Civic Intelligence

Rice County Mutual Insurance Company

EIN 41-0502642 • 501(c)15 • Fairbault, MN

Profile

The Company provides fire and additional lines insurance coverages to policyholders/members and pays claims on covered policyholder losses.

PO Box 451Fairbault, MN 55021

none

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

54th percentile

0.03x

Higher debt load relative to assets than 54% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

81st percentile

0.39x

Higher debt load relative to revenue than 81% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Net Margin

78th percentile

31%

Higher net margin than 78% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Top Officer Pay

64th percentile

$67,247

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 17.4% of source-year revenue.

$1M-$5M nonprofits • Source year 2024

Asset Growth

46th percentile

1.6%

Faster asset growth than 46% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

18th percentile

-16%

Faster revenue growth than 18% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets54th percentile

Assets

Up

$4,617,395

Up $71,136 (+1.6%) from 2023

Liabilities

Down

$149,595

Down $44,592 (-23%) from 2023

Net Assets

Up

$4,467,800

Up $115,728 (+2.7%) from 2023

Operations
Liabilities / Revenue81st percentileNet Margin78th percentile

Revenue

Down

$387,501

Down $74,243 (-16%) from 2023

Expenses

Down

$268,550

Down $135,880 (-34%) from 2023

Net Income

Up

$118,951

Up $61,637 (+108%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $3,033,086Liabilities 2011: $162,190Net Assets 2011: $2,870,8962011Assets 2012: $3,247,971Liabilities 2012: $165,286Net Assets 2012: $3,082,6852012Assets 2013: $3,424,037Liabilities 2013: $177,058Net Assets 2013: $3,246,9792013Assets 2014: $3,553,496Liabilities 2014: $192,318Net Assets 2014: $3,361,1782014Assets 2015: $3,670,211Liabilities 2015: $148,244Net Assets 2015: $3,521,9672015Assets 2016: $3,806,181Liabilities 2016: $161,215Net Assets 2016: $3,644,9662016Assets 2017: $3,906,918Liabilities 2017: $142,872Net Assets 2017: $3,764,0462017Assets 2018: $4,046,743Liabilities 2018: $77,145Net Assets 2018: $3,969,5982018Assets 2019: $4,196,149Liabilities 2019: $113,666Net Assets 2019: $4,082,4832019Assets 2020: $4,241,470Liabilities 2020: $122,309Net Assets 2020: $4,119,1612020Assets 2021: $4,330,751Liabilities 2021: $111,186Net Assets 2021: $4,219,5652021Assets 2022: $4,428,534Liabilities 2022: $135,178Net Assets 2022: $4,293,3562022Assets 2023: $4,546,259Liabilities 2023: $194,187Net Assets 2023: $4,352,0722023Assets 2024: $4,617,395Liabilities 2024: $149,595Net Assets 2024: $4,467,8002024

Highlighted filing

2024

Assets$4,617,395
Liabilities$149,595
Net Assets$4,467,800
Open 2024 Filing

Operations Trend

Revenue Growth18th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Revenue 2011: $454,464Expenses 2011: $293,489Net Income 2011: $160,9752011Revenue 2012: $448,878Expenses 2012: $236,636Net Income 2012: $212,2422012Revenue 2013: $429,956Expenses 2013: $265,762Net Income 2013: $164,1942013Revenue 2014: $399,483Expenses 2014: $285,384Net Income 2014: $114,0992014Revenue 2015: $403,295Expenses 2015: $242,607Net Income 2015: $160,6882015Revenue 2016: $415,736Expenses 2016: $292,838Net Income 2016: $122,8982016Revenue 2017: $382,610Expenses 2017: $263,581Net Income 2017: $119,0292017Revenue 2018: $393,171Expenses 2018: $187,619Net Income 2018: $205,5522018Revenue 2019: $320,575Expenses 2019: $200,390Net Income 2019: $120,1852019Revenue 2020: $302,167Expenses 2020: $272,789Net Income 2020: $29,3782020Revenue 2021: $329,820Expenses 2021: $229,416Net Income 2021: $100,4042021Revenue 2022: $320,407Expenses 2022: $244,813Net Income 2022: $75,5942022Revenue 2023: $461,744Expenses 2023: $404,430Net Income 2023: $57,3142023Revenue 2024: $387,501Expenses 2024: $268,550Net Income 2024: $118,9512024

Highlighted filing

2024

Revenue$387,501
Expenses$268,550
Net Income$118,951
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$4,617,395
Liabilities
$149,595
Net assets
$4,467,800
Revenue
$387,501
Expenses
$268,550
Net income
$118,951
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.62$0.15$4.47$0.39$0.27$0.12
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.55$0.19$4.35$0.46$0.40$0.06
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.43$0.14$4.29$0.32$0.24$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.33$0.11$4.22$0.33$0.23$0.10
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.24$0.12$4.12$0.30$0.27$0.03
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.20$0.11$4.08$0.32$0.20$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.05$0.08$3.97$0.39$0.19$0.21
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.91$0.14$3.76$0.38$0.26$0.12
2016Summary only. Only limited summary data is available for this year.$3.81$0.16$3.64$0.42$0.29$0.12
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.67$0.15$3.52$0.40$0.24$0.16
2014Summary only. Only limited summary data is available for this year.$3.55$0.19$3.36$0.40$0.29$0.11
2013Summary only. Only limited summary data is available for this year.$3.42$0.18$3.25$0.43$0.27$0.16
2012Summary only. Only limited summary data is available for this year.$3.25$0.17$3.08$0.45$0.24$0.21
2011Summary only. Only limited summary data is available for this year.$3.03$0.16$2.87$0.45$0.29$0.16
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 4, 2025
Return Version
2024v5.2
Gross Receipts
$387,501
Mission and Program Overview

Mission

The Company provides fire and additional lines insurance coverages to policyholders/members and pays claims on covered policyholder losses.

Provide property casualty insurance coverage and pays claims on covered policyholder losses.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$4,352,072$4,467,800▲ $115,728
Investments in Publicly Traded Securities$3,024,005$3,113,851▲ $89,846
Savings and Temporary Cash Investments$1,373,857$1,302,082▼ $71,775
Cash and Non-Interest-Bearing Accounts$98,927$75,486▼ $23,441
Accounts Receivable$3,598$3,203▼ $395
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$4,546,259$4,617,395▲ $71,136
Other Assets Total$45,872$122,773▲ $76,901
Liabilities
Deferred Revenue$124,195$138,990▲ $14,795
Accounts Payable and Accrued Expenses$69,992$10,605▼ $59,387
Total Liabilities$194,187$149,595▼ $44,592
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,352,072$4,467,800▲ $115,728
Total Liabilities and Net Assets / Fund Balance$4,546,259$4,617,395▲ $71,136
Compensation and Service Providers
Top Officer Pay64th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robin HerrleyExecutive/treasurerFT$65,747$1,500$67,247
Howard SchoenfeldPresident-$2,150-$2,150
Ronald MaasVice President-$1,400-$1,400
Paul MeyerDirector-$1,100-$1,100
Daniel PumperSecretary-$925-$925
Lawrence McfaddenDirector-$500-$500
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$249,727
Investment Income
$137,774
Other Revenue
$0
Change in Net Assets
$118,951
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$151,946
Salaries, Compensation, and Employee Benefits$78,558
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$73,322
Fees for Services Accounting---$40,288
Benefits to Members---$38,046
Occupancy---$15,151
Information Technology---$7,411
Office Expenses---$6,003
Insurance---$5,815
Conferences and Meetings---$5,498
Payroll Taxes---$5,236
Other Expenses---$4,972
All Other Expenses---$4,107
Travel---$2,095
Advertising---$1,577
Total Functional Expenses$0$0$0$268,550
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The company has policyholders who are also the owners of the company. It is a mutual company.”

Form 990, Part VI, Section A, Line 7A

“The policyholders/owners elect the board members and officers.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by company management and staff.”

Form 990, Part VI, Section B, Line 12C

“The company requires disclosure of conflicts and potential conflicts annually.”

Form 990, Part VI, Section B, Line 15

“Compensation is determined by the number of meetings attended by the board member. The board determines management and staff salaries based on experience and qualification.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents and financial statements available to the public upon request for the same period of disclosure as set forth in section 6104(d).”

Filing and Contact Details

Filer

Filer Name
Rice County Mutual Insurance Company
EIN
41-0502642
Phone
5073348145
Address
PO BOX 451, FAIRBAULT, MN 55021
Doing Business As
Rice County Mutual Insurance Co

Signing Officer

Name
Howard Schoenfeld
Title
President
Phone
5073348145
Signed
2025-11-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Howard Schoenfeld
Formed
1895
Legal Domicile
Mn
Voting Board Members
5
Independent Board Members
2
Employees
1
Volunteers
0

Preparer

Firm
Creative Planning Tax LLC
Address
100 E PARK AVE STE 300, WATERLOO, IA 50703
Preparer
Michelle M Hekel
Phone
3192346885
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in non-admitted assets -3,223.”

Part XII, Response to Note or Any Line in Part XII

“Line 1 as a regulated entity, the organization is required to report using statutory accounting rules as codified in minnesota statute 67a and as promulgated by the department of commerce of the state of minnesota. The most significant item of this statutory basis of accounting is the exclusion of "non-admitted assets" (as described in part xi) from the reported assets.”

Part XI, Line 9

“Line 9 : other changes in net assets or fund balances the following assets (net of accumulated depreciation) are excluded from part x as required by statutory accounting rules and minnesota statute 67a due to non-admitted classification: premiums receivable over 90 days past due 3,623 total non-admitted assets at the end of the year 3,623 total non-admitted assets at the beginning of the year 400 change in non-admitted assets -3,223”

Raw XML Appendix312 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt069992
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt010605
IRS990/AccountsReceivableGrp/BOYAmt03598
IRS990/AccountsReceivableGrp/EOYAmt03203
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDE PROPERTY CASUALTY INSURANCE COVERAGE AND PAYS CLAIMS ON COVERED POLICYHOLDER LOSSES.
IRS990/AddressChangeInd0X
IRS990/AdvertisingGrp/TotalAmt01577
IRS990/AllOtherExpensesGrp/TotalAmt04107
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt038046
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ROBIN HERRLEY
IRS990/BooksInCareOfDetail/PhoneNum05073348145
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 451
IRS990/BooksInCareOfDetail/USAddress/CityNm0FAIRBAULT
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd055021
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt098927
IRS990/CashNonInterestBearingGrp/EOYAmt075486
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt073322
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt05498
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt038046
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0137774
IRS990/CYOtherExpensesAmt0151946
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0249727
IRS990/CYRevenuesLessExpensesAmt0118951
IRS990/CYSalariesCompEmpBnftPaidAmt078558
IRS990/CYTotalExpensesAmt0268550
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0387501
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0124195
IRS990/DeferredRevenueGrp/EOYAmt0138990
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0WE HAVE PROVIDED PROPERTY INSURANCE FOR OUR MEMBERS PER SECTION 501(C)(15) NUMBER OF MEMBERS: 315 INSURANCE IN FORCE: $306,418,404
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0RICE COUNTY MUTUAL INSURANCE CO
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt01
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt040288
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt51500
IRS990/Form990PartVIISectionAGrp/PersonNm0HOWARD SCHOENFELD
IRS990/Form990PartVIISectionAGrp/PersonNm1RONALD MAAS
IRS990/Form990PartVIISectionAGrp/PersonNm2DANIEL PUMPER
IRS990/Form990PartVIISectionAGrp/PersonNm3PAUL MEYER
IRS990/Form990PartVIISectionAGrp/PersonNm4LAWRENCE MCFADDEN
IRS990/Form990PartVIISectionAGrp/PersonNm5ROBIN HERRLEY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt02150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2925
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt31100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt565747
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5EXECUTIVE/TREASURER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01895
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0387501
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt02
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt07411
IRS990/InsuranceGrp/TotalAmt05815
IRS990/InvestmentIncomeGrp/ExclusionAmt0137774
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0137774
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt03024005
IRS990/InvestmentsPubTradedSecGrp/EOYAmt03113851
IRS990/IRPDocumentCnt011
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MN
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingOtherInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE COMPANY PROVIDES FIRE AND ADDITIONAL LINES INSURANCE COVERAGES TO POLICYHOLDERS/MEMBERS AND PAYS CLAIMS ON COVERED POLICYHOLDER LOSSES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04352072
IRS990/NetAssetsOrFundBalancesEOYAmt04467800
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt015151
IRS990/OfficeExpensesGrp/TotalAmt06003
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt045872
IRS990/OtherAssetsTotalGrp/EOYAmt0122773
IRS990/OtherChangesInNetAssetsAmt0-3223
IRS990/OtherExpensesGrp/Desc0COMMISSIONS
IRS990/OtherExpensesGrp/Desc1STATE TAXES AND FEES
IRS990/OtherExpensesGrp/Desc2ASSOCIATIONS
IRS990/OtherExpensesGrp/TotalAmt054045
IRS990/OtherExpensesGrp/TotalAmt14984
IRS990/OtherExpensesGrp/TotalAmt24972
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt05236
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0HOWARD SCHOENFELD
IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/Desc0ANNUAL PREMIUMS
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0249727
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYOtherExpensesAmt0330151
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IRS990/PYRevenuesLessExpensesAmt057314
IRS990/PYSalariesCompEmpBnftPaidAmt074279
IRS990/PYTotalExpensesAmt0404430
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0461744
IRS990/ReconcilationRevenueExpnssAmt0118951
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04352072
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04467800
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01373857
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01302082
IRS990/ScheduleBRequiredInd00
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE COMPANY HAS POLICYHOLDERS WHO ARE ALSO THE OWNERS OF THE COMPANY. IT IS A MUTUAL COMPANY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE POLICYHOLDERS/OWNERS ELECT THE BOARD MEMBERS AND OFFICERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FORM 990 IS REVIEWED BY COMPANY MANAGEMENT AND STAFF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE COMPANY REQUIRES DISCLOSURE OF CONFLICTS AND POTENTIAL CONFLICTS ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION IS DETERMINED BY THE NUMBER OF MEETINGS ATTENDED BY THE BOARD MEMBER. THE BOARD DETERMINES MANAGEMENT AND STAFF SALARIES BASED ON EXPERIENCE AND QUALIFICATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST FOR THE SAME PERIOD OF DISCLOSURE AS SET FORTH IN SECTION 6104(D).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CHANGE IN NON-ADMITTED ASSETS -3,223.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7LINE 1 AS A REGULATED ENTITY, THE ORGANIZATION IS REQUIRED TO REPORT USING STATUTORY ACCOUNTING RULES AS CODIFIED IN MINNESOTA STATUTE 67A AND AS PROMULGATED BY THE DEPARTMENT OF COMMERCE OF THE STATE OF MINNESOTA. THE MOST SIGNIFICANT ITEM OF THIS STATUTORY BASIS OF ACCOUNTING IS THE EXCLUSION OF "NON-ADMITTED ASSETS" (AS DESCRIBED IN PART XI) FROM THE REPORTED ASSETS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8LINE 9 : OTHER CHANGES IN NET ASSETS OR FUND BALANCES THE FOLLOWING ASSETS (NET OF ACCUMULATED DEPRECIATION) ARE EXCLUDED FROM PART X AS REQUIRED BY STATUTORY ACCOUNTING RULES AND MINNESOTA STATUTE 67A DUE TO NON-ADMITTED CLASSIFICATION: PREMIUMS RECEIVABLE OVER 90 DAYS PAST DUE 3,623 TOTAL NON-ADMITTED ASSETS AT THE END OF THE YEAR 3,623 TOTAL NON-ADMITTED ASSETS AT THE BEGINNING OF THE YEAR 400 CHANGE IN NON-ADMITTED ASSETS -3,223
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7PART XII, RESPONSE TO NOTE OR ANY LINE IN PART XII
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8PART XI, LINE 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt04546259
IRS990/TotalAssetsEOYAmt04617395
IRS990/TotalAssetsGrp/BOYAmt04546259
IRS990/TotalAssetsGrp/EOYAmt04617395
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/TotalAmt0268550
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0194187
IRS990/TotalLiabilitiesEOYAmt0149595
IRS990/TotalLiabilitiesGrp/BOYAmt0194187
IRS990/TotalLiabilitiesGrp/EOYAmt0149595
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04352072
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04467800
IRS990/TotalOtherCompensationAmt01500
IRS990/TotalProgramServiceRevenueAmt0249727
IRS990/TotalReportableCompFromOrgAmt071822
IRS990/TotalRevenueGrp/ExclusionAmt0137774
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0249727
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0387501
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04546259
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04617395
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt02095
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 451
IRS990/USAddress/CityNm0FAIRBAULT
IRS990/USAddress/StateAbbreviationCd0MN
IRS990/USAddress/ZIPCd055021
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt02
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0HOWARD SCHOENFELD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05073348145
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RICE COUNTY MUTUAL INSURANCE COMPANY
ReturnHeader/Filer/BusinessNameControlTxt0RICE
ReturnHeader/Filer/EIN0410502642
ReturnHeader/Filer/PhoneNum05073348145
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 451
ReturnHeader/Filer/USAddress/CityNm0FAIRBAULT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055021
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0471019942
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CREATIVE PLANNING TAX LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0100 E PARK AVE STE 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WATERLOO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd050703
ReturnHeader/PreparerPersonGrp/PhoneNum03192346885
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHELLE M HEKEL
ReturnHeader/ReturnTs02025-11-07T00:01:01-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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