Civic Intelligence

Industrial Volunteer Fire Department

EIN 41-1816147 • 501(c)4 • Saginaw, MN

Profile

Fire protection for township is only function of organization

7519 Albert RdSaginaw, MN 55779

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

97th percentile

1.55x

Higher debt load relative to assets than 97% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

96th percentile

1.40x

Higher debt load relative to revenue than 96% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Net Margin

79th percentile

23%

Higher net margin than 79% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2024

Asset Growth

48th percentile

-2.3%

Faster asset growth than 48% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

30th percentile

-19%

Faster revenue growth than 30% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets97th percentile

Assets

Down

$56,932

Down $1,329 (-2.3%) from 2023

Liabilities

Down

$88,336

Down $15,604 (-15%) from 2023

Net Assets

Up

-$31,404

Up $14,275 (+31%) from 2023

Operations
Liabilities / Revenue96th percentileNet Margin79th percentile

Revenue

Down

$63,314

Down $14,558 (-19%) from 2023

Expenses

Down

$49,039

Down $16,630 (-25%) from 2023

Net Income

Up

$14,275

Up $2,072 (+17%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth48th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$200K$0-$200KAssets 2011: $287,411Liabilities 2011: $02011Assets 2012: $397,976Liabilities 2012: $210,6482012Assets 2013: $309,706Liabilities 2013: $203,3052013Assets 2014: $218,381Liabilities 2014: $195,5992014Assets 2015: $118,896Liabilities 2015: $185,0172015Assets 2016: $46,305Liabilities 2016: $171,3592016Assets 2017: $10,535Liabilities 2017: $162,5992017Assets 2018: $16,068Liabilities 2018: $153,9372018Assets 2019: $18,977Liabilities 2019: $139,9572019Assets 2020: $24,226Liabilities 2020: $130,396Net Assets 2020: -$106,1702020Assets 2021: $22,426Liabilities 2021: $120,337Net Assets 2021: -$97,9112021Assets 2022: $56,986Liabilities 2022: $114,868Net Assets 2022: -$57,8822022Assets 2023: $58,261Liabilities 2023: $103,940Net Assets 2023: -$45,6792023Assets 2024: $56,932Liabilities 2024: $88,336Net Assets 2024: -$31,4042024

Highlighted filing

2024

Assets$56,932
Liabilities$88,336
Net Assets-$31,404
Open 2024 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100K-$200KRevenue 2011: $37,570Expenses 2011: $21,790Net Income 2011: $15,7802011Revenue 2012: $39,934Expenses 2012: $140,017Net Income 2012: -$100,0832012Revenue 2013: $42,801Expenses 2013: $123,728Net Income 2013: -$80,9272013Revenue 2014: $41,019Expenses 2014: $124,638Net Income 2014: -$83,6192014Revenue 2015: $42,275Expenses 2015: $131,178Net Income 2015: -$88,9032015Revenue 2016: $65,009Expenses 2016: $123,942Net Income 2016: -$58,9332016Revenue 2017: $34,722Expenses 2017: $61,732Net Income 2017: -$27,0102017Revenue 2018: $56,744Expenses 2018: $42,549Net Income 2018: $14,1952018Revenue 2019: $46,948Expenses 2019: $30,059Net Income 2019: $16,8892019Revenue 2020: $42,995Expenses 2020: $28,185Net Income 2020: $14,8102020Revenue 2021: $78,411Expenses 2021: $70,152Net Income 2021: $8,2592021Revenue 2022: $70,524Expenses 2022: $30,495Net Income 2022: $40,0292022Revenue 2023: $77,872Expenses 2023: $65,669Net Income 2023: $12,2032023Revenue 2024: $63,314Expenses 2024: $49,039Net Income 2024: $14,2752024

Highlighted filing

2024

Revenue$63,314
Expenses$49,039
Net Income$14,275
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$56,932
Liabilities
$88,336
Net assets
-$31,404
Revenue
$63,314
Expenses
$49,039
Net income
$14,275
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.57$0.88$0.31$0.63$0.49$0.14
2023Detailed filing. Detailed filing data is available for this year.$0.58$1.04$0.46$0.78$0.66$0.12
2022Detailed filing. Detailed filing data is available for this year.$0.57$1.15$0.58$0.71$0.30$0.40
2021Detailed filing. Detailed filing data is available for this year.$0.22$1.20$0.98$0.78$0.70$0.08
2020Detailed filing. Detailed filing data is available for this year.$0.24$1.30$1.06$0.43$0.28$0.15
2019Summary only. Only limited summary data is available for this year.$0.19$1.40$0.47$0.30$0.17
2018Summary only. Only limited summary data is available for this year.$0.16$1.54$0.57$0.43$0.14
2017Summary only. Only limited summary data is available for this year.$0.11$1.63$0.35$0.62$0.27
2016Summary only. Only limited summary data is available for this year.$0.46$1.71$0.65$1.24$0.59
2015Summary only. Only limited summary data is available for this year.$1.19$1.85$0.42$1.31$0.89
2014Summary only. Only limited summary data is available for this year.$2.18$1.96$0.41$1.25$0.84
2013Summary only. Only limited summary data is available for this year.$3.10$2.03$0.43$1.24$0.81
2012Summary only. Only limited summary data is available for this year.$3.98$2.11$0.40$1.40$1.00
2011Summary only. Only limited summary data is available for this year.$2.87$0.00$0.38$0.22$0.16
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 21, 2025
Return Version
2024v5.1
Gross Receipts
$63,314
Mission and Program Overview

Mission

Fire protection for township is only function of organization

Program Services

DescriptionGrantsExpenses
FIRE PROTECTION FOR TOWNSHIP IS THE ONLY FUNCTION OF ORGANIZATION--
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DANIEL BERGPresidentPT$0--
JOSEPH SKLUZACEKVice PresidentPT$0--
JACOB AMBORNSecretaryPT$0--
JEFF NELSONTreasurerPT$0--
Filing and Contact Details

Filer

Filer Name
Industrial Volunteer Fire Department
EIN
41-1816147
Phone
2183488163
Address
7519 ALBERT RD, SAGINAW, MN 55779

Signing Officer

Name
Jeff Nelson
Title
Treasurer
Signed
2025-04-21
Discuss with paid preparer
Yes

Preparer

Firm
Susan Schober Cutshall CPA
Address
5041 Miller Trunk Hwy, Duluth, MN 55811
Preparer
Susan Schober Cutshall CPA
Phone
2187299050
Supplemental Narrative

Additional Explanations

Other Expenses.1008

“Interest $6596”

Other Expenses.1009

“Depreciation $14400”

Other Expenses.1012

“Insurance $8362”

Other Expenses.1

“SUPPLIES $6031”

Other Expenses.2

“REPAIRS $4756”

Other Expenses.3

“FUND RAISERS $2536”

Other Expenses.4

“TRAINING $2292”

Other Expenses.5

“ADMINISTRATION $1488”

Other Expenses.6

“GAS AND OIL $1436”

Other Expenses.7

“DUES $1142”

Other Assets.1001

“Automobiles - Beginning $48000 Automobiles - Ending $33600”

Total Liabilities.1007

“Secured Mortgages and Notes Payable - Beginning $103940 Secured Mortgages and Notes Payable - Ending $88336”

Raw XML Appendix129 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JEFF NELSON
IRS990EZ/BooksInCareOfDetail/PhoneNum02183488163
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt05319 ALBERT RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SAGINAW
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd055779
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt010261
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt023332
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt014275
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt058261
IRS990EZ/Form990TotalAssetsGrp/EOYAmt056932
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt063314
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-45679
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-31404
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-45679
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-31404
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt27.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt310.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DANIEL BERG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOSEPH SKLUZACEK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JACOB AMBORN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JEFF NELSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt048000
IRS990EZ/OtherAssetsTotalDetail/EOYAmt033600
IRS990EZ/OtherExpensesTotalAmt049039
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0FIRE PROTECTION FOR TOWNSHIP IS ONLY FUNCTION OF ORGANIZATION
IRS990EZ/ProgramServiceRevenueAmt063314
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0FIRE PROTECTION FOR TOWNSHIP IS THE ONLY FUNCTION OF ORGANIZATION
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0103940
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt088336
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt049039
IRS990EZ/TotalRevenueAmt063314
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Interest $6596
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Depreciation $14400
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Insurance $8362
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SUPPLIES $6031
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4REPAIRS $4756
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FUND RAISERS $2536
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6TRAINING $2292
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7ADMINISTRATION $1488
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8GAS AND OIL $1436
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9DUES $1142
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Automobiles - Beginning $48000 Automobiles - Ending $33600
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Secured Mortgages and Notes Payable - Beginning $103940 Secured Mortgages and Notes Payable - Ending $88336
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1008
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Assets.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Total Liabilities.1007
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JEFF NELSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0INDUSTRIAL VOLUNTEER FIRE DEPARTMENT
ReturnHeader/Filer/BusinessNameControlTxt0INDU
ReturnHeader/Filer/EIN0411816147
ReturnHeader/Filer/PhoneNum02183488163
ReturnHeader/Filer/USAddress/AddressLine1Txt07519 ALBERT RD
ReturnHeader/Filer/USAddress/CityNm0SAGINAW
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055779
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0411769142
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Susan Schober Cutshall CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05041 Miller Trunk Hwy
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Duluth
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd055811
ReturnHeader/PreparerPersonGrp/PhoneNum02187299050
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Susan Schober Cutshall CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-04-21T07:17:06-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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