Civic Intelligence

White Bear Lake Main Street Inc

EIN 41-1739870 • 501(c)6 • White Bear Lake, MN

Profile

White bear lake main street, inc. Is committed to promotional efforts and improving the qualify and diversity of business by encouraging economic, cultural and recreational development, and also creating excitement and activity while building a strong business image through a combined effort from businesses, services and community residents now and in the future.

4701 Banning Avenue Suite CWhite Bear Lake, MN 55110

www.downtownwhitebearlake.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

49th percentile

0.2%

Higher net margin than 49% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$24,750

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 18.6% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

53rd percentile

0.2%

Faster asset growth than 53% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

26th percentile

-19%

Faster revenue growth than 26% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$144,404

Up $275 (+0.2%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$144,404

No earlier filing loaded for comparison.

Revenue

Down

$133,275

Down $31,312 (-19%) from 2023

Expenses

Down

$132,999

Down $7,653 (-5.4%) from 2023

Net Income

Down

$276

Down $23,659 (-99%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2011: $104,800Liabilities 2011: $02011Assets 2012: $105,132Liabilities 2012: $02012Assets 2013: $99,442Liabilities 2013: $2392013Assets 2014: $105,802Liabilities 2014: $422014Assets 2015: $101,434Liabilities 2015: $8642015Assets 2016: $114,851Liabilities 2016: $8642016Assets 2017: $123,926Liabilities 2017: $3922017Assets 2018: $115,634Liabilities 2018: $1,049Net Assets 2018: $114,5852018Assets 2019: $108,885Liabilities 2019: $02019Assets 2020: $90,103Liabilities 2020: $02020Assets 2021: $122,444Liabilities 2021: $0Net Assets 2021: $122,4442021Assets 2022: $120,193Liabilities 2022: $0Net Assets 2022: $120,1932022Assets 2023: $144,129Liabilities 2023: $02023Assets 2024: $144,404Net Assets 2024: $144,4042024

Highlighted filing

2024

Assets$144,404
Liabilities-
Net Assets$144,404

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2011: $121,797Expenses 2011: $117,213Net Income 2011: $4,5842011Revenue 2012: $113,068Expenses 2012: $112,736Net Income 2012: $3322012Revenue 2013: $111,460Expenses 2013: $117,389Net Income 2013: -$5,9292013Revenue 2014: $109,919Expenses 2014: $103,362Net Income 2014: $6,5572014Revenue 2015: $123,601Expenses 2015: $128,791Net Income 2015: -$5,1902015Revenue 2016: $127,730Expenses 2016: $114,313Net Income 2016: $13,4172016Revenue 2017: $121,991Expenses 2017: $112,443Net Income 2017: $9,5482017Revenue 2018: $124,892Expenses 2018: $133,842Net Income 2018: -$8,9502018Revenue 2019: $125,551Expenses 2019: $131,251Net Income 2019: -$5,7002019Revenue 2020: $56,043Expenses 2020: $74,825Net Income 2020: -$18,7822020Revenue 2021: $146,353Expenses 2021: $114,012Net Income 2021: $32,3412021Revenue 2022: $122,049Expenses 2022: $124,300Net Income 2022: -$2,2512022Revenue 2023: $164,587Expenses 2023: $140,652Net Income 2023: $23,9352023Revenue 2024: $133,275Expenses 2024: $132,999Net Income 2024: $2762024

Highlighted filing

2024

Revenue$133,275
Expenses$132,999
Net Income$276

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.44$1.44$1.33$1.33$0.00
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.44$0.00$1.65$1.41$0.24
2022Detailed filing. Detailed filing data is available for this year.$1.20$0.00$1.20$1.22$1.24$0.02
2021Detailed filing. Detailed filing data is available for this year.$1.22$0.00$1.22$1.46$1.14$0.32
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.90$0.00$0.56$0.75$0.19
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.09$0.00$1.26$1.31$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.16$0.01$1.15$1.25$1.34$0.09
2017Summary only. Only limited summary data is available for this year.$1.24$0.00$1.22$1.12$0.10
2016Summary only. Only limited summary data is available for this year.$1.15$0.01$1.28$1.14$0.13
2015Summary only. Only limited summary data is available for this year.$1.01$0.01$1.24$1.29$0.05
2014Summary only. Only limited summary data is available for this year.$1.06$0.00$1.10$1.03$0.07
2013Summary only. Only limited summary data is available for this year.$0.99$0.00$1.11$1.17$0.06
2012Summary only. Only limited summary data is available for this year.$1.05$0.00$1.13$1.13$0.00
2011Summary only. Only limited summary data is available for this year.$1.05$0.00$1.22$1.17$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 11, 2025
Return Version
2024v5.0
Gross Receipts
$133,275
Mission and Program Overview

Mission

Promote the city & business district of white bear lake, mn.

White bear lake main street, inc. Is committed to promotional efforts and improving the qualify and diversity of business by encouraging economic, cultural and recreational development, and also creating excitement and activity while building a strong business image through a combined effort from businesses, services and community residents now and in the future.

Program Services

DescriptionGrantsExpenses
THE ORGANIZATION SUCCESSFULLY WORKED TO STIMULATE DOWNTOWN ECONOMIC GROWTH TO KEEP OUR DOWNTOWN BUSINESS COMMUNITY VIBRANT. THIS WAS ACCOMPLISHED BY HOLDING ROBUST EVENTS THROUGHOUT THE YEAR AND PROMOTION OF DOWNTOWN BUSINESSES AND EVENTS THROUGH PRINT ADVERTISING, MAGAZINES, RADIO AND SOCIAL MEDIA.-$99,107
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
LISA BEECROFTPresidentPT$24,750-$24,750
KRISTIN CRANMERVice PresdiePT$0--
PATTY STEELETreasurer-$0--
EMILY BLAKESecretary-$0--
DIANA WENDORFDirector-$0--
BILL FOUSSARDDirector-$0--
AMBER PUSCHINSKYDirector-$0--
CHRIS GRAHAMDirector-$0--
Filing and Contact Details

Filer

Filer Name
White Bear Lake Main Street Inc
EIN
41-1739870
Phone
6514261219
Address
4701 BANNING AVENUE SUITE C, WHITE BEAR LAKE, MN 55110

Signing Officer

Name
Patty Steele
Title
Treasurer
Phone
6514261219
Signed
2025-11-11
Discuss with paid preparer
Yes

Preparer

Firm
Boyum & Barenscheer Pllp
Address
3050 METRO DR STE 200, MINNEAPOLIS, MN 55425-1547
Preparer
Elizabeth Wilcox
Phone
9528544244
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses member marketing 15,040 member marketing promotions 17,460 marketfest marketing 7,720 office supplies 127 meetings 44 insurance 2,605 marketfest entertainment 22,550 onsite sanitation 4,379 t-shirts 2,734 public safety 4,200 bank charges 447 volunteer appreciation 270 postage 1 honorarium 300 event signage 3,430 supplies 132 dues and subscriptions 18 non-investment depreciation 838 total 82,295

Form 990-ez, Part II, Line 24

Reader board sign 8,375 8,375 less accumulated depreciation 558 1,396 total 7,817 6,979

Form 990-ez, Part III

White bear lake main street, inc. Is committed to promotional efforts and improving the qualify and diversity of business by encouraging economic, cultural and recreational development, and also creating excitement and activity while building a strong business image through a combined effort from businesses, services and community residents now and in the future.

Form 990-ez, Part III, Line 28

The organization successfully worked to stimulate downtown economic growth to keep our downtown business community vibrant. This was accomplished by holding robust events throughout the year and promotion of downtown businesses and events through print advertising, magazines, radio and social media.

Raw XML Appendix123 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WHITE BEAR LAKE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd055110
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0136311
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IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
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IRS990EZ/ExcessOrDeficitForYearAmt0276
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt024033
IRS990EZ/ForeignFinancialAccountInd0false
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IRS990EZ/GrossReceiptsAmt0133275
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IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/OccupancyRentUtltsAndMaintAmt01921
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0LISA BEECROFT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1KRISTIN CRANMER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2PATTY STEELE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3EMILY BLAKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DIANA WENDORF
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5BILL FOUSSARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6AMBER PUSCHINSKY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7CHRIS GRAHAM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESDIE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt07817
IRS990EZ/OtherAssetsTotalDetail/EOYAmt06979
IRS990EZ/OtherExpensesTotalAmt082295
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0WHITE BEAR LAKE MAIN STREET, INC. IS COMMITTED TO PROMOTIONAL EFFORTS AND IMPROVING THE QUALIFY AND DIVERSITY OF BUSINESS BY ENCOURAGING ECONOMIC, CULTURAL AND RECREATIONAL DEVELOPMENT, AND ALSO CREATING EXCITEMENT AND ACTIVITY WHILE BUILDING A STRONG BUSINESS IMAGE THROUGH A COMBINED EFFORT FROM BUSINESSES, SERVICES AND COMMUNITY RESIDENTS NOW AND IN THE FUTURE.
IRS990EZ/ProgramServiceRevenueAmt0133185
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATION SUCCESSFULLY WORKED TO STIMULATE DOWNTOWN ECONOMIC GROWTH TO KEEP OUR DOWNTOWN BUSINESS COMMUNITY VIBRANT. THIS WAS ACCOMPLISHED BY HOLDING ROBUST EVENTS THROUGHOUT THE YEAR AND PROMOTION OF DOWNTOWN BUSINESSES AND EVENTS THROUGH PRINT ADVERTISING, MAGAZINES, RADIO AND SOCIAL MEDIA.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt099107
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt024750
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
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IRS990EZ/TotalRevenueAmt0133275
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.DOWNTOWNWHITEBEARLAKE.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES MEMBER MARKETING 15,040 MEMBER MARKETING PROMOTIONS 17,460 MARKETFEST MARKETING 7,720 OFFICE SUPPLIES 127 MEETINGS 44 INSURANCE 2,605 MARKETFEST ENTERTAINMENT 22,550 ONSITE SANITATION 4,379 T-SHIRTS 2,734 PUBLIC SAFETY 4,200 BANK CHARGES 447 VOLUNTEER APPRECIATION 270 POSTAGE 1 HONORARIUM 300 EVENT SIGNAGE 3,430 SUPPLIES 132 DUES AND SUBSCRIPTIONS 18 NON-INVESTMENT DEPRECIATION 838 TOTAL 82,295
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1READER BOARD SIGN 8,375 8,375 LESS ACCUMULATED DEPRECIATION 558 1,396 TOTAL 7,817 6,979
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2WHITE BEAR LAKE MAIN STREET, INC. IS COMMITTED TO PROMOTIONAL EFFORTS AND IMPROVING THE QUALIFY AND DIVERSITY OF BUSINESS BY ENCOURAGING ECONOMIC, CULTURAL AND RECREATIONAL DEVELOPMENT, AND ALSO CREATING EXCITEMENT AND ACTIVITY WHILE BUILDING A STRONG BUSINESS IMAGE THROUGH A COMBINED EFFORT FROM BUSINESSES, SERVICES AND COMMUNITY RESIDENTS NOW AND IN THE FUTURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION SUCCESSFULLY WORKED TO STIMULATE DOWNTOWN ECONOMIC GROWTH TO KEEP OUR DOWNTOWN BUSINESS COMMUNITY VIBRANT. THIS WAS ACCOMPLISHED BY HOLDING ROBUST EVENTS THROUGHOUT THE YEAR AND PROMOTION OF DOWNTOWN BUSINESSES AND EVENTS THROUGH PRINT ADVERTISING, MAGAZINES, RADIO AND SOCIAL MEDIA.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 28
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PATTY STEELE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06514261219
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WHITE BEAR LAKE MAIN STREET INC
ReturnHeader/Filer/BusinessNameControlTxt0WHIT
ReturnHeader/Filer/EIN0411739870
ReturnHeader/Filer/PhoneNum06514261219
ReturnHeader/Filer/USAddress/AddressLine1Txt04701 BANNING AVENUE SUITE C
ReturnHeader/Filer/USAddress/CityNm0WHITE BEAR LAKE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055110
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0416192096
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BOYUM & BARENSCHEER PLLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03050 METRO DR STE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MINNEAPOLIS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0554251547
ReturnHeader/PreparerPersonGrp/PhoneNum09528544244
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ELIZABETH WILCOX
ReturnHeader/ReturnTs02025-11-17T00:51:45-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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