2.63$7.78$6.97$0.80
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.88$4.06$1.83$7.00$8.51$1.51
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.35$4.01$3.33$6.70$7.33$0.63
2015Detailed filing. Detailed filing data is available for this year.$7.93$0.00$7.93$9.49$5.61$3.88
2014Summary only. Only limited summary data is available for this year.$4.05$0.00$4.05$5.25$4.72$0.53
2013Summary only. Only limited summary data is available for this year.$3.51$0.00$3.51$5.43$5.24$0.19
2011Summary only. Only limited summary data is available for this year.$4.29$0.00$4.29$5.38$4.20$1.18
2010Summary only. Only limited summary data is available for this year.$2.84$0.00$2.84$4.44$3.05$1.40
2009Summary only. Only limited summary data is available for this year.$1.44$0.00$2.85$3.33$0.48
2008Summary only. Only limited summary data is available for this year.$1.93$0.00$2.65$2.70$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 5, 2025
Return Version
2024v5.2
Gross Receipts
$932,150
Mission and Program Overview

Mission

To foster ethical conduct, ensure that the public has access to affordable travel insurance, educate the public, and promote a commitment to excellence in the travel insurance industry.

To promote excellence in the travel insurance industry.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$454,421$568,299▲ $113,878
Intangible Assets$70,497$54,037▼ $16,460
Savings and Temporary Cash Investments$50,000$50,000→ $0
Accounts Receivable$32,273$0▼ $32,273
Prepaid Expenses and Deferred Charges$31,874$20,277▼ $11,597
Total Assets$639,065$692,613▲ $53,548
Liabilities
Deferred Revenue$233,025$229,575▼ $3,450
Accounts Payable and Accrued Expenses$117,486$95,604▼ $21,882
Total Liabilities$350,511$325,179▼ $25,332
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$288,554$367,434▲ $78,880
Total Net Assets Fund Balance$288,554$367,434▲ $78,880
Total Liabilities and Net Assets / Fund Balance$639,065$692,613▲ $53,548
Compensation and Service Providers
Top Officer Pay49th percentile

Board Members and Trustees

NameTitle
Susan SilfenImmediate Past President
Robert GallagherPresident
Blake YturraldeDirector - Associate
Matt KinneyDirector - Associate
Beth GodlinDirector - Full
Bonnie RaschkaDirector - Full
Brice KingDirector - Full
Chris CarnicelliDirector - Full
Dean SivleyDirector - Full
Jeffrey WrightDirector - Full
Mark CarneyDirector - Full
Sean BradyDirector - Full
Elliott DragaDirector - International Advisory
Thomas StefaniakExecutive Director
Brandon BatesSecretary
Joe MucciaTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Management Solutions PlusManagement Company1300 PICCARD DRIVE SUITE LL 14, Rockville, MD 20850$174,027
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$929,338
Investment Income
$2,812
Other Revenue
$0
Change in Net Assets
$78,880

Audited Revenue Reconciliation

Revenue per Audited Statements
$932,150
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$932,150
Total Revenue per Form 990
$932,150
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$853,270
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings---$341,516
Fees for Services Management---$174,027
Information Technology---$46,261
Office Expenses---$27,707
Depreciation Depletion---$16,460
Fees for Services Accounting---$11,750
Other Expenses---$7,366
Travel---$6,013
Insurance---$2,981
Total Functional Expenses$0$0$0$853,270

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$853,270
Total Expenses per Audited Statements$853,270
Total Expenses per Form 990$853,270
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
Yes
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“A management company was selected to manage the programs and administration of the association. Their contract is reviewed annually by the association's board of directors.”

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“The organization has members that are elected to the board of directors.”

Form 990, Part VI, Section A, Line 7B

“The decisions of the board of directors are subject to the approval by the members.”

Form 990, Part VI, Section B, Line 11B

“The board of directors review a copy of the 990 before the return is filed.”

Form 990, Part VI, Section B, Line 12C

“Members are to sign conflict of interest forms annually and they are asked in person at board meetings to disclose any new conflicts, if any, that they became aware of recently.”

Form 990, Part VI, Section B, Line 15

“The management company is evaluated annually. Fees are set through negotiation and a request for proposal process. The executive director is paid by the management company.”

Form 990, Part VI, Section C, Line 19

“All governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
US Travel Insurance Association Inc
EIN
41-2141786
Phone
2403423816
Address
1300 PICCARD DRIVE LL 14, ROCKVILLE, MD 20850

Signing Officer

Name
Thomas L Stefaniak Cae
Title
Executive Director
Phone
2403423816
Signed
2025-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Thomas L Stefaniak Cae
Formed
2004
Legal Domicile
Dc
Voting Board Members
15
Independent Board Members
15
Employees
0
Volunteers
15

Preparer

Firm
Cliftonlarsonallen Llp
Address
6116 EXECUTIVE BLVD 500, NORTH BETHESDA, MD 20852
Preparer
Joshua G Dzyak CPA
Phone
3017705100
Supplemental Narrative

Additional Explanations

Form 990 Part XII Line 2C - Audit Oversight

“The process has not changed from prior year.”

Financial Statement Notes

PART X, LINE 2:

“The association is exempt from the payment of income taxes on its exempt activities under the provisions of section 501(c)(6) of the internal revenue code. Under these provisions, no tax is imposed on any income related to the association's tax-exempt purpose. The association has determined that it does not have any material unrecognized tax benefits or obligations as of december 31, 2024 and 2023. The association is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The association's federal and state income tax returns are subject to examination by the internal revenue service and state tax authorities, generally for a period of three years after the returns are filed.”

Raw XML AppendixShowing 400 of 417 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsReceivableGrp/BOYAmt032273
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROMOTE EXCELLENCE IN THE TRAVEL INSURANCE INDUSTRY.
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ORGANIZATION
IRS990/BooksInCareOfDetail/PhoneNum02403423816
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01300 PICCARD DRIVE LL 14
IRS990/BooksInCareOfDetail/USAddress/CityNm0ROCKVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MD
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IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd01
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
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IRS990/ConsolidatedAuditFinclStmtInd00
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IRS990/ContractorCompensationGrp/ServicesDesc0MANAGEMENT COMPANY
IRS990/CreditCounselingInd00
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IRS990/DelegationOfMgmtDutiesInd01
IRS990/DepreciationDepletionGrp/TotalAmt016460
IRS990/Desc0TO FOSTER ETHICAL AND PROFESSIONAL STANDARDS OF INDUSTRY CONDUCT THROUGH CONFERENCES AND COMMUNICATIONS WITH INDUSTRY MEMBERS.
IRS990/DescribedInSection501c3Ind00
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IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt011750
IRS990/FeesForServicesManagementGrp/TotalAmt0174027
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IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT GALLAGHER
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IRS990/Form990PartVIISectionAGrp/PersonNm15THOMAS STEFANIAK
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1IMMEDIATE PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR - FULL
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR - FULL
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR - FULL
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR - FULL
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR - FULL
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR - FULL
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR - FULL
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR - FULL
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR - ASSOCIATE
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR - ASSOCIATE
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR - INTERNATIONAL ADVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt15EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02004
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0932150
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt046261
IRS990/InsuranceGrp/TotalAmt02981
IRS990/IntangibleAssetsGrp/BOYAmt070497
IRS990/IntangibleAssetsGrp/EOYAmt054037
IRS990/InvestmentIncomeGrp/ExclusionAmt02812
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02812
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0DC
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO FOSTER ETHICAL CONDUCT, ENSURE THAT THE PUBLIC HAS ACCESS TO AFFORDABLE TRAVEL INSURANCE, EDUCATE THE PUBLIC, AND PROMOTE A COMMITMENT TO EXCELLENCE IN THE TRAVEL INSURANCE INDUSTRY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0288554
IRS990/NetAssetsOrFundBalancesEOYAmt0367434
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0288554
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0367434
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt027707
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0REGULATORY REFORM
IRS990/OtherExpensesGrp/Desc1MARKET STUDY
IRS990/OtherExpensesGrp/Desc2SPONSORSHIP EXPENSE
IRS990/OtherExpensesGrp/Desc3CREDIT LOSS EXPENSE
IRS990/OtherExpensesGrp/TotalAmt0129763
IRS990/OtherExpensesGrp/TotalAmt174000
IRS990/OtherExpensesGrp/TotalAmt215426
IRS990/OtherExpensesGrp/TotalAmt37366
IRS990/PartialLiquidationInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt031874
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt020277
IRS990/PrincipalOfficerNm0THOMAS L STEFANIAK CAE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/Desc0MEMBER DUES
IRS990/ProgramServiceRevenueGrp/Desc1ANNUAL CONFERENCE
IRS990/ProgramServiceRevenueGrp/Desc2SPONSORSHIPS
IRS990/ProgramServiceRevenueGrp/Desc3TRAVEL REGISTRY
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0387825
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1285513
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2228000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt328000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0387825
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1285513
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2228000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt328000
IRS990/ProgSrvcAccomActy2Grp/Desc0CULTIVATE EFFECTIVE STATE AND FEDERAL GOVERNMENT RELATIONS.
IRS990/ProgSrvcAccomActy3Grp/Desc0INFORM AND ASSIST MEMBERS AND EDUCATE CONSUMERS.
IRS990/ProhibitedTaxShelterTransInd00
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IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYOtherRevenueAmt00
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IRS990/PYRevenuesLessExpensesAmt0134593
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0749733
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0884326
IRS990/ReconcilationRevenueExpnssAmt078880
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt050000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt050000
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/OnlyInHouseLobbyingInd01
IRS990ScheduleC/SubstantiallyAllDuesNondedInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0853270
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0932150
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ASSOCIATION IS EXEMPT FROM THE PAYMENT OF INCOME TAXES ON ITS EXEMPT ACTIVITIES UNDER THE PROVISIONS OF SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE. UNDER THESE PROVISIONS, NO TAX IS IMPOSED ON ANY INCOME RELATED TO THE ASSOCIATION'S TAX-EXEMPT PURPOSE. THE ASSOCIATION HAS DETERMINED THAT IT DOES NOT HAVE ANY MATERIAL UNRECOGNIZED TAX BENEFITS OR OBLIGATIONS AS OF DECEMBER 31, 2024 AND 2023. THE ASSOCIATION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE ASSOCIATION'S FEDERAL AND STATE INCOME TAX RETURNS ARE SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE AND STATE TAX AUTHORITIES, GENERALLY FOR A PERIOD OF THREE YEARS AFTER THE RETURNS ARE FILED.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt0853270
IRS990ScheduleD/TotalRevenuePerForm990Amt0932150
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0932150
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0853270
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD IS A VOLUNTEER BOARD AND IS NOT COMPENSATED. THE ASSOCIATION HAS NO EMPLOYEES AND CONTRACTS WITH A THIRD PARTY MANAGEMENT COMPANY TO PERFORM THE ADMINISTRATIVE AND MANAGERIAL FUNCTIONS TRADITIONALLY PERFORMED BY EMPLOYEES. THE EXECUTIVE DIRECTOR IS AN EMPLOYEE OF THE MANAGEMENT COMPANY AND IS ONLY COMPENSATED BY THE MANAGEMENT COMPANY AT ITS FULL DISCRETION. THE ASSOCIATION HAS NO CONTROL OVER THAT COMPENSATION. THE BOARD EVALUATES THE WORK OF THE MANAGEMENT COMPANY AND REVIEWS THE CONTRACT FEE PAID AT LEAST ANNUALLY.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VII, LINE 5
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A MANAGEMENT COMPANY WAS SELECTED TO MANAGE THE PROGRAMS AND ADMINISTRATION OF THE ASSOCIATION. THEIR CONTRACT IS REVIEWED ANNUALLY BY THE ASSOCIATION'S BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION HAS MEMBERS THAT ARE ELECTED TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE DECISIONS OF THE BOARD OF DIRECTORS ARE SUBJECT TO THE APPROVAL BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS REVIEW A COPY OF THE 990 BEFORE THE RETURN IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MEMBERS ARE TO SIGN CONFLICT OF INTEREST FORMS ANNUALLY AND THEY ARE ASKED IN PERSON AT BOARD MEETINGS TO DISCLOSE ANY NEW CONFLICTS, IF ANY, THAT THEY BECAME AWARE OF RECENTLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE MANAGEMENT COMPANY IS EVALUATED ANNUALLY. FEES ARE SET THROUGH NEGOTIATION AND A REQUEST FOR PROPOSAL PROCESS. THE EXECUTIVE DIRECTOR IS PAID BY THE MANAGEMENT COMPANY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7ALL GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE PROCESS HAS NOT CHANGED FROM PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990 PART XII LINE 2C - AUDIT OVERSIGHT
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd01
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0639065
IRS990/TotalAssetsEOYAmt0692613
IRS990/TotalAssetsGrp/BOYAmt0639065
IRS990/TotalAssetsGrp/EOYAmt0692613
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0853270
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0350511
IRS990/TotalLiabilitiesEOYAmt0325179
IRS990/TotalLiabilitiesGrp/BOYAmt0350511
IRS990/TotalLiabilitiesGrp/EOYAmt0325179
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0288554
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IRS990/TotalOtherCompensationAmt00
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IRS990/TotalReportableCompFromOrgAmt00
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IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0929338
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0932150
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt015
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0639065
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0692613
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt06013
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01300 PICCARD DRIVE LL 14
IRS990/USAddress/CityNm0ROCKVILLE
IRS990/USAddress/StateAbbreviationCd0MD
IRS990/USAddress/ZIPCd020850
IRS990/VotingMembersGoverningBodyCnt015
IRS990/VotingMembersIndependentCnt015
IRS990/WebsiteAddressTxt0WWW.USTIA.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0THOMAS L STEFANIAK CAE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum02403423816
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0US TRAVEL INSURANCE ASSOCIATION INC
ReturnHeader/Filer/BusinessNameControlTxt0USTR
ReturnHeader/Filer/EIN0412141786
ReturnHeader/Filer/PhoneNum02403423816
ReturnHeader/Filer/USAddress/AddressLine1Txt01300 PICCARD DRIVE LL 14
ReturnHeader/Filer/USAddress/CityNm0ROCKVILLE

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