Civic Intelligence

Ramsey Lake Property Owners

EIN 41-1401533 • 501(c)4 • Maple Lake, MN

Profile

The organization works towards keeping ramsey lake clean, unpolluted and safe for residents surrounding the lake, as well as any others who visit it. By maintaining a healthy lake, the organization's goals are to increase interest in the lake and surrounding community.

4140 Fillmore Ave NWMaple Lake, MN 55358

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

99th percentile

106%

Higher net margin than 99% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2025

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2025

Asset Growth

13th percentile

-74%

Faster asset growth than 13% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$16,597

Down $48,283 (-74%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$16,597

Down $48,283 (-74%) from 2024

Operations
Liabilities / RevenueScore unavailableNet Margin99th percentile

Revenue

Down

-$33,054

Down $70,616 (-188%) from 2024

Expenses

Down

$1,941

Down $39,612 (-95%) from 2024

Net Income

Down

-$34,995

Down $31,004 (-777%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth13th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2022: $67,608Liabilities 2022: $0Net Assets 2022: $67,6082022Assets 2023: $69,220Liabilities 2023: $349Net Assets 2023: $68,8712023Assets 2024: $64,880Liabilities 2024: $0Net Assets 2024: $64,8802024Assets 2025: $16,597Net Assets 2025: $16,5972025

Highlighted filing

2025

Assets$16,597
Liabilities-
Net Assets$16,597
Open 2025 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2022: $55,940Expenses 2022: $25,856Net Income 2022: $30,0842022Revenue 2023: $52,600Expenses 2023: $55,043Net Income 2023: -$2,4432023Revenue 2024: $37,562Expenses 2024: $41,553Net Income 2024: -$3,9912024Revenue 2025: -$33,054Expenses 2025: $1,941Net Income 2025: -$34,9952025

Highlighted filing

2025

Revenue-$33,054
Expenses$1,941
Net Income-$34,995
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$16,597
Liabilities
-
Net assets
$16,597
Revenue
-$33,054
Expenses
$1,941
Net income
-$34,995
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$16.6$16.6$33.1$1.94$35.0
2024Detailed filing. Detailed filing data is available for this year.$64.9$0.00$64.9$37.6$41.6$3.99
2023Detailed filing. Detailed filing data is available for this year.$69.2$0.35$68.9$52.6$55.0$2.44
2022Detailed filing. Detailed filing data is available for this year.$67.6$0.00$67.6$55.9$25.9$30.1
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 23, 2026
Return Version
2025v4.0
Mission and Program Overview

Mission

The organization works towards keeping ramsey lake clean, unpolluted and safe for residents surrounding the lake, as well as any others who visit it. By maintaining a healthy lake, the organization's goals are to increase interest in the lake and surrounding community.

Program Services

DescriptionGrantsExpenses
THE ORGANIZATION WORKS TOWARDS KEEPING RAMSEY LAKE CLEAN, UNPOLLUTED AND SAFE FOR RESIDENTS SURROUNDING THE LAKE, AS WELL AS ANY OTHERS WHO VISIT IT.-$1,413
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SCOTT DUMPHYPresident-$0--
LISA SERFASVice Preside-$0--
TRACY SODERHOLMSecretary-$0--
JO ELLEN KOPETTreasurer-$0--
CHERYLE JONESGambling ManPT$0--
Filing and Contact Details

Filer

Filer Name
Ramsey Lake Property Owners
EIN
41-1401533
Phone
6513351617
Address
4140 FILLMORE AVE NW, MAPLE LAKE, MN 55358

Signing Officer

Name
Cheryle Jones
Title
Gambling Manager
Phone
6126160311
Signed
2026-02-23
Discuss with paid preparer
Yes

Preparer

Firm
Jmsc Pllc
Address
105 3RD AVE S, BUFFALO, MN 55313
Preparer
Heather Olson CPA
Phone
7636826458
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses directors & officers 528 general liability 659 lake water testing 350 total 1,537”

Form 990-ez, Part I, Line 20

“Py cash gambling cash change -13,288”

Form 990-ez, Part III

“The organization works towards keeping ramsey lake clean, unpolluted and safe for residents surrounding the lake, as well as any others who visit it. By maintaining a healthy lake, the organization's goals are to increase interest in the lake and surrounding community.”

Raw XML Appendix107 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JO ELLEN KOPET
IRS990EZ/BooksInCareOfDetail/PhoneNum06513351617
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt04140 FILLMORE AVE NW
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt04140 FILLMORE AVE NW
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MAPLE LAKE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd055358
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt064880
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt016597
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-34995
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt064880
IRS990EZ/Form990TotalAssetsGrp/EOYAmt016597
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt064880
IRS990EZ/NetAssetsOrFundBalancesEOYAmt016597
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt064880
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt016597
IRS990EZ/OccupancyRentUtltsAndMaintAmt0404
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt45.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SCOTT DUMPHY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1LISA SERFAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2TRACY SODERHOLM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JO ELLEN KOPET
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4CHERYLE JONES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4GAMBLING MAN
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt0-13288
IRS990EZ/OtherExpensesTotalAmt01537
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE ORGANIZATION WORKS TOWARDS KEEPING RAMSEY LAKE CLEAN, UNPOLLUTED AND SAFE FOR RESIDENTS SURROUNDING THE LAKE, AS WELL AS ANY OTHERS WHO VISIT IT. BY MAINTAINING A HEALTHY LAKE, THE ORGANIZATION'S GOALS ARE TO INCREASE INTEREST IN THE LAKE AND SURROUNDING COMMUNITY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATION WORKS TOWARDS KEEPING RAMSEY LAKE CLEAN, UNPOLLUTED AND SAFE FOR RESIDENTS SURROUNDING THE LAKE, AS WELL AS ANY OTHERS WHO VISIT IT.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt01413
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt033054
IRS990EZ/SpecialEventsNetIncomeLossAmt0-33054
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MN
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt01941
IRS990EZ/TotalProgramServiceExpensesAmt01413
IRS990EZ/TotalRevenueAmt0-33054
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES DIRECTORS & OFFICERS 528 GENERAL LIABILITY 659 LAKE WATER TESTING 350 TOTAL 1,537
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PY CASH GAMBLING CASH CHANGE -13,288
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION WORKS TOWARDS KEEPING RAMSEY LAKE CLEAN, UNPOLLUTED AND SAFE FOR RESIDENTS SURROUNDING THE LAKE, AS WELL AS ANY OTHERS WHO VISIT IT. BY MAINTAINING A HEALTHY LAKE, THE ORGANIZATION'S GOALS ARE TO INCREASE INTEREST IN THE LAKE AND SURROUNDING COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHERYLE JONES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0GAMBLING MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum06126160311
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RAMSEY LAKE PROPERTY OWNERS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0RAMS
ReturnHeader/Filer/EIN0411401533
ReturnHeader/Filer/PhoneNum06513351617
ReturnHeader/Filer/USAddress/AddressLine1Txt04140 FILLMORE AVE NW
ReturnHeader/Filer/USAddress/CityNm0MAPLE LAKE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055358
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0464002911
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JMSC PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0105 3RD AVE S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BUFFALO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd055313
ReturnHeader/PreparerPersonGrp/PhoneNum07636826458
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0HEATHER OLSON CPA
ReturnHeader/ReturnTs02026-03-25T16:14:27-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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