Civic Intelligence

Farmers Mutual Fire Insurance Company of Clearwater County

EIN 41-0249987 • 501(c)15 • Gonvick, MN

Profile

Operates as a township mutual that issues assessable policies for property and casualty insurance.

PO Box 38Gonvick, MN 56644

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.14x

Higher debt load relative to assets than 69% of similar nonprofits.

$1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

83rd percentile

0.47x

Higher debt load relative to revenue than 83% of similar nonprofits.

$1M-$5M nonprofits • Source year 2017

Net Margin

66th percentile

16%

Higher net margin than 66% of similar nonprofits.

$1M-$5M nonprofits • Source year 2017

Top Officer Pay

60th percentile

$48,652

Higher top officer pay than 60% of similar nonprofits.

Top officer pay equals 13.6% of source-year revenue.

$1M-$5M nonprofits • Source year 2017

Asset Growth

56th percentile

4.6%

Faster asset growth than 56% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

39th percentile

2.2%

Faster revenue growth than 39% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets69th percentile

Assets

Up

$1,189,643

Up $51,895 (+4.6%) from 2016

Liabilities

Down

$167,402

Down $5,606 (-3.2%) from 2016

Net Assets

Up

$1,022,241

Up $57,501 (+6.0%) from 2016

Operations
Liabilities / Revenue83rd percentileNet Margin66th percentile

Revenue

Up

$358,387

Up $7,762 (+2.2%) from 2016

Expenses

Up

$300,886

Up $612 (+0.2%) from 2016

Net Income

Up

$57,501

Up $7,150 (+14%) from 2016

Trend Graphs

Balance Sheet Trend

Asset Growth56th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2010: $799,166Liabilities 2010: $166,801Net Assets 2010: $632,3652010Assets 2011: $871,584Liabilities 2011: $160,741Net Assets 2011: $710,8432011Assets 2012: $946,172Liabilities 2012: $166,566Net Assets 2012: $779,6062012Assets 2013: $999,726Liabilities 2013: $158,665Net Assets 2013: $841,0612013Assets 2014: $971,992Liabilities 2014: $161,992Net Assets 2014: $810,0002014Assets 2015: $1,076,291Liabilities 2015: $161,902Net Assets 2015: $914,3892015Assets 2016: $1,137,748Liabilities 2016: $173,008Net Assets 2016: $964,7402016Assets 2017: $1,189,643Liabilities 2017: $167,402Net Assets 2017: $1,022,2412017

Highlighted filing

2017

Assets$1,189,643
Liabilities$167,402
Net Assets$1,022,241
Open 2017 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KExpenses 2010: $243,7522010Revenue 2011: $335,217Expenses 2011: $256,739Net Income 2011: $78,4782011Revenue 2012: $327,989Expenses 2012: $259,226Net Income 2012: $68,7632012Revenue 2013: $330,504Expenses 2013: $269,049Net Income 2013: $61,4552013Revenue 2014: $341,717Expenses 2014: $372,778Net Income 2014: -$31,0612014Revenue 2015: $342,048Expenses 2015: $237,659Net Income 2015: $104,3892015Revenue 2016: $350,625Expenses 2016: $300,274Net Income 2016: $50,3512016Revenue 2017: $358,387Expenses 2017: $300,886Net Income 2017: $57,5012017

Highlighted filing

2017

Revenue$358,387
Expenses$300,886
Net Income$57,501
Open 2017 Filing

Filings

Most recent year

2017 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$1,189,643
Liabilities
$167,402
Net assets
$1,022,241
Revenue
$358,387
Expenses
$300,886
Net income
$57,501
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.19$0.17$1.02$0.36$0.30$0.06
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.14$0.17$0.96$0.35$0.30$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.08$0.16$0.91$0.34$0.24$0.10
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.97$0.16$0.81$0.34$0.37$0.03
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$1.00$0.16$0.84$0.33$0.27$0.06
2012Summary only. Only limited summary data is available for this year.$0.95$0.17$0.78$0.33$0.26$0.07
2011Summary only. Only limited summary data is available for this year.$0.87$0.16$0.71$0.34$0.26$0.08
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.80$0.17$0.63$0.24
Latest Detailed Filing

The latest 2017 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2016 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Jun 30, 2017
Return Version
2016v3.0
Gross Receipts
$350,625
Mission and Program Overview

Mission

Operates as a township mutual that issues assessable policies for property and casualty insurance.

Property & casualty insurance to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$877,510$948,268▲ $70,758
Cash and Non-Interest-Bearing Accounts$141,779$161,173▲ $19,394
Land, Buildings, and Equipment, Net$16,136$15,112▼ $1,024
Accounts Receivable$4,018$2,983▼ $1,035
Savings and Temporary Cash Investments$29,022$2,829▼ $26,193
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,076,291$1,137,748▲ $61,457
Other Assets Total$7,826$7,383▼ $443
Liabilities
Other Liabilities$157,189$164,343▲ $7,154
Accounts Payable and Accrued Expenses$4,713$8,665▲ $3,952
Total Liabilities$161,902$173,008▲ $11,106
Net Assets / Fund Balance
Total Net Assets Fund Balance$914,389$964,740▲ $50,351
Total Liabilities and Net Assets / Fund Balance$1,076,291$1,137,748▲ $61,457

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$14,775$13,963$28,738
Equipment$337$16,079$16,416
Other Securities$355,000--
Compensation and Service Providers
Top Officer Pay60th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ben BergSecretary/treasurerFT$54,504-$54,504
Ruth TraskDirector--$346$346
Vernon HamnesPresidentPT-$289$289
Gary BjerkeDirector--$271$271
Gary BergDirector--$180$180
Paul BuerVice President--$158$158
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$321,447
Investment Income
$29,178
Other Revenue
$0
Change in Net Assets
$50,351
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$167,423
Salaries, Compensation, and Employee Benefits$64,590
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$68,261
Current Officers, Directors, Trustees, and Key Employees---$55,749
Fees for Services Accounting---$11,685
All Other Expenses---$9,544
Payroll Taxes---$4,616
Other Salaries and Wages---$4,225
Other Expenses---$3,993
Occupancy---$2,862
Office Expenses---$1,271
Depreciation Depletion---$1,024
Advertising---$960
Conferences and Meetings---$776
Total Functional Expenses$0$0$0$300,274
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Unearned Premiums$164,258
Premium Tax$85
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Each policyholder is a member of the township mutual.”

Form 990, Part VI, Section A, Line 7A

“The board of directors is elected by a majority vote of the policyholders. Each policyholder is entitled to one vote while the policy remains in force.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed and approved for filing by the secretary/treasurer ben berg.”

Form 990, Part VI, Section C, Line 19

“This information is available for public inspection upon request at farmers mutual fire insurance company physical location.”

Filing and Contact Details

Filer

Filer Name
Farmers Mutual Fire Insurance
EIN
41-0249987
Phone
2184875523
Address
PO BOX 38, GONVICK, MN 56644

Signing Officer

Name
Ben Berg
Title
Secretary/treasurer
Phone
2184875523
Signed
2017-06-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ben Berg
Formed
1904
Legal Domicile
Mn
Voting Board Members
6
Independent Board Members
5
Employees
2
Volunteers
0

Preparer

Firm
Miller Mcdonald Inc
Address
513 BELTRAMI AVE NW, BEMIDJI, MN 56601
Preparer
Jeremie Midboe
Phone
2187516300
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The organization has adopted the recognition requirements for uncertain income tax positions as required by generally accepted accounting principles, with no cumulative effect adjustment required. Income tax benefits are recognized for income tax positions taken or expected to be taken in a tax return, only when it is determined that the income tax position will more-likely-than-not be sustained upon examination by taxing authorities. The organization has analyzed tax positions taken for filing with the internal revenue service and all state jurisdictions where it operates. The organization believes that income tax filing positions will be sustained upon examination and does not anticipate any adjustments that would result in a material adverse affect on the organizations financial condition or results of operations. Accordingly, the organization has not recorded any reserves or related accruals for interest and penalties for uncertain tax positions at december 31, 2016.”

Raw XML Appendix333 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt04713
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt08665
IRS990/AccountsReceivableGrp/BOYAmt04018
IRS990/AccountsReceivableGrp/EOYAmt02983
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROPERTY & CASUALTY INSURANCE TO MEMBERS
IRS990/AdvertisingGrp/TotalAmt0960
IRS990/AllOtherExpensesGrp/TotalAmt09544
IRS990/BenefitsToMembersGrp/TotalAmt068261
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0BENJAMIN BERG
IRS990/BooksInCareOfDetail/PhoneNum02184875523
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0230 MAPLE STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0GONVICK
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd056644
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0141779
IRS990/CashNonInterestBearingGrp/EOYAmt0161173
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt055749
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt0776
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt068261
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt029178
IRS990/CYOtherExpensesAmt0167423
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0321447
IRS990/CYRevenuesLessExpensesAmt050351
IRS990/CYSalariesCompEmpBnftPaidAmt064590
IRS990/CYTotalExpensesAmt0300274
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0350625
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01024
IRS990/Desc0PROPERTY & CASUALTY INSURER OF FARMS, HOMES, CHURCHES, & BUS. IN THE LINE OF LIGHTNING, FIRE,& OTHER LOSSES. BENEFITS PD TO MEMBERS FOR LOSS INCURRED AFTER REINSURANCE COLLECTED. AT DECEMBER 31, 2016 THE TOWNSHIP MUTUAL HAD 692 POLICIES IN FORCE WITH A TOTAL INSURED VALUE OF $139,635,612.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt011685
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt0289
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2346
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt3271
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt4158
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0VERNON HAMNES
IRS990/Form990PartVIISectionAGrp/PersonNm1GARY BERG
IRS990/Form990PartVIISectionAGrp/PersonNm2RUTH TRASK
IRS990/Form990PartVIISectionAGrp/PersonNm3GARY BJERKE
IRS990/Form990PartVIISectionAGrp/PersonNm4PAUL BUER
IRS990/Form990PartVIISectionAGrp/PersonNm5BEN BERG
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt554504
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY/TREASURER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01904
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0350625
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt029178
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt029178
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0877510
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0948268
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt030042
IRS990/LandBldgEquipBasisNetGrp/BOYAmt016136
IRS990/LandBldgEquipBasisNetGrp/EOYAmt015112
IRS990/LandBldgEquipCostOrOtherBssAmt045154
IRS990/LegalDomicileStateCd0MN
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0OPERATES AS A TOWNSHIP MUTUAL THAT ISSUES ASSESSABLE POLICIES FOR PROPERTY AND CASUALTY INSURANCE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0914389
IRS990/NetAssetsOrFundBalancesEOYAmt0964740
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt02862
IRS990/OfficeExpensesGrp/TotalAmt01271
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt07826
IRS990/OtherAssetsTotalGrp/EOYAmt07383
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0REINSURANCE PREMIUMS
IRS990/OtherExpensesGrp/Desc1GENERAL AGENT COMMISSIO
IRS990/OtherExpensesGrp/Desc2INSURANCE & BONDING
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt080349
IRS990/OtherExpensesGrp/TotalAmt149414
IRS990/OtherExpensesGrp/TotalAmt25545
IRS990/OtherExpensesGrp/TotalAmt33993
IRS990/OtherLiabilitiesGrp/BOYAmt0157189
IRS990/OtherLiabilitiesGrp/EOYAmt0164343
IRS990/OtherSalariesAndWagesGrp/TotalAmt04225
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt04616
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0BEN BERG
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0524126
IRS990/ProgramServiceRevenueGrp/Desc0POLICYHOLDER PREMIUMS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0321447
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0321447
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt010435
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt027991
IRS990/PYOtherExpensesAmt0174583
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0314057
IRS990/PYRevenuesLessExpensesAmt0104389
IRS990/PYSalariesCompEmpBnftPaidAmt052641
IRS990/PYTotalExpensesAmt0237659
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0342048
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt050351
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt029022
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02829
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt014775
IRS990ScheduleD/BuildingsGrp/DepreciationAmt013963
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt028738
IRS990ScheduleD/EquipmentGrp/BookValueAmt0337
IRS990ScheduleD/EquipmentGrp/DepreciationAmt016079
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt016416
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0164258
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt185
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0UNEARNED PREMIUMS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1PREMIUM TAX
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt082180
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1346088
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2165000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3355000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MUNICIPAL OBLIGATIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1U.S. GOVERNMENT OBLIGATIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CORPORATE BONDS
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS ADOPTED THE RECOGNITION REQUIREMENTS FOR UNCERTAIN INCOME TAX POSITIONS AS REQUIRED BY GENERALLY ACCEPTED ACCOUNTING PRINCIPLES, WITH NO CUMULATIVE EFFECT ADJUSTMENT REQUIRED. INCOME TAX BENEFITS ARE RECOGNIZED FOR INCOME TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN, ONLY WHEN IT IS DETERMINED THAT THE INCOME TAX POSITION WILL MORE-LIKELY-THAN-NOT BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. THE ORGANIZATION HAS ANALYZED TAX POSITIONS TAKEN FOR FILING WITH THE INTERNAL REVENUE SERVICE AND ALL STATE JURISDICTIONS WHERE IT OPERATES. THE ORGANIZATION BELIEVES THAT INCOME TAX FILING POSITIONS WILL BE SUSTAINED UPON EXAMINATION AND DOES NOT ANTICIPATE ANY ADJUSTMENTS THAT WOULD RESULT IN A MATERIAL ADVERSE AFFECT ON THE ORGANIZATIONS FINANCIAL CONDITION OR RESULTS OF OPERATIONS. ACCORDINGLY, THE ORGANIZATION HAS NOT RECORDED ANY RESERVES OR RELATED ACCRUALS FOR INTEREST AND PENALTIES FOR UNCERTAIN TAX POSITIONS AT DECEMBER 31, 2016.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt015112
IRS990ScheduleD/TotalBookValueSecuritiesAmt0948268
IRS990ScheduleD/TotalLiabilityAmt0164343
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EACH POLICYHOLDER IS A MEMBER OF THE TOWNSHIP MUTUAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY A MAJORITY VOTE OF THE POLICYHOLDERS. EACH POLICYHOLDER IS ENTITLED TO ONE VOTE WHILE THE POLICY REMAINS IN FORCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FORM 990 IS REVIEWED AND APPROVED FOR FILING BY THE SECRETARY/TREASURER BEN BERG.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THIS INFORMATION IS AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT FARMERS MUTUAL FIRE INSURANCE COMPANY PHYSICAL LOCATION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01076291
IRS990/TotalAssetsEOYAmt01137748
IRS990/TotalAssetsGrp/BOYAmt01076291
IRS990/TotalAssetsGrp/EOYAmt01137748
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/TotalAmt0300274
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0161902
IRS990/TotalLiabilitiesEOYAmt0173008
IRS990/TotalLiabilitiesGrp/BOYAmt0161902
IRS990/TotalLiabilitiesGrp/EOYAmt0173008
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0914389
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0964740
IRS990/TotalOtherCompensationAmt01244
IRS990/TotalProgramServiceRevenueAmt0321447
IRS990/TotalReportableCompFromOrgAmt054504
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0350625
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0350625
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01076291
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01137748
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 38
IRS990/USAddress/CityNm0GONVICK
IRS990/USAddress/StateAbbreviationCd0MN
IRS990/USAddress/ZIPCd056644
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BEN BERG
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SECRETARY/TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum02184875523
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-06-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FARMERS MUTUAL FIRE INSURANCE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0COMPANY OF CLEARWATER COUNTY
ReturnHeader/Filer/BusinessNameControlTxt0FARM
ReturnHeader/Filer/EIN0410249987
ReturnHeader/Filer/PhoneNum02184875523
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 38
ReturnHeader/Filer/USAddress/CityNm0GONVICK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd056644
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0D664DB581CB94A5D5C204DD43147B836E2EEF42B
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0A42A75B3E2DE05F0ABE0C362AFD882034F173C1A
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0209.191.195.86
ReturnHeader/FilingSecurityInformation/IPDt02017-06-30
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm008:37:32
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0411281737
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MILLER MCDONALD INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0513 BELTRAMI AVE NW
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BEMIDJI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd056601
ReturnHeader/PreparerPersonGrp/PhoneNum02187516300
ReturnHeader/PreparerPersonGrp/PreparationDt02017-06-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JEREMIE MIDBOE
ReturnHeader/ReturnTs02017-07-10T10:24:58-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

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