Civic Intelligence

Lutheran Bible Fellowship

EIN 41-1469523 • 501(c)3 • Hancock, MI

Profile

Lutheran Bible Fellowship is a non-profit organization established to create, build and strengthen a spirit of fellowship among believers; to seek the lost for Christ and his Kingdom; to hear, to study, to distribute the Word of God; and to fellowship together in individual and common prayer.

PO Box 602Hancock, MI 49930

sites.google.com/view/welcometolbf/home

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

36th percentile

-5.3%

Higher net margin than 36% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

45th percentile

-4.7%

Faster asset growth than 45% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

43rd percentile

-7.3%

Faster revenue growth than 43% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets59th percentile

Assets

Down

$36,921

Down $1,819 (-4.7%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$36,921

Down $1,819 (-4.7%) from 2024

Operations
Liabilities / Revenue61st percentileNet Margin36th percentile

Revenue

Down

$34,411

Down $2,713 (-7.3%) from 2024

Expenses

Up

$36,230

Up $2,068 (+6.1%) from 2024

Net Income

Down

-$1,819

Down $4,781 (-161%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth45th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0Assets 2011: $19,045Liabilities 2011: $02011Assets 2012: $19,796Liabilities 2012: $02012Assets 2013: $16,694Liabilities 2013: $02013Assets 2014: $9,651Liabilities 2014: $02014Assets 2015: $14,050Liabilities 2015: $02015Assets 2016: $16,232Liabilities 2016: $02016Assets 2017: $18,409Liabilities 2017: $02017Assets 2018: $31,736Liabilities 2018: $02018Assets 2019: $31,654Liabilities 2019: $02019Assets 2020: $28,043Liabilities 2020: $0Net Assets 2020: $28,0432020Assets 2021: $36,018Liabilities 2021: $0Net Assets 2021: $36,0182021Assets 2022: $30,940Liabilities 2022: $0Net Assets 2022: $30,9402022Assets 2023: $35,778Liabilities 2023: $0Net Assets 2023: $35,7782023Assets 2024: $38,740Liabilities 2024: $0Net Assets 2024: $38,7402024Assets 2025: $36,921Liabilities 2025: $0Net Assets 2025: $36,9212025

Highlighted filing

2025

Assets$36,921
Liabilities$0
Net Assets$36,921
Open 2025 Filing

Operations Trend

Revenue Growth43rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2011: $45,290Expenses 2011: $44,446Net Income 2011: $8442011Revenue 2012: $42,202Expenses 2012: $41,451Net Income 2012: $7512012Revenue 2013: $37,755Expenses 2013: $40,857Net Income 2013: -$3,1022013Revenue 2014: $32,559Expenses 2014: $39,602Net Income 2014: -$7,0432014Revenue 2015: $37,112Expenses 2015: $32,713Net Income 2015: $4,3992015Revenue 2016: $35,625Expenses 2016: $33,443Net Income 2016: $2,1822016Revenue 2017: $36,602Expenses 2017: $34,424Net Income 2017: $2,1782017Revenue 2018: $42,465Expenses 2018: $29,138Net Income 2018: $13,3272018Revenue 2019: $37,131Expenses 2019: $37,213Net Income 2019: -$822019Revenue 2020: $3,519Expenses 2020: $7,130Net Income 2020: -$3,6112020Revenue 2021: $28,947Expenses 2021: $20,972Net Income 2021: $7,9752021Revenue 2022: $28,530Expenses 2022: $33,607Net Income 2022: -$5,0772022Revenue 2023: $35,988Expenses 2023: $31,150Net Income 2023: $4,8382023Revenue 2024: $37,124Expenses 2024: $34,162Net Income 2024: $2,9622024Revenue 2025: $34,411Expenses 2025: $36,230Net Income 2025: -$1,8192025

Highlighted filing

2025

Revenue$34,411
Expenses$36,230
Net Income-$1,819
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$36,921
Liabilities
$0
Net assets
$36,921
Revenue
$34,411
Expenses
$36,230
Net income
-$1,819
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$36.9$0.00$36.9$34.4$36.2$1.82
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.7$0.00$38.7$37.1$34.2$2.96
2023Detailed filing. Detailed filing data is available for this year.$35.8$0.00$35.8$36.0$31.2$4.84
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.9$0.00$30.9$28.5$33.6$5.08
2021Detailed filing. Detailed filing data is available for this year.$36.0$0.00$36.0$28.9$21.0$7.98
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.0$0.00$28.0$3.52$7.13$3.61
2019Summary only. Only limited summary data is available for this year.$31.7$0.00$37.1$37.2$0.08
2018Summary only. Only limited summary data is available for this year.$31.7$0.00$42.5$29.1$13.3
2017Summary only. Only limited summary data is available for this year.$18.4$0.00$36.6$34.4$2.18
2016Summary only. Only limited summary data is available for this year.$16.2$0.00$35.6$33.4$2.18
2015Summary only. Only limited summary data is available for this year.$14.1$0.00$37.1$32.7$4.40
2014Summary only. Only limited summary data is available for this year.$9.65$0.00$32.6$39.6$7.04
2013Summary only. Only limited summary data is available for this year.$16.7$0.00$37.8$40.9$3.10
2012Summary only. Only limited summary data is available for this year.$19.8$0.00$42.2$41.5$0.75
2011Summary only. Only limited summary data is available for this year.$19.0$0.00$45.3$44.4$0.84
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Sep 1, 2024 to Aug 31, 2025
Signed
Oct 14, 2025
Return Version
2024v5.0
Gross Receipts
$34,411
Mission and Program Overview

Mission

Lutheran Bible Fellowship is a non-profit organization established to create, build and strengthen a spirit of fellowship among believers; to seek the lost for Christ and his Kingdom; to hear, to study, to distribute the Word of God; and to fellowship together in individual and common prayer.

Program Services

DescriptionGrantsExpenses
Lutheran Bible Fellowship conducts, runs, and operates bible camps for families. We conducted one camp in mid July and served approximately 200 campers.$0$0
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mike SimulaChairman-$0--
Dan RobertsVice Chairman-$0--
Jesse JohnsonTreasurer-$0--
Kristine WaltersSecretary-$0--
Melody SimulaTrustee-$0--
Austin KuivanenTrustee-$0--
Ori BergstedtTrustee-$0--
Bruce BergstedtTrustee-$0--
Ryan KandollTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Lutheran Bible Fellowship
EIN
41-1469523
Phone
7634470799
Address
PO BOX 602, Hancock, MI 49930

Signing Officer

Name
Jesse Johnson
Title
Treasurer
Phone
7634470799
Signed
2025-10-14
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^Camp Expenses;29263|Directors Fee;750|Insurance;1156|Contributions;4000|Licenses and Permits;25|PO Box;106|Camp Supplies;930^Total;36230^”

Form 990-EZ, Part II, Line 24

“Music Equipment”

Raw XML Appendix174 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Jesse Johnson
IRS990EZ/BooksInCareOfDetail/PhoneNum07634470799
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 602
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Hancock
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049930
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt038205
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt036386
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt03235
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-1819
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt00
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt038740
IRS990EZ/Form990TotalAssetsGrp/EOYAmt036921
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt034411
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt038740
IRS990EZ/NetAssetsOrFundBalancesEOYAmt036921
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt038740
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt036921
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.1
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.1
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.1
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.1
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.1
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.1
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.1
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70.1
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt80.1
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Mike Simula
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Dan Roberts
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Jesse Johnson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Kristine Walters
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Melody Simula
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Austin Kuivanen
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Ori Bergstedt
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Bruce Bergstedt
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Ryan Kandoll
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Chairman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice Chairman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Trustee
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0535
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0535
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt036230
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Lutheran Bible Fellowship is a non-profit organization established to create, build and strengthen a spirit of fellowship among believers; to seek the lost for Christ and his Kingdom; to hear, to study, to distribute the Word of God; and to fellowship together in individual and common prayer.
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt031176
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Lutheran Bible Fellowship conducts, runs, and operates bible camps for families. We conducted one camp in mid July and served approximately 200 campers.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MN
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt036230
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt034411
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0https://sites.google.com/view/welcometolbf/home
IRS990ScheduleA/ChurchInd0X
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Camp Expenses;29263|Directors Fee;750|Insurance;1156|Contributions;4000|Licenses and Permits;25|PO Box;106|Camp Supplies;930^Total;36230^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Music Equipment
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Jesse Johnson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07634470799
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LUTHERAN BIBLE FELLOWSHIP
ReturnHeader/Filer/BusinessNameControlTxt0LUTH
ReturnHeader/Filer/EIN0411469523
ReturnHeader/Filer/PhoneNum07634470799
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 602
ReturnHeader/Filer/USAddress/CityNm0Hancock
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049930
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-10-14T12:20:40-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-09-01
ReturnHeader/TaxPeriodEndDt02025-08-31
ReturnHeader/TaxYr02024

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