Liabilities / Assets
79th percentile
Higher debt load relative to assets than 79% of similar nonprofits.
Whitewater Chamber of Commerce
EIN 39-6077444 • 501(c)6 • Whitewater, WI
Profile
The mission of the Whitewater Chamber of Commerce is to promote the business and civic interest of the City of Whitewater, Wi and surrounding communtity
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.16x
Liabilities / Revenue
75th percentile
Higher debt load relative to revenue than 75% of similar nonprofits.
Net Margin
67th percentile
Higher net margin than 67% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
84th percentile
Faster asset growth than 84% of similar nonprofits.
Revenue Growth
92nd percentile
Faster revenue growth than 92% of similar nonprofits.
Balance Sheet
Assets
Up$68,325
Up $14,129 (+26%) from 2023
Liabilities
Down$10,939
Down $805 (-6.9%) from 2023
Net Assets
Up$57,386
Up $14,934 (+35%) from 2023
Revenue
Up$153,430
Up $60,532 (+65%) from 2023
Expenses
Up$138,496
Up $26,188 (+23%) from 2023
Net Income
Up$14,934
Up $34,344 (+177%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $68,325
- Liabilities
- $10,939
- Net assets
- $57,386
- Revenue
- $153,430
- Expenses
- $138,496
- Net income
- $14,934
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Nov 4, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $161,826
Mission and Program Overview
Mission
The mission of the Whitewater Chamber of Commerce is to promote the business and civic interest of the City of Whitewater, Wi and surrounding communtity
Program Services
| Description | Grants | Expenses |
|---|---|---|
| NETWORKING, WORKSHOPS, COMMUNITY EVENTS, BUSINESS FAIRS AND PROMOTIONS | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JOEL KOHL | Treasurer | - | $0 | - | - |
| AMY OEDING | Secretary | - | $0 | - | - |
| MASON BECKER | Director | - | $0 | - | - |
| FREDRICK GARCIA | Director | - | $0 | - | - |
| PENNY ARDELT | President | - | $0 | - | - |
| REBECCA GOODACRE | Director | - | $0 | - | - |
| CORY KING | Director | - | $0 | - | - |
| BRAD GEFVERT | Vice President | - | $0 | - | - |
| SHAINA SICHELLE | Director | - | $0 | - | - |
| SARAH WAMBURA | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Whitewater Area Chamber of Commerce
- EIN
- 39-6077444
- Address
- 402 W MAIN STREET, WHITEWATER, WI 53190
Signing Officer
- Name
- Penny Ardelt
- Title
- President
- Signed
- 2025-11-04
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Leif E Knudsen CPA SC
- Address
- 884 S Janesville St Unit B, Whitewater, WI 53190
- Preparer
- Leif E Knudsen
- Phone
- 2624729157
Supplemental Narrative
Additional Explanations
Other Revenue.1
“SPONSORSHIP INCOME $500”
Other Expenses.1001
“Advertising and Promotion $143”
Other Expenses.1002
“Office Expenses $1719”
Other Expenses.1003
“Information Technology $2220”
Other Expenses.1005
“Travel $130”
Other Expenses.1012
“Insurance $1887”
Other Expenses.1
“EVENT EXPENSES $8035”
Other Expenses.2
“DUES/FEES $3268”
Other Expenses.3
“OUTSIDE SERVICES $2991”
Other Expenses.4
“UTILITIES $1752”
Other Expenses.5
“TELEPHONE $960”
Other Expenses.6
“MISC EXPENSE $752”
Other Expenses.7
“BANK CHARGES $391”
Other Assets.1003
“Machinery and Equipment - Beginning $5789 Machinery and Equipment - Ending $5789”
Other Assets.1005
“Accounts Receivable - Beginning $51 Accounts Receivable - Ending $0”
Total Liabilities.1003
“Deferred Revenue - Beginning $8384 Deferred Revenue - Ending $8284”
Total Liabilities.1
“ACCRUED PAYROLL TAXES - Beginning $3360 ACCRUED PAYROLL TAXES - Ending $2655”
Raw XML Appendix167 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | KARIN SILVIUS |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2624734005 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 402 W MAIN ST |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | WHITEWATER |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53190 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 48356 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 62536 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 79928 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 14934 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 2223 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 54196 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 68325 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 12868 |
| IRS990EZ/GrossReceiptsAmt | 0 | 161826 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 713 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 42452 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 57386 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 42452 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 57386 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 5850 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JOEL KOHL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | AMY OEDING |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | MASON BECKER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | FREDRICK GARCIA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | PENNY ARDELT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | REBECCA GOODACRE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | CORY KING |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | BRAD GEFVERT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | SHAINA SICHELLE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | SARAH WAMBURA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Secretary |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | Vice President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | Director |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 5840 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 5789 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 24248 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 500 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | The mission of the Whitewater Chamber of Commerce is to promote the business and civic interest of the City of Whitewater, Wi and surrounding communtity |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 234 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 67817 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | NETWORKING, WORKSHOPS, COMMUNITY EVENTS, BUSINESS FAIRS AND PROMOTIONS |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 105941 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 8396 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 4472 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 11744 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 10939 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 138496 |
| IRS990EZ/TotalRevenueAmt | 0 | 153430 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | SPONSORSHIP INCOME $500 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Advertising and Promotion $143 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Office Expenses $1719 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Information Technology $2220 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Travel $130 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Insurance $1887 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | EVENT EXPENSES $8035 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | DUES/FEES $3268 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | OUTSIDE SERVICES $2991 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | UTILITIES $1752 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | TELEPHONE $960 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | MISC EXPENSE $752 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | BANK CHARGES $391 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | Machinery and Equipment - Beginning $5789 Machinery and Equipment - Ending $5789 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | Accounts Receivable - Beginning $51 Accounts Receivable - Ending $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | Deferred Revenue - Beginning $8384 Deferred Revenue - Ending $8284 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | ACCRUED PAYROLL TAXES - Beginning $3360 ACCRUED PAYROLL TAXES - Ending $2655 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Revenue.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.1002 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Expenses.1003 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other Expenses.1005 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Other Expenses.1012 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other Expenses.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Expenses.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Other Expenses.3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Other Expenses.4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Other Expenses.5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Other Expenses.6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Other Expenses.7 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Other Assets.1003 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Other Assets.1005 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Total Liabilities.1003 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Total Liabilities.1 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | PENNY ARDELT |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-04 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | WHITEWATER AREA CHAMBER OF COMMERCE |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | WHIT |
| ReturnHeader/Filer/EIN | 0 | 396077444 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 402 W MAIN STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WHITEWATER |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 53190 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 274633481 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Leif E Knudsen CPA SC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 884 S Janesville St Unit B |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Whitewater |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 53190 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2624729157 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | LEIF E KNUDSEN |
| ReturnHeader/ReturnTs | 0 | 2025-11-04T11:56:24-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
Document Assets
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