Civic Intelligence

Athens Area Credit Union

EIN 39-6060364 • 501(c)14 • Athens, WI

Profile

To provide the best possible financial services to meet the needs of our members by offering financial services at competitive rates, while maintaining the credit unions long term financial stability.

PO Box 98Athens, WI 54411

athensareacu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

80th percentile

0.91x

Higher debt load relative to assets than 80% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2022

Liabilities / Revenue

100th percentile

48.57x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2022

Net Margin

55th percentile

13%

Higher net margin than 55% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

55th percentile

0.9%

Faster asset growth than 55% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Revenue Growth

58th percentile

15%

Faster revenue growth than 58% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$49,383,728

Up $3,511,954 (+7.7%) from 2024

Liabilities

Up

$43,035,234

Up $2,795,269 (+6.9%) from 2024

Net Assets

Up

$6,348,494

Up $716,685 (+13%) from 2024

Operations
Liabilities / Revenue100th percentileNet Margin55th percentile

Revenue

Up

$2,003,146

Up $198,019 (+11%) from 2024

Expenses

Up

$1,286,461

Up $40,415 (+3.2%) from 2024

Net Income

Up

$716,685

Up $157,604 (+28%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth55th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $22,479,644Liabilities 2010: $18,884,193Net Assets 2010: $3,595,4512010Assets 2011: $23,422,563Liabilities 2011: $19,796,995Net Assets 2011: $3,625,5682011Assets 2012: $24,992,172Liabilities 2012: $21,312,450Net Assets 2012: $3,679,7222012Assets 2013: $26,051,523Liabilities 2013: $22,353,470Net Assets 2013: $3,698,0532013Assets 2014: $27,666,501Liabilities 2014: $23,940,773Net Assets 2014: $3,725,7282014Assets 2015: $28,112,307Liabilities 2015: $24,372,419Net Assets 2015: $3,739,8882015Assets 2016: $29,245,223Liabilities 2016: $25,442,910Net Assets 2016: $3,802,3132016Assets 2017: $32,122,485Liabilities 2017: $28,184,065Net Assets 2017: $3,938,4202017Assets 2018: $32,194,036Liabilities 2018: $28,022,425Net Assets 2018: $4,171,6112018Assets 2019: $32,928,775Liabilities 2019: $28,463,407Net Assets 2019: $4,465,3682019Assets 2020: $43,785,918Liabilities 2020: $39,152,186Net Assets 2020: $4,633,7322020Assets 2021: $52,183,876Liabilities 2021: $47,544,981Net Assets 2021: $4,638,8952021Assets 2022: $52,635,978Liabilities 2022: $47,869,779Net Assets 2022: $4,766,1992022Assets 2023: $47,493,320Liabilities 2023: $42,420,592Net Assets 2023: $5,072,7282023Assets 2024: $45,871,774Liabilities 2024: $40,239,965Net Assets 2024: $5,631,8092024Assets 2025: $49,383,728Liabilities 2025: $43,035,234Net Assets 2025: $6,348,4942025

Highlighted filing

2025

Assets$49,383,728
Liabilities$43,035,234
Net Assets$6,348,494
Open 2025 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $716,6802010Expenses 2011: $643,2152011Revenue 2012: $658,430Expenses 2012: $604,276Net Income 2012: $54,1542012Revenue 2013: $630,608Expenses 2013: $612,277Net Income 2013: $18,3312013Revenue 2014: $618,503Expenses 2014: $590,828Net Income 2014: $27,6752014Revenue 2015: $637,489Expenses 2015: $623,329Net Income 2015: $14,1602015Revenue 2016: $708,761Expenses 2016: $646,336Net Income 2016: $62,4252016Revenue 2017: $827,036Expenses 2017: $690,929Net Income 2017: $136,1072017Revenue 2018: $967,080Expenses 2018: $733,889Net Income 2018: $233,1912018Revenue 2019: $1,070,389Expenses 2019: $776,633Net Income 2019: $293,7562019Revenue 2020: $996,842Expenses 2020: $828,478Net Income 2020: $168,3642020Revenue 2021: $859,253Expenses 2021: $854,090Net Income 2021: $5,1632021Revenue 2022: $985,585Expenses 2022: $858,281Net Income 2022: $127,3042022Revenue 2023: $1,452,491Expenses 2023: $1,072,191Net Income 2023: $380,3002023Revenue 2024: $1,805,127Expenses 2024: $1,246,046Net Income 2024: $559,0812024Revenue 2025: $2,003,146Expenses 2025: $1,286,461Net Income 2025: $716,6852025

Highlighted filing

2025

Revenue$2,003,146
Expenses$1,286,461
Net Income$716,685
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$49,383,728
Liabilities
$43,035,234
Net assets
$6,348,494
Revenue
$2,003,146
Expenses
$1,286,461
Net income
$716,685
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$49.4$43.0$6.35$2.00$1.29$0.72
2024Detailed filing. Detailed filing data is available for this year.$45.9$40.2$5.63$1.81$1.25$0.56
2023Detailed filing. Detailed filing data is available for this year.$47.5$42.4$5.07$1.45$1.07$0.38
2022Detailed filing. Detailed filing data is available for this year.$52.6$47.9$4.77$0.99$0.86$0.13
2021Detailed filing. Detailed filing data is available for this year.$52.2$47.5$4.64$0.86$0.85$0.01
2020Detailed filing. Detailed filing data is available for this year.$43.8$39.2$4.63$1.00$0.83$0.17
2019Detailed filing. Detailed filing data is available for this year.$32.9$28.5$4.47$1.07$0.78$0.29
2018Detailed filing. Detailed filing data is available for this year.$32.2$28.0$4.17$0.97$0.73$0.23
2017Detailed filing. Detailed filing data is available for this year.$32.1$28.2$3.94$0.83$0.69$0.14
2016Detailed filing. Detailed filing data is available for this year.$29.2$25.4$3.80$0.71$0.65$0.06
2015Detailed filing. Detailed filing data is available for this year.$28.1$24.4$3.74$0.64$0.62$0.01
2014Detailed filing. Detailed filing data is available for this year.$27.7$23.9$3.73$0.62$0.59$0.03
2013Detailed filing. Detailed filing data is available for this year.$26.1$22.4$3.70$0.63$0.61$0.02
2012Summary only. Only limited summary data is available for this year.$25.0$21.3$3.68$0.66$0.60$0.05
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.4$19.8$3.63$0.64
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.5$18.9$3.60$0.72
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 6, 2026
Return Version
2025v4.0
Gross Receipts
$2,024,483
Mission and Program Overview

Mission

To provide the best possible financial services to meet the needs of our members by offering financial services at competitive rates, while maintaining the credit unions long term financial stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$14,017,455$17,250,455▲ $3,233,000
Other Notes and Loans Receivable, Net$17,294,243$16,535,439▼ $758,804
Savings and Temporary Cash Investments$13,365,010$14,208,769▲ $843,759
Rtn Earn Endowment Incm Other Fnds$5,631,809$6,348,494▲ $716,685
Cash and Non-Interest-Bearing Accounts$344,299$509,896▲ $165,597
Land, Buildings, and Equipment, Net$259,069$259,854▲ $785
Prepaid Expenses and Deferred Charges$25,661$45,671▲ $20,010
Total Assets$45,871,774$49,383,728▲ $3,511,954
Other Assets Total$566,037$573,644▲ $7,607
Liabilities
Other Liabilities$40,050,877$42,402,520▲ $2,351,643
Accounts Payable and Accrued Expenses$189,088$632,714▲ $443,626
Total Liabilities$40,239,965$43,035,234▲ $2,795,269
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,631,809$6,348,494▲ $716,685
Total Liabilities and Net Assets / Fund Balance$45,871,774$49,383,728▲ $3,511,954

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$128,637$372,173$500,810
Equipment$35,555$144,712$180,267
Land$95,662-$95,662
Investment Program Related Org$241,455--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Valerie MurrayPresidentFT$94,667$7,156$101,823
Stacy SoensVice PresideFT$45,823$3,184$49,007

Board Members and Trustees

NameTitle
Charles KornackChair
Aaron StencilVice Chair
Dan NowakDirector
Lisa CzechSecretary
Kelly AlbrechtTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$926,755
Investment Income
$1,074,033
Other Revenue
$2,358
Change in Net Assets
$716,685
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$779,480
Salaries, Compensation, and Employee Benefits$478,608
Grants and Similar Amounts Paid$28,373
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$280,301
Current Officers, Directors, Trustees, and Key Employees---$140,490
Office Expenses---$122,591
Information Technology---$77,185
Payroll Taxes---$33,008
Occupancy---$27,972
Advertising---$27,616
Grants to Domestic Orgs---$26,373
Fees for Services Legal---$24,758
Depreciation Depletion---$23,821
Pension Plan Contributions---$23,733
Insurance---$18,390
Conferences and Meetings---$17,424
Fees for Services Accounting---$9,304
Grants to Domestic Individuals---$2,000
Other Expenses---$1,496
Fees for Services Other---$1,154
Other Employee Benefits---$1,076
Total Functional Expenses$0$0$0$1,286,461
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Village of AthensAthens, WIGovEquipment$12,484
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$42,402,520
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization has members. To be a member one must have a share (savings) account at the credit union.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the credit union members. Each member has one vote.”

Form 990, Page 6, Part VI, Line 7B

“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”

Form 990, Page 6, Part VI, Line 11B

“Management provides data and documentation required to independent preparer who completes the return. Management reviews the completed form for accuracy and then authorizes the preparer to e-file the approved return.”

Form 990, Page 6, Part VI, Line 15A

“Salary proposal is presented at board of directors meeting, along with most recent cuna salary report. Compensation for the president is approved by the board and noted in the minutes.”

Form 990, Page 6, Part VI, Line 15B

“Salary proposal is presented at board of directors meeting, along with most recent cuna salary report. Compensation for the vice president is approved by the board and noted in the minutes.”

Form 990, Page 6, Part VI, Line 19

“Governing documents and financial statements are available to members upon request.”

Filing and Contact Details

Filer

Filer Name
Athens Area Credit Union
EIN
39-6060364
Phone
7152579337
Address
PO BOX 98, ATHENS, WI 54411

Signing Officer

Name
Valerie Murray
Title
President
Phone
7152579337
Signed
2026-03-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Valerie Murray
Formed
1959
Legal Domicile
Wi
Voting Board Members
5
Independent Board Members
5
Employees
13
Volunteers
6

Preparer

Firm
Audit Threesixty
Address
1202 JOHNSON ST, ONALASKA, WI 54650-2008
Preparer
Peter Rasmussen
Phone
6083173765
Raw XML Appendix356 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/DepreciationDepletionGrp/TotalAmt023821
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IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDE
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IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER MEMBER RELATED INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0747722
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1172970
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt26063
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0747722
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1172970
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt26063
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 183 NEW LOANS TO OUR MEMBERS DURING 2025. AS OF 12/31/25 WE HAD 853 LOANS TO OUR MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt019092
IRS990/PYInvestmentIncomeAmt0940989
IRS990/PYOtherExpensesAmt0759172
IRS990/PYOtherRevenueAmt02383
IRS990/PYProgramServiceRevenueAmt0861755
IRS990/PYRevenuesLessExpensesAmt0559081
IRS990/PYSalariesCompEmpBnftPaidAmt0467782
IRS990/PYTotalExpensesAmt01246046
IRS990/PYTotalRevenueAmt01805127
IRS990/ReconcilationRevenueExpnssAmt0716685
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RoyaltiesRevenueGrp/ExclusionAmt02358
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt02358
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05631809
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06348494
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013365010
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014208769
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0128637
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0372173
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0500810
IRS990ScheduleD/EquipmentGrp/BookValueAmt035555
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0144712
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0180267
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt016759000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1250000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2241455
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INVESTMENTS WITH MATURITY > 1 YEAR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1HTM INVESTMENTS MATURITY > 1 YEAR
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2CORPORATE CREDIT UNION CAPITAL ACCTS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/LandGrp/BookValueAmt095662
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt095662
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt042402520
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES & DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0259854
IRS990ScheduleD/TotalBookValueProgramRltdAmt017250455
IRS990ScheduleD/TotalLiabilityAmt042402520
IRS990ScheduleI/GrantRecordsMaintainedInd0true
IRS990ScheduleI/RecipientTable/CashGrantAmt012484
IRS990ScheduleI/RecipientTable/IRCSectionDesc0GOV
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0EQUIPMENT
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0VILLAGE OF ATHENS
IRS990ScheduleI/RecipientTable/RecipientEIN0396006199
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt0309 MUELLER ST
IRS990ScheduleI/RecipientTable/USAddress/CityNm0ATHENS
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0WI
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd054411
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT PROVIDES DATA AND DOCUMENTATION REQUIRED TO INDEPENDENT PREPARER WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE COMPLETED FORM FOR ACCURACY AND THEN AUTHORIZES THE PREPARER TO E-FILE THE APPROVED RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SALARY PROPOSAL IS PRESENTED AT BOARD OF DIRECTORS MEETING, ALONG WITH MOST RECENT CUNA SALARY REPORT. COMPENSATION FOR THE PRESIDENT IS APPROVED BY THE BOARD AND NOTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SALARY PROPOSAL IS PRESENTED AT BOARD OF DIRECTORS MEETING, ALONG WITH MOST RECENT CUNA SALARY REPORT. COMPENSATION FOR THE VICE PRESIDENT IS APPROVED BY THE BOARD AND NOTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE TO MEMBERS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt045871774
IRS990/TotalAssetsEOYAmt049383728
IRS990/TotalAssetsGrp/BOYAmt045871774
IRS990/TotalAssetsGrp/EOYAmt049383728
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt013
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01286461
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt040239965
IRS990/TotalLiabilitiesEOYAmt043035234
IRS990/TotalLiabilitiesGrp/BOYAmt040239965
IRS990/TotalLiabilitiesGrp/EOYAmt043035234
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05631809
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06348494
IRS990/TotalOtherCompensationAmt010340
IRS990/TotalProgramServiceRevenueAmt0926755
IRS990/TotalReportableCompFromOrgAmt0140490
IRS990/TotalRevenueGrp/ExclusionAmt01079028
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0924118
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02003146
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt045871774
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt049383728
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 98
IRS990/USAddress/CityNm0ATHENS
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054411
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0ATHENSAREACU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0VALERIE MURRAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07152579337
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ATHENS AREA CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ATHE
ReturnHeader/Filer/EIN0396060364
ReturnHeader/Filer/PhoneNum07152579337
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 98
ReturnHeader/Filer/USAddress/CityNm0ATHENS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054411
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0811697509
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0AUDIT THREESIXTY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01202 JOHNSON ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ONALASKA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0546502008
ReturnHeader/PreparerPersonGrp/PhoneNum06083173765
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PETER RASMUSSEN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-03-19T15:33:12-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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