Civic Intelligence

Personal Money Management Inc.

990EZ • Fiscal year 2012 • EIN 41-1841565

Jan 01, 2012 to Dec 31, 2012 • Filed on Apr 16, 2013

Organization ProfileN/A
PO Box 2556716
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Net Margin

41st percentile

-0.5%

Higher net margin than 41% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

42nd percentile

-1.9%

Faster asset growth than 42% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

59th percentile

6.8%

Faster revenue growth than 59% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Down

$25,932

Down $509 (-1.9%) from 2011

Net Assets

$25,932

No earlier filing loaded for comparison.

Liabilities

Flat

$0

Flat from 2011

Revenue And Expenses
Liabilities / Revenue57th percentileNet Margin41st percentile

Revenue

Up

$113,046

Up $7,247 (+6.8%) from 2011

Expenses

Up

$113,555

Up $11,206 (+11%) from 2011

Net Income

Down

-$509

Down $3,959 (-115%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth42nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40K$30K$20K$10K$0Assets 2011: $26,441Liabilities 2011: $02011Assets 2012: $25,932Liabilities 2012: $0Net Assets 2012: $25,9322012Assets 2013: $19,181Liabilities 2013: $0Net Assets 2013: $19,1812013Assets 2014: $27,873Liabilities 2014: $0Net Assets 2014: $27,8732014Assets 2015: $21,864Liabilities 2015: $0Net Assets 2015: $21,8642015Assets 2016: $29,350Liabilities 2016: $0Net Assets 2016: $29,3502016Assets 2017: $30,757Liabilities 2017: $0Net Assets 2017: $30,7572017Assets 2018: $19,817Liabilities 2018: $0Net Assets 2018: $19,8172018Assets 2019: $27,144Liabilities 2019: $0Net Assets 2019: $27,1442019Assets 2020: $22,096Liabilities 2020: $0Net Assets 2020: $22,0962020Assets 2021: $20,343Liabilities 2021: $0Net Assets 2021: $20,3432021Assets 2022: $19,448Liabilities 2022: $0Net Assets 2022: $19,4482022Assets 2023: $15,678Net Assets 2023: $15,6782023Assets 2024: $14,442Net Assets 2024: $14,4422024

Highlighted filing

2012

Assets$25,932
Liabilities$0
Net Assets$25,932
Open 2012 Filing

Operations Trend

Revenue Growth59th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2011: $105,799Expenses 2011: $102,349Net Income 2011: $3,4502011Revenue 2012: $113,046Expenses 2012: $113,555Net Income 2012: -$5092012Revenue 2013: $102,634Expenses 2013: $109,385Net Income 2013: -$6,7512013Revenue 2014: $130,560Expenses 2014: $121,868Net Income 2014: $8,6922014Revenue 2015: $126,572Expenses 2015: $132,581Net Income 2015: -$6,0092015Revenue 2016: $121,179Expenses 2016: $113,693Net Income 2016: $7,4862016Revenue 2017: $121,031Expenses 2017: $119,624Net Income 2017: $1,4072017Revenue 2018: $116,424Expenses 2018: $127,364Net Income 2018: -$10,9402018Revenue 2019: $129,686Expenses 2019: $122,359Net Income 2019: $7,3272019Revenue 2020: $131,292Expenses 2020: $136,340Net Income 2020: -$5,0482020Revenue 2021: $139,315Expenses 2021: $141,068Net Income 2021: -$1,7532021Revenue 2022: $153,384Expenses 2022: $154,279Net Income 2022: -$8952022Revenue 2023: $165,326Expenses 2023: $169,096Net Income 2023: -$3,7702023Revenue 2024: $175,438Expenses 2024: $176,674Net Income 2024: -$1,2362024

Highlighted filing

2012

Revenue$113,046
Expenses$113,555
Net Income-$509
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Apr 16, 2013
Return Version
2012v2.1
Mission and Program Overview

Mission

Financial counseling and education

Filing and Contact Details

Filer

EIN
41-1841565
Raw XML Appendix164 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt00
IRS990EZ/AmountOfTaxImposedOnOrgMgr00
IRS990EZ/AmountOfTaxReimbursedByOrg00
IRS990EZ/CashSavingsAndInvestments/BOY026441
IRS990EZ/CashSavingsAndInvestments/EOY025932
IRS990EZ/DirectIndirectPoliticalExpend00
IRS990EZ/DoesOrgHaveHospital00
IRS990EZ/EngagedInExcessBenefitTrans00
IRS990EZ/EngageInLobbyingActivities00
IRS990EZ/EngagePoliticalCmpgnActivities00
IRS990EZ/ExcessOrDeficitForYear0-509
IRS990EZ/FeesAndOthPymtToIndContractors01539
IRS990EZ/FiledScheduleA01
IRS990EZ/ForeignFinancialAccount00
IRS990EZ/ForeignOffice00
IRS990EZ/GrossReceipts0113046
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartV0X
IRS990EZ/InvestmentIncome029
IRS990EZ/MadeChangesToOrgnzngEtcDoc00
IRS990EZ/MadeLoansToFromOfficers00
IRS990EZ/MaintainAnyDonorAdvisedFunds00
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY026441
IRS990EZ/NetAssetsOrFundBalancesBOY026441
IRS990EZ/NetAssetsOrFundBalances/EOY025932
IRS990EZ/NetAssetsOrFundBalancesEOY025932
IRS990EZ/OccupancyRentUtilitiesAndMaint03480
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition01.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition11.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition21.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0JENNIFER PETERSON-ROSS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1KATHY ERDMANN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2TINA CAMERON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2SECRETARY/TREASURER
IRS990EZ/OperatingSchool00
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc00
IRS990EZ/OrganizationHadUBI00
IRS990EZ/OtherChangesInNetAssets00
IRS990EZ/OtherExpensesTotal0108536
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0FINANCIAL COUNSELING AND EDUCATION
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0SERVED APPROXIMATELY 250 CLIENTS.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom1REPRESENTATIVE PAYEE FOR MENTALLY ILL AND ELDERLY.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom2DEBT MANAGEMENT TO INCLUDE CREDIT CARD DEBT, MEDICAL BILLS AND COLLECTION.
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations00
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations10
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations20
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses00
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses10
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses20
IRS990EZ/ProgramServiceRevenue0113017
IRS990EZ/ProhibitedTaxShelterTrans00
IRS990EZ/RelatedOrgControlledEntity00
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/SubjectToProxyTax00
IRS990EZ/SumOfTotalLiabilities/BOY00
IRS990EZ/SumOfTotalLiabilities/EOY00
IRS990EZ/TanningServicesProvided00
IRS990EZ/TaxImposedUnderIRC491100
IRS990EZ/TaxImposedUnderIRC491200
IRS990EZ/TaxImposedUnderIRC495500
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10POSTAL BUILDING SOUTH BROADWAY
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0CROOKSTON
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0MN
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode056716
IRS990EZ/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10JENNIFER PETERSON-ROSS
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber02182813656
IRS990EZ/TotalAssets/BOY026441
IRS990EZ/TotalAssets/EOY025932
IRS990EZ/TotalExpenses0113555
IRS990EZ/TotalProgramServiceExpenses00
IRS990EZ/TotalRevenue0113046
IRS990EZ/TransactionWithControlEntity00
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg00
IRS990EZ/WebSite0N/A
IRS990ScheduleA/AmtsFromSubstContributors/Total00
IRS990ScheduleA/AmtsRecdFromDisqualPersons/Total00
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYear029
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus1Year062
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus2Years0125
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus3Years0291
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus4Years0487
IRS990ScheduleA/GrossInvestmentIncome509/Total0994
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYear0113017
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus1Year0105737
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus2Years0100653
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus3Years093410
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus4Years089401
IRS990ScheduleA/GrossReceiptsFromAdmissions/Total0502218
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYear029
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus1Year062
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus2Years0125
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus3Years0291
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus4Years0487
IRS990ScheduleA/InvestmentIncomeAndUBTI/Total0994
IRS990ScheduleA/InvestmentIncomePercentage00.00200
IRS990ScheduleA/PriorYearSupportPercentage00.99730
IRS990ScheduleA/PriorYrInvestIncomePercentage00.00270
IRS990ScheduleA/PubliclySupportedOrg509a20X
IRS990ScheduleA/PublicSupportPercentage50900.99800
IRS990ScheduleA/PublicSupportTotal5090502218
IRS990ScheduleA/SupportFromDQPsEtc/Total00
IRS990ScheduleA/ThirtyThreePercntTestsCY5090X
IRS990ScheduleA/Total509/CurrentTaxYear0113017
IRS990ScheduleA/Total509/CurrentTaxYearMinus1Year0105737
IRS990ScheduleA/Total509/CurrentTaxYearMinus2Years0100653
IRS990ScheduleA/Total509/CurrentTaxYearMinus3Years093410
IRS990ScheduleA/Total509/CurrentTaxYearMinus4Years089401
IRS990ScheduleA/Total509/Total0502218
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYear0113046
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus1Year0105799
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus2Years0100778
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus3Years093701
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus4Years089888
IRS990ScheduleA/TotalSupportTotal/Total0503212
IRS990ScheduleO/GeneralExplanation/Explanation0INTEREST 29..
IRS990ScheduleO/GeneralExplanation/Explanation1Description: LICENSES AND PERMITS. Amount: 275. Description: PROFESSIONAL ADMINISTRATIVE FEES. Amount: 104,345. Description: SERVICE FEES. Amount: 1,516. Description: MISCELLANEOUS. Amount: 2,400. Total to Form 990-EZ, line 16: 108,536.
IRS990ScheduleO/GeneralExplanation/Identifier0Other Investment Income
IRS990ScheduleO/GeneralExplanation/Identifier1Other Expenses
IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990-EZ, Part I, Line 4
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990-EZ, Part I, Line 16
TransferPrsnlBnftContractsDecl/Declaration0The organization did not, during the year, receive any funds, directly,or indirectly, to pay premiums on a personal benefit contract.The organization, did not, during the year, pay any premiums, directly,or indirectly, on a personal benefit contract.
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0411841565
ReturnHeader/Filer/Name/BusinessNameLine10PERSONAL MONEY MANAGEMENT
ReturnHeader/Filer/NameControl0PERS
ReturnHeader/Filer/Phone02182813656
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 25
ReturnHeader/Filer/USAddress/City0CROOKSTON
ReturnHeader/Filer/USAddress/State0MN
ReturnHeader/Filer/USAddress/ZIPCode056716
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02013-04-16
ReturnHeader/Officer/Name0JENNIFER PETERSON-ROSS
ReturnHeader/Officer/Phone02182813656
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/Preparer/DatePrepared02013-04-16
ReturnHeader/PreparerFirm/EIN0450338391
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10Drees Riskey & Vallager LTD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10117 South Broadway
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Crookston
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MN
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode056716
ReturnHeader/Preparer/Name0Curt Kost
ReturnHeader/Preparer/Phone02182813789
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-04-19T08:19:01-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$25,932
Liabilities
$0
Net assets
$25,932
Revenue
$113,046
Expenses
$113,555
Net income
-$509
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.14$0.14$1.75$1.77$0.01
2023Detailed filing. Detailed filing data is available for this year.$0.16$0.16$1.65$1.69$0.04
2022Detailed filing. Detailed filing data is available for this year.$0.19$0.00$0.19$1.53$1.54$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.20$0.00$0.20$1.39$1.41$0.02
2020Detailed filing. Detailed filing data is available for this year.$0.22$0.00$0.22$1.31$1.36$0.05
2019Detailed filing. Detailed filing data is available for this year.$0.27$0.00$0.27$1.30$1.22$0.07
2018Detailed filing. Detailed filing data is available for this year.$0.20$0.00$0.20$1.16$1.27$0.11
2017Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$1.21$1.20$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.29$0.00$0.29$1.21$1.14$0.07
2015Detailed filing. Detailed filing data is available for this year.$0.22$0.00$0.22$1.27$1.33$0.06
2014Detailed filing. Detailed filing data is available for this year.$0.28$0.00$0.28$1.31$1.22$0.09
2013Detailed filing. Detailed filing data is available for this year.$0.19$0.00$0.19$1.03$1.09$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.26$0.00$0.26$1.13$1.14$0.01
2011Summary only. Only limited summary data is available for this year.$0.26$0.00$1.06$1.02$0.03