Civic Intelligence

Nsp Credit Union

990 • Fiscal year 2020 • EIN 41-0448160

Jan 01, 2020 to Dec 31, 2020 • Filed on Mar 09, 2021

Organization ProfileWWW.MYNSPCU.ORG

View Organization Page

825 Rice StreetSt Paul, MN 55117

(651) 228-7668

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

21st percentile

0.84x

Higher debt load relative to assets than 21% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Liabilities / Revenue

40th percentile

20.41x

Higher debt load relative to revenue than 40% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Net Margin

49th percentile

9.3%

Higher net margin than 49% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Top Officer Pay

74th percentile

$131,732

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 7.1% of source-year revenue.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Asset Growth

4th percentile

3.9%

Faster asset growth than 4% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Revenue Growth

65th percentile

-2.9%

Faster revenue growth than 65% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets21st percentile

Assets

Up

$44,988,004

Up $1,689,464 (+3.9%) from 2019

Net Assets

Up

$7,292,056

Up $187,164 (+2.6%) from 2019

Liabilities

Up

$37,695,948

Up $1,502,300 (+4.2%) from 2019

Revenue And Expenses
Liabilities / Revenue40th percentileNet Margin49th percentile

Revenue

Down

$1,847,060

Down $55,522 (-2.9%) from 2019

Expenses

Up

$1,675,613

Up $47,643 (+2.9%) from 2019

Net Income

Down

$171,447

Down $103,165 (-38%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth4th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $53,805,698Liabilities 2010: $47,955,831Net Assets 2010: $5,849,8672010Assets 2011: $51,313,010Liabilities 2011: $45,697,097Net Assets 2011: $5,615,9132011Assets 2012: $49,527,526Liabilities 2012: $43,738,552Net Assets 2012: $5,788,9742012Assets 2013: $48,087,349Liabilities 2013: $42,819,078Net Assets 2013: $5,268,2712013Assets 2014: $47,810,743Liabilities 2014: $42,198,049Net Assets 2014: $5,612,6942014Assets 2015: $47,610,281Liabilities 2015: $41,785,680Net Assets 2015: $5,824,6012015Assets 2016: $47,116,752Liabilities 2016: $40,847,203Net Assets 2016: $6,269,5492016Assets 2017: $46,087,298Liabilities 2017: $39,662,373Net Assets 2017: $6,424,9252017Assets 2018: $43,892,726Liabilities 2018: $37,239,453Net Assets 2018: $6,653,2732018Assets 2019: $43,298,540Liabilities 2019: $36,193,648Net Assets 2019: $7,104,8922019Assets 2020: $44,988,004Liabilities 2020: $37,695,948Net Assets 2020: $7,292,0562020Assets 2021: $47,099,789Liabilities 2021: $39,414,503Net Assets 2021: $7,685,2862021Assets 2022: $45,122,737Liabilities 2022: $37,868,067Net Assets 2022: $7,254,6702022Assets 2023: $42,668,678Liabilities 2023: $35,347,175Net Assets 2023: $7,321,5032023

Highlighted filing

2020

Assets$44,988,004
Liabilities$37,695,948
Net Assets$7,292,056
Open 2020 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,531,7782010Expenses 2011: $2,534,1582011Expenses 2012: $1,899,0372012Revenue 2013: $1,831,442Expenses 2013: $1,637,113Net Income 2013: $194,3292013Revenue 2014: $1,778,594Expenses 2014: $1,662,460Net Income 2014: $116,1342014Revenue 2015: $1,687,452Expenses 2015: $1,553,349Net Income 2015: $134,1032015Revenue 2016: $1,753,467Expenses 2016: $1,611,836Net Income 2016: $141,6312016Revenue 2017: $1,767,215Expenses 2017: $1,625,561Net Income 2017: $141,6542017Revenue 2018: $1,843,323Expenses 2018: $1,584,641Net Income 2018: $258,6822018Revenue 2019: $1,902,582Expenses 2019: $1,627,970Net Income 2019: $274,6122019Revenue 2020: $1,847,060Expenses 2020: $1,675,613Net Income 2020: $171,4472020Revenue 2021: $2,082,006Expenses 2021: $1,551,166Net Income 2021: $530,8402021Revenue 2022: $2,006,584Expenses 2022: $1,770,336Net Income 2022: $236,2482022Revenue 2023: $2,042,492Expenses 2023: $2,159,122Net Income 2023: -$116,6302023

Highlighted filing

2020

Revenue$1,847,060
Expenses$1,675,613
Net Income$171,447
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Mar 9, 2021
Return Version
2020v4.0
Gross Receipts
$2,847,060
Mission and Program Overview

Mission

Earn our members' financial trust with personalized service and integrity.

To earn our members' trust with personalized service and integrity.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$24,104,411$22,114,164▼ $1,990,247
Investments Program Related$10,695,718$14,846,936▲ $4,151,218
Rtn Earn Endowment Incm Other Fnds$7,104,892$7,292,056▲ $187,164
Savings and Temporary Cash Investments$6,735,958$4,754,968▼ $1,980,990
Receivables From Officers Etc-$1,611,400-
Prepaid Expenses and Deferred Charges$251,986$277,840▲ $25,854
Accounts Receivable$185,217$225,974▲ $40,757
Cash and Non-Interest-Bearing Accounts$189,188$79,013▼ $110,175
Land, Buildings, and Equipment, Net$56,585$44,968▼ $11,617
Total Assets$43,298,540$44,988,004▲ $1,689,464
Other Assets Total$1,079,477$1,032,741▼ $46,736
Liabilities
Other Liabilities$36,039,555$37,455,592▲ $1,416,037
Accounts Payable and Accrued Expenses$154,093$240,356▲ $86,263
Total Liabilities$36,193,648$37,695,948▲ $1,502,300
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,104,892$7,292,056▲ $187,164
Total Liabilities and Net Assets / Fund Balance$43,298,540$44,988,004▲ $1,689,464

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$44,968$145,624$190,592
Leasehold Improvements-$115,200$115,200
Investment Program Related Org$19,113--
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Charlie YenniPresident/ceFT$116,464$15,268$131,732
Scott HultsChair-$985-$985
Todd RiebeDirector-$891-$891
Alex AutioVice Chair-$644-$644
Jenny Borgerson RiesSecretary-$259-$259
Thomas BreuckmanDirector-$256-$256
Brandon CramerTreasurer-$250-$250
Kevin StreeterDirector-$153-$153

Highest Paid Contractors

ContractorServicesLocationCompensation
WorldpayCard Processing8500 GOVERNORS HILL DR, Symmes Township, OH 45249$118,982
Bradford Scott Data CorpCore Processor9465 COUNSELORS ROW, Indianapolis, IN 46240$104,349
Revenue and Support

Revenue Composition

Contributions and Grants
$2,500
Program Service Revenue
$1,506,475
Investment Income
$333,842
Other Revenue
$4,243
All Other Contributions
$2,500
Change in Net Assets
$171,447
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,086,840
Salaries, Compensation, and Employee Benefits$587,733
Grants and Similar Amounts Paid$1,040
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$309,634
Office Expenses---$298,731
Current Officers, Directors, Trustees, and Key Employees---$119,902
Information Technology---$104,349
Advertising---$76,271
Other Employee Benefits---$66,108
Fees for Services Other---$65,203
Pension Plan Contributions---$57,493
Payroll Taxes---$34,596
Other Expenses---$32,798
Depreciation Depletion---$22,708
Insurance---$12,765
Occupancy---$12,000
Fees for Services Legal---$6,246
Conferences and Meetings---$6,224
Fees for Services Accounting---$3,400
Grants to Domestic Orgs---$1,040
Interest---$214
Total Functional Expenses$0$0$0$1,675,613
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$1,611,400-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$37,349,309
457 F Plan Payable$106,283
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member, one must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“The president of the credit union provides the data to independent cpa who prepares the return. The president reviews the return for accuracy, and then authorizes cpa to e-file the approved return.”

Form 990, Page 6, Part VI, Line 12C

“Conflict of interest policy is reviewed annually and any potential conflicts are discussed by the board of directors.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors determines and approves the compensation for the president/ceo. Approval is noted in the board minutes.”

Form 990, Page 6, Part VI, Line 15B

“The president/ceo determines and approves the compensation for staff.”

Form 990, Page 6, Part VI, Line 19

“Governing documents, conflict of interest policy, and financial statements are available upon rquest.”

Filing and Contact Details

Filer

Filer Name
Northern States Power St Paul
EIN
41-0448160
Phone
6512287668
Address
825 RICE STREET, ST PAUL, MN 55117

Signing Officer

Name
Charlie Yenni
Title
President/CEO
Phone
6512287672
Signed
2021-03-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Charlie Yenni
Formed
1933
Legal Domicile
Mn
Voting Board Members
7
Independent Board Members
7
Employees
9

Preparer

Firm
Brent Wookey CPA
Address
PO BOX 1512, LA CROSSE, WI 54602-1512
Preparer
Brent Wookey CPA
Phone
6087920843
Raw XML AppendixShowing 400 of 409 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER MEMBER RELATED REVENUE
IRS990/ProgramServiceRevenueGrp/Desc3MECH REPAIR INSUR
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01221149
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1193008
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt291618
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01221149
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1193008
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt291618
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3700
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0700
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 22,848 NEW LOANS DURING 2020 AS OF 12/31/20 WE HAD 23,527 OUTSTANDING LOANS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt0530
IRS990/PYInvestmentIncomeAmt0342198
IRS990/PYOtherExpensesAmt01030941
IRS990/PYOtherRevenueAmt04326
IRS990/PYProgramServiceRevenueAmt01556058
IRS990/PYRevenuesLessExpensesAmt0274612
IRS990/PYSalariesCompEmpBnftPaidAmt0596499
IRS990/PYTotalExpensesAmt01627970
IRS990/PYTotalRevenueAmt01902582
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt01611400
IRS990/ReconcilationRevenueExpnssAmt0171447
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RoyaltiesRevenueGrp/ExclusionAmt04243
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt04243
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07104892
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07292056
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06735958
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04754968
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt044968
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0145624
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0190592
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt07152000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt13968000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt22551955
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt31110868
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt425000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt520000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt619113
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0HTM SECURITIES MATURITY > 1YR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1OTHER INVSTMNTS MATURITY > 1 YR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2AFS SECURITIES MATURITY > 1 YR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3CUOLI
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4SERVION GROUP CUSO
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc5CO-OP FINANCIAL SVCS CUSO
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc6MEMBERSHIP PIC ALLOYA CORP FCU
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd5C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd6C
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0115200
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0115200
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt037349309
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1106283
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1457 F PLAN PAYABLE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt044968
IRS990ScheduleD/TotalBookValueProgramRltdAmt014846936
IRS990ScheduleD/TotalLiabilityAmt037455592
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt01611400
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0COLLATERAL ASSIGNMENT SPLIT DOLLAR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt01600000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0CHARIE YENNI
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0PRESIDENT/CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION PROVIDES SUPPLEMENTAL RETIREMENT BENEFITS THROUGH AN ARRANGEMENT THE IRS REFERS TO AS COLLATERAL ASSIGNMENT SPLIT DOLLAR (CASD). ALTHOUGH THE IRS REQUIRES REPORTING IN PART II ABOVE FOR LOANS TO INTERESTED PERSONS, CASD IS NOT AN ACTUAL LOAN. THERE IS NEITHER A TRANSFER OF FUNDS TO THE PARTICIPANT NOR AN OBLIGATION FOR THE PARTICIPANT TO PAY THOSE FUNDS BACK. INSTEAD, THE CREDIT UNION RECOVERS ITS OUTLAYS PLUS INTEREST FROM THE UNDERLYING POLICY.
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE L, PART V
IRS990ScheduleL/TotalBalanceDueAmt01611400
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT OF THE CREDIT UNION PROVIDES THE DATA TO INDEPENDENT CPA WHO PREPARES THE RETURN. THE PRESIDENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES CPA TO E-FILE THE APPROVED RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY AND ANY POTENTIAL CONFLICTS ARE DISCUSSED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS DETERMINES AND APPROVES THE COMPENSATION FOR THE PRESIDENT/CEO. APPROVAL IS NOTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PRESIDENT/CEO DETERMINES AND APPROVES THE COMPENSATION FOR STAFF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON RQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt043298540
IRS990/TotalAssetsEOYAmt044988004
IRS990/TotalAssetsGrp/BOYAmt043298540
IRS990/TotalAssetsGrp/EOYAmt044988004
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt02500
IRS990/TotalEmployeeCnt09
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01675613
IRS990/TotalGrossUBIAmt0700
IRS990/TotalLiabilitiesBOYAmt036193648
IRS990/TotalLiabilitiesEOYAmt037695948
IRS990/TotalLiabilitiesGrp/BOYAmt036193648
IRS990/TotalLiabilitiesGrp/EOYAmt037695948
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07104892
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07292056
IRS990/TotalOtherCompensationAmt015268
IRS990/TotalProgramServiceRevenueAmt01506475
IRS990/TotalReportableCompFromOrgAmt0119902
IRS990/TotalRevenueGrp/ExclusionAmt0334074
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01509786
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01847060
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0700
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt043298540
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt044988004
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0825 RICE STREET
IRS990/USAddress/CityNm0ST PAUL
IRS990/USAddress/StateAbbreviationCd0MN
IRS990/USAddress/ZIPCd055117
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.MYNSPCU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHARLIE YENNI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06512287672
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-03-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTHERN STATES POWER ST PAUL
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0410448160
ReturnHeader/Filer/PhoneNum06512287668
ReturnHeader/Filer/USAddress/AddressLine1Txt0825 RICE STREET
ReturnHeader/Filer/USAddress/CityNm0ST PAUL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055117
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0461605712
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BRENT WOOKEY CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 1512
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LA CROSSE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0546021512
ReturnHeader/PreparerPersonGrp/PhoneNum06087920843
ReturnHeader/PreparerPersonGrp/PreparationDt02021-03-09

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$44,988,004
Liabilities
$37,695,948
Net assets
$7,292,056
Revenue
$1,847,060
Expenses
$1,675,613
Net income
$171,447
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$42.7$35.3$7.32$2.04$2.16$0.12
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.1$37.9$7.25$2.01$1.77$0.24
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.1$39.4$7.69$2.08$1.55$0.53
2020Detailed filing. Detailed filing data is available for this year.$45.0$37.7$7.29$1.85$1.68$0.17
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.3$36.2$7.10$1.90$1.63$0.27
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.9$37.2$6.65$1.84$1.58$0.26
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$46.1$39.7$6.42$1.77$1.63$0.14
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$47.1$40.8$6.27$1.75$1.61$0.14
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$47.6$41.8$5.82$1.69$1.55$0.13
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$47.8$42.2$5.61$1.78$1.66$0.12
2013Detailed filing. Detailed filing data is available for this year.$48.1$42.8$5.27$1.83$1.64$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.5$43.7$5.79$1.90
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.3$45.7$5.62$2.53
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.8$48.0$5.85$2.53