Civic Intelligence

Minnesota Catholic Credit Union

EIN 41-0718967 • 501(c)14 • Little Canada, MN

Profile

To provide to our 3,136 member/owners financial products and services within the cooperative framework of a credit union. Through this method we are able to help members that would otherwise fall through the cracks.

400 E Little Canada RdLittle Canada, MN 55117-1784

www.mncathcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

99th percentile

0.99x

Higher debt load relative to assets than 99% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2023

Liabilities / Revenue

59th percentile

19.03x

Higher debt load relative to revenue than 59% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2023

Net Margin

63rd percentile

14%

Higher net margin than 63% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

5th percentile

-11%

Faster asset growth than 5% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2022 to 2023

Revenue Growth

76th percentile

21%

Faster revenue growth than 76% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2022 to 2023

Assets

Up

$37,642,902

Up $308,043 (+0.8%) from 2024

Liabilities

Up

$37,234,634

Up $364,770 (+1.0%) from 2024

Net Assets

Down

$408,268

Down $56,727 (-12%) from 2024

Revenue

Up

$2,340,326

Up $22,256 (+1.0%) from 2024

Expenses

Up

$1,932,058

Up $78,983 (+4.3%) from 2024

Net Income

Down

$408,268

Down $56,727 (-12%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $18,613,495Liabilities 2010: $16,682,013Net Assets 2010: $1,931,4822010Assets 2011: $24,300,728Liabilities 2011: $22,224,400Net Assets 2011: $2,076,3282011Assets 2012: $26,232,048Liabilities 2012: $24,196,688Net Assets 2012: $2,035,3602012Assets 2013: $26,988,288Liabilities 2013: $24,927,021Net Assets 2013: $2,061,2672013Assets 2014: $25,873,159Liabilities 2014: $23,774,171Net Assets 2014: $2,098,9882014Assets 2015: $28,122,571Liabilities 2015: $26,002,619Net Assets 2015: $2,119,9522015Assets 2016: $30,863,239Liabilities 2016: $28,671,577Net Assets 2016: $2,191,6622016Assets 2017: $32,453,827Liabilities 2017: $30,153,350Net Assets 2017: $2,300,4772017Assets 2018: $33,309,704Liabilities 2018: $30,837,833Net Assets 2018: $2,471,8712018Assets 2019: $32,807,920Liabilities 2019: $30,159,803Net Assets 2019: $2,648,1172019Assets 2020: $37,780,837Liabilities 2020: $37,756,007Net Assets 2020: $24,8302020Assets 2021: $41,182,115Liabilities 2021: $41,013,971Net Assets 2021: $168,1442021Assets 2022: $43,757,169Liabilities 2022: $43,446,121Net Assets 2022: $311,0482022Assets 2023: $38,805,960Liabilities 2023: $38,512,462Net Assets 2023: $293,4982023Assets 2024: $37,334,859Liabilities 2024: $36,869,864Net Assets 2024: $464,9952024Assets 2025: $37,642,902Liabilities 2025: $37,234,634Net Assets 2025: $408,2682025

Highlighted filing

2025

Assets$37,642,902
Liabilities$37,234,634
Net Assets$408,268

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $879,4502010Expenses 2011: $962,2052011Revenue 2012: $1,009,418Expenses 2012: $965,095Net Income 2012: $44,3232012Revenue 2013: $984,719Expenses 2013: $958,812Net Income 2013: $25,9072013Revenue 2014: $1,054,094Expenses 2014: $1,016,543Net Income 2014: $37,5512014Revenue 2015: $1,158,281Expenses 2015: $1,137,317Net Income 2015: $20,9642015Revenue 2016: $1,177,513Expenses 2016: $1,105,803Net Income 2016: $71,7102016Revenue 2017: $1,329,838Expenses 2017: $1,221,023Net Income 2017: $108,8152017Revenue 2018: $1,468,744Expenses 2018: $1,297,350Net Income 2018: $171,3942018Revenue 2019: $1,542,238Expenses 2019: $1,365,992Net Income 2019: $176,2462019Revenue 2020: $1,424,184Expenses 2020: $1,399,354Net Income 2020: $24,8302020Revenue 2021: $1,450,876Expenses 2021: $1,282,732Net Income 2021: $168,1442021Revenue 2022: $1,668,175Expenses 2022: $1,357,127Net Income 2022: $311,0482022Revenue 2023: $2,024,264Expenses 2023: $1,730,766Net Income 2023: $293,4982023Revenue 2024: $2,318,070Expenses 2024: $1,853,075Net Income 2024: $464,9952024Revenue 2025: $2,340,326Expenses 2025: $1,932,058Net Income 2025: $408,2682025

Highlighted filing

2025

Revenue$2,340,326
Expenses$1,932,058
Net Income$408,268

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$37.6$37.2$0.41$2.34$1.93$0.41
2024Detailed filing. Detailed filing data is available for this year.$37.3$36.9$0.46$2.32$1.85$0.46
2023Detailed filing. Detailed filing data is available for this year.$38.8$38.5$0.29$2.02$1.73$0.29
2022Detailed filing. Detailed filing data is available for this year.$43.8$43.4$0.31$1.67$1.36$0.31
2021Detailed filing. Detailed filing data is available for this year.$41.2$41.0$0.17$1.45$1.28$0.17
2020Detailed filing. Detailed filing data is available for this year.$37.8$37.8$0.02$1.42$1.40$0.02
2019Detailed filing. Detailed filing data is available for this year.$32.8$30.2$2.65$1.54$1.37$0.18
2018Detailed filing. Detailed filing data is available for this year.$33.3$30.8$2.47$1.47$1.30$0.17
2017Detailed filing. Detailed filing data is available for this year.$32.5$30.2$2.30$1.33$1.22$0.11
2016Detailed filing. Detailed filing data is available for this year.$30.9$28.7$2.19$1.18$1.11$0.07
2015Detailed filing. Detailed filing data is available for this year.$28.1$26.0$2.12$1.16$1.14$0.02
2014Detailed filing. Detailed filing data is available for this year.$25.9$23.8$2.10$1.05$1.02$0.04
2013Detailed filing. Detailed filing data is available for this year.$27.0$24.9$2.06$0.98$0.96$0.03
2012Summary only. Only limited summary data is available for this year.$26.2$24.2$2.04$1.01$0.97$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.3$22.2$2.08$0.96
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.6$16.7$1.93$0.88
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 24, 2026
Return Version
2025v4.0
Gross Receipts
$2,340,326
Mission and Program Overview

Mission

To provide to our 3560 member/owners financial products and services within the cooperative framework of a credit union. Through this method we are able to help members that would otherwise fall through the cracks.

To provide to our 3,042 member/owners with financial products and services within the cooperative framework of a credit union. Through this method we are able to help members that would otherwise fall through the cracks.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$25,295,441$24,370,919▼ $924,522
Investments Program Related$10,406,635$11,701,556▲ $1,294,921
Prepaid Expenses and Deferred Charges$565,286$599,812▲ $34,526
Land, Buildings, and Equipment, Net$630,727$559,720▼ $71,007
Cash and Non-Interest-Bearing Accounts$436,770$410,895▼ $25,875
Rtn Earn Endowment Incm Other Fnds$0$408,268▲ $408,268
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$37,334,859$37,642,902▲ $308,043
Liabilities
Accounts Payable and Accrued Expenses$37,334,859$37,234,634▼ $100,225
Total Liabilities$37,334,859$37,234,634▼ $100,225
Net Assets / Fund Balance
Total Net Assets Fund Balance$0$408,268▲ $408,268
Total Liabilities and Net Assets / Fund Balance$37,334,859$37,642,902▲ $308,043

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$350,000--
Buildings$201,320$71,627$0
Other Land Buildings$0$0$0
Land$2,500-$0
Equipment$30,753$105,197$0
Leasehold Improvements$325,147$39,697$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
John HardekopfCEOFT$141,332$141,332

Board Members and Trustees

NameTitle
Brian OwensChairman
Ray HessVice-Chairman
Chrissy RehnbergBoard Member
Joan BauerBoard Member
Lynne SaxtonBoard Member
Tad JudeBoard Member
Mark BigelbachDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,901,754
Investment Income
$427,772
Other Revenue
$10,800
Change in Net Assets
$408,268
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,133,749
Salaries, Compensation, and Employee Benefits$798,309
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$799,829
Other Salaries and Wages---$492,644
Occupancy---$176,846
Current Officers, Directors, Trustees, and Key Employees---$141,332
Other Employee Benefits---$86,762
Advertising---$69,197
Payroll Taxes---$50,561
Depreciation Depletion---$37,734
Conferences and Meetings---$27,926
Pension Plan Contributions---$27,010
Insurance---$22,217
Total Functional Expenses$0$0$0$1,932,058
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union is a member owned not-for-profit financial cooperative. The credit union has members

Form 990, Part VI, Section A, Line 7A

Members vote at the annual meeting.

Form 990, Part VI, Section A, Line 7B

Members vote on: expansion of the field of membership, election of the Board of Directors, and merging into another credit union

Form 990, Part VI, Section B, Line 11B

A copy is in the main office for review.

Form 990, Part VI, Section B, Line 12C

Annually each board member verbally acknowledges no of interest and each board meeting they are asked if they have a conflict with any item on the agenda.

Form 990, Part VI, Section B, Line 15

The board uses America's Credit Unions, and BFB salary guides. The board deliberates and votes on any pay increase.

Form 990, Part VI, Section C, Line 18

It is printed and available at the main office.

Form 990, Part VI, Section C, Line 19

It is printed and available at the main office.

Filing and Contact Details

Filer

Filer Name
Minnesota Catholic Credit Union
EIN
41-0718967
Phone
6514840265
Address
400 E Little Canada Rd, Little Canada, MN 55117-1784
Doing Business As
Mn Catholic Credit Union

Signing Officer

Name
John Hardekopf
Title
CEO
Phone
6514840265
Signed
2026-02-24

Organization Details

Principal Officer
John Hardekopf
Formed
1946
Legal Domicile
Mn
Voting Board Members
3,042
Independent Board Members
3,042
Employees
10
Volunteers
7
Raw XML Appendix389 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt037334859
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt037234634
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0To provide to our 3,042 member/owners with financial products and services within the cooperative framework of a credit union. Through this method we are able to help members that would otherwise fall through the cracks.
IRS990/AdvertisingGrp/TotalAmt069197
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Minnesota Catholic Credit Union
IRS990/BooksInCareOfDetail/PhoneNum06514840265
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0400 E Little Canada Rd
IRS990/BooksInCareOfDetail/USAddress/CityNm0Little Canada
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0551171784
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0436770
IRS990/CashNonInterestBearingGrp/EOYAmt0410895
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0141332
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt027926
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0427772
IRS990/CYOtherExpensesAmt01133749
IRS990/CYOtherRevenueAmt010800
IRS990/CYProgramServiceRevenueAmt01901754
IRS990/CYRevenuesLessExpensesAmt0408268
IRS990/CYSalariesCompEmpBnftPaidAmt0798309
IRS990/CYTotalExpensesAmt01932058
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02340326
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt037734
IRS990/Desc0To provide our members with financial products within the framework of a credit union
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0MN CATHOLIC CREDIT UNION
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt010
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0John Hardekopf
IRS990/Form990PartVIISectionAGrp/PersonNm1Chrissy Rehnberg
IRS990/Form990PartVIISectionAGrp/PersonNm2Lynne Saxton
IRS990/Form990PartVIISectionAGrp/PersonNm3Joan Bauer
IRS990/Form990PartVIISectionAGrp/PersonNm4Brian Owens
IRS990/Form990PartVIISectionAGrp/PersonNm5Ray Hess
IRS990/Form990PartVIISectionAGrp/PersonNm6Mark Bigelbach
IRS990/Form990PartVIISectionAGrp/PersonNm7Tad Jude
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0141332
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt5Vice-Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01946
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt03042
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02340326
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt010800
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt03042
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt022217
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0427772
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0427772
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt010406635
IRS990/InvestmentsProgramRelatedGrp/EOYAmt011701556
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0216521
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0630727
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0559720
IRS990/LandBldgEquipCostOrOtherBssAmt0776241
IRS990/LegalDomicileStateCd0MN
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To provide to our 3,136 member/owners financial products and services within the cooperative framework of a credit union. Through this method we are able to help members that would otherwise fall through the cracks.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt00
IRS990/NetAssetsOrFundBalancesEOYAmt0408268
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt010800
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt010800
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0176846
IRS990/OfficeExpensesGrp/TotalAmt0799829
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt086762
IRS990/OtherInd0X
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0492644
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt025295441
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt024370919
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt050561
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt027010
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0565286
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0599812
IRS990/PrincipalOfficerNm0John Hardekopf
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Income from share drafts
IRS990/ProgramServiceRevenueGrp/Desc1Loan income from members
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0240530
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11661224
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0240530
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11661224
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0418936
IRS990/PYOtherExpensesAmt01130905
IRS990/PYOtherRevenueAmt010775
IRS990/PYProgramServiceRevenueAmt01888359
IRS990/PYRevenuesLessExpensesAmt0464995
IRS990/PYSalariesCompEmpBnftPaidAmt0722170
IRS990/PYTotalExpensesAmt01853075
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02318070
IRS990/ReconcilationRevenueExpnssAmt0408268
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt010800
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0408268
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0201320
IRS990ScheduleD/BuildingsGrp/DepreciationAmt071627
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0272947
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt030753
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0105197
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0135950
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt01510308
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1896248
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt28945000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3350000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Alloya Corporate FCU
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1BFB Insurance Annuity 457f
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2Qwickrate CD's
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3Servion Line of Credit
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3F
IRS990ScheduleD/LandGrp/BookValueAmt02500
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt02500
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0325147
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt039697
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0364844
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0559720
IRS990ScheduleD/TotalBookValueProgramRltdAmt011701556
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The credit union is a member owned not-for-profit financial cooperative. The credit union has members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members vote at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Members vote on: expansion of the field of membership, election of the Board of Directors, and merging into another credit union
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A copy is in the main office for review.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Annually each board member verbally acknowledges no of interest and each board meeting they are asked if they have a conflict with any item on the agenda.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The board uses America's Credit Unions, and BFB salary guides. The board deliberates and votes on any pay increase.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6It is printed and available at the main office.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7It is printed and available at the main office.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt037334859
IRS990/TotalAssetsEOYAmt037642902
IRS990/TotalAssetsGrp/BOYAmt037334859
IRS990/TotalAssetsGrp/EOYAmt037642902
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01932058
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt037334859
IRS990/TotalLiabilitiesEOYAmt037234634
IRS990/TotalLiabilitiesGrp/BOYAmt037334859
IRS990/TotalLiabilitiesGrp/EOYAmt037234634
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0408268
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt01901754
IRS990/TotalReportableCompFromOrgAmt0141332
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02340326
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02340326
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt037334859
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt037642902
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/USAddress/AddressLine1Txt0400 E Little Canada Rd
IRS990/USAddress/CityNm0Little Canada
IRS990/USAddress/StateAbbreviationCd0MN
IRS990/USAddress/ZIPCd055117
IRS990/VotingMembersGoverningBodyCnt03042
IRS990/VotingMembersIndependentCnt03042
IRS990/WebsiteAddressTxt0www.mncathcu.com
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0John Hardekopf
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06514840265
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MINNESOTA CATHOLIC CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MINN
ReturnHeader/Filer/EIN0410718967
ReturnHeader/Filer/PhoneNum06514840265
ReturnHeader/Filer/USAddress/AddressLine1Txt0400 E Little Canada Rd
ReturnHeader/Filer/USAddress/CityNm0Little Canada
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd0551171784
ReturnHeader/ReturnTs02026-02-27T14:29:19-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.