Civic Intelligence

World Encounter

EIN 41-1847206 • 501(c)3 • Saint Paul, MN

Profile

Serving the poor in the developing world. Microloans are provided to the working poor to help people work their way out of poverty. Short-term volunteer team members provide training in basic business skills,career specific skills

542 Lovell Ave Apt 8Saint Paul, MN 55113-4611

world-encounter.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.20x

Higher debt load relative to assets than 83% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

0.21x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

12th percentile

-67%

Higher net margin than 12% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

97th percentile

$48,000

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 76.2% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

21st percentile

-39%

Faster asset growth than 21% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

27th percentile

-26%

Faster revenue growth than 27% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$64,087

Down $40,886 (-39%) from 2023

Liabilities

Down

$12,972

Down $22,880 (-64%) from 2023

Net Assets

Down

$51,115

Down $18,006 (-26%) from 2023

Revenue

Down

$62,998

Down $22,206 (-26%) from 2023

Expenses

Up

$105,054

Up $11,275 (+12%) from 2023

Net Income

Down

-$42,056

Down $33,481 (-390%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0-$50KAssets 2011: $40,908Liabilities 2011: $31,8422011Assets 2012: $53,466Liabilities 2012: $43,6992012Assets 2013: $56,094Liabilities 2013: $41,7332013Assets 2014: $37,884Liabilities 2014: $50,7662014Assets 2015: $60,553Liabilities 2015: $59,5882015Assets 2016: $68,193Liabilities 2016: $56,8792016Assets 2017: $63,839Liabilities 2017: $59,8002017Assets 2018: $63,026Liabilities 2018: $74,1482018Assets 2019: $61,167Liabilities 2019: $59,515Net Assets 2019: $1,6522019Assets 2020: $69,642Liabilities 2020: $57,800Net Assets 2020: $11,8422020Assets 2021: $37,293Liabilities 2021: $59,496Net Assets 2021: -$22,2032021Assets 2022: $135,414Liabilities 2022: $59,207Net Assets 2022: $76,2072022Assets 2023: $104,973Liabilities 2023: $35,852Net Assets 2023: $69,1212023Assets 2024: $64,087Liabilities 2024: $12,972Net Assets 2024: $51,1152024

Highlighted filing

2024

Assets$64,087
Liabilities$12,972
Net Assets$51,115

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $96,911Expenses 2011: $93,818Net Income 2011: $3,0932011Revenue 2012: $106,301Expenses 2012: $105,600Net Income 2012: $7012012Revenue 2013: $118,395Expenses 2013: $113,801Net Income 2013: $4,5942013Revenue 2014: $124,057Expenses 2014: $151,300Net Income 2014: -$27,2432014Revenue 2015: $124,205Expenses 2015: $110,358Net Income 2015: $13,8472015Revenue 2016: $128,477Expenses 2016: $118,128Net Income 2016: $10,3492016Revenue 2017: $126,946Expenses 2017: $134,221Net Income 2017: -$7,2752017Revenue 2018: $125,714Expenses 2018: $140,875Net Income 2018: -$15,1612018Revenue 2019: $117,421Expenses 2019: $104,930Net Income 2019: $12,4912019Revenue 2020: $81,895Expenses 2020: $71,705Net Income 2020: $10,1902020Revenue 2021: $91,071Expenses 2021: $125,116Net Income 2021: -$34,0452021Revenue 2022: $245,614Expenses 2022: $188,129Net Income 2022: $57,4852022Revenue 2023: $85,204Expenses 2023: $93,779Net Income 2023: -$8,5752023Revenue 2024: $62,998Expenses 2024: $105,054Net Income 2024: -$42,0562024

Highlighted filing

2024

Revenue$62,998
Expenses$105,054
Net Income-$42,056

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.64$0.13$0.51$0.63$1.05$0.42
2023Summary only. Only limited summary data is available for this year.$1.05$0.36$0.69$0.85$0.94$0.09
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.35$0.59$0.76$2.46$1.88$0.57
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.37$0.59$0.22$0.91$1.25$0.34
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.70$0.58$0.12$0.82$0.72$0.10
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.61$0.60$0.02$1.17$1.05$0.12
2018Summary only. Only limited summary data is available for this year.$0.63$0.74$1.26$1.41$0.15
2017Summary only. Only limited summary data is available for this year.$0.64$0.60$1.27$1.34$0.07
2016Summary only. Only limited summary data is available for this year.$0.68$0.57$1.28$1.18$0.10
2015Summary only. Only limited summary data is available for this year.$0.61$0.60$1.24$1.10$0.14
2014Summary only. Only limited summary data is available for this year.$0.38$0.51$1.24$1.51$0.27
2013Summary only. Only limited summary data is available for this year.$0.56$0.42$1.18$1.14$0.05
2012Summary only. Only limited summary data is available for this year.$0.53$0.44$1.06$1.06$0.01
2011Summary only. Only limited summary data is available for this year.$0.41$0.32$0.97$0.94$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$62,998
Mission and Program Overview

Mission

Faith-based, holistic community development

Faith-based holistic community development

Program Services

DescriptionGrantsExpenses
SERVING THE POOR IN THE DEVELOPING WORLD. MICROLOANS ARE PROVIDED TO THE WORKING POOR TO HELP PEOPLE WORK THEIR WAY OUT OF POVERTY. SHORT-TERM VOLUNTEER TEAM MEMBERS PROVIDE TRAINING IN BASIC BUSINESS SKILLS,CAREER SPECIFIC SKILLS-$74,046
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
CURTIS ROSENCEOPT$0$48,000$48,000
DIANA MARTENSENPresident-$0--
PEGGY ROSENMemberPT$0--
ALI CARROLLMember-$0--
Governance and Compliance

Governance Explanations

Form 990-EZ, Part VI, Section B, Line 11

Board reviews 990 prior to filing the exent and timing of the review is at the discreatiion of the director

Form 990-EZ, Part VI, Section B, Line 19

Copies of the governing documents are made available upon request

Form 990-EZ, Part VI, Section B, Line 15A-15B

Board officers are not compensated. Compensation for two directors is decided and review by the board

Form 990-EZ, Part IV, Section C, Line 19

Documents are provided upon request.

Filing and Contact Details

Filer

Filer Name
World Encounter
EIN
41-1847206
Phone
6514843010
Address
542 LOVELL AVE APT 8, SAINT PAUL, MN 55113-4611

Signing Officer

Name
Curt Rosen
Title
CEO
Phone
6514843010
Signed
2025-11-14
Discuss with paid preparer
Yes

Preparer

Firm
Robert Rampi Ltd
Address
9201 QUADAY AVE NE 203, OTSEGO, MN 55330
Preparer
Robert Rampi - CPA
Phone
7635339460
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

Travel 612

Form 990-EZ, Part I, Line 16, Other Expenses

Meals and entertainment 460

Form 990-EZ, Part I, Line 16, Other Expenses

Fundraising 4,955

Form 990-EZ, Part I, Line 16, Other Expenses

Telephone 626

Form 990-EZ, Part I, Line 16, Other Expenses

Depreciation 1,121

Form 990-EZ, Part I, Line 16, Other Expenses

Micro loan program cost 29,113

Form 990-EZ, Part I, Line 16, Other Expenses

OFFICE EXPENSE 3,368

Form 990-EZ, Part I, Line 16, Other Expenses

VOLUNTEER COSTS 214

Form 990-EZ, Part I, Line 16, Other Expenses

Professional dues other fees 350

Form 990-EZ, Part I, Line 16, Other Expenses

Card processing fees 4,465

Form 990-EZ, Part I, Line 20, Net Assets

Adjustment to 2023 other assets - undeposited funds 50

Form 990-EZ, Part I, Line 20, Net Assets

Adjustment to net assets 24,000

Form 990-EZ, Part II, Line 24, Other Assets

UNDEPOSITED FUNDS Beginning of year 706, End of year 450

Form 990-EZ, Part II, Line 24, Other Assets

CR TZ ADVANCES Beginning of year 1,700, End of year 885

Form 990-EZ, Part II, Line 26, Liabilities

ACCOUNTS PAYABLE Beginning of year 33,750, End of year 9,750

Form 990-EZ, Part II, Line 26, Liabilities

CREDIT CARD LIABILITY Beginning of year 2,102, End of year 3,222

Form 990-EZ, Part XI, Line 8

Prior year micro loan balances and assets

Raw XML Appendix220 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0CURTIS ROSEN
IRS990EZ/BooksInCareOfDetail/PhoneNum06514843010
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0542 LOVELL AVE APT 8
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ST PAUL
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0551134611
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0101446
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IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt062975
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-42056
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt011335
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0104973
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IRS990EZ/GrossReceiptsAmt062998
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IRS990EZ/LandAndBuildingsGrp/BOYAmt01121
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt069121
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt048000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0CURTIS ROSEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DIANA MARTENSEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2PEGGY ROSEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ALI CARROLL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02406
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01335
IRS990EZ/OtherChangesInNetAssetsAmt024050
IRS990EZ/OtherExpensesTotalAmt045284
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0FAITH-BASED HOLISTIC COMMUNITY DEVELOPMENT
IRS990EZ/PrintingPublicationsPostageAmt0435
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SERVING THE POOR IN THE DEVELOPING WORLD. MICROLOANS ARE PROVIDED TO THE WORKING POOR TO HELP PEOPLE WORK THEIR WAY OUT OF POVERTY. SHORT-TERM VOLUNTEER TEAM MEMBERS PROVIDE TRAINING IN BASIC BUSINESS SKILLS,CAREER SPECIFIC SKILLS
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt074046
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt048000
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt035852
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt012972
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TotalExpensesAmt0105054
IRS990EZ/TotalProgramServiceExpensesAmt074046
IRS990EZ/TotalRevenueAmt062998
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0world-encounter.org
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt014270
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt03730
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt01645
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt09795
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt05470
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt034910
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt062975
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt079812
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0244780
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt090898
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt077362
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0555827
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt023
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt021
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0834
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0173
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt01
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt01052
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt05371
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt04532
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt09903
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt023
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt021
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0834
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0173
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt01
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt01052
IRS990ScheduleA/InvestmentIncomeCYPct00.00190
IRS990ScheduleA/InvestmentIncomePYPct00.00170
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.93660
IRS990ScheduleA/PublicSupportPY509Pct00.92130
IRS990ScheduleA/PublicSupportTotal509Amt0530820
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt014270
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt03730
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt01645
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt09795
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt05470
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt034910
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt062975
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt085183
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0244780
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt090898
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt081894
IRS990ScheduleA/Total509Grp/TotalAmt0565730
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt062998
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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt091071
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt081895
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0566782
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Travel 612
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Meals and entertainment 460
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Fundraising 4,955
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Telephone 626
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Depreciation 1,121
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MICRO LOAN PROGRAM COST 29,113
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6OFFICE EXPENSE 3,368
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7VOLUNTEER COSTS 214
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8PROFESSIONAL DUES OTHER FEES 350
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9CARD PROCESSING FEES 4,465
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10ADJUSTMENT TO 2023 OTHER ASSETS - UNDEPOSITED FUNDS 50
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11ADJUSTMENT TO NET ASSETS 24,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12UNDEPOSITED FUNDS Beginning of year 706, End of year 450
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13CR TZ ADVANCES Beginning of year 1,700, End of year 885
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14ACCOUNTS PAYABLE Beginning of year 33,750, End of year 9,750
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15CREDIT CARD LIABILITY Beginning of year 2,102, End of year 3,222
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16BOARD REVIEWS 990 PRIOR TO FILING THE EXENT AND TIMING OF THE REVIEW IS AT THE DISCREATIION OF THE DIRECTOR
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17COPIES OF THE GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18BOARD OFFICERS ARE NOT COMPENSATED. COMPENSATION FOR TWO DIRECTORS IS DECIDED AND REVIEW BY THE BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19DOCUMENTS ARE PROVIDED UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20PRIOR YEAR MICRO LOAN BALANCES AND ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part I, Line 20, Net Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part I, Line 20, Net Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990-EZ, Part II, Line 26, Liabilities
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990-EZ, Part VI, Section B, Line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990-EZ, Part VI, Section B, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990-EZ, Part VI, Section B, Line 15A-15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Form 990-EZ, Part IV, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc20Form 990-EZ, Part XI, Line 8
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CURT ROSEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06514843010
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WORLD ENCOUNTER
ReturnHeader/Filer/BusinessNameControlTxt0WORL
ReturnHeader/Filer/EIN0411847206
ReturnHeader/Filer/PhoneNum06514843010
ReturnHeader/Filer/USAddress/AddressLine1Txt0542 LOVELL AVE APT 8
ReturnHeader/Filer/USAddress/CityNm0SAINT PAUL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd0551134611
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0411484422
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ROBERT RAMPI LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09201 QUADAY AVE NE 203
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OTSEGO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd055330
ReturnHeader/PreparerPersonGrp/PhoneNum07635339460
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT RAMPI - CPA
ReturnHeader/ReturnTs02025-11-14T10:15:33-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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