Civic Intelligence

Bremer Banks Group Benefits Trust 21764060

EIN 41-1413952 • 501(c)9 • Milwaukee, WI

Profile

The organization is a voluntary employees beneficiary association established for the purpose of funding and paying medical, pharmacy and dental benefits for active and inactive employees, and certain retired and disabled employees.

P O Box 64713 Trust Tax ServicesMilwaukee, WI 55164-0713

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

17th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $25M-$50M nonprofits • Source year 2018

Liabilities / Revenue

21st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $25M-$50M nonprofits • Source year 2018

Net Margin

40th percentile

2.0%

Higher net margin than 40% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2018

Top Officer Pay

53rd percentile

$12,151

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

501(c)9 • $25M-$50M nonprofits • Source year 2013

Asset Growth

67th percentile

12%

Faster asset growth than 67% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Revenue Growth

26th percentile

0.2%

Faster revenue growth than 26% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets17th percentile

Assets

Up

$4,900,784

Up $532,510 (+12%) from 2017

Liabilities

Flat

$0

Flat from 2017

Net Assets

Up

$4,900,784

Up $532,510 (+12%) from 2017

Operations
Liabilities / Revenue21st percentileNet Margin40th percentile

Revenue

Up

$26,502,073

Up $47,940 (+0.2%) from 2017

Expenses

Up

$25,961,505

Up $420,987 (+1.6%) from 2017

Net Income

Down

$540,568

Down $373,047 (-41%) from 2017

Trend Graphs

Balance Sheet Trend

Asset Growth67th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $2,125,778Liabilities 2010: $0Net Assets 2010: $2,125,7782010Assets 2011: $2,791,490Liabilities 2011: $0Net Assets 2011: $2,791,4902011Assets 2012: $3,507,224Liabilities 2012: $0Net Assets 2012: $3,507,2242012Assets 2013: $5,187,489Liabilities 2013: $0Net Assets 2013: $5,187,4892013Assets 2014: $5,020,143Liabilities 2014: $0Net Assets 2014: $5,020,1432014Assets 2015: $4,602,058Liabilities 2015: $0Net Assets 2015: $4,602,0582015Assets 2016: $3,454,790Liabilities 2016: $0Net Assets 2016: $3,454,7902016Assets 2017: $4,368,274Liabilities 2017: $0Net Assets 2017: $4,368,2742017Assets 2018: $4,900,784Liabilities 2018: $0Net Assets 2018: $4,900,7842018

Highlighted filing

2018

Assets$4,900,784
Liabilities$0
Net Assets$4,900,784
Open 2018 Filing

Operations Trend

Revenue Growth26th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $19,796,4642010Expenses 2011: $19,131,1532011Expenses 2012: $20,300,2002012Revenue 2013: $22,023,923Expenses 2013: $20,343,658Net Income 2013: $1,680,2652013Revenue 2014: $21,164,068Expenses 2014: $21,331,413Net Income 2014: -$167,3452014Revenue 2015: $22,163,120Expenses 2015: $22,581,204Net Income 2015: -$418,0842015Revenue 2016: $24,140,729Expenses 2016: $25,287,996Net Income 2016: -$1,147,2672016Revenue 2017: $26,454,133Expenses 2017: $25,540,518Net Income 2017: $913,6152017Revenue 2018: $26,502,073Expenses 2018: $25,961,505Net Income 2018: $540,5682018

Highlighted filing

2018

Revenue$26,502,073
Expenses$25,961,505
Net Income$540,568
Open 2018 Filing

Filings

Most recent year

2018 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$4,900,784
Liabilities
$0
Net assets
$4,900,784
Revenue
$26,502,073
Expenses
$25,961,505
Net income
$540,568
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Summary only. Only limited summary data is available for this year.$4.90$0.00$4.90$26.5$26.0$0.54
2017Summary only. Only limited summary data is available for this year.$4.37$0.00$4.37$26.5$25.5$0.91
2016Summary only. Only limited summary data is available for this year.$3.45$0.00$3.45$24.1$25.3$1.15
2015Summary only. Only limited summary data is available for this year.$4.60$0.00$4.60$22.2$22.6$0.42
2014Summary only. Only limited summary data is available for this year.$5.02$0.00$5.02$21.2$21.3$0.17
2013Detailed filing. Detailed filing data is available for this year.$5.19$0.00$5.19$22.0$20.3$1.68
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.51$0.00$3.51$20.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.79$0.00$2.79$19.1
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.13$0.00$2.13$19.8
Latest Detailed Filing

The latest 2018 filing currently has summary financial data only. Showing the latest detailed filing from 2013 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 7, 2014
Return Version
2013v3.1
Gross Receipts
$22,023,923
Mission and Program Overview

Mission

The organization is a voluntary employees beneficiary association established for the purpose of funding and paying medical, pharmacy and dental benefits for active and inactive employees, and certain retired and disabled employees.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$3,507,224$5,187,489▲ $1,680,265
Savings and Temporary Cash Investments$3,507,224$5,187,430▲ $1,680,206
Accounts Receivable-$59-
Total Assets$3,507,224$5,187,489▲ $1,680,265
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,507,224$5,187,489▲ $1,680,265
Total Liabilities and Net Assets / Fund Balance$3,507,224$5,187,489▲ $1,680,265
Compensation and Service Providers
Top Officer Pay53rd percentile

Employees

NameTitleBaseTotal
-Institutional Trustee$12,151$12,151
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$22,023,680
Investment Income
$243
Other Revenue
$0
Change in Net Assets
$1,680,265
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,471,330
Salaries, Compensation, and Employee Benefits$12,151
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$18,860,177--$18,860,177
Fees for Services Other$1,444,630--$1,444,630
Fees for Services Accounting$23,175--$23,175
Current Officers, Directors, Trustees, and Key Employees-$12,151-$12,151
Other Expenses$3,525--$3,525
Total Functional Expenses$20,331,507$12,151$0$20,343,658
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11-description of Process for Review

“No review was or will be conducted”

Filing and Contact Details

Filer

EIN
41-1413952
Phone
6514666270

Signing Officer

Name
Karen Bassett
Title
Corp. Trustee
Phone
6514666270
Signed
2014-05-07

Organization Details

Formed
1999
Legal Domicile
Mn
Voting Board Members
1
Independent Board Members
0
Employees
0
Supplemental Narrative

Additional Explanations

Description for Making Documents Public

“AVAILABLE UPON REQUEST”

Raw XML Appendix206 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0243
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt0243
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
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ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0KAREN BASSETT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CORP. TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum06514666270
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-05-07
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ReturnHeader/Filer/EIN0411413952
ReturnHeader/Filer/PhoneNum06514666270
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ReturnHeader/Filer/USAddress/State0MN
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ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

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