Liabilities / Assets
81st percentile
Higher debt load relative to assets than 81% of similar nonprofits.
Accentra Credit Union
EIN 41-0319960 • 501(c)14 • Austin, MN
Profile
To conduct the ordinary and necessary business of a credit union involving the receiving of savings of members and lending money to members for provident purposes.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.92x
Liabilities / Revenue
57th percentile
Higher debt load relative to revenue than 57% of similar nonprofits.
Net Margin
52nd percentile
Higher net margin than 52% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
31st percentile
Faster asset growth than 31% of similar nonprofits.
Revenue Growth
46th percentile
Faster revenue growth than 46% of similar nonprofits.
Balance Sheet
Assets
Down$200,225,953
Down $132,959 (-0.1%) from 2023
Liabilities
Down$183,609,876
Down $1,654,503 (-0.9%) from 2023
Net Assets
Up$16,616,077
Up $1,521,544 (+10%) from 2023
Revenue
Up$11,278,771
Up $1,391,045 (+14%) from 2023
Expenses
Up$9,977,437
Up $704,614 (+7.6%) from 2023
Net Income
Up$1,301,334
Up $686,431 (+112%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $200,225,953
- Liabilities
- $183,609,876
- Net assets
- $16,616,077
- Revenue
- $11,278,771
- Expenses
- $9,977,437
- Net income
- $1,301,334
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- May 5, 2025
- Return Version
- 2024v5.1
- Gross Receipts
- $11,303,688
Mission and Program Overview
Mission
To conduct the ordinary and necessary business of a credit union involving the receiving of savings of members and lending money to members for provident purposes.
Financial services to member owners
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $143,082,400 | $140,048,944 | ▼ $3,033,456 |
| Investments in Publicly Traded Securities | $25,581,560 | $22,158,315 | ▼ $3,423,245 |
| Rtn Earn Endowment Incm Other Fnds | $15,094,533 | $16,616,077 | ▲ $1,521,544 |
| Investments Program Related | $12,931,100 | $13,514,300 | ▲ $583,200 |
| Savings and Temporary Cash Investments | $5,027,865 | $8,559,902 | ▲ $3,532,037 |
| Cash and Non-Interest-Bearing Accounts | $2,546,527 | $3,706,641 | ▲ $1,160,114 |
| Land, Buildings, and Equipment, Net | $3,373,274 | $3,703,710 | ▲ $330,436 |
| Receivables From Officers Etc | $2,566,018 | $2,703,968 | ▲ $137,950 |
| Accounts Receivable | $1,735,790 | $1,855,199 | ▲ $119,409 |
| Prepaid Expenses and Deferred Charges | $204,298 | $360,233 | ▲ $155,935 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $200,358,912 | $200,225,953 | ▼ $132,959 |
| Other Assets Total | $3,310,080 | $3,614,741 | ▲ $304,661 |
| Liabilities | |||
| Other Liabilities | $173,062,535 | $181,042,290 | ▲ $7,979,755 |
| Mortgage Notes Payable Secured by Investment Property | $9,200,000 | - | - |
| Accounts Payable and Accrued Expenses | $3,001,844 | $2,567,586 | ▼ $434,258 |
| Total Liabilities | $185,264,379 | $183,609,876 | ▼ $1,654,503 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $15,094,533 | $16,616,077 | ▲ $1,521,544 |
| Total Liabilities and Net Assets / Fund Balance | $200,358,912 | $200,225,953 | ▼ $132,959 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $2,568,126 | $2,522,697 | $5,090,823 |
| Equipment | $682,886 | $2,687,716 | $3,370,602 |
| Land | $418,258 | - | $418,258 |
| Leasehold Improvements | $34,440 | $98,374 | $132,814 |
| Investment Program Related Org | $120,300 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Paul Knorr | CEO | FT | $233,169 | $79,804 | $312,973 |
| Brad Hjellming | VP - Lending | FT | $109,896 | $40,801 | $150,697 |
| Lyndsey Johnson | CFO | FT | $117,112 | $12,126 | $129,238 |
| Peter Ferrell | Sup Chair | - | $820 | - | $820 |
| Gordy Kuehne | Board Chairman | - | $459 | - | $459 |
| Sheri Dankert | Board Member | - | $451 | - | $451 |
| Marisa Nagele | Board Vice-chair | - | $391 | - | $391 |
| Darrell Ingvaldson | Board Member | - | $370 | - | $370 |
| Rayce Hardy | Board Member | - | $361 | - | $361 |
| Sara White | Board Member | - | $336 | - | $336 |
| Kirby Reeping | Sup Member | - | $327 | - | $327 |
| Jim Krueger | Sup Member | - | $302 | - | $302 |
| Matt Cizik | Board Member | - | $191 | - | $191 |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv Eft | Data Processing | PO BOX 60000, San Francisco, CA 94160 | $714,851 |
| Fiserv INC | Eft Processing | PO BOX 934057, Atlanta, GA 31193 | $409,009 |
| Ncr Corporation | Online Banking Processing | PO BOX 740641, Los Angeles, CA 90074 | $277,373 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $10,364,348
- Investment Income
- $914,423
- Other Revenue
- $0
- Change in Net Assets
- $1,301,334
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $4,987,415 |
| Salaries, Compensation, and Employee Benefits | $3,205,898 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,826,655 |
| Benefits to Members | - | - | - | $1,784,124 |
| Office Expenses | - | - | - | $1,703,779 |
| Fees for Services Other | - | - | - | $1,057,813 |
| Other Employee Benefits | - | - | - | $557,848 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $446,219 |
| Depreciation Depletion | - | - | - | $322,175 |
| Occupancy | - | - | - | $284,178 |
| Payroll Taxes | - | - | - | $189,433 |
| Pension Plan Contributions | - | - | - | $185,743 |
| Other Expenses | - | - | - | $97,703 |
| Interest | - | - | - | $90,561 |
| Fees for Services Accounting | - | - | - | $79,896 |
| Travel | - | - | - | $48,968 |
| All Other Expenses | - | - | - | $15,143 |
| Fees for Services Legal | - | - | - | $12,590 |
| Total Functional Expenses | $0 | $0 | $0 | $9,977,437 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $2,566,018 | $2,703,968 | ▲ $137,950 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Shares | $181,032,106 |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | $10,184 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“The credit union is comprised of a single class of approximately 16,923 member-owners, each of which has equal rights in ownership, governance and voting rights at the annual meetings, with the exception of the member-owners who are elected to the board of directors.”
Form 990, Part VI, Section A, Line 7A
“The member-owners of the credit union have the authority to elect the members of the board of directors for three-year terms on a rotating basis. Candidates are elected by a simple plurality vote. The board of directors appoint volunteers to serve on the supervisory committee, which is vested with monitoring safety and soundship of the organization. If deemed appropriate, the supervisory committee can suspend board members and can call a special meeting of the membership to evaluate the issue and vote to either dismiss or reinstate the board member.”
Form 990, Part VI, Section A, Line 7B
“Changes to the governing documents (bylaws) must be approved by the member-owners after they have been approved by the board of directors and the regulatory agency. Approval occurs when at least two-thirds of the member-owners that vote do vote to approve.”
Form 990, Part VI, Section B, Line 11B
“The 990 is reviewed by appropriate officers prior to filing. It is also reviewed by the supervisory committee and the board of directors after filing.”
Form 990, Part VI, Section B, Line 12C
“Review of vendor invoices and transactions to monitor compliance to the policy. All staff and board are subject to this policy. If there is a conflict, it is presented to senior management and business activity would cease.”
Form 990, Part VI, Section B, Line 15
“A committee comprised of board members annually reviews, researches, and then recommends the amount of ceo compensation. This amount is approved by the board of directors and is also made available to examiners and auditors for their review during exams and audits. The credit union has a compensation policy that sets guidelines to be followed for staff compensation. The cu uses industry salary and benefit comparison reports obtained in reviewing proper compensation levels for officers and key employees. All changes to compensation are reviewed by department heads and submitted for approval by the ceo and hr. The process described here was last completed in 2024.”
Form 990, Part VI, Section C, Line 19
“The credit union's bylaws, conflict of interest policy and financial statements are available to the public through posting in the credit union's office or can be reviewed by appointment.”
Filing and Contact Details
Filer
- Filer Name
- Accentra Credit Union
- EIN
- 41-0319960
- Phone
- 5074331829
- Address
- 400 4TH AVENUE NE PO BOX 657, AUSTIN, MN 55912
Signing Officer
- Name
- Paul Knorr
- Title
- CEO
- Phone
- 5074331829
- Signed
- 2025-05-05
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Paul Knorr
- Formed
- 1930
- Legal Domicile
- Mn
- Voting Board Members
- 7
- Independent Board Members
- 7
- Employees
- 55
- Volunteers
- 0
Preparer
- Firm
- Cliftonlarsonallen Llp
- Address
- 109 N MAIN STREET SUITE 200, AUSTIN, MN 55912
- Preparer
- Tanya Medgaarden
- Phone
- 5074347000
Supplemental Narrative
Additional Explanations
Form 990, Part IX, Line 11G
“Professional & outside services 569,153. Data processing 488,660.”
FORM 990, PART XI, LINE 9:
“CHANGE IN OCI -74,538.”
Form 990, Part XII, Line 2B
“Audited financial statements - the audit was done as of 3/31. Therefore, the reporting period for the audit does not match the reporting period for the 990.”
Form 990, Part XII, Line 2C
“Audit oversight - the supervisory committee oversees the audit and the selection of an independent accountant.”
Financial Statement Notes
PART X, LINE 2:
“The credit union is exempt, under irc section 501 (c) (14), from federal and state income taxes. The credit union has filed tax returns in the past for activities it has deemed taxable and has a minimal net operating loss carryforward. The credit union evaluated its tax positions and determined no uncertain tax positions exist as of march 31, 2024 and 2023. The credit union's 2020 through 2023 tax years are open for examination by federal and state taxing authorities.”
Raw XML AppendixShowing 400 of 494 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 3001844 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2567586 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 1735790 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 1855199 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | FINANCIAL SERVICES TO MEMBER OWNERS |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 15143 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 1784124 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LYNDSEY JOHNSON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5074343317 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 400 4TH AVE NE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | AUSTIN |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 55912 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2546527 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3706641 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 446219 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 714851 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 409009 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 277373 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO BOX 60000 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | PO BOX 934057 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 740641 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | SAN FRANCISCO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | ATLANTA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | LOS ANGELES |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | GA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 94160 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 31193 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 90074 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | FISERV EFT |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | FISERV INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | NCR CORPORATION |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DATA PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | EFT PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | ONLINE BANKING PROCESSING |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 1784124 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 914423 |
| IRS990/CYOtherExpensesAmt | 0 | 4987415 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 10364348 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1301334 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3205898 |
| IRS990/CYTotalExpensesAmt | 0 | 9977437 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 11278771 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 322175 |
| IRS990/Desc | 0 | TO PROVIDE LOANS TO MEMBERS AND TO PAY DIVIDENDS ON MEMBER SHARE ACCOUNTS, SHAREDRAFT ACCOUNTS AND CERTIFICATES. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 55 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 79896 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 12590 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 1057813 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 60201 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 12126 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 40801 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | PETER FERRELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | GORDY KUEHNE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | SHERI DANKERT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MARISA NAGELE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DARRELL INGVALDSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | RAYCE HARDY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SARA WHITE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KIRBY REEPING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JIM KRUEGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MATT CIZIK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | PAUL KNORR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | LYNDSEY JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | BRAD HJELLMING |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 820 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 459 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 451 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 391 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 370 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 361 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 336 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 327 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 302 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 191 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 252772 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 117112 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 109896 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | SUP CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD VICE-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | SUP MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SUP MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VP - LENDING |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1930 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -24917 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 11303688 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/TotalAmt | 0 | 90561 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 939340 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 939340 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 12931100 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 13514300 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 25581560 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 22158315 |
| IRS990/IRPDocumentCnt | 0 | 2107 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 5308787 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3373274 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3703710 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 9012497 |
| IRS990/LegalDomicileStateCd | 0 | MN |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 24917 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO CONDUCT THE ORDINARY AND NECESSARY BUSINESS OF A CREDIT UNION INVOLVING THE RECEIVING OF SAVINGS OF MEMBERS AND LENDING MONEY TO MEMBERS FOR PROVIDENT PURPOSES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 9200000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 15094533 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 16616077 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -24917 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -24917 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 9173 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 294748 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 284178 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1703779 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 3310080 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 3614741 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -74538 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 557848 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR CREDIT LO |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | EDUCATION AND PROMOTION |
| IRS990/OtherExpensesGrp/Desc | 3 | MISC. OPERATING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 782320 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 307514 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 184775 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 97703 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 173062535 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 181042290 |
| IRS990/OtherOrganizationDsc | 0 | CU |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1826655 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 143082400 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 140048944 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 189433 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 185743 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 204298 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 360233 |
| IRS990/PrincipalOfficerNm | 0 | PAUL KNORR |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES/CHARGES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 7264081 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3035511 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 7264081 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3100267 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 64756 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 1337528 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 813062 |
| IRS990/PYOtherExpensesAmt | 0 | 4978514 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 9074664 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 614903 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2956781 |
| IRS990/PYTotalExpensesAmt | 0 | 9272823 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 9887726 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 2566018 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 2703968 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1301334 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 15094533 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 16616077 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5027865 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 8559902 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 2568126 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2522697 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 5090823 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 682886 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 2687716 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 3370602 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 13394000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 120300 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | DEPOSITS IN COMM. BANKS, ETC. |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | OTHER INVESTMENTS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 418258 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 418258 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 34440 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 98374 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 132814 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 181032106 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 10184 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ALLOWANCE FOR CREDIT LOSSES ON OFF-BALANCE SHEET CREDIT EXPOSURES |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS EXEMPT, UNDER IRC SECTION 501 (C) (14), FROM FEDERAL AND STATE INCOME TAXES. THE CREDIT UNION HAS FILED TAX RETURNS IN THE PAST FOR ACTIVITIES IT HAS DEEMED TAXABLE AND HAS A MINIMAL NET OPERATING LOSS CARRYFORWARD. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF MARCH 31, 2024 AND 2023. THE CREDIT UNION'S 2020 THROUGH 2023 TAX YEARS ARE OPEN FOR EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 3703710 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 13514300 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 181042290 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 233169 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 109896 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 19603 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 18172 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 7898 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 42029 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 32903 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | PAUL KNORR |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | BRAD HJELLMING |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | VP - LENDING |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 312973 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 150697 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | THERE IS A COMPENSATION COMMITTEE CONSISTING OF THREE BOARD MEMBERS. THEY REVIEW CUNA SALARY PUBLICATIONS, LOCAL MARKET, AND COLA. THEY TAKE THEIR SUGGESTIONS TO THE BOARD OF DIRECTORS FOR APPROVAL. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 3 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 2703968 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | 1 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | 0 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | SPLIT-DOLLAR LIFE INSURANCE UNDER REG 1.7872-15 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 2425000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | PAUL KNORR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | 1 |
| IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt | 0 | NOTED THIS TO BE A NON-RECOURSE PLAN THAT IS RECORDED ON THE BALANCE SHEET AT THE LOWER OF LOAN BALANCE OR CASH SURRENDER VALUE. BECAUSE THE CASH SURRENDER VALUE WAS LOWER, WE REPORTED THE AMOUNT OF 2,703,968 FOR BALANCE SHEET PURPOSES. HOWEVER, THE ACTUAL LOAN BALANCE IS $2,735,921. |
| IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE L, PART II |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 2703968 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 16,923 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETINGS, WITH THE EXCEPTION OF THE MEMBER-OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE-YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURALITY VOTE. THE BOARD OF DIRECTORS APPOINT VOLUNTEERS TO SERVE ON THE SUPERVISORY COMMITTEE, WHICH IS VESTED WITH MONITORING SAFETY AND SOUNDSHIP OF THE ORGANIZATION. IF DEEMED APPROPRIATE, THE SUPERVISORY COMMITTEE CAN SUSPEND BOARD MEMBERS AND CAN CALL A SPECIAL MEETING OF THE MEMBERSHIP TO EVALUATE THE ISSUE AND VOTE TO EITHER DISMISS OR REINSTATE THE BOARD MEMBER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CHANGES TO THE GOVERNING DOCUMENTS (BYLAWS) MUST BE APPROVED BY THE MEMBER-OWNERS AFTER THEY HAVE BEEN APPROVED BY THE BOARD OF DIRECTORS AND THE REGULATORY AGENCY. APPROVAL OCCURS WHEN AT LEAST TWO-THIRDS OF THE MEMBER-OWNERS THAT VOTE DO VOTE TO APPROVE. |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.