Civic Intelligence

Northwoods Interfaith Volunteer Caregivers Program

EIN 41-1993133 • 501(c)3 • Bemidji, MN

Profile

Volunteer Caregiving including paid caregiver support services

616 America Ave Suite 110Bemidji, MN 56601

www.northwoodscaregivers.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

33rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

34th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

15th percentile

-21%

Higher net margin than 15% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

3rd percentile

-82%

Faster asset growth than 3% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

13th percentile

-25%

Faster revenue growth than 13% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Down

$36,916

Down $171,217 (-82%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$36,916

Down $171,217 (-82%) from 2023

Revenue

Down

$933,223

Down $316,981 (-25%) from 2023

Expenses

Up

$1,125,873

Up $38,993 (+3.6%) from 2023

Net Income

Down

-$192,650

Down $355,974 (-218%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0-$100KAssets 2010: $36,288Liabilities 2010: $10,514Net Assets 2010: $25,7742010Assets 2011: $45,190Liabilities 2011: $2,580Net Assets 2011: $42,6102011Assets 2012: $27,048Liabilities 2012: $4,246Net Assets 2012: $22,8022012Assets 2013: -$11,390Liabilities 2013: $0Net Assets 2013: -$11,3902013Assets 2014: $23,574Liabilities 2014: $0Net Assets 2014: $23,5742014Assets 2015: $42,047Liabilities 2015: -$15,262Net Assets 2015: $57,3092015Assets 2016: $10,116Liabilities 2016: $0Net Assets 2016: $10,1162016Assets 2017: $9,514Liabilities 2017: $0Net Assets 2017: $9,5142017Assets 2018: $36,394Liabilities 2018: $0Net Assets 2018: $36,3942018Assets 2019: $20,313Liabilities 2019: $0Net Assets 2019: $20,3132019Assets 2020: $113,557Liabilities 2020: -$217Net Assets 2020: $113,7742020Assets 2021: $21,563Liabilities 2021: $0Net Assets 2021: $21,5632021Assets 2022: $42,843Liabilities 2022: $0Net Assets 2022: $42,8432022Assets 2023: $208,133Liabilities 2023: $0Net Assets 2023: $208,1332023Assets 2024: $36,916Liabilities 2024: $0Net Assets 2024: $36,9162024

Highlighted filing

2024

Assets$36,916
Liabilities$0
Net Assets$36,916

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $414,2852010Expenses 2011: $482,8822011Expenses 2012: $514,6702012Revenue 2013: $482,357Expenses 2013: $516,533Net Income 2013: -$34,1762013Revenue 2014: $540,190Expenses 2014: $529,012Net Income 2014: $11,1782014Revenue 2015: $686,759Expenses 2015: $637,762Net Income 2015: $48,9972015Revenue 2016: $714,652Expenses 2016: $734,609Net Income 2016: -$19,9572016Revenue 2017: $745,147Expenses 2017: $794,926Net Income 2017: -$49,7792017Revenue 2018: $886,197Expenses 2018: $848,511Net Income 2018: $37,6862018Revenue 2019: $865,611Expenses 2019: $874,250Net Income 2019: -$8,6392019Revenue 2020: $978,325Expenses 2020: $866,657Net Income 2020: $111,6682020Revenue 2021: $852,324Expenses 2021: $900,573Net Income 2021: -$48,2492021Revenue 2022: $1,014,891Expenses 2022: $987,815Net Income 2022: $27,0762022Revenue 2023: $1,250,204Expenses 2023: $1,086,880Net Income 2023: $163,3242023Revenue 2024: $933,223Expenses 2024: $1,125,873Net Income 2024: -$192,6502024

Highlighted filing

2024

Revenue$933,223
Expenses$1,125,873
Net Income-$192,650

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.04$0.00$0.04$0.93$1.13$0.19
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.21$0.00$0.21$1.25$1.09$0.16
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.04$0.00$0.04$1.01$0.99$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.02$0.00$0.02$0.85$0.90$0.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.11$0.00$0.11$0.98$0.87$0.11
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.02$0.00$0.02$0.87$0.87$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.04$0.00$0.04$0.89$0.85$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.01$0.00$0.01$0.75$0.79$0.05
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.01$0.00$0.01$0.71$0.73$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.04$0.02$0.06$0.69$0.64$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.02$0.00$0.02$0.54$0.53$0.01
2013Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$0.48$0.52$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.03$0.00$0.02$0.51
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.05$0.00$0.04$0.48
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.04$0.01$0.03$0.41
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.0
Gross Receipts
$933,223
Mission and Program Overview

Mission

Volunteer Caregiving including paid caregiver support services

Volunteer Caregiving including caregiver support services. Connecting, Enriching, and Empowering the lives of Northwoods Individuals and Families is our mission.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$208,133$36,916▼ $171,217
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$208,133$36,916▼ $171,217
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$208,133$36,916▼ $171,217
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$208,133$36,916▼ $171,217
Total Liabilities and Net Assets / Fund Balance$208,133$36,916▼ $171,217
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cindi Lee JerniganExecutive DirectorFT$98,319$15,600$113,919
Denise SmidRN Homecare ManagerFT$85,820-$85,820
Jennifer ColeDementia Program ManagerFT$70,648-$70,648
Michelle NelsonHCBS Program ManagerPT$19,541-$19,541
Antoinette MaloneHCBS ManagerPT$14,799-$14,799

Board Members and Trustees

NameTitle
Dawn WheelerBoard Member- Chair
Carla Misticboard member
Pam Bellewboard member
Lisa Johnsonboard member-
Sarah ReinersBoard member-Secretary
Jan LoiselBoard Member-Treasurer
Ashley CharwoodBd member
Revenue and Support

Revenue Composition

Contributions and Grants
$586,510
Program Service Revenue
$346,713
Investment Income
$0
Other Revenue
$0
All Other Contributions
$32,071
Change in Net Assets
$-192,650
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$653,289
Other Expenses$472,584
Total Fundraising Expense$32,425
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$259,021$36,568$9,142$304,731
Other Salaries and Wages$208,645$55,640$13,910$278,195
Office Expenses$105,443$21,089$4,218$130,750
Fees for Services Other$102,663$4,756-$107,419
Payroll Taxes$39,643$10,571$2,643$52,857
Occupancy$39,104--$39,104
Information Technology$28,587$7,623$1,906$38,116
Insurance$37,155--$37,155
All Other Expenses$34,462--$34,462
Fees for Services Accounting$25,600$4,686-$30,286
Travel$24,240$0$0$24,240
Conferences and Meetings$17,882--$17,882
Other Employee Benefits$9,100$2,427$606$12,133
Pension Plan Contributions$4,916$457-$5,373
Other Expenses$2,469$1,104$0$3,573
Advertising$900$475-$1,375
Total Functional Expenses$948,052$145,396$32,425$1,125,873
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Organizations may become members as well as faith communities but do not automatically have a seat on the board all board members have to be elected.

Form 990, Part VI, Section A, Line 7A

Membership may be present at the annual meeting and may nominate a member but then it still has to be voted on.

Form 990, Part VI, Section B, Line 11B

All members are emailed a draft and asked for feedback before the final document is efiled.

Form 990, Part VI, Section B, Line 12C

Annual Conflict of Interest Statements are distributed went over in detail and then collected.

Form 990, Part VI, Section B, Line 15

The organization uses the The Minnesota Council of Nonprofit Salary Survey for all positions to determine salaries.

Form 990, Part VI, Section C, Line 19

All are available on demand. The 990 is available on our website and filed with the state.

Filing and Contact Details

Filer

Filer Name
Northwoods Interfaith Volunteer Caregivers Program
EIN
41-1993133
Phone
2183338264
Address
616 America Ave Suite 110, Bemidji, MN 56601
Doing Business As
Northwoods Caregivers

Signing Officer

Name
Cindi Lee Jernigan
Title
Executive Director
Phone
2183338264
Signed
2025-11-12

Organization Details

Principal Officer
Cindi Jernigan
Formed
2000
Legal Domicile
Mn
Voting Board Members
7
Independent Board Members
7
Employees
36
Volunteers
160
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

RN plus LPN nurses for homecare plus cnas for homecare plus respite providers and supervised visit contractors Contract help is paperwork contractor help to maintain license auditing files for student project

Form 990, Part XI, Line 9

We had grants that came in late Fall of October of 2023 that had to be spent in 2024 that is the change

Raw XML AppendixShowing 400 of 595 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/PersonNm0Cindi Lee Jernigan
IRS990/Form990PartVIISectionAGrp/PersonNm1Denise Smid
IRS990/Form990PartVIISectionAGrp/PersonNm2Jennifer Cole
IRS990/Form990PartVIISectionAGrp/PersonNm3Michelle Nelson
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IRS990/Form990PartVIISectionAGrp/PersonNm7Ashley Charwood
IRS990/Form990PartVIISectionAGrp/PersonNm8Carla Mistic
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IRS990/Form990PartVIISectionAGrp/PersonNm11Sarah Reiners
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Executive Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1RN Homecare Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt2Dementia Program Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt3HCBS Program Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt4HCBS Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt5board member-
IRS990/Form990PartVIISectionAGrp/TitleTxt6board member
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IRS990/Form990PartVIISectionAGrp/TitleTxt8board member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member- Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Member-Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board member-Secretary
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IRS990/FormationYr02000
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IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingAmt0448
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
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IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
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IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
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IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0933223
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt01906
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt07623
IRS990/InformationTechnologyGrp/ProgramServicesAmt028587
IRS990/InformationTechnologyGrp/TotalAmt038116
IRS990/InsuranceGrp/ProgramServicesAmt037155
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IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Volunteer Caregiving including paid caregiver support services
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
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IRS990/OccupancyGrp/ProgramServicesAmt039104
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IRS990/OfficeExpensesGrp/FundraisingAmt04218
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt021089
IRS990/OfficeExpensesGrp/ProgramServicesAmt0105443
IRS990/OfficeExpensesGrp/TotalAmt0130750
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
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IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt09100
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IRS990/OtherExpensesGrp/Desc0Staff and volunteer recognition
IRS990/OtherExpensesGrp/Desc1background checks and license fees
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11104
IRS990/OtherExpensesGrp/ProgramServicesAmt08222
IRS990/OtherExpensesGrp/ProgramServicesAmt12469
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IRS990/OtherExpensesGrp/TotalAmt13573
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IRS990/OtherSalariesAndWagesGrp/FundraisingAmt013910
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt055640
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IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt010571
IRS990/PayrollTaxesGrp/ProgramServicesAmt039643
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IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0457
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt04916
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Cindi Jernigan
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IRS990/ProgramServiceRevenueGrp/Desc0respite to families on a sliding feescale
IRS990/ProgramServiceRevenueGrp/Desc1homemaking to elderly and those w/disability
IRS990/ProgramServiceRevenueGrp/Desc2homecare to elderly and those with disability
IRS990/ProgramServiceRevenueGrp/Desc3supervised visits
IRS990/ProgramServiceRevenueGrp/Desc4volunteer transportation
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IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1194048
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2119977
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt38421
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt42744
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt021523
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1194048
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2119977
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt38421
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt42744
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt40
IRS990/ProgSrvcAccomActy2Grp/Desc0Provide a volunteer caregiving service including transportation and fall clean up to 460+ clients
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt037680
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt024691
IRS990/ProgSrvcAccomActy3Grp/Desc0Provide supervised visitation and safe exchange program to 43 families
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt016173
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt013918
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Provide a senior and special needs based homemaking program and chore/home modifications to 189 clients utilizing trained homemaker employees along with providing a licensed home care program to 135 homecare clients
IRS990/ProgSrvcAccomActyOtherGrp/Desc1Provide education and outreach to the community around dementia and Alzheimer's Diseases along with Care Management including several counties and tribes
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0325780
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt1210691
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0367244
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt174232
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IRS990/PYOtherExpensesAmt0334442
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0639094
IRS990/PYRevenuesLessExpensesAmt0163324
IRS990/PYSalariesCompEmpBnftPaidAmt0752438
IRS990/PYTotalExpensesAmt01086880
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01250204
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IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-192650
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00

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