Civic Intelligence

Eighth Blackbird Performing Arts Association

990 • Fiscal year 2019 • EIN 41-2081766

Jul 01, 2018 to Jun 30, 2019 • Filed on Nov 08, 2019

4045 N RockwellChicago, IL 60618

(773) 669-7835

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.01x

Higher debt load relative to assets than 66% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

66th percentile

0.01x

Higher debt load relative to revenue than 66% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Net Margin

10th percentile

-39%

Higher net margin than 10% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

89th percentile

$38,474

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 8.1% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

12th percentile

-40%

Faster asset growth than 12% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

12th percentile

-44%

Faster revenue growth than 12% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Assets

Down

$345,806

Down $226,550 (-40%) from 2018

Net Assets

Down

$340,825

Down $186,731 (-35%) from 2018

Liabilities

Down

$4,981

Down $39,819 (-89%) from 2018

Revenue

Down

$476,913

Down $370,862 (-44%) from 2018

Expenses

Down

$663,644

Down $442,264 (-40%) from 2018

Net Income

Up

-$186,731

Up $71,402 (+28%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2011: $156,274Liabilities 2011: $25,236Net Assets 2011: $131,0382011Assets 2012: $110,056Liabilities 2012: $4,239Net Assets 2012: $105,8172012Assets 2013: $368,072Liabilities 2013: $10,471Net Assets 2013: $357,6012013Assets 2014: $356,113Liabilities 2014: $13,774Net Assets 2014: $342,3392014Assets 2015: $579,711Liabilities 2015: $30,150Net Assets 2015: $549,5612015Assets 2016: $876,767Liabilities 2016: $35,374Net Assets 2016: $841,3932016Assets 2017: $823,448Liabilities 2017: $37,759Net Assets 2017: $785,6892017Assets 2018: $572,356Liabilities 2018: $44,800Net Assets 2018: $527,5562018Assets 2019: $345,806Liabilities 2019: $4,981Net Assets 2019: $340,8252019Assets 2020: $303,697Liabilities 2020: $56,481Net Assets 2020: $247,2162020Assets 2021: $383,400Liabilities 2021: $98,146Net Assets 2021: $285,2542021Assets 2022: $447,450Liabilities 2022: $60,803Net Assets 2022: $386,6472022Assets 2023: $423,229Liabilities 2023: $22,348Net Assets 2023: $400,8812023Assets 2025: $225,965Liabilities 2025: $10,835Net Assets 2025: $215,1302025

Highlighted filing

2019

Assets$345,806
Liabilities$4,981
Net Assets$340,825

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2011: $603,896Expenses 2011: $583,817Net Income 2011: $20,0792011Revenue 2012: $544,947Expenses 2012: $570,168Net Income 2012: -$25,2212012Revenue 2013: $967,153Expenses 2013: $715,369Net Income 2013: $251,7842013Revenue 2014: $830,790Expenses 2014: $846,052Net Income 2014: -$15,2622014Revenue 2015: $1,068,724Expenses 2015: $861,502Net Income 2015: $207,2222015Revenue 2016: $1,353,222Expenses 2016: $1,061,390Net Income 2016: $291,8322016Revenue 2017: $1,136,758Expenses 2017: $1,192,462Net Income 2017: -$55,7042017Revenue 2018: $847,775Expenses 2018: $1,105,908Net Income 2018: -$258,1332018Revenue 2019: $476,913Expenses 2019: $663,644Net Income 2019: -$186,7312019Revenue 2020: $334,767Expenses 2020: $428,376Net Income 2020: -$93,6092020Revenue 2021: $378,214Expenses 2021: $340,176Net Income 2021: $38,0382021Revenue 2022: $697,687Expenses 2022: $596,294Net Income 2022: $101,3932022Revenue 2023: $607,223Expenses 2023: $592,989Net Income 2023: $14,2342023Revenue 2025: $455,906Expenses 2025: $507,537Net Income 2025: -$51,6312025

Highlighted filing

2019

Revenue$476,913
Expenses$663,644
Net Income-$186,731
Jump To
Filing Snapshot
Filing Period
Jul 1, 2018 to Jun 30, 2019
Signed
Nov 8, 2019
Return Version
2018v3.1
Gross Receipts
$476,913
Mission and Program Overview

Mission

To educate the general public about contemporary classical music through performances and other related activities.

Musical performances and other related activites.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$280,435$170,173▼ $110,262
Pledges and Grants Receivable$214,797$83,147▼ $131,650
Accounts Receivable$12,380$60,159▲ $47,779
Cash and Non-Interest-Bearing Accounts$43,401$26,188▼ $17,213
Prepaid Expenses and Deferred Charges$17,473$6,139▼ $11,334
Total Assets$572,356$345,806▼ $226,550
Other Assets Total$3,870--
Liabilities
Accounts Payable and Accrued Expenses$40,708$4,481▼ $36,227
Other Liabilities$4,092$500▼ $3,592
Total Liabilities$44,800$4,981▼ $39,819
Net Assets / Fund Balance
Unrestricted Net Assets$401,562$280,325▼ $121,237
Temporarily Rstr Net Assets$125,994$60,500▼ $65,494
Total Net Assets Fund Balance$527,556$340,825▼ $186,731
Total Liabilities and Net Assets / Fund Balance$572,356$345,806▼ $226,550

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$33,506$33,506
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Lisa KaplanDirectorFT$38,474$38,474
Matthew DuvallDirectorFT$38,474$38,474
Michael J MaccaferriDirectorFT$38,474$38,474
Nicholas PhotinosDirectorFT$38,474$38,474

Board Members and Trustees

NameTitle
Kate BensonChair
Chris CroninDirector
Jamie RubinDirector
Matt PollackDirector
Peter TaubDirector
Ryan FantDirector
Tony Scott-greenDirector
Tremain AtkinsonDirector
Chris JoyceDirector Eme
Neil CohenSecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$183,863
Program Service Revenue
$285,919
Investment Income
$4,740
Other Revenue
$2,391
All Other Contributions
$183,863
Change in Net Assets
$-186,731

Audited Revenue Reconciliation

Revenue per Audited Statements
$476,913
Total Revenue per Audited Statements
$476,913
Total Revenue per Form 990
$476,913
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$427,132
Other Expenses$236,512
Total Fundraising Expense$55,464
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$146,895$47,554$23,679$218,128
Other Salaries and Wages$102,246$22,854$14,403$139,503
Occupancy$40,284$11,202$6,032$57,518
Fees for Services Management$54,228--$54,228
Fees for Services Other$43,523$8,698-$52,221
Other Employee Benefits$27,800$7,607$4,114$39,521
Travel$34,469$2,656-$37,125
Payroll Taxes$20,885$5,902$3,193$29,980
Fees for Services Accounting-$8,000-$8,000
Other Expenses$3,975$3,915$4,043$3,975
Advertising$3,256--$3,256
Office Expenses$1,804$420-$2,224
Insurance-$1,824-$1,824
Total Functional Expenses$487,548$120,632$55,464$663,644

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$663,644
Total Expenses per Audited Statements$663,644
Total Expenses per Form 990$663,644
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$2,391
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Security Deposit$500
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Eighth Blackbird Performing Arts
EIN
41-2081766
Phone
7736697835
Address
4045 N ROCKWELL, CHICAGO, IL 60618

Signing Officer

Name
Deirdre Harrison
Title
Chief Operating Ofcr
Phone
8152630281
Signed
2019-11-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Deirdre Harrison
Formed
2001
Legal Domicile
Il
Voting Board Members
14
Independent Board Members
11
Employees
11

Preparer

Firm
H Gregory Mermel CPA Pc
Address
2835 N SHEFFIELD AVE STE 311, CHICAGO, IL 60657-5084
Preparer
H Gregory Mermel CPA
Phone
7735251778
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IRS990/PayrollTaxesGrp/FundraisingAmt03193
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt05902
IRS990/PayrollTaxesGrp/ProgramServicesAmt020885
IRS990/PayrollTaxesGrp/TotalAmt029980
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0214797
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt083147
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt017473
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt06139
IRS990/PrincipalOfficerNm0DEIRDRE HARRISON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0PERFORMANCE INCOME
IRS990/ProgramServiceRevenueGrp/Desc1COMMISSIONED WORKS
IRS990/ProgramServiceRevenueGrp/Desc2ALL OTHER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0254530
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt125000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt26389
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0254530
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt125000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt26389
IRS990/ProgSrvcAccomActy2Grp/Desc0INSPIRE A NEXT GENERATION OF PERFORMERS AND COMPOSERS WHO SHARE EIGHTH BLACKBIRD'S VISION FOR A DISTINCTIVE, DYNAMIC AND ENGAGING PERFORMANCE AESTHETIC.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt078487
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0331508
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt04095
IRS990/PYOtherExpensesAmt0652216
IRS990/PYOtherRevenueAmt022307
IRS990/PYProgramServiceRevenueAmt0489865
IRS990/PYRevenuesLessExpensesAmt0-258133
IRS990/PYSalariesCompEmpBnftPaidAmt0453692
IRS990/PYTotalExpensesAmt01105908
IRS990/PYTotalRevenueAmt0847775
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-186731
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0285919
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0280435
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0170173
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt021022
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt021485
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt019600
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt013400
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt075507
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0INVENTORY SALES 1,570
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART III, LINE 12
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0183863
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0331508
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0632973
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0785339
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0489458
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt02423141
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt04740
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt04095
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0700
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt01483
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0175
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt011193
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0293050
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0536961
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0504452
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0609789
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0577521
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt02521773
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt04740
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt04095
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0700
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt01483
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0175
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt011193
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt01570
IRS990ScheduleA/OtherIncome509Grp/TotalAmt01570
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.79050
IRS990ScheduleA/PublicSupportPY509Pct00.85850
IRS990ScheduleA/PublicSupportTotal509Amt03918801
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt0286737
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt0399943
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt0324999
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt014434
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt01026113
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt0265715
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt0378458
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt0305399
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt01034
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt0950606
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0476913
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0868469
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01137425
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01395128
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01066979
IRS990ScheduleA/Total509Grp/TotalAmt04944914
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0481653
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0872564
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01138125
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01396611
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01068724
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt04957677
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/EquipmentGrp/DepreciationAmt033506
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt033506
IRS990ScheduleD/ExpensesSubtotalAmt0663644
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SECURITY DEPOSIT
IRS990ScheduleD/RevenueSubtotalAmt0476913
IRS990ScheduleD/TotalExpensesPerForm990Amt0663644
IRS990ScheduleD/TotalLiabilityAmt0500
IRS990ScheduleD/TotalRevenuePerForm990Amt0476913
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0476913
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0663644
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IL
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt0125994
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt060500
IRS990/TempOrPermanentEndowmentsInd0false

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.23$0.01$0.22$0.46$0.51$0.05
2023Summary only. Only limited summary data is available for this year.$0.42$0.02$0.40$0.61$0.59$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.45$0.06$0.39$0.70$0.60$0.10
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.38$0.10$0.29$0.38$0.34$0.04
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.30$0.06$0.25$0.33$0.43$0.09
2019Detailed filing. Detailed filing data is available for this year.$0.35$0.00$0.34$0.48$0.66$0.19
2018Summary only. Only limited summary data is available for this year.$0.57$0.04$0.53$0.85$1.11$0.26
2017Summary only. Only limited summary data is available for this year.$0.82$0.04$0.79$1.14$1.19$0.06
2016Summary only. Only limited summary data is available for this year.$0.88$0.04$0.84$1.35$1.06$0.29
2015Detailed filing. Detailed filing data is available for this year.$0.58$0.03$0.55$1.07$0.86$0.21
2014Detailed filing. Detailed filing data is available for this year.$0.36$0.01$0.34$0.83$0.85$0.02
2013Summary only. Only limited summary data is available for this year.$0.37$0.01$0.36$0.97$0.72$0.25
2012Summary only. Only limited summary data is available for this year.$0.11$0.00$0.11$0.54$0.57$0.03
2011Summary only. Only limited summary data is available for this year.$0.16$0.03$0.13$0.60$0.58$0.02