Civic Intelligence

Credit Union One

EIN 39-6074770

286 S Military RdPO Box 116654936-1166
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.87x

Higher debt load relative to assets than 93% of similar nonprofits.

$5M-$10M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

61st percentile

7.0%

Faster asset growth than 61% of similar nonprofits.

$5M-$10M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$5,694,174

Up $370,320 (+7.0%) from 2011

Liabilities

Up

$4,961,437

Up $395,776 (+8.7%) from 2011

Net Assets

Down

$732,737

Down $25,456 (-3.4%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$238,838

Down $3,649 (-1.5%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $4,706,586Liabilities 2010: $3,948,016Net Assets 2010: $758,5702010Assets 2011: $5,323,854Liabilities 2011: $4,565,661Net Assets 2011: $758,1932011Assets 2012: $5,694,174Liabilities 2012: $4,961,437Net Assets 2012: $732,7372012

Highlighted filing

2012

Assets$5,694,174
Liabilities$4,961,437
Net Assets$732,737

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0Expenses 2010: $248,0412010Expenses 2011: $242,4872011Expenses 2012: $238,8382012

Highlighted filing

2012

Revenue-
Expenses$238,838
Net Income-

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 6, 2013
Return Version
2012v2.0
Gross Receipts
$213,382
Mission and Program Overview

Major Activities

Activity 2
Credit Union One funded 150 loans, totaling $1,205,100. in 2012. At 12/31/2012 we had 5 mortgage/Home Equity Lines of Credit and 232 Consumer Loans.
Filing and Contact Details

Filer

EIN
39-6074770
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IRS990ScheduleO/GeneralExplanation/Explanation0This organization consists of members, in order to be a member of Cerdit Union One, a share/savings account with a minimum balance of $25.00 is required. Each member has one vote to elect the Board of Directors, the governing body.
IRS990ScheduleO/GeneralExplanation/Explanation1The Board of Directors is elected by the membership of the Credit Union One, with one vote per active member.
IRS990ScheduleO/GeneralExplanation/Explanation2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board of Directors as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires the approval of the membership, unless mandated by regulatory agency, being either NCUA or the Wisconsin Office of Credit Unions.
IRS990ScheduleO/GeneralExplanation/Explanation3Management and the Treasurer of the Board of Directors reveiw the prepared 990 prior to filing.
IRS990ScheduleO/GeneralExplanation/Explanation4Financial Statements are posted monthly in the credit union lobby and available upon request by mail.
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