Civic Intelligence

Ideal Credit Union

990 • Fiscal year 2014 • EIN 41-0519270

Jan 01, 2014 to Dec 31, 2014

Organization ProfileWWW.IDEALCU.ORG
Woodbury, MN
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

83rd percentile

0.91x

Higher debt load relative to assets than 83% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Liabilities / Revenue

70th percentile

20.61x

Higher debt load relative to revenue than 70% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Net Margin

37th percentile

12%

Higher net margin than 37% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2014

Asset Growth

69th percentile

6.6%

Faster asset growth than 69% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Revenue Growth

39th percentile

0.5%

Faster revenue growth than 39% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Up

$587,559,444

Up $36,465,509 (+6.6%) from 2013

Net Assets

Up

$51,532,454

Up $1,717,929 (+3.4%) from 2013

Liabilities

Up

$536,026,990

Up $34,747,580 (+6.9%) from 2013

Revenue And Expenses
Liabilities / Revenue70th percentileNet Margin37th percentile

Revenue

Up

$26,008,253

Up $129,985 (+0.5%) from 2013

Expenses

Up

$22,846,249

Up $348,233 (+1.5%) from 2013

Net Income

Down

$3,162,004

Down $218,248 (-6.5%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth69th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5B$1.0B$500M$0Assets 2010: $488,958,688Liabilities 2010: $447,446,348Net Assets 2010: $41,512,3402010Assets 2011: $511,009,626Liabilities 2011: $468,327,292Net Assets 2011: $42,682,3342011Assets 2012: $539,588,574Liabilities 2012: $494,340,461Net Assets 2012: $45,248,1132012Assets 2013: $551,093,935Liabilities 2013: $501,279,410Net Assets 2013: $49,814,5252013Assets 2014: $587,559,444Liabilities 2014: $536,026,990Net Assets 2014: $51,532,4542014Assets 2015: $617,498,377Liabilities 2015: $562,516,844Net Assets 2015: $54,981,5332015Assets 2016: $650,122,691Liabilities 2016: $590,401,819Net Assets 2016: $59,720,8722016Assets 2017: $692,133,716Liabilities 2017: $624,471,041Net Assets 2017: $67,662,6752017Assets 2018: $732,008,715Liabilities 2018: $659,992,531Net Assets 2018: $72,016,1842018Assets 2019: $763,132,068Liabilities 2019: $685,926,713Net Assets 2019: $77,205,3552019Assets 2020: $858,517,185Liabilities 2020: $775,268,505Net Assets 2020: $83,248,6802020Assets 2021: $932,167,158Liabilities 2021: $840,337,236Net Assets 2021: $91,829,9222021Assets 2022: $988,489,095Liabilities 2022: $888,543,898Net Assets 2022: $99,945,1972022Assets 2023: $1,021,960,738Liabilities 2023: $918,335,306Net Assets 2023: $103,625,4322023Assets 2024: $1,038,509,439Liabilities 2024: $929,686,105Net Assets 2024: $108,823,3342024

Highlighted filing

2014

Assets$587,559,444
Liabilities$536,026,990
Net Assets$51,532,454
Open 2014 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$80M$60M$40M$20M$0Expenses 2010: $25,976,9582010Expenses 2011: $23,906,2182011Expenses 2012: $22,983,0272012Revenue 2013: $25,878,268Expenses 2013: $22,498,016Net Income 2013: $3,380,2522013Revenue 2014: $26,008,253Expenses 2014: $22,846,249Net Income 2014: $3,162,0042014Revenue 2015: $27,343,798Expenses 2015: $23,399,383Net Income 2015: $3,944,4152015Revenue 2016: $29,955,438Expenses 2016: $25,087,083Net Income 2016: $4,868,3552016Revenue 2017: $32,591,582Expenses 2017: $27,091,041Net Income 2017: $5,500,5412017Revenue 2018: $35,215,954Expenses 2018: $30,045,578Net Income 2018: $5,170,3762018Revenue 2019: $39,712,454Expenses 2019: $34,708,230Net Income 2019: $5,004,2242019Revenue 2020: $42,029,968Expenses 2020: $35,945,422Net Income 2020: $6,084,5462020Revenue 2021: $42,764,424Expenses 2021: $35,667,347Net Income 2021: $7,097,0772021Revenue 2022: $48,171,673Expenses 2022: $41,131,666Net Income 2022: $7,040,0072022Revenue 2023: $56,178,125Expenses 2023: $50,638,586Net Income 2023: $5,539,5392023Revenue 2024: $63,119,291Expenses 2024: $59,793,637Net Income 2024: $3,325,6542024

Highlighted filing

2014

Revenue$26,008,253
Expenses$22,846,249
Net Income$3,162,004
Open 2014 Filing
Filing Detail Status

This 2014 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Mission and Program Overview

Mission

To provide financial services to our membership including loans, deposits and other miscellaneous services.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$587,559,444
Liabilities
$536,026,990
Net assets
$51,532,454
Revenue
$26,008,253
Expenses
$22,846,249
Net income
$3,162,004
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,039$930$109$63.1$59.8$3.33
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,022$918$104$56.2$50.6$5.54
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$988$889$99.9$48.2$41.1$7.04
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$932$840$91.8$42.8$35.7$7.10
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$859$775$83.2$42.0$35.9$6.08
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$763$686$77.2$39.7$34.7$5.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$732$660$72.0$35.2$30.0$5.17
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$692$624$67.7$32.6$27.1$5.50
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$650$590$59.7$30.0$25.1$4.87
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$617$563$55.0$27.3$23.4$3.94
2014Summary only. Only limited summary data is available for this year.$588$536$51.5$26.0$22.8$3.16
2013Detailed filing. Detailed filing data is available for this year.$551$501$49.8$25.9$22.5$3.38
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$540$494$45.2$23.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$511$468$42.7$23.9
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$489$447$41.5$26.0