Civic Intelligence

Rochester Symphony Orchestra & Chorale

990 • Fiscal year 2021 • EIN 41-1764434

Jul 01, 2020 to Jun 30, 2021 • Filed on Jan 10, 2022

1530 Greenview Dr SW 120Rochester, MN 55902

(507) 282-3580

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

79th percentile

0.12x

Higher debt load relative to assets than 79% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

76th percentile

0.06x

Higher debt load relative to revenue than 76% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Net Margin

79th percentile

36%

Higher net margin than 79% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

97th percentile

$80,008

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 22.2% of source-year revenue.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

89th percentile

97%

Faster asset growth than 89% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

28th percentile

-25%

Faster revenue growth than 28% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Assets

Up

$199,446

Up $98,223 (+97%) from 2020

Net Assets

Up

$176,351

Up $130,764 (+287%) from 2020

Liabilities

Down

$23,095

Down $32,541 (-58%) from 2020

Revenue

Down

$360,475

Down $121,826 (-25%) from 2020

Expenses

Down

$229,711

Down $204,001 (-47%) from 2020

Net Income

Up

$130,764

Up $82,175 (+169%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0-$200KAssets 2011: $81,473Liabilities 2011: $7,265Net Assets 2011: $74,2082011Assets 2012: $56,131Liabilities 2012: $61,462Net Assets 2012: -$5,3312012Assets 2013: $36,841Liabilities 2013: $112,449Net Assets 2013: -$75,6082013Assets 2014: $108,507Liabilities 2014: $153,917Net Assets 2014: -$45,4102014Assets 2015: $206,052Liabilities 2015: $64,153Net Assets 2015: $141,8992015Assets 2016: $135,809Liabilities 2016: $72,991Net Assets 2016: $62,8182016Assets 2017: $138,083Liabilities 2017: $161,013Net Assets 2017: -$22,9302017Assets 2018: $106,088Liabilities 2018: $56,258Net Assets 2018: $49,8302018Assets 2019: $69,010Liabilities 2019: $72,012Net Assets 2019: -$3,0022019Assets 2020: $101,223Liabilities 2020: $55,636Net Assets 2020: $45,5872020Assets 2021: $199,446Liabilities 2021: $23,095Net Assets 2021: $176,3512021Assets 2022: $425,812Liabilities 2022: $20,575Net Assets 2022: $405,2372022Assets 2023: $310,458Liabilities 2023: $23,199Net Assets 2023: $287,2592023Assets 2024: $262,442Liabilities 2024: $42,705Net Assets 2024: $219,7372024Assets 2025: $290,059Liabilities 2025: $92,635Net Assets 2025: $197,4242025

Highlighted filing

2021

Assets$199,446
Liabilities$23,095
Net Assets$176,351

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2011: $394,9662011Revenue 2012: $361,662Expenses 2012: $441,201Net Income 2012: -$79,5392012Expenses 2013: $559,5282013Revenue 2014: $455,282Expenses 2014: $426,629Net Income 2014: $28,6532014Revenue 2015: $717,387Expenses 2015: $525,817Net Income 2015: $191,5702015Revenue 2016: $413,931Expenses 2016: $493,012Net Income 2016: -$79,0812016Revenue 2017: $521,636Expenses 2017: $600,071Net Income 2017: -$78,4352017Revenue 2018: $590,924Expenses 2018: $518,164Net Income 2018: $72,7602018Revenue 2019: $428,231Expenses 2019: $481,063Net Income 2019: -$52,8322019Revenue 2020: $482,301Expenses 2020: $433,712Net Income 2020: $48,5892020Revenue 2021: $360,475Expenses 2021: $229,711Net Income 2021: $130,7642021Revenue 2022: $640,366Expenses 2022: $411,480Net Income 2022: $228,8862022Revenue 2023: $357,365Expenses 2023: $475,879Net Income 2023: -$118,5142023Revenue 2024: $371,201Expenses 2024: $439,311Net Income 2024: -$68,1102024Revenue 2025: $490,284Expenses 2025: $512,595Net Income 2025: -$22,3112025

Highlighted filing

2021

Revenue$360,475
Expenses$229,711
Net Income$130,764
Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
Jan 10, 2022
Return Version
2020v4.1
Gross Receipts
$391,758
Mission and Program Overview

Mission

We bring great music to life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,740$103,997▲ $102,257
Cash and Non-Interest-Bearing Accounts$66,232$88,052▲ $21,820
Pledges and Grants Receivable$1,488$5,489▲ $4,001
Land, Buildings, and Equipment, Net$480$269▼ $211
Total Assets$101,223$199,446▲ $98,223
Other Assets Total$31,283$1,639▼ $29,644
Liabilities
Unsecured Notes Loans Payable$41,100$0▼ $41,100
Deferred Revenue$11,661$12,411▲ $750
Accounts Payable and Accrued Expenses$0$9,000▲ $9,000
Other Liabilities$2,875$1,684▼ $1,191
Total Liabilities$55,636$23,095▼ $32,541
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$45,587$176,351▲ $130,764
Total Net Assets Fund Balance$45,587$176,351▲ $130,764
Total Liabilities and Net Assets / Fund Balance$101,223$199,446▲ $98,223

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$269$21,402$21,671
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Jere LantzPresident/CEO & Artistic DFT$80,008$80,008
Amy LindstromPresident & CEO (term BegaFT$49,923$49,923

Board Members and Trustees

NameTitle
Brad KrehbielChair
Bruce RohdeBoard Member
James SloanBoard Member
Jay BeckBoard Member
Jodi MeliusBoard Member
Marion KleinbergBoard Member
Mark NevilleBoard Member
Rafael JimenezBoard Member
Sarah Schaefer MeierBoard Member/chorale Repre
Joseph MishBoard Member/orchester Rep
Andrew GoodArtisitic Production
Mary Beth Sancomb-moranSecretary
Matt RoisumTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$389,726
Program Service Revenue
$2,000
Investment Income
$-31,251
Other Revenue
$0
All Other Contributions
$389,726
Change in Net Assets
$130,764
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$139,617
Other Expenses$90,094
Total Fundraising Expense$39,796
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$58,000$18,000$34,000$110,000
Occupancy-$13,596-$13,596
Other Salaries and Wages$7,999$5,333-$13,332
Payroll Taxes$5,672$3,063$2,609$11,344
Office Expenses$54$7,402$2,338$9,794
Advertising$8,751$324-$9,075
Other Employee Benefits$3,706$494$741$4,941
Insurance-$4,329-$4,329
Fees for Services Accounting-$2,795-$2,795
Other Expenses$49$1,426$108$1,583
Depreciation Depletion-$211-$211
All Other Expenses$132--$132
Travel-$24-$24
Total Functional Expenses$130,443$59,472$39,796$229,711
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Payroll Taxes$1,684
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

A final copy of the return is given to the organization. The form 990 is reviewed at a meeting of the finance committee where it is approved and then signed by the treasurer.

Form 990, Part VI, Section B, Line 15

The human resources committee surveys guidestar and other orchestras for their compensation figures. The committee then determines compensation based on these surveys, local workforce companies, and previous budgets and compensation with input from the finance committee. The human resources committee then makes a final recommendation to the board for approval.

Form 990, Part VI, Section C, Line 19

Documents are available upon request to the organization. Documents are also available online on guidestar's website.

Filing and Contact Details

Filer

Filer Name
Rochester Symphony Orchestra
EIN
41-1764434
Phone
5072823580
Address
1530 GREENVIEW DR SW 120, ROCHESTER, MN 55902

Signing Officer

Name
Amy Lindstrom
Title
President & CEO
Phone
5072823580
Signed
2022-01-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Amy Lindstrom
Formed
1995
Legal Domicile
Mn
Voting Board Members
14
Independent Board Members
14
Employees
4
Volunteers
20

Preparer

Firm
Hawkins Ash Cpas Llp
Address
3720 NOTTINGHAM DR NW SUITE 100, ROCHESTER, MN 55901
Preparer
David Fochs
Phone
5074241233
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt0741
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0494
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt03706
IRS990/OtherEmployeeBenefitsGrp/TotalAmt04941
IRS990/OtherExpensesGrp/Desc0VENUE
IRS990/OtherExpensesGrp/Desc1CONTRACTED MUSICIANS
IRS990/OtherExpensesGrp/Desc2DUES & SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc3CREDIT CARD & BANK CHAR
IRS990/OtherExpensesGrp/FundraisingAmt0108
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02475
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11426
IRS990/OtherExpensesGrp/ProgramServicesAmt027975
IRS990/OtherExpensesGrp/ProgramServicesAmt116233
IRS990/OtherExpensesGrp/ProgramServicesAmt21872
IRS990/OtherExpensesGrp/ProgramServicesAmt349
IRS990/OtherExpensesGrp/TotalAmt027975
IRS990/OtherExpensesGrp/TotalAmt116233
IRS990/OtherExpensesGrp/TotalAmt24347
IRS990/OtherExpensesGrp/TotalAmt31583
IRS990/OtherLiabilitiesGrp/BOYAmt02875
IRS990/OtherLiabilitiesGrp/EOYAmt01684
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt05333
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt07999
IRS990/OtherSalariesAndWagesGrp/TotalAmt013332
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/FundraisingAmt02609
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt03063
IRS990/PayrollTaxesGrp/ProgramServicesAmt05672
IRS990/PayrollTaxesGrp/TotalAmt011344
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt01488
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt05489
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0AMY LINDSTROM
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0711130
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02000
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0385074
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01
IRS990/PYOtherExpensesAmt0210018
IRS990/PYOtherRevenueAmt04548
IRS990/PYProgramServiceRevenueAmt092678
IRS990/PYRevenuesLessExpensesAmt048589
IRS990/PYSalariesCompEmpBnftPaidAmt0223694
IRS990/PYTotalExpensesAmt0433712
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0482301
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0130764
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt02000
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01740
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0103997
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0389727
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0385074
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0304884
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0464597
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0396151
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01940433
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt032
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt01
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0-82
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt021
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0-12
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0-40
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0212744
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt03988
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt07095
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt06905
IRS990ScheduleA/OtherIncome170Grp/TotalAmt017988
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.79690
IRS990ScheduleA/PublicSupportPY170Pct00.77810
IRS990ScheduleA/PublicSupportTotal170Amt01560603
IRS990ScheduleA/SubstantialContributorsTotAmt0379830
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0389727
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0385074
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0304884
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0464597
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0396151
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01940433
IRS990ScheduleA/TotalSupportAmt01958381
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/EquipmentGrp/BookValueAmt0269
IRS990ScheduleD/EquipmentGrp/DepreciationAmt021402
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt021671
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01684
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED PAYROLL TAXES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0269
IRS990ScheduleD/TotalLiabilityAmt01684
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A FINAL COPY OF THE RETURN IS GIVEN TO THE ORGANIZATION. THE FORM 990 IS REVIEWED AT A MEETING OF THE FINANCE COMMITTEE WHERE IT IS APPROVED AND THEN SIGNED BY THE TREASURER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE HUMAN RESOURCES COMMITTEE SURVEYS GUIDESTAR AND OTHER ORCHESTRAS FOR THEIR COMPENSATION FIGURES. THE COMMITTEE THEN DETERMINES COMPENSATION BASED ON THESE SURVEYS, LOCAL WORKFORCE COMPANIES, AND PREVIOUS BUDGETS AND COMPENSATION WITH INPUT FROM THE FINANCE COMMITTEE. THE HUMAN RESOURCES COMMITTEE THEN MAKES A FINAL RECOMMENDATION TO THE BOARD FOR APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DOCUMENTS ARE AVAILABLE UPON REQUEST TO THE ORGANIZATION. DOCUMENTS ARE ALSO AVAILABLE ONLINE ON GUIDESTAR'S WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MN
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0101223
IRS990/TotalAssetsEOYAmt0199446
IRS990/TotalAssetsGrp/BOYAmt0101223
IRS990/TotalAssetsGrp/EOYAmt0199446
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0389726
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt039796
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt059472
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0130443
IRS990/TotalFunctionalExpensesGrp/TotalAmt0229711
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt055636
IRS990/TotalLiabilitiesEOYAmt023095
IRS990/TotalLiabilitiesGrp/BOYAmt055636
IRS990/TotalLiabilitiesGrp/EOYAmt023095
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt045587

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.90$0.93$1.97$4.90$5.13$0.22
2024Detailed filing. Detailed filing data is available for this year.$2.62$0.43$2.20$3.71$4.39$0.68
2023Detailed filing. Detailed filing data is available for this year.$3.10$0.23$2.87$3.57$4.76$1.19
2022Detailed filing. Detailed filing data is available for this year.$4.26$0.21$4.05$6.40$4.11$2.29
2021Detailed filing. Detailed filing data is available for this year.$1.99$0.23$1.76$3.60$2.30$1.31
2020Detailed filing. Detailed filing data is available for this year.$1.01$0.56$0.46$4.82$4.34$0.49
2019Detailed filing. Detailed filing data is available for this year.$0.69$0.72$0.03$4.28$4.81$0.53
2018Detailed filing. Detailed filing data is available for this year.$1.06$0.56$0.50$5.91$5.18$0.73
2017Detailed filing. Detailed filing data is available for this year.$1.38$1.61$0.23$5.22$6.00$0.78
2016Detailed filing. Detailed filing data is available for this year.$1.36$0.73$0.63$4.14$4.93$0.79
2015Detailed filing. Detailed filing data is available for this year.$2.06$0.64$1.42$7.17$5.26$1.92
2014Detailed filing. Detailed filing data is available for this year.$1.09$1.54$0.45$4.55$4.27$0.29
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.37$1.12$0.76$5.60
2012Summary only. Only limited summary data is available for this year.$0.56$0.61$0.05$3.62$4.41$0.80
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.81$0.07$0.74$3.95