Civic Intelligence

Cass Lake CIVIC & Commerce Assn Inc

EIN 41-0828620 • 501(c)6 • Cass Lake, MN

Profile

Promote business development and tourism

PO Box 548Cass Lake, MN 56633

www.casslake.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

71st percentile

0.07x

Higher debt load relative to assets than 71% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

69th percentile

0.04x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2019

Net Margin

67th percentile

9.3%

Higher net margin than 67% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2019

Top Officer Pay

82nd percentile

$16,660

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 56.9% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2019

Asset Growth

34th percentile

-12%

Faster asset growth than 34% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

24th percentile

-22%

Faster revenue growth than 24% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets71st percentile

Assets

Down

$16,003

Down $2,186 (-12%) from 2018

Liabilities

Down

$1,102

Down $4,895 (-82%) from 2018

Net Assets

$14,901

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue69th percentileNet Margin67th percentile

Revenue

Down

$29,272

Down $8,163 (-22%) from 2018

Expenses

Up

$26,563

Up $11,949 (+82%) from 2018

Net Income

Down

$2,709

Down $20,112 (-88%) from 2018

Trend Graphs

Balance Sheet Trend

Asset Growth34th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0-$10K-$20KAssets 2011: $21,451Liabilities 2011: $2,369Net Assets 2011: $19,0822011Assets 2012: $16,602Liabilities 2012: $2,657Net Assets 2012: $13,9452012Assets 2013: $12,715Liabilities 2013: $2,192Net Assets 2013: $10,5232013Assets 2014: $19,246Liabilities 2014: $3,094Net Assets 2014: $16,1522014Assets 2015: $5,593Liabilities 2015: $1,9602015Assets 2016: $4,947Liabilities 2016: $7,855Net Assets 2016: -$2,9082016Assets 2017: $71Liabilities 2017: $10,700Net Assets 2017: -$10,6292017Assets 2018: $18,189Liabilities 2018: $5,9972018Assets 2019: $16,003Liabilities 2019: $1,102Net Assets 2019: $14,9012019

Highlighted filing

2019

Assets$16,003
Liabilities$1,102
Net Assets$14,901
Open 2019 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $78,613Expenses 2011: $88,473Net Income 2011: -$9,8602011Revenue 2012: $57,252Expenses 2012: $61,604Net Income 2012: -$4,3522012Revenue 2013: $40,065Expenses 2013: $43,487Net Income 2013: -$3,4222013Revenue 2014: $56,334Expenses 2014: $50,705Net Income 2014: $5,6292014Revenue 2015: $22,644Expenses 2015: $35,163Net Income 2015: -$12,5192015Revenue 2016: $33,441Expenses 2016: $39,982Net Income 2016: -$6,5412016Revenue 2017: $37,925Expenses 2017: $45,646Net Income 2017: -$7,7212017Revenue 2018: $37,435Expenses 2018: $14,614Net Income 2018: $22,8212018Revenue 2019: $29,272Expenses 2019: $26,563Net Income 2019: $2,7092019

Highlighted filing

2019

Revenue$29,272
Expenses$26,563
Net Income$2,709
Open 2019 Filing

Filings

Most recent year

2019 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$16,003
Liabilities
$1,102
Net assets
$14,901
Revenue
$29,272
Expenses
$26,563
Net income
$2,709
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.0$1.10$14.9$29.3$26.6$2.71
2018Summary only. Only limited summary data is available for this year.$18.2$6.00$37.4$14.6$22.8
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.07$10.7$10.6$37.9$45.6$7.72
2016Detailed filing. Detailed filing data is available for this year.$4.95$7.86$2.91$33.4$40.0$6.54
2015Summary only. Only limited summary data is available for this year.$5.59$1.96$22.6$35.2$12.5
2014Detailed filing. Detailed filing data is available for this year.$19.2$3.09$16.2$56.3$50.7$5.63
2013Detailed filing. Detailed filing data is available for this year.$12.7$2.19$10.5$40.1$43.5$3.42
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.6$2.66$13.9$57.3$61.6$4.35
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.5$2.37$19.1$78.6$88.5$9.86
Latest Detailed Filing

The latest 2019 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2016 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 13, 2017
Return Version
2016v3.0
Gross Receipts
$67,744
Mission and Program Overview

Mission

Promote business development and tourism

Program Services

DescriptionGrantsExpenses
PROMOTE BUSINESS DEVELOPMENT AND TOURISM IN CASS LAKE MN BY HOSTING WINTER FISHING CALLENGE RIB FEST AND OTHER EVENTS PUBLISH VISITOR GUIDE AND MAINTAIN CASS LAKE WEBSITE--
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TERRI VAILExecutive DirectorFT$30,000-$30,000
LARRY REFSLANDTreasurer-$0--
AMANDA HILDEBRANDTPresident-$0--
SUE MERCHANTBoard Member-$0--
RICHARD DELAHUNTVice President-$0--
AUDREY EMINETHBoard Member-$0--
JAY HINKEMEYERBoard Member-$0--
BRAND BREINBoard Member-$0--
CARLA LEECYSecretary-$0--
SAM SARGENTBoard Member-$0--
PATRICK HUGHLEYBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Cass Lake Civic & Commerce Assn Inc
EIN
41-0828620
Address
PO BOX 548, CASS LAKE, MN 56633

Signing Officer

Name
Terri Vail
Title
Executive Direc
Phone
2183084959
Signed
2017-11-13
Discuss with paid preparer
Yes

Preparer

Firm
Dearholt Tax & Accounting LLC
Address
613 Roosevelt Road SE, Bemidji, MN 56601-3456
Preparer
Susan Dearholt CPA
Phone
2184441040
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description amountdues 400insurance 2,030meeting 85phone 1,257advertising 367mileage reimbursed 952overhead to 990-t (4,831)donations 60”

Description of total liabilities Part II line 26

“Category beginning of year end of yearpayroll taxes pbl 1,960 2,074ap 0 5,781”

Raw XML Appendix168 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0TERRI VAIL
IRS990EZ/BooksInCareOfDetail/PhoneNum02183084959
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 548
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CASS LAKE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd056633
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt05593
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt04947
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt034326
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-6541
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt05593
IRS990EZ/Form990TotalAssetsGrp/EOYAmt04947
IRS990EZ/FundraisingGrossIncomeAmt04377
IRS990EZ/GamingGrossIncomeAmt014871
IRS990EZ/GrossReceiptsAmt067744
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt014170
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt03633
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-2908
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt03633
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-2908
IRS990EZ/OccupancyRentUtltsAndMaintAmt01755
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt440.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt90.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt100.10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt430000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0LARRY REFSLAND
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1AMANDA HILDEBRANDT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SUE MERCHANT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3RICHARD DELAHUNT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4TERRI VAIL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5AUDREY EMINETH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JAY HINKEMEYER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7BRAND BREIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8CARLA LEECY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9SAM SARGENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10PATRICK HUGHLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4EXECUTIVE DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0true
IRS990EZ/OrganizationHadUBIInd0true
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt0320
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTE BUSINESS DEVELOPMENT AND TOURISM
IRS990EZ/PrintingPublicationsPostageAmt01771
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROMOTE BUSINESS DEVELOPMENT AND TOURISM IN CASS LAKE MN BY HOSTING WINTER FISHING CALLENGE RIB FEST AND OTHER EVENTS PUBLISH VISITOR GUIDE AND MAINTAIN CASS LAKE WEBSITE
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt036136
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt034303
IRS990EZ/SpecialEventsNetIncomeLossAmt0-15055
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MN
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01960
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt07855
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt039982
IRS990EZ/TotalRevenueAmt033441
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.CASSLAKE.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTDUES 400INSURANCE 2,030MEETING 85PHONE 1,257ADVERTISING 367MILEAGE REIMBURSED 952OVERHEAD TO 990-T (4,831)DONATIONS 60
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CATEGORY BEGINNING OF YEAR END OF YEARPAYROLL TAXES PBL 1,960 2,074AP 0 5,781
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of total liabilities Part II line 26
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TERRI VAIL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIREC
ReturnHeader/BusinessOfficerGrp/PhoneNum02183084959
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CASS LAKE CIVIC & COMMERCE ASSN INC
ReturnHeader/Filer/BusinessNameControlTxt0CASS
ReturnHeader/Filer/EIN0410828620
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 548
ReturnHeader/Filer/USAddress/CityNm0CASS LAKE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd056633
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0FD8818FEBBD67E2DAE8898E4A89C95EB99C758A1
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0FD8818FEBBD67E2DAE8898E4A89C95EB99C758A1
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId04174032017319kooz1bz
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02017-11-15
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0209.191.214.242
ReturnHeader/FilingSecurityInformation/IPDt02017-11-15
ReturnHeader/FilingSecurityInformation/IPTm009:42:24
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463374674
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Dearholt Tax & Accounting LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0613 Roosevelt Road SE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Bemidji
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0566013456
ReturnHeader/PreparerPersonGrp/PhoneNum02184441040
ReturnHeader/PreparerPersonGrp/PreparationDt02017-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Susan Dearholt CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02017-11-15T09:41:34-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits