Civic Intelligence

Dayton'S Bluff Neighborhood Housing Services Inc

EIN 41-1386097 • 501(c)3 • Saint Paul, MN

Profile

To renew pride, restore confidence, promote reinvestment and revitalize the nhs neighborhood(s) through the efforts of local residents acting in concert with financial institutions, the insurance industry, corporate enterprise and the business community, community organizations, foundations and government.

823 East 7th StreetSaint Paul, MN 55106

www.dbnhs.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

67th percentile

0.35x

Higher debt load relative to assets than 67% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

94th percentile

4.40x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

30th percentile

-1.9%

Higher net margin than 30% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

36th percentile

$146,278

Higher top officer pay than 36% of similar nonprofits.

Top officer pay equals 7.5% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

30th percentile

-1.1%

Faster asset growth than 30% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

81st percentile

39%

Faster revenue growth than 81% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Down

$24,430,726

Down $260,319 (-1.1%) from 2023

Liabilities

Down

$8,576,020

Down $222,351 (-2.5%) from 2023

Net Assets

Down

$15,854,706

Down $37,968 (-0.2%) from 2023

Revenue

Up

$1,947,108

Up $543,798 (+39%) from 2023

Expenses

Down

$1,985,076

Down $1,077,484 (-35%) from 2023

Net Income

Up

-$37,968

Up $1,621,282 (+98%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $15,952,827Liabilities 2010: $1,971,519Net Assets 2010: $13,981,3082010Assets 2011: $18,611,990Liabilities 2011: $4,083,493Net Assets 2011: $14,528,4972011Assets 2012: $19,783,110Liabilities 2012: $5,009,389Net Assets 2012: $14,773,7212012Assets 2013: $18,265,005Liabilities 2013: $3,257,064Net Assets 2013: $15,007,9412013Assets 2014: $20,148,543Liabilities 2014: $5,443,093Net Assets 2014: $14,705,4502014Assets 2015: $16,944,560Liabilities 2015: $1,811,213Net Assets 2015: $15,133,3472015Assets 2016: $20,111,796Liabilities 2016: $4,860,184Net Assets 2016: $15,251,6122016Assets 2017: $20,305,479Liabilities 2017: $5,045,763Net Assets 2017: $15,259,7162017Assets 2018: $20,377,814Liabilities 2018: $4,184,188Net Assets 2018: $16,193,6262018Assets 2019: $20,913,620Liabilities 2019: $3,366,403Net Assets 2019: $17,547,2172019Assets 2020: $23,626,091Liabilities 2020: $4,643,275Net Assets 2020: $18,982,8162020Assets 2021: $22,257,418Liabilities 2021: $4,889,042Net Assets 2021: $17,368,3762021Assets 2022: $31,060,000Liabilities 2022: $13,508,076Net Assets 2022: $17,551,9242022Assets 2023: $24,691,045Liabilities 2023: $8,798,371Net Assets 2023: $15,892,6742023Assets 2024: $24,430,726Liabilities 2024: $8,576,020Net Assets 2024: $15,854,7062024

Highlighted filing

2024

Assets$24,430,726
Liabilities$8,576,020
Net Assets$15,854,706

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,306,3562010Expenses 2011: $2,190,2162011Expenses 2012: $2,141,7272012Revenue 2013: $4,581,836Expenses 2013: $4,259,853Net Income 2013: $321,9832013Revenue 2014: $2,140,852Expenses 2014: $2,531,287Net Income 2014: -$390,4352014Revenue 2015: $1,877,238Expenses 2015: $1,449,341Net Income 2015: $427,8972015Revenue 2016: $1,993,226Expenses 2016: $1,874,961Net Income 2016: $118,2652016Revenue 2017: $1,925,184Expenses 2017: $1,552,291Net Income 2017: $372,8932017Revenue 2018: $4,226,404Expenses 2018: $3,292,494Net Income 2018: $933,9102018Revenue 2019: $4,375,569Expenses 2019: $3,021,978Net Income 2019: $1,353,5912019Revenue 2020: $3,022,935Expenses 2020: $1,587,336Net Income 2020: $1,435,5992020Revenue 2021: $1,487,305Expenses 2021: $3,101,745Net Income 2021: -$1,614,4402021Revenue 2022: $1,914,579Expenses 2022: $1,731,031Net Income 2022: $183,5482022Revenue 2023: $1,403,310Expenses 2023: $3,062,560Net Income 2023: -$1,659,2502023Revenue 2024: $1,947,108Expenses 2024: $1,985,076Net Income 2024: -$37,9682024

Highlighted filing

2024

Revenue$1,947,108
Expenses$1,985,076
Net Income-$37,968

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$24.4$8.58$15.9$1.95$1.99$0.04
2023Detailed filing. Detailed filing data is available for this year.$24.7$8.80$15.9$1.40$3.06$1.66
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.1$13.5$17.6$1.91$1.73$0.18
2021Detailed filing. Detailed filing data is available for this year.$22.3$4.89$17.4$1.49$3.10$1.61
2020Detailed filing. Detailed filing data is available for this year.$23.6$4.64$19.0$3.02$1.59$1.44
2019Detailed filing. Detailed filing data is available for this year.$20.9$3.37$17.5$4.38$3.02$1.35
2018Detailed filing. Detailed filing data is available for this year.$20.4$4.18$16.2$4.23$3.29$0.93
2017Detailed filing. Detailed filing data is available for this year.$20.3$5.05$15.3$1.93$1.55$0.37
2016Detailed filing. Detailed filing data is available for this year.$20.1$4.86$15.3$1.99$1.87$0.12
2015Detailed filing. Detailed filing data is available for this year.$16.9$1.81$15.1$1.88$1.45$0.43
2014Detailed filing. Detailed filing data is available for this year.$20.1$5.44$14.7$2.14$2.53$0.39
2013Detailed filing. Detailed filing data is available for this year.$18.3$3.26$15.0$4.58$4.26$0.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.8$5.01$14.8$2.14
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.6$4.08$14.5$2.19
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.0$1.97$14.0$3.31
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 25, 2025
Return Version
2024v5.0
Gross Receipts
$1,947,108
Mission and Program Overview

Mission

To renew pride, restore confidence, promote reinvestment and revitalize the nhs neighborhood(s) through the efforts of local residents acting in concert with financial institutions, the insurance industry, corporate enterprise and the business community, community organizations, foundations and government.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$6,155,711$5,644,374▼ $511,337
Other Notes and Loans Receivable, Net$4,151,980$4,015,784▼ $136,196
Land, Buildings, and Equipment, Net$2,432,519$2,288,554▼ $143,965
Intangible Assets$344,052$288,863▼ $55,189
Accounts Receivable$601,136$152,234▼ $448,902
Total Assets$24,691,045$24,430,726▼ $260,319
Other Assets Total$11,005,647$12,040,917▲ $1,035,270
Liabilities
Mortgage Notes Payable Secured by Investment Property$8,068,391$8,053,555▼ $14,836
Accounts Payable and Accrued Expenses$342,996$200,877▼ $142,119
Deferred Revenue$228,658$170,559▼ $58,099
Grants Payable$158,326$151,029▼ $7,297
Total Liabilities$8,798,371$8,576,020▼ $222,351
Net Assets / Fund Balance
Net Assets With Donor Restrictions$10,567,551$10,344,767▼ $222,784
Net Assets Without Donor Restrictions$5,325,123$5,509,939▲ $184,816
Total Net Assets Fund Balance$15,892,674$15,854,706▼ $37,968
Total Liabilities and Net Assets / Fund Balance$24,691,045$24,430,726▼ $260,319

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,288,554$2,984,737$5,273,291
Other Assets Org$10,326--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jim ErchulExecutive DiFT$125,024$21,254$146,278

Board Members and Trustees

NameTitle
Diane MayPresident
Ben GreilangerBoard Director
Danielle WinnerBoard Director
Rose LewisBoard Director
John FaheyBoard Sect
Martin ShimkoBoard Vice P
Bill SarvelaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$959,167
Program Service Revenue
$67,555
Investment Income
$308,169
Other Revenue
$612,217
All Other Contributions
$15,528
Change in Net Assets
$-37,968

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,947,108
Total Revenue per Audited Statements
$1,947,108
Total Revenue per Form 990
$1,947,108
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$926,128
Salaries, Compensation, and Employee Benefits$553,578
Grants and Similar Amounts Paid$505,370
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$505,370--$505,370
Other Salaries and Wages$320,347$108,207-$428,554
Interest$173,269$527-$173,796
Depreciation Depletion$110,766$34,250-$145,016
Current Officers, Directors, Trustees, and Key Employees$93,456$31,568-$125,024
Other Expenses$66,883$3,035-$69,918
Occupancy$30,295$18,103-$48,398
All Other Expenses$81,963$-56,801-$25,162
Total Functional Expenses$1,846,828$138,248$0$1,985,076

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,985,076
Total Expenses per Audited Statements$1,985,076
Total Expenses per Form 990$1,985,076
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
James ErchulDirectorServes on BoardNo-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The 990 is reviewed by the board before filing.

Form 990, Page 6, Part VI, Line 12C

Officers, directors, and employees are required to fill out a form disclosing any conflicts of interest annually or prior to acceptance of a position.

Form 990, Page 6, Part VI, Line 15A

Board of directors review and approve compensation packages based on comparable data and adequately document the deliberation and decision making process.

Form 990, Page 6, Part VI, Line 15B

Board of directors review and approve compensation packages based on comparable data and adequately document the deliberation and decision making process.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Daytons Bluff Neighborhood
EIN
41-1386097
Phone
6517746995
Address
823 EAST 7TH STREET, SAINT PAUL, MN 55106

Signing Officer

Name
Jim Erchul
Title
Executive Director
Phone
6517746995
Signed
2025-07-25
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jim Erchul
Formed
1980
Legal Domicile
Mn
Voting Board Members
7
Independent Board Members
7
Employees
4

Preparer

Firm
Lethert Skwira Schultz & Co Llp
Address
170 7TH PL E STE 100, SAINT PAUL, MN 55101-2361
Preparer
Leo F Yurek CPA
Phone
6512245721
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

To renew pride, restore confidence, promote reinvestment and revitalize the nhs neighborhood(s) through the efforts of local residents acting in concert with financial institutions, the insurance industry, corporate enterprise and the business community, community organizations, foundations and government.

Form 990, Page 2, Part III, Line 4D

The home improvement plus program provided funding for the rehabilitation of substandard houses in need of repair; the homeonwer program provided funding to construct new affordable single family housing.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgSrvcAccomActy3Grp/Desc0THE MINNESOTA HOUSING FINANCE AGENCY PROGRAM PROVIDED FUNDS TO ASSIST LOW/MODERATE INCOME HOMEOWNERS IN REHABILITATING THEIR HOMES
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0THE HOME IMPROVEMENT PLUS PROGRAM PROVIDED FUNDING FOR THE REHABILITATION OF SUBSTANDARD HOUSES IN NEED OF REPAIR; THE HOMEONWER PROGRAM PROVIDED FUNDING TO CONSTRUCT NEW AFFORDABLE SINGLE FAMILY HOUSING.
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IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0MHFA GRANT FUND
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt1CDBG LOAN FUND
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt2NEIGHBORHOOD REINVEST
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IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0SERVES ON BOARD
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO RENEW PRIDE, RESTORE CONFIDENCE, PROMOTE REINVESTMENT AND REVITALIZE THE NHS NEIGHBORHOOD(S) THROUGH THE EFFORTS OF LOCAL RESIDENTS ACTING IN CONCERT WITH FINANCIAL INSTITUTIONS, THE INSURANCE INDUSTRY, CORPORATE ENTERPRISE AND THE BUSINESS COMMUNITY, COMMUNITY ORGANIZATIONS, FOUNDATIONS AND GOVERNMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE HOME IMPROVEMENT PLUS PROGRAM PROVIDED FUNDING FOR THE REHABILITATION OF SUBSTANDARD HOUSES IN NEED OF REPAIR; THE HOMEONWER PROGRAM PROVIDED FUNDING TO CONSTRUCT NEW AFFORDABLE SINGLE FAMILY HOUSING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE 990 IS REVIEWED BY THE BOARD BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OFFICERS, DIRECTORS, AND EMPLOYEES ARE REQUIRED TO FILL OUT A FORM DISCLOSING ANY CONFLICTS OF INTEREST ANNUALLY OR PRIOR TO ACCEPTANCE OF A POSITION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BOARD OF DIRECTORS REVIEW AND APPROVE COMPENSATION PACKAGES BASED ON COMPARABLE DATA AND ADEQUATELY DOCUMENT THE DELIBERATION AND DECISION MAKING PROCESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BOARD OF DIRECTORS REVIEW AND APPROVE COMPENSATION PACKAGES BASED ON COMPARABLE DATA AND ADEQUATELY DOCUMENT THE DELIBERATION AND DECISION MAKING PROCESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
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IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0FAIR MARKET VALUE OF LOAN
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt1FAIR MARKET VALUE OF LOAN
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt2FAIR MARKET VALUE OF LOAN
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0DAYTONS BLUFF CONSTRUCTION TRAINING
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt1DAYTONS BLUFF CONSTRUCTION TRAINING
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt2DAYTONS BLUFF CONSTRUCTION TRAINING
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